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Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network
Budgeting
Personal Finance
Debt
Money Management
Financial Literacy
Debt Management
Inflation
Emergency Fund
Spending Habits
Financial Independence
Student Loans
Parenting
Housing Market
Finances
Consumerism
Consumer Debt
Financial Peace University
Investing
Financial Responsibility
Predatory Financial Products

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

PublishesWeeklyEpisodes197Founded4 years ago
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Business

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Artwork for Smart Money Happy Hour

Latest Episodes

💵 Create a free budget and find more margin with EveryDollar.

When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z ... more

🏡 Get organized to buy or sell your home with our Real Estate Home Base.

If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband W... more

📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing!

Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap tha... more

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❓Have a money question? Ask Ramsey is here to help!

The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another ten years.

Next Steps:

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Key Facts

Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Winston Cruze
Real estate professional; husband of Rachel Cruze
Real estate (various projects)
Episode: Rage-Baiting Ourselves With America’s Shocking Home Prices
Arthur Brooks
Professor, best-selling author, happiness expert
Harvard/Claremont McKenna (as described in show)
Episode: We Question Dr. Arthur Brooks on the Secret to Happiness
Jade Warshaw
A money expert focusing on debt payoff with a background in financial education
Ramsey Solutions
Episode: Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)
Dr. John Delony
Best-selling author, speaker, and mental health expert
Ramsey Solutions
Episode: Critiquing Your Spending Habits (and Ours) With Dr. John Delony
Caroline Cruz
Daughter of Rachel Cruze
Episode: Putting Our Financial Knowledge to the Test (With Special Guests!)
Amelia Cruz
Daughter of George Kamel
Episode: Putting Our Financial Knowledge to the Test (With Special Guests!)
Dave Ramsey
Financial expert, author, and radio host
Ramsey Solutions
Episode: Dave Ramsey Answers Your Most-Asked Questions

Hosts

Rachel Cruze
Co-host with a focus on budgeting, family finance, and practical money advice; affiliated with Ramsey Solutions.
George Kamel
Host with emphasis on personal finance, debt reduction, and real-world money strategies; affiliated with Ramsey Solutions.

Reviews

4.8 out of 5 stars from 5.8k ratings
  • GREAT SHOW

    It’s fun and interesting to listen to!😀

    Apple Podcasts
    5
    #podcast critic#
    United States14 days ago
  • Guilty as charged?

    What was your favorite thing about high school?

    Apple Podcasts
    5
    Cute boutique
    United States24 days ago
  • Name a better duo!

    Literally obsessed with this show! When I originally found it I listened to one episode & had to go back to the beginning & listen to them all. Every single day I listened until I was caught up & now waiting weekly kills me. Rachel & George are so fun, relatable & I’ve learned so much from them. I most importantly love how they share a biblical foundation. They are the highlight of my Thursdays ☺️

    Apple Podcasts
    5
    CieraBowling
    United Statesa month ago
  • Love them!

    I truly cannot stop listening to this podcast! I adore listening to these two and it’s positively impacted my family financially. Please keep this podcast going forever ☺️

    Apple Podcasts
    5
    Mom Dr Joon
    United Statesa month ago
  • Love!!!

    Started listening a couple weeks ago and have been loving listening! I even convinced my husband to get a Fairwinds smart bundle! Can’t wait to feel bougie with my Ramsey debit card 😁

    Guilty as charged: Do you ever tell your pet(s) “good morning” before you say anything to your spouse or kids?

    Apple Podcasts
    5
    CLJacobsen
    United Statesa month ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A few mention the show's approachable take on debt payoff and financial peace.
Some listeners value sponsor integrations and brands aligned with financial wellness.
Fans like the mix of budgeting advice with pop culture discussions.
Listeners appreciate the friendly banter and practical money tips.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify
#31
United States/Business
Apple Podcasts
#120
United States/Business
Apple Podcasts
#165
Canada/Business
Apple Podcasts
#184
Philippines/Business
Apple Podcasts
#238
Norway/Business

Talking Points

Recent interactions between the hosts and their guests.

Love and Money: Financial Decisions People Immediately Regret
Q: What have we learned today?
People are going to be people. We are humans that run off of emotions instead of logic.
Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
Q: Do you have a favorite question that you love asking people when you first meet them?
Yes, if you could only use one word to describe yourself as a professional right now, what would it be?
Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
Q: What do you always tell people who feel stuck in a certain place in their life?
You aren't stuck, you're unclear.
Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
Q: What's your biggest hot take on the job market right now?
It is actually contracting. Very tough time to move jobs. I'd stay put for right now.
Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
Q: What is the number one mistake people make with money?
Leading with emotion, not long-term vision.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Smart Money Happy Hour

What is Smart Money Happy Hour about and what kind of topics does it cover?

Two money experts mix practical budgeting with candid banter and pop culture analyses, offering accessible money guidance through a light, entertaining lens. Episodes cover cost of living trends, real estate, consumer habits, and brand partnerships, often weaving in personal anecdotes and straightforward tips for budgeting, debt reduction, and financial peace. Noteworthy traits include a steady blend of humor, actionable money tips, and a recurring Ramsey-affiliated perspective that advocates debt-free living and intentional spending, making it a likely fit for listeners who enjoy money conversations framed by everyday life and culture.

A standout aspect is the approachable duo dynamic, which balances data-driven observations with relatabl... more

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To see how many followers or subscribers Smart Money Happy Hour has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Smart Money Happy Hour?

These podcasts share a similar audience with Smart Money Happy Hour:

1. George Kamel
2. The Ramsey Show
3. Front Row Seat with Ken Coleman
4. Ramsey Everyday Millionaires
5. The Dr. John Delony Show

How many episodes of Smart Money Happy Hour are there?

Smart Money Happy Hour launched 4 years ago and published 197 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Smart Money Happy Hour?

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What guests have appeared on Smart Money Happy Hour?

Recent guests on Smart Money Happy Hour include:

1. Winston Cruze
2. Arthur Brooks
3. Jade Warshaw
4. Dr. John Delony
5. Caroline Cruz
6. Amelia Cruz
7. Dave Ramsey

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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