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The Educated HomeBuyer

The Educated HomeBuyer
Housing Market
Interest Rates
Real Estate
Home Prices
Mortgage Refinancing
Mortgage Process
Financial Planning
Mortgage Lending
Mortgage Delinquencies
Home Equity
Loan Structuring
Broker Age
Mortgage Rates
Real Estate Agents
Inflation
Federal Reserve
Velocity Banking
Big Box Lenders
Foreclosures
Orange County

Welcome to The Educated Homebuyer where we educated you on how to buy right, borrow smart and build wealth through real estate ownership.

PublishesTwice weeklyEpisodes404Founded4 years ago
Number of ListenersCategory
Education

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Artwork for The Educated HomeBuyer

Latest Episodes

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, ... more

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this LIVE episode, we’re breaki... more

If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your savings is a red flag, not a... more

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside an... more

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Recent Guests

Tony Hutchinson
Executive Vice President at VantageScore, veteran in housing policy with extensive experience shaping significant legislation.
VantageScore
Episode: EP185 - Your Credit Score Just Got a MASSIVE Upgrade
Logan Motoshami
Chief Economist at HousingWire
HousingWire
Episode: LIVE Q & A - Mortgage Rates Are Headed Lower
Logan Mohtashami
Housing market analyst and expert
Housingwire
Episode: EP134 - What The FED Pivot Means For The Housing Market With Logan Mohtashami
John Wake
Real estate data analyst and economist
RealEstateDecoded
Episode: EP130 - Housing Isn't CRASHING But Change Is On The Way

Hosts

Jeb Smith
Co-host and expert on the housing market, providing insights into home buying, mortgage trends, and buyer strategies.
Josh Lewis
Co-host and expert on mortgage rates and the buyer's market, sharing valuable information for first-time homebuyers.

Reviews

4.7 out of 5 stars from 241 ratings
  • My favorite real estate podcast

    As a first-time homebuyer, I LOVE how useful the advice provided by this podcast is! There’s no fluff, they get straight to the point, and it’s so incredibly helpful and detailed while still being digestible for those of us who are brand new to this experience. I’ve learned so much just from listening to a handful of episodes while we were in the process of submitting an offer and going through escrow on our first house. Thank you guys so much for sharing your expertise!

    Apple Podcasts
    5
    emilyannloeppke
    United States5 months ago
  • AWESOME AND TIMELY FEEDBACK!!!

    Josh and Jeb”s feedback via email was on point and AWESOME! They explained and broke down for me the details of a counter offer with a home seller and helped me come to the best decision for me and my family with the potential home purchase! Thank you both very much!

    Apple Podcasts
    5
    db671!
    United States2 years ago
  • Honest Analysis

    These guys provide information in an unbiased fashion; hard to find nowadays when people are chasing clicks. If you are interested in the housing market this is a must listen. They make it easy for non-professionals to understand. Keep up the good work!

    Apple Podcasts
    5
    C..B..J
    United States2 years ago
  • Great Show & Thoughtful

    Josh & Jeb have plenty of Real Estate: experience, tips, continuity & connection. They will take the time to answer questions, even off the show, and are considerate - which goes a long way in this constant profit over everything world. The charts on YT do help but not needed. I like 1.5x ha. Enjoy the show

    Apple Podcasts
    5
    GSmitttty
    United States2 years ago
  • Highly recommend this informative podcast

    We have been listening to Josh and Jeb over the last year to help with our preparation in purchasing our first home. The show provides a great review of updated market trends and key strategies to keep in mind when navigating the housing market. We highly recommend a listen!

    Apple Podcasts
    5
    FEBRV
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A few listeners express concern about potential biases, mentioning the importance of considering diverse perspectives in the discussion about homeownership.
The show has received praise for its relatable hosts and engaging discussions on complex topics related to the housing market.
Listeners find the content incredibly useful and appreciate the straightforward advice tailored for first-time homebuyers.

Talking Points

Recent interactions between the hosts and their guests.

LIVE 02_11_26 - How LOW Can INTEREST RATES Really Go?
Q: Can you tell us why everywhere house prices are going down?
While some areas have seen price drops, most of the U.S. is experiencing stable or increasing prices, especially in markets that did not have dramatic COVID-era spikes.
LIVE 02_11_26 - How LOW Can INTEREST RATES Really Go?
Q: How do USDA interest rates compare to FHA and VA?
USDA loans are typically priced very similarly to FHA and VA loans because they all get sold in government-backed pools.
LIVE 02_11_26 - How LOW Can INTEREST RATES Really Go?
Q: Is it smart to take out cash when you refinance or get a lower monthly payment?
It may only make sense to take out cash when refinancing if you have sufficient equity in your home and are using it for necessary expenses, but generally, many might benefit more from simply lowering their monthly payment instead.
LIVE 02_04_26 - The Housing Market Is Swinging Toward Buyers
Q: How does taxes come into play when you have a living trust?
Prop 19 allows you to transfer your tax basis from one property to the other, but can create complications.
LIVE 02_04_26 - The Housing Market Is Swinging Toward Buyers
Q: What percentage do buyers under 40 get help from their parents?
About one out of five buyers under 40 gets help from their parents, according to the NAR.

Audience Metrics

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Listeners per Episode
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Frequently Asked Questions About The Educated HomeBuyer

What is The Educated HomeBuyer about and what kind of topics does it cover?

Focusing on homeownership, the content frequently addresses practical strategies for first-time homebuyers navigating the real estate market. Discussions often include various mortgage options, market trends, and financial preparedness, empowering listeners to make informed decisions. Each episode provides detailed insights into loan types, interest rates, and tips for enhancing affordability, along with personal anecdotes that enhance relatability. What sets this apart is the commitment to breaking down complex topics into understandable advice for new buyers, aiming to simplify the often overwhelming process of purchasing a home.

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How many listeners does The Educated HomeBuyer get?

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What are the audience demographics for The Educated HomeBuyer?

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How many subscribers and views does The Educated HomeBuyer have?

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Which podcasts are similar to The Educated HomeBuyer?

These podcasts share a similar audience with The Educated HomeBuyer:

1. On The Market
2. The Personal Finance Podcast
3. BiggerPockets Money Podcast
4. The Shawn Ryan Show
5. The Tucker Carlson Show

How many episodes of The Educated HomeBuyer are there?

The Educated HomeBuyer launched 4 years ago and published 404 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Educated HomeBuyer?

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Where can I see ratings and reviews for The Educated HomeBuyer?

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What guests have appeared on The Educated HomeBuyer?

Recent guests on The Educated HomeBuyer include:

1. Tony Hutchinson
2. Logan Motoshami
3. Logan Mohtashami
4. John Wake

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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