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Plain English Finance

Tré Bynoe CFP®, CIM®
Financial Planning
Investing
Money
Inflation
Tax-Efficient Debt Structures
Budgeting
Financial Literacy
Tax Minimization
Personal Finance
Cash Flow Management
Risk Tolerance
Segregated Funds
Net Worth
Barter System
Smith Maneuver
Business Expenses
Rental Properties
Investment Income
100% Equity Portfolio
Optimal Asset Allocation

The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.

While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood o... more

PublishesWeeklyEpisodes22Founded5 months ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Plain English Finance

Latest Episodes

“Tax-Free Savings Account” is a bad name. It’s an investment account, not a savings jar. 

In this episode, Tré explains what the TFSA really is, how to use it properly, and how it fits with your RRSP. You’ll learn the real contribution rules (includ... more

Want a $40,000 car but only pay $10K out of pocket? That’s the power of understanding time, interest, and inflation. In this episode, Tré and Sierra are joined by his in-laws to break down the basics of financial math using an online calculator and s... more

Most wills don’t plan for reality. They ignore messy family dynamics, future kids, or the financial chaos that hits when parents die unexpectedly. In this episode, Tré Bynoe, CFP, CIM, shares how he and his wife structured their own estate plan — tru... more

Most Canadians treat RRSPs like a retirement silver bullet, and most are using them wrong.

In this episode, Tré explains why Registered Retirement Savings Plans (RRSPs) are powerful tools only when used strategically. He breaks down what RRSPs actua... more

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Host

Tré Bynoe
Host of the Plain English Finance Podcast

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Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple
Q: How would I find out what my current interest per year is?
Your interest per year can be determined by historical data on your investments and expected growth based on asset allocation.
Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple
Q: For inflation, I would guess interest per year?
Using interest per year to understand future value under inflation is correct.
Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs
Q: What would their next steps be if someone knows somebody who qualifies for the disability tax credit?
They need to open an RDSP, which involves having a social insurance number and getting approval for the disability tax credit. They should seek help from their bank or a financial planner for guidance.
BONUS | Q2 2025 Review
Q: What do you think multiple expansion is?
It's a valuation process where the perceived value assigned to a stock increases without a change in its fundamental earnings.

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Frequently Asked Questions About Plain English Finance

What is Plain English Finance about and what kind of topics does it cover?

General themes throughout the episodes focus on personal finance topics such as debt management, investing, budgeting, and financial planning strategies tailored for different income brackets. The dialogue frequently incorporates practical advice to help individuals understand the implications of their financial decisions, illustrating how psychological factors play a role in money management. Discussions also highlight intricate financial structures, such as tax-efficient debt strategies and the complexities of managing higher incomes, making the content particularly relevant for listeners from various financial backgrounds who aim to enhance their financial literacy and decision-making skills.

What distinguishes this content is its commi... more

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These podcasts share a similar audience with Plain English Finance:

1. The Bridge with Peter Mansbridge

How many episodes of Plain English Finance are there?

Plain English Finance launched 5 months ago and published 22 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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