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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam
Personal Finance
Financial Independence
Budgeting
Cash Envelope System
Fear
Investing
Debt Management
Weight Loss Tips
Self-Help
Financial Success
Consumerism
Frugal Mindset
Financial Goals
Mental Health
Financial Freedom
Mini-Retirement
Mortgage
Inflation
Nutrition
Self-Image

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts in... more

PublishesDailyEpisodes3518Founded10 years ago
Number of ListenersCategories
InvestingEducationBusinessSelf-Improvement

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Artwork for Optimal Finance Daily

Latest Episodes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3516:

Mr. Money Mustache challenges the deeply ingrained habit of long car commutes, reveal... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3515:

Mr. Money Mustache exposes how a seemingly “reasonable” commute quietly drains both t... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3514:

Amanda Brownlow reframes financial conversations as intentional “budget dates,” showi... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3513:

Nick Maggiulli uses a remarkable medical story to reveal how resilience and redundanc... more

YouTube

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
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Recent Guests

Amanda Brownlow
Author of HelloBrownlow, contributor of the budget-date concept
HelloBrownlow
Episode: 3514: What’s a Budget Date? Why You Need Them as a Couple by Amanda Brownlow of HelloBrownlow
Dr. Jeff Anzalone
Author of The Millionaire's Secret post, affiliated with Physician on Fire
Physician on Fire
Episode: 3508: [Part 2] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire
Darrow Kirkpatrick
Author of caniretireyet.com
caniretireyet.com
Episode: 3500: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet
Courtney Luke
Founder of Arrest Your Debt
arrestyourdebt.com
Episode: 3497: 5 Ways To Minimize Debt and Increase Your Retirement by Courtney Luke of Arrest Your Debt
James Lambridis
Author of debtmd.com article on debt settlement
debtmd.com
Episode: 3494: What is Debt Settlement and How Does It Work? by James Lambridis of Debt MD on Debt Settlement Explained
Scott Rieckens
Author of Playing With Fire, mortgage and financial independence advocate
Playing With Fire
Episode: 3491: [Part 1] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Long-Term Mortgage Planning
Keith Wilson
Counselor and author of the original post; referenced as the source material
keithwilsoncounseling.com
Episode: 3490: Cook the Negativity by Keith Wilson on Working Through Negativity
Jackie Beck
Author of the post the episode is based on
jackiebeck.com
Episode: 3485: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Debt-Free Commitment
Rachel Trotta
Fitness author and blogger
racheltrotta.com
Episode: 3482: Expectations Create Reality by Rachel Trotta on Mindset and Success

Host

Diania Merriam
Host of the podcast, Diania Merriam, provides engaging narration and insightful commentary on personal finance topics, transforming complex financial concepts into actionable insights.

Reviews

4.5 out of 5 stars from 1.6k ratings
  • Love the show, hate the “you might also like”

    Please stop forcing other podcasts on me. Just stick to the optimal finance one

    Apple Podcasts
    4
    Jimbo7230
    United States2 months ago
  • Stop making us download an unwanted podcast

    I set my podcasts to automatic download. Not normally a problem with the ones I want to download, but this show has been working around by making you download a completely unrelated podcast as advertisement. Can you say sellout??? Only subscribe if you want this podcast and an unwanted one as well

    Apple Podcasts
    1
    RealEstateMD2
    United States10 months ago
  • 5-7+ minutes of advertising

    There are better options with more time spent on content.

    Apple Podcasts
    1
    Free Lunch 2023
    United States10 months ago
  • Cool

    Thanks for the subscription being only $20 a year rather than $30 like most podcasts. Not trying to gouge every penny out of every customer is appreciated. I happily subscribed and am enjoying the commercial free podcasts! I’m going to have a great year!

    Apple Podcasts
    5
    #1FanofTreehouse
    United States2 years ago
  • Love the content, hate the advertising

    As much as I love this podcast, I will stop listening until the current rotation of ads stop. I do not want to be told to “take a whiff of those pits and toes” first thing every morning. C’mon.

    Apple Podcasts
    4
    George Hyland
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many enjoy the engaging style of the host, especially her ability to make finance relatable and understandable for everyday purposes.
There are concerns regarding the amount and relevance of advertising within episodes, which some feel detracts from the content.
Listeners appreciate the practical financial advice and actionable steps that are easy to implement.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#117
United States/Business/Investing
Apple Podcasts
#230
Canada/Business/Investing
Apple Podcasts
#222
Germany/Business/Investing
Apple Podcasts
#243
France/Business/Investing
Apple Podcasts
#50
Chile/Business/Investing
Apple Podcasts
#60
Finland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

3290: Creating a Home Gym by Ross Enamait on Working Out on A Budget
Q: What should I consider before investing in home gym equipment?
Determine how and when you will use the new equipment to ensure it's worth the investment.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What should I do with my Roth IRA once I can't legally contribute to it due to income limits?
Chris suggests considering a backdoor Roth IRA strategy or simply allowing the existing Roth IRA to grow over time without contributing further.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What are the next steps for investing once you've maxed out retirement accounts?
Chris recommends prioritizing the employer match in pre-tax retirement accounts, fully funding post-tax retirement accounts, and then considering taxable accounts, guiding on a backdoor Roth conversion if necessary.
3214: Investing With Debt by Wanderer on Smart Financial Decisions and Money Lessons on Housing Costs
Q: If given the opportunity, would you buy your first house in cash over getting a mortgage?
The speaker suggests that they would choose to pay cash, emphasizing that it helps avoid debt and the associated risks during economic downturns.
3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
Q: What other ways did you cut expenses?
I prioritized spending on key tourist spots and used budget airlines for flights.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Optimal Finance Daily

What is Optimal Finance Daily about and what kind of topics does it cover?

This podcast offers a daily exploration of personal finance, focusing on delivering practical advice drawn from insights shared by prominent financial bloggers and experts. Topics frequently covered include budgeting, investing strategies, debt management, and an emphasis on achieving financial independence and early retirement. Designed to transform complex financial concepts into relatable advice, the episodes strive to empower listeners with the knowledge and motivation necessary to navigate their financial journeys effectively.

Unique in its approach, each episode serves as both a source of information and a daily inspiration, aiming to foster not just financial literacy but also a mindset geared towards money mindfulness and proactivi... more

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Which podcasts are similar to Optimal Finance Daily?

These podcasts share a similar audience with Optimal Finance Daily:

1. Optimal Health Daily - Fitness and Nutrition
2. Optimal Living Daily - Personal Development and Self-Improvement
3. Optimal Relationships Daily - Dating, Marriage and Parenting
4. ChooseFI
5. Earn & Invest

How many episodes of Optimal Finance Daily are there?

Optimal Finance Daily launched 10 years ago and published 3518 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Optimal Finance Daily?

Recent guests on Optimal Finance Daily include:

1. Amanda Brownlow
2. Dr. Jeff Anzalone
3. Darrow Kirkpatrick
4. Courtney Luke
5. James Lambridis
6. Scott Rieckens
7. Keith Wilson
8. Jackie Beck

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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