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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam
Financial Independence
Personal Finance
Budgeting
Investing
Debt Management
Retirement Planning
Emergency Fund
Financial Planning
Investment Strategies
Financial Literacy
Real Estate
Minimalism
Retirement
Money Management
Mortgage Refinancing
Social Security
Frugality
Financial Goals
Index Funds
Saving Money

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts in... more

PublishesDailyEpisodes3542Founded10 years ago
Number of ListenersCategories
Self-ImprovementEducationBusinessInvesting

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Artwork for Optimal Finance Daily

Latest Episodes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3540:

Vicki Robin reframes wealth as more than money, emphasizing that true independence co... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3539:

Mr. 1500 challenges the obsession with wealth by revealing that money alone never del... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3538:

Ingrid Y. Helander explains how chronic worry can distort your ability to recognize r... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3537:

Andrew highlights how small, overlooked financial habits, like everyday overspending,... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Rachel Trotta
Fitness coach and blogger who authored the article
racheltrotta.com
Episode: 3530: Avoiding Fitness Information Overload by Rachel Trotta on Simplifying Fitness
Liz of Frugalwoods
Author of frugalwoods.com post referenced in the episode
Frugal Woods (frugalwoods.com)
Episode: 3527: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on Spending Less Wisely
Kathy Robinson
Author of Athena Wellness
Athena Wellness
Episode: 3524: Retirement is a Verb by Kathy Robinson of Athena Wellness on Active Retirement
Nir Eyal
Author of Indistractable, expert on distraction and productivity
nirandfar.com
Episode: 3522: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Reducing Distraction
Amanda Brownlow
Author of HelloBrownlow, contributor of the budget-date concept
HelloBrownlow
Episode: 3514: What’s a Budget Date? Why You Need Them as a Couple by Amanda Brownlow of HelloBrownlow
Dr. Jeff Anzalone
Author of The Millionaire's Secret post, affiliated with Physician on Fire
Physician on Fire
Episode: 3508: [Part 2] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire
Courtney Luke
Founder of Arrest Your Debt
arrestyourdebt.com
Episode: 3497: 5 Ways To Minimize Debt and Increase Your Retirement by Courtney Luke of Arrest Your Debt
James Lambridis
Author of debtmd.com article on debt settlement
debtmd.com
Episode: 3494: What is Debt Settlement and How Does It Work? by James Lambridis of Debt MD on Debt Settlement Explained
Scott Rieckens
Author of Playing With Fire article on long-term mortgage planning
playingwithfire.co
Episode: 3492: [Part 2] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Long-Term Mortgage Planning

Host

Diania Merriam
Host of the podcast, Diania Merriam, provides engaging narration and insightful commentary on personal finance topics, transforming complex financial concepts into actionable insights.

Reviews

4.5 out of 5 stars from 1.6k ratings
  • Love the show, hate the “you might also like”

    Please stop forcing other podcasts on me. Just stick to the optimal finance one

    Apple Podcasts
    4
    Jimbo7230
    United States3 months ago
  • Stop making us download an unwanted podcast

    I set my podcasts to automatic download. Not normally a problem with the ones I want to download, but this show has been working around by making you download a completely unrelated podcast as advertisement. Can you say sellout??? Only subscribe if you want this podcast and an unwanted one as well

    Apple Podcasts
    1
    RealEstateMD2
    United Statesa year ago
  • 5-7+ minutes of advertising

    There are better options with more time spent on content.

    Apple Podcasts
    1
    Free Lunch 2023
    United Statesa year ago
  • Cool

    Thanks for the subscription being only $20 a year rather than $30 like most podcasts. Not trying to gouge every penny out of every customer is appreciated. I happily subscribed and am enjoying the commercial free podcasts! I’m going to have a great year!

    Apple Podcasts
    5
    #1FanofTreehouse
    United States2 years ago
  • Love the content, hate the advertising

    As much as I love this podcast, I will stop listening until the current rotation of ads stop. I do not want to be told to “take a whiff of those pits and toes” first thing every morning. C’mon.

    Apple Podcasts
    4
    George Hyland
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many enjoy the engaging style of the host, especially her ability to make finance relatable and understandable for everyday purposes.
There are concerns regarding the amount and relevance of advertising within episodes, which some feel detracts from the content.
Listeners appreciate the practical financial advice and actionable steps that are easy to implement.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#118
United States/Business/Investing
Apple Podcasts
#75
Italy/Business/Investing
Apple Podcasts
#195
Italy/Business
Apple Podcasts
#219
France/Business/Investing
Apple Podcasts
#61
Singapore/Business/Investing
Apple Podcasts
#82
Finland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

3290: Creating a Home Gym by Ross Enamait on Working Out on A Budget
Q: What should I consider before investing in home gym equipment?
Determine how and when you will use the new equipment to ensure it's worth the investment.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What should I do with my Roth IRA once I can't legally contribute to it due to income limits?
Chris suggests considering a backdoor Roth IRA strategy or simply allowing the existing Roth IRA to grow over time without contributing further.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What are the next steps for investing once you've maxed out retirement accounts?
Chris recommends prioritizing the employer match in pre-tax retirement accounts, fully funding post-tax retirement accounts, and then considering taxable accounts, guiding on a backdoor Roth conversion if necessary.
3214: Investing With Debt by Wanderer on Smart Financial Decisions and Money Lessons on Housing Costs
Q: If given the opportunity, would you buy your first house in cash over getting a mortgage?
The speaker suggests that they would choose to pay cash, emphasizing that it helps avoid debt and the associated risks during economic downturns.
3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
Q: What other ways did you cut expenses?
I prioritized spending on key tourist spots and used budget airlines for flights.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Optimal Finance Daily

What is Optimal Finance Daily about and what kind of topics does it cover?

This podcast offers a daily exploration of personal finance, focusing on delivering practical advice drawn from insights shared by prominent financial bloggers and experts. Topics frequently covered include budgeting, investing strategies, debt management, and an emphasis on achieving financial independence and early retirement. Designed to transform complex financial concepts into relatable advice, the episodes strive to empower listeners with the knowledge and motivation necessary to navigate their financial journeys effectively.

Unique in its approach, each episode serves as both a source of information and a daily inspiration, aiming to foster not just financial literacy but also a mindset geared towards money mindfulness and proactivi... more

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How many episodes of Optimal Finance Daily are there?

Optimal Finance Daily launched 10 years ago and published 3542 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Optimal Finance Daily?

Recent guests on Optimal Finance Daily include:

1. Rachel Trotta
2. Liz of Frugalwoods
3. Kathy Robinson
4. Nir Eyal
5. Amanda Brownlow
6. Dr. Jeff Anzalone
7. Courtney Luke
8. James Lambridis

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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