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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam
Personal Finance
Financial Independence
Budgeting
Cash Envelope System
Fear
Debt Management
Investing
Weight Loss Tips
Self-Help
Financial Success
Frugal Mindset
Consumerism
Financial Goals
Mental Health
Mini-Retirement
Financial Freedom
Mortgage
Inflation
Nutrition
Self-Image

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts in... more

PublishesDailyEpisodes3315Founded10 years ago
Number of ListenersCategories
BusinessInvestingSelf-ImprovementEducation

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Latest Episodes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3313:

Jen Hayes challenges the common belief that student loans are “good debt,” showing ho... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3312:

Andy Hill shares how a single pay raise became the spark that transformed his financi... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3311:

Jeff Rose explains why working with an independent life insurance agent can simplify ... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3310:

Christina Browning highlights smart strategies for handling a financial windfall by f... more

YouTube

Key Facts

Accepts Guests
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Catching Up to FIBill Yount & Jackie Cummings Koski

Recent Guests

Jeff Rose
Financial expert and author
Good Financial Cents
Episode: 3311: Why Choose An Independent Life Insurance Agent by Jeff Rose of Good Financial Cents on Money Decisions
Nick Maggiulli
Writer and data analyst specializing in personal finance and relationships
ofdollarsanddata.com
Episode: 3298: The Most Important Decision in Life by Nick Maggiulli of Of Dollars and Data on Marriage and Finances
Isaac Morehouse
A writer and blogger focused on personal development and productivity
isaacmorehouse.com
Episode: 3234: What I Learned From Writing Every Day by Isaac Morehouse on Boosting Creativity and Self-Confidence
Mr. Money Mustache
Personal finance blogger known for advocating financial independence.
Mr. Money Mustache
Episode: 3111: The Dividend Aristocrats by Sean Owen with Mr. Money Mustache on Stock Market Investing
Brian Gardner
A web designer and author at nosidebar.com
nosidebar.com
Episode: 3090: Minimalism in the Real World: A Life without Sidebars by Brian Gardner on Intentional Spending
Simon Zhen
Writer and contributor from Financial Samurai
Financial Samurai
Episode: 3041: Sun Tzu’s Art of War Applied to Your Battle Against Debt by Simon Zhen with Financial Samurai
Zoe Kim
Minimalism advocate and writer
nosidebar.com
Episode: 3010: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim on Emotional Wellbeing
Antonia Collins
Personal finance writer and expert on decluttering
Balanced Through Simplicity
Episode: 2994: How To Declutter Without Feeling Wasteful: Is Decluttering a Waste of Money? By Antonia Collins
Jillian Johnsrud
Financial expert and author focused on financial independence and budgeting.
jillianjondsrud.com
Episode: 2963: Reduce the Budget Busters by Gary with Jillian Johnsrud on How to Achieve Financial Freedom

Host

Diania Merriam
Diania Merriam is a personal finance expert and the host of the show, known for her engaging narrative style and deep understanding of financial concepts. She aims to make personal finance accessible and actionable for her listeners, offering motivation and actionable insights drawn from leading financial bloggers and experts.

Reviews

4.5 out of 5 stars from 1.6k ratings
  • Stop making us download an unwanted podcast

    I set my podcasts to automatic download. Not normally a problem with the ones I want to download, but this show has been working around by making you download a completely unrelated podcast as advertisement. Can you say sellout??? Only subscribe if you want this podcast and an unwanted one as well

    Apple Podcasts
    1
    RealEstateMD2
    United States4 months ago
  • 5-7+ minutes of advertising

    There are better options with more time spent on content.

    Apple Podcasts
    1
    Free Lunch 2023
    United States4 months ago
  • Cool

    Thanks for the subscription being only $20 a year rather than $30 like most podcasts. Not trying to gouge every penny out of every customer is appreciated. I happily subscribed and am enjoying the commercial free podcasts! I’m going to have a great year!

    Apple Podcasts
    5
    #1FanofTreehouse
    United Statesa year ago
  • Love the content, hate the advertising

    As much as I love this podcast, I will stop listening until the current rotation of ads stop. I do not want to be told to “take a whiff of those pits and toes” first thing every morning. C’mon.

    Apple Podcasts
    4
    George Hyland
    United States2 years ago
  • Be more honest about episode repeats!

    This show has a fair amount of good original content. However, I have noticed a lot more in the last year either (a) the podcast replays previously aired episodes (without mentioning this in the intro) or (b), airing very outdated podcasts some mentioning the Great Recession of 2008 going on, some still mentioning “while now in the middle of the pandemic” or stats and figures like “last year, in 2014”…

    To not waste a listeners time, it would be nice if like other podcasts, they would mention if... more

    Apple Podcasts
    3
    Jhawk737
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the actionable financial advice and relatable insights offered, which often motivate them to work towards financial independence.
There are concerns about the increasing amount of advertising and the frequency of episode repetition.
Some listeners express a desire for greater diversity in topics, particularly in terms of fresh content and perspectives.
Many enjoy the condensed format of episodes, ideal for quick consumption during busy schedules.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

3290: Creating a Home Gym by Ross Enamait on Working Out on A Budget
Q: What should I consider before investing in home gym equipment?
Determine how and when you will use the new equipment to ensure it's worth the investment.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What should I do with my Roth IRA once I can't legally contribute to it due to income limits?
Chris suggests considering a backdoor Roth IRA strategy or simply allowing the existing Roth IRA to grow over time without contributing further.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What are the next steps for investing once you've maxed out retirement accounts?
Chris recommends prioritizing the employer match in pre-tax retirement accounts, fully funding post-tax retirement accounts, and then considering taxable accounts, guiding on a backdoor Roth conversion if necessary.
3214: Investing With Debt by Wanderer on Smart Financial Decisions and Money Lessons on Housing Costs
Q: If given the opportunity, would you buy your first house in cash over getting a mortgage?
The speaker suggests that they would choose to pay cash, emphasizing that it helps avoid debt and the associated risks during economic downturns.
3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
Q: What other ways did you cut expenses?
I prioritized spending on key tourist spots and used budget airlines for flights.

Audience Metrics

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Listeners per Episode
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Frequently Asked Questions About Optimal Finance Daily

What is Optimal Finance Daily about and what kind of topics does it cover?

A daily exploration of personal finance concepts, this podcast focuses on delivering practical advice and insights from leading financial bloggers and experts. Each episode distills complex financial strategies into actionable advice on topics such as budgeting, investing, debt management, and financial mindfulness, making these concepts accessible to listeners. The unique approach integrates personal narratives and real-life examples, aiming to inspire and motivate individuals towards achieving financial independence, early retirement, and smarter money management habits. With an enthusiastic and knowledgeable host, the series serves not just as a source of information, but as a supportive companion for those on their financial journey.

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How many listeners does Optimal Finance Daily get?

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Which podcasts are similar to Optimal Finance Daily?

These podcasts share a similar audience with Optimal Finance Daily:

1. Optimal Health Daily - Fitness and Nutrition
2. Optimal Living Daily - Personal Development and Self-Improvement
3. Optimal Relationships Daily - Dating, Marriage and Parenting
4. Afford Anything
5. Catching Up to FI

How many episodes of Optimal Finance Daily are there?

Optimal Finance Daily launched 10 years ago and published 3315 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Optimal Finance Daily?

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Where can I see ratings and reviews for Optimal Finance Daily?

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What guests have appeared on Optimal Finance Daily?

Recent guests on Optimal Finance Daily include:

1. Jeff Rose
2. Nick Maggiulli
3. Isaac Morehouse
4. Mr. Money Mustache
5. Brian Gardner
6. Simon Zhen
7. Zoe Kim
8. Antonia Collins

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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