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Artwork for Off the Rails from the U.S. Faster Payments Council

Off the Rails from the U.S. Faster Payments Council - FPC

U.S. Faster Payments Council
Instant Payments
Faster Payments Council
Cross-Border Payments
Stablecoins
Stable Coins
Open Banking
Real-Time Payments
Agentic AI
Digital Assets
ISO 20022
Visa Direct
Artificial Intelligence
Agentic Commerce
Checks
RTP Network
Faster Payments
SISA
Disaster Relief Payments
Community Banks and Credit Unions
QR Codes

Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.

PublishesTwice monthlyEpisodes127Founded6 years ago
Number of ListenersCategory
Business

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Artwork for Off the Rails from the U.S. Faster Payments Council

Latest Episodes

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with the Brandie Thacker, CEO of EPCOR. Reed and Brandie talk about where community financial institutions are with instant payments adoption, EPCOR and FPC’s upcoming events ... more

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with the Sabrina Chin of The Clearing House. Reed and Sabrina talk about the new one-leg-out functionality from the RTP Network, how FIs can plan for that, and deodorant for m... more

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with the PaymentsJedi, Peter Davey. Reed and Peter talk about How we can finally kill the check and when stout season begins.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with ACI Worldwide’s Director of Account to Account Payments for the Americas Bridget Hall. Reed and Bridget talk about ways to help financial institutions and corporates iden... more

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Recent Guests

Brandie Thacker
CEO of EPCOR, a trade association serving banks, credit unions and affiliated organizations
EPCOR
Episode: 22 Oct 2026 Brandie Thacker on instant payments, community financial institutions, coffee
Sabrina Chin
Vice President of RTP Business Product Management at The Clearing House
The Clearing House
Episode: 08 October 2026 Sabrina Chin from The Clearing House on One-leg-out, RTP Network, and This American Life
Peter Davey
PaymentsJedi, founder of PaymentsJedi Advisory
PaymentsJedi Advisory
Episode: 24 Sept 2026 Podcast Peter Davey on Killing the Check
Bridget Hall
Director of Account to Account Payments for the Americas at ACI Worldwide
ACI Worldwide
Episode: 10 Sept 2026 Bridget Hall on Faster Payments ROI, International Best Practices, and Dumb Cooking
Michael Sulla
Vice President of Agentic Commerce for North America at Mastercard
Mastercard
Episode: 27 August 2026 Michael Sulla of Mastercard on Agentic Commerce
Cathy Lesser Mansfield
Law professor emeritus from Drake University
National Consumer Law Center (board member)
Episode: 13 August 2026 Podcast Cathy Lesser Mansfield
Keith Briscoe
VP of Member Advocacy at the Merchant Risk Council
Merchant Risk Council
Episode: 25 June 2026 Keith Briscoe of Merchant Risk Council
Craig Ramsey
Global Head of Account to Account Payments
ACI Worldwide
Episode: Craig Ramsey of ACI Worldwide and Anthony Serio of 7T World on Financial Inclusion, Stablecoin, AI, and the World Cup
Anthony Serio
Co-Founder and COO
7T World
Episode: Craig Ramsey of ACI Worldwide and Anthony Serio of 7T World on Financial Inclusion, Stablecoin, AI, and the World Cup

Host

Reed Luhtanen
Host of the show and Executive Director of the U.S. Faster Payments Council. Formerly described as host and leader within the Faster Payments ecosystem.

Reviews

5.0 out of 5 stars from 19 ratings
  • Single source of truth for faster payments

    One of the best podcasts in the payments industry.

    Apple Podcasts
    5
    Sashudee
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Strong guest variety spanning banks, fintechs, and standards bodies.
High-quality discussions with industry insiders.
Great for staying updated on the U.S. faster payments landscape.
Practical real-world payments insights and use cases.

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

22 Oct 2026 Brandie Thacker on instant payments, community financial institutions, coffee
Q: When you talk to those community banks and credit unions that haven't started yet, what is that first step and what does it look like?
Thacker recommends reviewing account-holder data, talking with customers about friction, selecting one or two useful payment scenarios, testing internally, involving relevant teams, and asking providers about network access, controls, operations and costs.
22 Oct 2026 Brandie Thacker on instant payments, community financial institutions, coffee
Q: Where are most community financial institutions on the instant payments adoption journey?
Thacker says many are receiving or expect to begin receiving instant payments within the next year, but sending remains more daunting because of use cases, fraud controls, staffing, provider readiness and operational demands.
13 August 2026 Podcast Cathy Lesser Mansfield
Q: How do you see the UK APP fraud reimbursement mandate informing US policy, and what potential remedies could be considered here?
The discussion covers potential remedies such as a victim fund or holds on certain transactions, drawing on UK precedents and emphasizing the need for solutions beyond consumer education to protect vulnerable victims.
13 August 2026 Podcast Cathy Lesser Mansfield
Q: What are the implications of irrevocability for consumers, particularly in the context of fraud and spoofing schemes?
She explains how the speed and irrevocability of instant payments create opportunities for fraud, the challenges in reversing or stopping fraudulent transfers, and how this motivates calls for policy updates and additional protections.
13 August 2026 Podcast Cathy Lesser Mansfield
Q: You've not been on the show before, so first, just tell us a bit about your background, the NCLC, National Consumer Law Center, your history with the FPC and that kind of thing.
Cathy discusses her long-running involvement in consumer law, her work with the National Consumer Law Center, and her role on the FPC board, highlighting her focus on the consumer implications of faster payments and her background in predatory lending, payment systems, and banking handbook development.

Audience Metrics

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

A podcast focused on the U.S. payments landscape, especially faster payments, orchestration, fraud prevention, and real-time rails. Guests are often senior executives, industry researchers, and technologists discussing adoption challenges, standards, regulation, and practical use cases across banks, fintechs, and merchants. The show regularly covers trends in instant payments, open banking, stablecoins, QR codes, and AI-enabled risk management, with a practical slant toward collaboration among networks, issuers, merchants, and regulators. A notable strength is bringing together a diverse mix of operators, standards bodies, and corporate users to translate complex payments topics into actionable insights for practitioners and decision-makers... more

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These podcasts share a similar audience with this podcast:

1. Wrestling Payments
2. Payments SmartCast
3. Payments on Fire™
4. Breaking Banks
5. ABA Banking Journal Podcast

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this podcast launched 6 years ago and published 127 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Brandie Thacker
2. Sabrina Chin
3. Peter Davey
4. Bridget Hall
5. Michael Sulla
6. Cathy Lesser Mansfield
7. Keith Briscoe
8. Craig Ramsey

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