Rephonic
Artwork for Off the Rails from the U.S. Faster Payments Council

Off the Rails from the U.S. Faster Payments Council - FPC

U.S. Faster Payments Council
Instant Payments
Cross-Border Payments
Faster Payments Council
Stablecoins
Agentic AI
Stable Coins
ISO 20022
Visa Direct
Open Banking
SISA
Real-Time Payments
Faster Payments
Cross Border Payments
Cybersecurity
Plaid
QR Codes
Operation Shamrock
Georgia Fintech Academy
Pay By Bank
Instant Payments (RTP, Fednow)

Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.

PublishesTwice monthlyEpisodes118Founded5 years ago
Number of ListenersCategory
Business

Listen to this Podcast

Artwork for Off the Rails from the U.S. Faster Payments Council

Latest Episodes

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Craig Ramsey from ACI Worldwide and Anthony Serio from 7T world. Anthony, Craig, and Reed talk about the upcoming resource from the FPC’s Financial Inclusion Work Group, ... more

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Scott Anchin. Reed and Scott talk about the founding of the FPC, the ongoing issues community banks have with check fraud, emerging payments technologies, and watches.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Ledford.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Erin West, Founder and CEO of Operation Shamrock. Erin and Reed talk about payments scams and how Americans have already lost a generation’s worth of wealth.

Join ACI Wo... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Payments Nerds
Payments NerdsThe Clearing House
The Daily
The DailyThe New York Times
Marketplace
MarketplaceMarketplace

Recent Guests

Steve Ledford
Former executive at the Clearing House and current advisor to the University of Georgia's FinTech Academy students
The Clearing House; University of Georgia FinTech Academy
Episode: 14 May 2026 Steve Ledford on Pay by Bank, Instant Payments Adoption, AI, Stablecoin
Erin West
Founder and executive director of Operation Shamrock
Operation Shamrock
Episode: 23 April 2026 Erin West of Operation Shamrock on Payments Scams
Caroline Cypriano
Co-founder and COO of JJ4Tech
JJ4Tech
Episode: 9 April 2026 Caroline Cypriano of JJ4Tech on QR Codes, Transaction Monitoring, and Surfing
Cole Augustine
Principal at Galactic Trade Consultants
Galactic Trade Consultants
Episode: 26 March 2026 Cole Augustine on the Treasurer Perspective, personas vs use cases, and watersports
Brian Dammeir
Representative from Plaid, focused on open banking/open finance and fraud/risk
Plaid
Episode: 12 March 2026 Brian Dammeir of Plaid on Open Banking, Standards, Fraud/Risk, Pyramids, and the Oscars
Steve Stevens
Executive Director, Asc X9
Asc X9
Episode: 26 February 2026 Steve Stevens with ASC X9 on the FPC/X9 Partnership
Carl Slabicki
Executive at BNY (BNY Mellon)
BNY Mellon
Episode: 12 Feb 2026 Carl Slabick from BNY on driving corporate demand for instant payments, stablecoins, and Hamnet
Kevin Olsen
Senior Vice President, Innovation and Strategy at Pidgin
Pidgin
Episode: 29 Jan 2026 Kevin Olsen from Pidgin on Stablecoins, New Nacha Rules, Innovation, and Mumford and Sons
Jim Filice
Vice President and Head of Real Time Money Movement at Visa
Visa
Episode: 15 Jan 2026 Jim Filice from Visa on Visa Direct Real-Time Payments, Stablecoin, AI

Host

Reed Luhtanen
Host of Off the Rails from the U.S. Faster Payments Council; Executive Director/CEO of the U.S. Faster Payments Council; lead interviewer and industry advocate for faster payments.

Reviews

5.0 out of 5 stars from 19 ratings
  • Single source of truth for faster payments

    One of the best podcasts in the payments industry.

    Apple Podcasts
    5
    Sashudee
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guest lineups bring deep industry expertise and practical insights.
Very informative and evidence-based discussions on faster payments.
Audience-focused with actionable takeaways for banks and fintechs.
Great for understanding standards and real-world adoption challenges.
Consistent quality with a strong emphasis on ecosystem collaboration.

Top Business Podcasts

Proven Podcast
Proven PodcastCharles Schwartz
The Ramsey Show
The Ramsey ShowRamsey Network
Young and Profiting with Hala Taha
Young and Profiting with Hala TahaHala Taha | Entrepreneurship, Sales, Marketing | YAP Media Network

Talking Points

Recent interactions between the hosts and their guests.

13 Nov 2025 Emanuela Saccarola from Citi on Cross Border Payments, Stablecoins, AI, and Skiing
Q: How do you view Citi's role in the global payments ecosystem, and what makes cross-border payments unique?
Citi acts as a global connective tissue, leveraging a broad network to deliver the last-mile cross-border payments across many corridors, while managing the complexity of different currencies, regulatory regimes, and market infrastructures to enable timely and reliable transfers.
12 Feb 2026 Carl Slabick from BNY on driving corporate demand for instant payments, stablecoins, and Hamnet
Q: How does the 24-7 nature, including holidays and weekends, play into adoption and risk management?
24-7 removes traditional cutoffs but introduces new considerations for liquidity, automation, and continuous monitoring; the industry must leverage automation and digital workers to manage this scale without proportional headcount increases.
12 Feb 2026 Carl Slabick from BNY on driving corporate demand for instant payments, stablecoins, and Hamnet
Q: All right, I wanna dig in on FPC's bread and butter stuff, talking about adoption and usage of faster payments. I know we talked a week or so ago, you wanted to zoom in on instant payments and start the conversation at least. So what's your assessment of that space in terms of usage and specifically based on BNY's business usage by corporates?
Bank adoption is growing steadily; corporates are focusing on workflows, ERP integrations, and practical value realization from 24/7 instant payments, with service providers enabling mass adoption rather than one-off projects.
14 May 2026 Steve Ledford on Pay by Bank, Instant Payments Adoption, AI, Stablecoin
Q: What is the scalable path for the pay-by-bank project and how might others participate?
The project began as a hackathon idea, formalized into an LLC, and is launching in Athens with plans to expand to other Division I college towns and philanthropic applications; interested parties can follow updates on the program's LinkedIn and related channels to learn about opportunities and collaboration.
14 May 2026 Steve Ledford on Pay by Bank, Instant Payments Adoption, AI, Stablecoin
Q: What is the Georgia Fintech Academy doing with universities across the state and how can others engage?
The Georgia Fintech Academy collaborates with universities to embed payments and fintech content into curricula, offering certificate programs and hands-on projects sponsored by fintech companies; contact can be made through the program's public channels to connect with sponsoring teams or seek partnerships.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

This show centers on the evolution of faster payments in the U.S. through conversations with industry insiders, executives, and standard-setters. Episodes frequently explore real-time rails, open banking, cross-border flows, fraud prevention, and the interplay between banks, fintechs, and regulators. A notable strength is the mix of practitioner experiences, practical use cases, and forward-looking discussions on standards, interoperability, and the role of AI and digital assets in payments. Listeners likely gain a grounded, policy- and technology-focused view of how faster payments are being adopted, scaled, and governed, with plenty of actionable takeaways for financial institutions, tech vendors, and corporate treasuries. Potential spons... more

Where can I find podcast stats for this podcast?

Rephonic provides a wide range of podcast stats for this podcast. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to this podcast and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does this podcast get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for this podcast, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for this podcast?

Rephonic provides comprehensive predictive audience data for this podcast, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does this podcast have?

To see how many followers or subscribers this podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. Payments Nerds
2. All-In with Chamath, Jason, Sacks & Friedberg
3. Planet Money
4. The Daily
5. Marketplace

How many episodes of this podcast are there?

this podcast launched 5 years ago and published 118 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact this podcast?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for this podcast?

Rephonic pulls ratings and reviews for this podcast from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for this podcast?

Rephonic provides full transcripts for episodes of this podcast. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Steve Ledford
2. Erin West
3. Caroline Cypriano
4. Cole Augustine
5. Brian Dammeir
6. Steve Stevens
7. Carl Slabicki
8. Kevin Olsen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days