Rephonic
Artwork for Breaking Banks
Fintech
Digital Banking
Artificial Intelligence
Open Banking
Banking
Financial Inclusion
Banking As a Service
Digital Transformation
Generative AI
Stable Coins
Financial Technology
AI In Banking
Entrepreneurship
Consumer Banking
Stablecoins
Financial Institutions
Regulatory Compliance
Compliance
Emerging Markets
Dodd Frank

The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.

PublishesTwice monthlyEpisodes102Founded13 years ago
Number of ListenersCategories
TechnologyBusinessManagement

Listen to this Podcast

Artwork for Breaking Banks

Latest Episodes

In this episode, Brett King sits down with Carl Rivera, Chief Product Officer at Nubank—one of the world’s largest digital banking platforms—to discuss how Nubank is redefining modern banking. With customer-centricity at its core, Nu continues to pav... more

As banking, wealth, and commerce converge, customers increasingly expect one view of their financial life — a view they often get from third-party apps rather than their bank. Are banks misdiagnosing what is holding them back? In this episode Brett K... more

As a Peace Corps volunteer with an engineering degree from MIT, Doug Ricket, Founder and CEO, PayJoy, a leading financial services provider for underserved consumers across emerging markets, learned first-hand what it means to build trust in underser... more

Can a not-for-profit, member-owned credit union genuinely out-innovate a bank with a multi-billion-dollar AI budget by being more disciplined and mission-anchored?

In this episode of Breaking Banks, Bev Anderson (President and CEO of BECU) and Nadi... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Carl Rivera
Chief Product Officer at Nubank
Nubank
Episode: Nu Way of Banking: Nubank Makes Its Mark in the U.S. and More
Rob Rooney
CEO and Co-founder of Hyperlayer
Hyperlayer
Episode: Emerging Infrastructure for Next Gen AI-based Financial Tech
Doug Ricket
CEO and founder of PayJoy
PayJoy
Episode: Unlocking Financial Access
Bev Anderson
President and CEO of BECU
BECU
Episode: Let’s Get Serious About AI
Nadim Homsany
Leads AI strategy and innovation at BECU
BECU
Episode: Let’s Get Serious About AI
Paul Krogdahl
Author of Rip Out the Core
Fintech Dreaming / Author
Episode: Rip Out the Core
Max Farrell
Founder of WorkHound
WorkHound
Episode: Killing It: An Entrepreneur’s Odyssey
Ellen Linardi
Chief Product Officer and Technology Officer at Synctera
Synctera
Episode: A New Framework for Sponsor Banking
Reid Whiting
President of Lincoln Savings Bank
Lincoln Savings Bank
Episode: A New Framework for Sponsor Banking

Hosts

Brett King
Host of Breaking Banks; frequent fintech and policy commentator with a focus on banking disruption and consumer outcomes.
Jason Mikula
Host of Breaking Banks; co-host and moderator with a focus on framing discussions and connecting industry themes.

Reviews

4.5 out of 5 stars from 287 ratings
  • Too pick

    Topmost of the podcasts I listen on a weekly basis!!

    Apple Podcasts
    5
    BlueWave007
    United Kingdom3 years ago
  • The Best Finance Podcast

    I just finished listening to the latest episode of Breaking Banks and I have to say, it's one of the best finance podcasts out there. The show does an excellent job of breaking down complex financial concepts and making them easy to understand. The guests always provide valuable insights, and I appreciate the practical advice in each episode. I highly recommend this podcast to anyone looking to learn more about the latest trends in the world of finance!

    Apple Podcasts
    5
    Andieo1997
    United States4 years ago
  • Love Breaking Bankds

    Allison Netzer and Liz High touchpoint on branding really hits home. Realizing when you're building a brand, you do not have to cater to everyone just specific people with a specific need. I love that.

    Apple Podcasts
    5
    Eddie J. Soto
    United States4 years ago
  • So insightful!

    Breaking Banks has quickly become a favorite in my feed! I'm consistently impressed by the engaging conversations, insightful content, and actionable ideas. I truly learn something every time I listen!

    Apple Podcasts
    5
    Dan1777999877
    United States4 years ago
  • Insightful

    Enjoyable and insightful. I listen to it regularly while driving to work and while doing my nightly walks.

    Apple Podcasts
    5
    hyaghi
    Saudi Arabia4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistent depth on governance, regulation, and real-world banking innovation.
Audience appreciates actionable ideas and thoughtful framing of complex topics.
The show delivers timely fintech insights with practical takeaways for partnerships and strategy.
High-caliber guests and candid industry discussions are a strong draw for listeners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#199
United States/Technology
Apple Podcasts
#218
Canada/Technology
Apple Podcasts
#105
United Arab Emirates/Technology
Apple Podcasts
#152
Hong Kong/Technology
Apple Podcasts
#197
Poland/Technology
Apple Podcasts
#217
Mexico/Technology

Talking Points

Recent interactions between the hosts and their guests.

Nu Way of Banking: Nubank Makes Its Mark in the U.S. and More
Q: What does Nubank see as the future of human-centric banking with AI and agentic interfaces?
Nubank aims for trusted, controllable agentic experiences where users manage permissions and governance, while AI-enabled interfaces provide advice and seamless transitions across modalities without sacrificing control or regulatory compliance.
Nu Way of Banking: Nubank Makes Its Mark in the U.S. and More
Q: How is Nubank reorganizing product teams to move faster, and what role does AI play in this restructuring?
AI powers end-to-end visibility, prioritization, and smaller, nimble squads; product work is increasingly driven by AI-enabled insights and automated workflows, enabling teams to ship faster and maintain a tight feedback loop with customers.
Nu Way of Banking: Nubank Makes Its Mark in the U.S. and More
Q: From a design perspective, how has the US launch influenced Nubank's product design decisions, especially around multi-currency and stablecoins?
The US launch reinforced the need for a globally consistent yet locally adaptable experience, with NuGlobal offering a multi-currency account, remittance features, investment options, and a virtual card—built on a unified design system to ensure speed and simplicity across markets.
Unlocking Financial Access
Q: How does PayJoy assess creditworthiness for customers with little or no credit history, and what data sources are most important?
PayJoy uses a three-pronged data model: traditional credit underwriting (including 1,200 data points when available), alternative data such as telco repayment history and social signals, and original research signals. The company combines these to build predictive AI underwriting that optimizes offers, manages fraud, and identifies the right credit amount while safeguarding against risk.
Unlocking Financial Access
Q: What inspired you to found PayJoy and focus on financing smartphones as a path to broader financial inclusion?
The founder's background in Silicon Valley and experience with emerging markets led to a mission: use mobile devices as a bridge into the formal financial system. It started with phone financing, drawing on a Pay-as-you-go model similar to solar projects to help people access essential devices, then expanded into broader credit products tied to the phone as security.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Household Income
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Frequently Asked Questions About Breaking Banks

What is Breaking Banks about and what kind of topics does it cover?

A fast-paced show focused on fintech, banking, and financial technology where industry leaders, founders, and policy experts discuss disruption, governance, and real-world implementations. Episodes mix practitioner perspectives from banks, fintechs, and regulators with ambitious visions around sponsor banking, embedded finance, AI in finance, and digital asset ecosystems. Noteworthy traits include high-caliber guests, practical risk and regulatory discussions, and a willingness to explore both the business and ethical implications of rapid fintech innovation. Listeners can expect actionable takeaways for partnerships, sponsorship opportunities, and strategic bets in a changing financial services landscape.

Where can I find podcast stats for Breaking Banks?

Rephonic provides a wide range of podcast stats for Breaking Banks. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Breaking Banks and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Breaking Banks get?

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What are the audience demographics for Breaking Banks?

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How many subscribers and views does Breaking Banks have?

To see how many followers or subscribers Breaking Banks has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Breaking Banks?

These podcasts share a similar audience with Breaking Banks:

1. Fintech Insider Podcast by 11:FS
2. The Knowledge Project
3. The a16z Show
4. HBR IdeaCast
5. Invest Like the Best with Patrick O'Shaughnessy

How many episodes of Breaking Banks are there?

Breaking Banks launched 13 years ago and published 102 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Breaking Banks?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Breaking Banks?

Rephonic pulls ratings and reviews for Breaking Banks from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for Breaking Banks?

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What guests have appeared on Breaking Banks?

Recent guests on Breaking Banks include:

1. Carl Rivera
2. Rob Rooney
3. Doug Ricket
4. Bev Anderson
5. Nadim Homsany
6. Paul Krogdahl
7. Max Farrell
8. Ellen Linardi

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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