Rephonic
Artwork for Breaking Banks
Fintech
Digital Banking
Artificial Intelligence
Open Banking
Banking
Financial Inclusion
Digital Transformation
Banking As a Service
Generative AI
Stable Coins
Financial Technology
Consumer Banking
Entrepreneurship
Stablecoins
Financial Institutions
Regulatory Compliance
Compliance
Emerging Markets
Dodd Frank
Financial Services

The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.

PublishesWeeklyEpisodes102Founded13 years ago
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BusinessTechnologyManagement

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Artwork for Breaking Banks

Latest Episodes

In This Episode

Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the ‘figuring it out’ stage and it’s not driving outcomes yet?

In this episode host Jason Henrichs is joined by Prashant Mehrotra, ... more

In This Episode

In this episode of Breaking Banks, industry leaders Jason Hass (First Electronic Bank), Mike Jorgensen (U.S. Bank), and Louis Mrachek, (Merrick Bank) connect with Jason Henrichs for a dynamic conversation centered on embedded financ... more

In This Episode

We’ve recently seen growth in many areas, but a disconnect always seems to exist between economic growth, especially capital market growth, and what people on the ground are experiencing. In short, the macro story is strong; the rea... more

In This Episode

Banks are evolving beyond traditional financial products to offer value-added services that deliver outcomes that matter in customers’ everyday lives.

In this episode of Breaking Banks, we explore this shift through a very specifi... more

Key Facts

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Contact Information
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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Prashant Mehrotra
Chief AI Officer, US Bank
U.S. Bank
Episode: After the Demo: When AI Stops Impressing and Starts Mattering
Jason Haas
From First Electronic Bank
First Electronic Bank
Episode: Who Really Owns Trust in Embedded Finance?
Louis Mrachek
From Merrick Bank
Merrick Bank
Episode: Who Really Owns Trust in Embedded Finance?
Jason Lewis
Noted in discussion as a speaker on embedded banking
Episode: Who Really Owns Trust in Embedded Finance?
Mike Jorgensen
From US Bank
US Bank
Episode: Who Really Owns Trust in Embedded Finance?
Robyn Burkinshaw
CEO of BlytzPay, expert in payments access for underbanked consumers
BlytzPay
Episode: Financial Health Starts Before the Account
Drew Riley
Drew O'Reilly from US Bank, fintech-focused executive
US Bank
Episode: Beyond Banking: Solving Problems, Not Offering Products
Marcy Allen
Head of Enterprise Financial Institutions for Carefull
Carefull
Episode: Beyond Banking: Solving Problems, Not Offering Products
Alex Johnson
Founder of FinTech Takes
FinTech Takes
Episode: Fintech’s Adolescence: What’s Real, What’s Loud and What’s Next

Hosts

Brett King
Host of Breaking Banks; fintech innovator and author; leading discussions on disruption and strategy.
Jason Henrichs
Co-host and fintech expert; guides conversations and analyzes market dynamics.
JP Nichols
Co-host; engages guests and steers industry conversations.

Reviews

4.5 out of 5 stars from 287 ratings
  • Too pick

    Topmost of the podcasts I listen on a weekly basis!!

    Apple Podcasts
    5
    BlueWave007
    United Kingdom3 years ago
  • The Best Finance Podcast

    I just finished listening to the latest episode of Breaking Banks and I have to say, it's one of the best finance podcasts out there. The show does an excellent job of breaking down complex financial concepts and making them easy to understand. The guests always provide valuable insights, and I appreciate the practical advice in each episode. I highly recommend this podcast to anyone looking to learn more about the latest trends in the world of finance!

    Apple Podcasts
    5
    Andieo1997
    United States3 years ago
  • Love Breaking Bankds

    Allison Netzer and Liz High touchpoint on branding really hits home. Realizing when you're building a brand, you do not have to cater to everyone just specific people with a specific need. I love that.

    Apple Podcasts
    5
    Eddie J. Soto
    United States3 years ago
  • So insightful!

    Breaking Banks has quickly become a favorite in my feed! I'm consistently impressed by the engaging conversations, insightful content, and actionable ideas. I truly learn something every time I listen!

    Apple Podcasts
    5
    Dan1777999877
    United States4 years ago
  • Insightful

    Enjoyable and insightful. I listen to it regularly while driving to work and while doing my nightly walks.

    Apple Podcasts
    5
    hyaghi
    Saudi Arabia4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Hosts bring strong industry depth and live-event energy.
Insightful discussions on fintech disruption and regulation.
Great guest mix with practical takeaways for practitioners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#211
United States/Technology
Apple Podcasts
#43
South Korea/Technology
Apple Podcasts
#135
Mexico/Technology
Apple Podcasts
#141
Philippines/Technology
Apple Podcasts
#144
Ukraine/Technology
Apple Podcasts
#188
Indonesia/Technology

Talking Points

Recent interactions between the hosts and their guests.

After the Demo: When AI Stops Impressing and Starts Mattering
Q: Have we reached the point that AI is beginning to matter in a commercial sense or are we still figuring it out that is not driving the outcomes yet?
The guests agree that AI has started to matter commercially, but adoption is uneven and highly dependent on readiness, governance, and the ability to scale across the organization.
Financial Health Starts Before the Account
Q: What are the other trends that are hidden that we're missing in financial wellness—what should we be paying attention to?
Beyond the obvious metrics, the episode highlights the hidden costs of the payment ecosystem, such as time-based penalties, the reliance on cash and kiosks, and the mismatch between product design and the lived experiences of underbanked consumers; these trends suggest that technological innovation must focus on accessibility, flexibility, and user-centered design.
Financial Health Starts Before the Account
Q: So lay that out because you've done an amazing job of not making intercommercial. But what problem do you, as BlytzPay, set out to solve? Where is that thing?
BlytzPay aims to solve the friction and misalignment between traditional bill pay systems and the realities of unbanked, underbanked, and irregular-pay consumers by enabling multi-tender, ground-truth payment options that meet people where they are, reducing time and access costs, and improving payment engagement for lenders and servicers.
Inside Gaza: Arwa Damon on Crisis, Resilience, and Access
Q: How can we help Inara?
Arwa urges donations, organizing small-scale fundraisers, and keeping conversation around the situation in Gaza alive.
Inside Gaza: Arwa Damon on Crisis, Resilience, and Access
Q: How do you keep your mental health in good shape while in conflict areas?
Arwa discusses shifting her thinking from seeking light to accepting the darkness, and finding strength in those realizations along with therapy and personal practices.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Breaking Banks

What is Breaking Banks about and what kind of topics does it cover?

A fast-moving fintech show that covers regulation, digital transformation, payments evolution, AI adoption, and the evolving banking landscape. Conversations frequently center on how charters, supervision, and regulatory strategy interact with innovative business models, plus practical takes on instant payments, cross-border rails, and fintech partnerships. Noteworthy are lively live sessions, hands-on industry debates, and guest experts from law, banking, and technology sharing actionable insights for practitioners and aspiring disruptors. The program often blends deep-dive policy discussions with real-world implementation notes, making it helpful for executives, engineers, and strategists evaluating how to navigate disruption while stayin... more

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How many listeners does Breaking Banks get?

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What are the audience demographics for Breaking Banks?

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How many subscribers and views does Breaking Banks have?

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Which podcasts are similar to Breaking Banks?

These podcasts share a similar audience with Breaking Banks:

1. The AI Daily Brief: Artificial Intelligence News and Analysis
2. Complex Systems with Patrick McKenzie (patio11)
3. Me, Myself, and AI
4. Azeem Azhar's Exponential View
5. Money Stuff: The Podcast

How many episodes of Breaking Banks are there?

Breaking Banks launched 13 years ago and published 102 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Breaking Banks?

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What guests have appeared on Breaking Banks?

Recent guests on Breaking Banks include:

1. Prashant Mehrotra
2. Jason Haas
3. Louis Mrachek
4. Jason Lewis
5. Mike Jorgensen
6. Robyn Burkinshaw
7. Drew Riley
8. Marcy Allen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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