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Artwork for Fintech Insider Podcast by 11:FS

Fintech Insider Podcast by 11:FS

11:FS
Fintech
Revolut
Artificial Intelligence
Stablecoins
Regulation
Financial Services
Open Banking
Embedded Finance
Monzo
Fraud
Klarna
Regulatory Compliance
Customer Experience
Cross-Border Payments
Digital Identity
Fraud Prevention
AI In Finance
Robinhood
Financial Inclusion
Financial Conduct Authority

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised six times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Cha... more

PublishesTwice weeklyEpisodes1141Founded10 years ago
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BusinessTechnology

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Artwork for Fintech Insider Podcast by 11:FS

Latest Episodes

Welcome to this week’s Fintech Insider News podcast, where host Benjamin Ensor is joined by expert guests to unpack the biggest fintech and financial services stories of the week - and, for this week only, a little bit of theatre, darlings.

This wee... more

YouTube

About this episode:

US banking customers have more choice than ever. But does more choice mean better banking?

Host Benjamin Ensor is joined by Joe Colchester, Head of Product at 11:FS Pulse, and Oliwia Wasik, Product Manager and Benchmark Lead at ... more

YouTube

About this episode:

Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.

This week's guests:

Sadra Hosseini, CEO at R... more

YouTube

About this episode:

Moving countries has never been easier. But what happens when your financial identity doesn’t move with you?

Host Benjamin Ensor is joined by Merusha Naidu, Global Head of Partnerships at Paymentology, Ibrahim Oladele, Founder o... more

YouTube

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Recent Guests

Valerie Kontor
Founder of Black in Fintech
Black in Fintech
Episode: 1101. Insights: Why does your financial life reset when you move countries?
Merusha Naidu
Global Head of Partnerships at Paymentology
Paymentology
Episode: 1101. Insights: Why does your financial life reset when you move countries?
Ibrahim B. Oladele
Founder and CEO of Maxim
Maxim
Episode: 1101. Insights: Why does your financial life reset when you move countries?
Tamara van den Ban
Managing Director, Premier Banking
NatWest Group
Episode: 1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?
Jon Hart
Enterprise Sales Lead
Sage
Episode: 1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?
Alexandra Rivas-Gale
Product Director
Barclaycard Payments
Episode: 1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?
Joe Wilson
Chief Evangelist and Senior Strategist
Bunk
Episode: 1099. Insights: Subscription banking - Can banks turn customers into subscribers?
Lukas Hora
Chief Sales Officer
Tapix
Episode: 1099. Insights: Subscription banking - Can banks turn customers into subscribers?
Nadia Edwards-Dashti
Chief Customer Officer at Harrington Star
Harrington Star
Episode: 1098. News: Chime buys Stride Bank, Molten raises £175m, UBS puts AI on the job spec

Hosts

Ross Gallagher
Host of multiple fintech news and insights formats, with deep industry experience across fintech news, strategy, and advisory.
Benjamin Ensor
Director of Research and Strategy with a cross-show presence; covers regulatory and market context for fintech.

Reviews

4.7 out of 5 stars from 646 ratings
  • Good but could be better

    Plenty of advice in other reviews so here’s my two pence:

    1. Increase exposure to insurtech as it’s closely correlated

    2. The world has moved on from the anti-Brexit and overly pro climate agenda stuff - this is old news! Yeh, tbh not necessarily for the better but that’s what I want this podcast to discuss…not yesterday’s debates through the lense of fintech, but the new ones.

    3. Please advise the founders prior to intros not to “cliché-bomb” their 30 seconds…if someone calls themselves a “war... more

    Apple Podcasts
    3
    Beeb fan
    United Kingdoma year ago
  • Inside Insights!

    Such a value-packed resource for anyone with interest in the fintech space! The conversations happening here are top notch, and always presented in an engaging format. Don’t miss this one!

    Apple Podcasts
    5
    ArlieLP
    United States3 years ago
  • Best fintech podcast

    I love the variety of guests, the different hosts, and the different topics. They’re not afraid to tackle the hard questions, especially around inclusivity. If you want to stay up-to-date on fintech, definitely listen to this podcast. Looking forward to hearing more about corporate banking innovations as well.

    Apple Podcasts
    5
    Kaleilani33
    United States4 years ago
  • Fintech Insider is awesome to pair with your breakfast.

    I love the guest panel of Chris Maddern, Maya Caddle, and Rhian Lewis. Providing insight into the UX design being a weekpoint in the Crypto space really provides a groundwork on making it more welcoming. I love what Chris is developing with portfolio management and understanding your digital assets value. Maya's point about global product market fit for the digital asset space is an important hurdle that needs to be emphasized.

    Apple Podcasts
    5
    Eddie J. Soto
    United States4 years ago
  • Easy listening, informative, and fun!

    I started listening as I began my search for a career opportunity in the fintech industry, and I was compelled to leave a review after finishing the episode about Robinhood. I thoroughly enjoyed the discussion and am in awe of the incredible people that define this industry. The last few episodes have truly opened my eyes to the social issues that surround traditional banking. I can feel myself growing after tuning in each week. I can’t recommend this enough, and look forward to starting a caree... more

    Apple Podcasts
    5
    cwtv15
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise the breadth of topics and industry breadth
Consistently high-quality discussions on AI, regulation, and embedded finance.
Audiences value practical takeaways and real-world context for open finance and cross-border payments.
A strong mix of guest panels and news, though some episodes could push deeper on monetization strategies.
The show is a valuable fintech resource with top-tier guests and insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#113
Austria/Business

Talking Points

Recent interactions between the hosts and their guests.

1101. Insights: Why does your financial life reset when you move countries?
Q: What happens when somebody moves to another country?
Merusha explains that moving often resets credit history and access to basic services; banks may reject newcomers due to lack of local history, highlighting the need for a portable identity and alternative data sources to establish trust.
1098. News: Chime buys Stride Bank, Molten raises £175m, UBS puts AI on the job spec
Q: How do you see AI proficiency requirements changing early career hiring in banking and fintech?
AI proficiency is being framed as a necessary operating capability, not just familiarity; candidates will be assessed on practical uses of AI to solve real problems, emphasizing applied skills and adaptability over theoretical knowledge.
1098. News: Chime buys Stride Bank, Molten raises £175m, UBS puts AI on the job spec
Q: What was your reaction to Chime's announcement to acquire Stride Bank and bring more banking in-house?
There is a clear shift in strategy from middleware partnerships to taking control of deposits and balance sheets, which could accelerate lending expansion and better monetize existing customers, but it also brings regulatory and operational complexities that need careful navigation.
1092. News: Finally, the robots take over: Starling gets smarter, Stripe buys OpenRouter, and Visa and Mastercard unite on agentic payments
Q: What is the strategic logic behind Stripe's OpenRita acquisition in the context of AI model routing and governance?
Panelists say it's a natural evolution to control the end-to-end AI model access and routing, enabling Stripe to monetize AI infrastructure while building a robust model governance and data-tracking backbone across global payment flows.
1092. News: Finally, the robots take over: Starling gets smarter, Stripe buys OpenRouter, and Visa and Mastercard unite on agentic payments
Q: Can you tell us a little bit more about Starling Assistant and how customer input shaped the initial tools?
The Starling team explains they built the assistant to be agentic, allowing actions like transfers and categorization, with launch tools including a SME tax saver, a Making Tax Digital guide, and a spending quiz, all of which were customer-requested and later open to third-party tool creation via APIs.

Audience Metrics

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Frequently Asked Questions About Fintech Insider Podcast by 11:FS

What is Fintech Insider Podcast by 11:FS about and what kind of topics does it cover?

Fintech Insider delivers a steady stream of accessible, practitioner-focused conversations about the evolving financial services landscape. Episodes routinely cover AI-enabled guidance, regulation and governance, embedded finance and banking, cross-border payments, open finance, and the changing roles of wealth management and consumer finance. A standout trait is the mix of industry operators, investors, and regulators who share practical perspectives on how technology, policy, and customer needs intersect in real-world deployments. The show is likely especially valuable for listeners who want timely market context, concrete product and go-to-market insights, and thoughtful debates about trust, compliance, and the economics of fintech innov... more

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Which podcasts are similar to Fintech Insider Podcast by 11:FS?

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1. The Story of Money
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5. Times Tech

How many episodes of Fintech Insider Podcast by 11:FS are there?

Fintech Insider Podcast by 11:FS launched 10 years ago and published 1141 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Fintech Insider Podcast by 11:FS?

Recent guests on Fintech Insider Podcast by 11:FS include:

1. Valerie Kontor
2. Merusha Naidu
3. Ibrahim B. Oladele
4. Tamara van den Ban
5. Jon Hart
6. Alexandra Rivas-Gale
7. Joe Wilson
8. Lukas Hora

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