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Lykken on Lending

David Lykken
Chevron Decision
Chevron Deference
Mortgage Industry
Total Expert Accelerate 2024
Liquidity
Mortgage Bankers Association
Bond Market
Maxa
FHA 203K Program
FHA 203k Rehabilitation Mortgage Insurance Program
FHA 203K Rehab Program
Supreme Court
Fed
Data and Intelligence
Customer Engagement
Digital Transformation
Consumer Price Index
CFPB
Data Breaches
Cybersecurity

Created by mortgage professionals for mortgage professionals,

Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.

Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey... more

PublishesDailyEpisodes1773Founded17 years ago
Number of ListenersCategories
InvestingBusiness

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Latest Episodes

The mortgage industry is facing a critical inflection point—millions of qualified buyers remain on the sidelines, not affordability alone, but due to a deep lack of trust and financial understanding. In this episode, industry leaders Kristin Messerli... more

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:

* Adam DeSanctis with the MBA Mortgage ... more

This podcast segment explores how emerging AI tools, automation platforms, and even AI-to-human marketplaces are reshaping mortgage technology while raising important questions about keeping the borrower experience at the center of innovation.-------... more

This podcast segment takes a candid look at recent housing executive orders, questioning their real impact while highlighting ongoing policy gaps and the challenges facing community banks under current regulations.------------------------------------... more

Key Facts

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Recent Guests

Allen Pollack
Tech Update contributor
Transformational Mortgage Solutions
Episode: AI Is Reshaping Mortgages: From Underwriting to the ‘51st Date’ Problem - Tech Update by Allen Pollack
David Kittle
Mortgage industry executive; MBA member
Mortgage Bankers Association (MBA)
Episode: Executive Orders or Empty Promises? A Candid Look at Housing Policy Gaps
Damon Burrows
Guest discussing AI economy and data as an asset
Episode: Mortgage Markets in Turmoil: Rates Rise, Policy Uncertainty, and the AI Shift Ahead
Logan Motoshami
Housing market analyst
HousingWire
Episode: Housing Bill Showdown: Should Congress Force Investors to Sell Homes? - Legislative Update by Alice Alvey
Bill Corbett
(Introduced for insights on LLPAs)
Episode: The LLPA Debate: Are Risk-Based Pricing Fees Hurting Housing Affordability? - Originations Update by David Kittle
Jimmy Evans
Divorce attorney with insights on real estate during divorce
Evans Family Law Group
Episode: Ignore the Noise. Close the Loans. Lead Through the Volatility.
Cindy Ertman
CEO of The Defining Difference, leadership coach with extensive experience in the mortgage industry
The Defining Difference
Episode: Building Practical Systems that Drive Results- Without the Overwhelm with Cindy Ertman of Defining Difference
Kevin Warsh
Former Fed Governor and nominee for Chairman of the Federal Reserve
Episode: A New Fed Chair, Market Whiplash, and What It Means for Mortgage Rates
Phil Bracken
Industry leader and advocate for housing policies
Falcon Capital Advisors
Episode: Policy Promises, Market Reality, and the Road Ahead for Mortgage Lending

Hosts

David Lykken
Host of the show with deep mortgage industry experience; often anchors market updates and strategy discussions.
Marc Helm
Co-host providing industry insights and support across episodes.

Reviews

4.8 out of 5 stars from 26 ratings
  • Insightful and Relevant!

    I really enjoyed this episode on how AI is changing the mortgage world. The way they explained AI helping with compliance, cutting down time on tedious tasks, and making the whole process smoother was spot on. It made me think differently about how tech can actually make life easier for lenders and clients. Definitely worth a listen if you’re in the industry and want to keep up with what’s next!

    Apple Podcasts
    5
    makwutke
    United States9 months ago
  • Educational and relevant!

    Lykken brings relevant content focused on the education and elevation of the real estate industry at large. Interesting topics, guests and ideas that can be implemented immediately to increase your mindshare and marketshare!

    Apple Podcasts
    5
    Chelsea Peitz
    United States7 years ago
  • Very informative! Keep up the good work!

    This podcast has ALOT of weekly headlines and helps me keep on top of this industry... thanks! The guy is a great host, and really, all the guests bring a lot to offer each week, I'm always impressed.

    Apple Podcasts
    5
    Hangaaar
    Canada9 years ago
  • 5 Stars

    This is an excellent podcast and an essential part of my law practice. Thank you for providing this content.

    Apple Podcasts
    5
    Justin and Jennifer S
    United States10 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests and hosts bring actionable insights applicable to daily lending operations.
Content is consistently relevant for staying ahead on policy changes and technology in mortgage workflows.
The show is seen as a trustworthy source for mortgage professionals seeking education and market context.
Listeners value the practical, industry-specific content and timely market updates.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

You Can’t Buy Better Processes: Fix Operations Before Adding Tech - Tech Update by Allen Pollack
Q: Can you actually get the pilot to be long enough and have enough volume go through it in a test group?
It's often a 50-50 situation; vendors want longevity but clients need defined success metrics.
Lowering Cost per Loan: Why AI Fails Without Process—and How to Get Real ROI with Steve Butler of TRUE
Q: If a lender wants the fastest, safest ROI today, where should they really be starting?
Start by focusing on processor productivity to lift their performance significantly through automation.
Lowering Cost per Loan: Why AI Fails Without Process—and How to Get Real ROI with Steve Butler of TRUE
Q: What do you think is the reason for the success you've had?
The success comes from understanding lenders' processes at a granular level to effectively drive down the cost per loan.
Markets vs. Noise: Why Bonds—and Mortgage Rates—Remain Rangebound - 01/20/2026 Weekly Mortgage Update Commentary
Q: What happened to the old rule that there was always a flight to quality when there was a significant concern about a world event?
The flight to quality was tied to the stability of the dollar, which is no longer there, leading to a shift toward precious metals instead.
The $100M Loan Officer Blueprint: How AI, the Right Team, and One Platform Change Everything with Garrett Locklear of Candid, Inc.
Q: How should a lone originator leverage technology?
Once you have the team in place and the disciplines established, technology becomes a huge game changer for success in the mortgage industry.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Interests
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Age Range
Household Income
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Frequently Asked Questions About Lykken on Lending

What is Lykken on Lending about and what kind of topics does it cover?

A weekly briefing for mortgage professionals that blends market updates, policy news, and technology insights with practical guidance for lenders. Regular segments cover mortgage rate trends, bond markets, and provider-specific updates, while special guests discuss regulatory changes, pricing adjustments (LLPAs), and industry innovations like AI-enabled workflows. A standout feature is the Hot Topic discussions, which dive into one timely mortgage industry issue in depth, from divorce-related real estate nuances to capital reform and housing affordability. The show also leans into real-world advisory content, offering actionable takeaways for loan officers, underwriters, and executives to navigate volatility, regulatory shifts, and evolving... more

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Which podcasts are similar to Lykken on Lending?

These podcasts share a similar audience with Lykken on Lending:

1. HousingWire Daily
2. Chrisman Commentary - Daily Mortgage News
3. All-In with Chamath, Jason, Sacks & Friedberg
4. WSJ Minute Briefing
5. The Journal.

How many episodes of Lykken on Lending are there?

Lykken on Lending launched 17 years ago and published 1773 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Lykken on Lending?

Recent guests on Lykken on Lending include:

1. Allen Pollack
2. David Kittle
3. Damon Burrows
4. Logan Motoshami
5. Bill Corbett
6. Jimmy Evans
7. Cindy Ertman
8. Kevin Warsh

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