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Lykken on Lending

David Lykken
Artificial Intelligence
Mortgage Industry
Mortgage Bankers Association
Mortgage Rates
Bond Market
Federal Reserve
Freddie Mac
Fannie Mae
Oil
Oil Prices
Housing Affordability
Mortgage Market
Iran
Interest Rates
President Trump
Mortgage-Backed Securities
Inflation
National Flood Insurance Program
FHA
Fair Housing Act

Created by mortgage professionals for mortgage professionals,

Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.

Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey... more

PublishesDailyEpisodes1842Founded17 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Lykken on Lending

Latest Episodes

The mortgage industry is entering a new era defined by AI, consolidation, operational efficiency, and increasing competitive pressure on independent lenders. In this episode, David Lykken sits down with newly appointed Lenders One President Rick Seeh... more

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:

* Adam DeSanctis with the MBA Mortgage ... more

In this week’s Weekly Mortgage Update commentary, industry leaders unpack the growing tension between geopolitical instability, inflation expectations, and the future direction of mortgage rates. With Iran conflict headlines driving oil price volatil... more

This podcast segment captures growing industry frustration as lenders and experts question the execution, costs, and real impact of FHFA’s credit scoring rollout despite years of development.-----------------------------------------------------------... more

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Recent Guests

Pavan Agrawal
CEO of Angel AI
Angel AI
Episode: Episode 3: What happens to Loan Officers when busy work disappears
Tim Rood
Insider on policy and housing finance
Impact Capitol
Episode: Policy Chaos, AI Disruption, and the Mortgage Market Reset with Tim Rood of Impact Capitol
Billy Seiple
One of the three owners of Alcova Mortgage
Alcova Mortgage
Episode: Built to Last in Mortgage: The Culture, Discipline, and Debate Behind Alcova’s Success
Jason Bilbruck
Key executive at Tidalease, early employee
Tidalease
Episode: Stop Leaving Money on the Table: How Lenders Building Title Company Wealth with Roy McGregor and Jason Bilbruck
Roy McGregor
Executive at Tidalease (title franchise company)
Tidalease
Episode: Stop Leaving Money on the Table: How Lenders Building Title Company Wealth with Roy McGregor and Jason Bilbruck
John Aslanian
Home equity lending expert and executive at First Close
First Close
Episode: The Home Equity Gold Rush: Why Lenders Must Act Now or Get Left Behind with John Aslanian and David Bolin
David Bolin
Chief marketing officer with extensive tech company experience
First Close
Episode: The Home Equity Gold Rush: Why Lenders Must Act Now or Get Left Behind with John Aslanian and David Bolin
Steve Stone
Chief Servicing and Recapture Officer
Greenway Mortgage Funding
Episode: The Rise of the Mortgage “Citizen Developer”: How AI Is Rewriting the Rules with Steve Stone and Bobby Palmer
Kristin Messerli
Education advocate focused on financial literacy and first-time homebuyers; executive director of FirstHomeIQ
FirstHomeIQ
Episode: Closing the Trust Gap: How Education is Transforming First-Time Homebuyers with Dave Savage and Kristin Messerli

Hosts

David Lykken
Host of the show with deep mortgage industry experience; often anchors market updates and strategy discussions.
Marc Helm
Co-host providing industry insights and support across episodes.

Reviews

4.8 out of 5 stars from 26 ratings
  • Insightful and Relevant!

    I really enjoyed this episode on how AI is changing the mortgage world. The way they explained AI helping with compliance, cutting down time on tedious tasks, and making the whole process smoother was spot on. It made me think differently about how tech can actually make life easier for lenders and clients. Definitely worth a listen if you’re in the industry and want to keep up with what’s next!

    Apple Podcasts
    5
    makwutke
    United States10 months ago
  • Educational and relevant!

    Lykken brings relevant content focused on the education and elevation of the real estate industry at large. Interesting topics, guests and ideas that can be implemented immediately to increase your mindshare and marketshare!

    Apple Podcasts
    5
    Chelsea Peitz
    United States7 years ago
  • Very informative! Keep up the good work!

    This podcast has ALOT of weekly headlines and helps me keep on top of this industry... thanks! The guy is a great host, and really, all the guests bring a lot to offer each week, I'm always impressed.

    Apple Podcasts
    5
    Hangaaar
    Canada9 years ago
  • 5 Stars

    This is an excellent podcast and an essential part of my law practice. Thank you for providing this content.

    Apple Podcasts
    5
    Justin and Jennifer S
    United States10 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests and hosts bring actionable insights applicable to daily lending operations.
Content is consistently relevant for staying ahead on policy changes and technology in mortgage workflows.
The show is seen as a trustworthy source for mortgage professionals seeking education and market context.
Listeners value the practical, industry-specific content and timely market updates.

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Talking Points

Recent interactions between the hosts and their guests.

Policy Chaos, AI Disruption, and the Mortgage Market Reset with Tim Rood of Impact Capitol
Q: Can you summarize the current regulatory climate and the Beltway perspective on housing finance reform?
Tim Rood explains that the administration pursues more competition and containment of concentration risk, but real reform is hindered by the complexity of aligning ROE, capital requirements, and affordability. He notes that while executive orders push in the right direction, actual change will take time and depend on broader political will and legislative progress, with significant attention on GSE reform and state-level CFPB actions.
Stop Leaving Money on the Table: How Lenders Building Title Company Wealth with Roy McGregor and Jason Bilbruck
Q: What's the typical timeline to get an operational unit up and running?
Licensing is the biggest determinant; with the right prioritization, most people can be fully operational in 30 to 45 days, though the company often projects 60 to 90 days depending on licensing speed in their state.
Stop Leaving Money on the Table: How Lenders Building Title Company Wealth with Roy McGregor and Jason Bilbruck
Q: Anything that our listeners should know about as they're considering this?
You need to have sufficient volume to make it worthwhile; one loan a month won't be profitable, but with ongoing marketing and network leverage you can tap your existing contacts to drive multiple deals and build a standalone business around the franchise.
Does God Play Dice with Your Business? Understanding AI, Risk, and Reality with Pavan Agarwal
Q: Is there a risk that AI could 'nuke' your business if misapplied?
Yes, but the risk is mitigated by disciplined use, transparent customer interactions, and focusing on tools that augment human capability rather than replace it; the key is responsible adoption and maintaining trust.
Does God Play Dice with Your Business? Understanding AI, Risk, and Reality with Pavan Agarwal
Q: What mindset do I need to have to manage risk in an AI world?
Stay present-focused, rely on current data, and accept that outcomes are probabilistic; don't let past losses or wins dictate your next move, and cultivate a calm, data-driven approach.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Lykken on Lending

What is Lykken on Lending about and what kind of topics does it cover?

A weekly briefing for mortgage professionals that blends market updates, policy news, and technology insights with practical guidance for lenders. Regular segments cover mortgage rate trends, bond markets, and provider-specific updates, while special guests discuss regulatory changes, pricing adjustments (LLPAs), and industry innovations like AI-enabled workflows. A standout feature is the Hot Topic discussions, which dive into one timely mortgage industry issue in depth, from divorce-related real estate nuances to capital reform and housing affordability. The show also leans into real-world advisory content, offering actionable takeaways for loan officers, underwriters, and executives to navigate volatility, regulatory shifts, and evolving... more

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Which podcasts are similar to Lykken on Lending?

These podcasts share a similar audience with Lykken on Lending:

1. HousingWire Daily
2. Conan O’Brien Needs A Friend
3. Chrisman Commentary - Daily Mortgage News
4. The Ezra Klein Show
5. Pod Save America

How many episodes of Lykken on Lending are there?

Lykken on Lending launched 17 years ago and published 1842 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Lykken on Lending?

Recent guests on Lykken on Lending include:

1. Pavan Agrawal
2. Tim Rood
3. Billy Seiple
4. Jason Bilbruck
5. Roy McGregor
6. John Aslanian
7. David Bolin
8. Steve Stone

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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