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Artwork for Investor’s Guide to Hard Money Lending

Investor’s Guide to Hard Money Lending

CoreLendFinancial
Hard Money Lending
Memphis, United States
Real Estate Investing
Real Estate
Corelend Financial
Coraline Financial
Memphis
Memphis, Tennessee
Multifamily Real Estate
Birmingham, Alabama
Memphis, Tennessee, United States
Wholesaling
Coreassist
Virtual Staffing
Birmingham, United States
Airbnb
West Memphis
Affordable Housing
Atlanta, United States
Crestcore

Expert interviews, practical tips, and the latest market updates to help you make informed decisions about financing, flipping, and building your investment portfolio. Learn how hard money lending can become a powerful resource on your investment journey.

PublishesTwice monthlyEpisodes37Founded2 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for Investor’s Guide to Hard Money Lending

Latest Episodes

25 Houses in 18 Months—and self-managing all of them!

After buying his sixth rental house, Leigh Cumbie called his mentor and said, “I can’t do this anymore.” Less than two years later, he owned 25—and was adding properties at a pace of two a month.... more

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This week we welcome back Jim Johnson, now a licensed real estate agent with Crestcore Realty and Crestcore Property Management. Jim discusses the Memphis rental market, noting signs of improvement despite overall softness, with increased lease signi... more

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Corelend Deal Calculator: corelendfinancial.com/deal-calculator/

Corelend Off-Market Deals: corelendfinancial.com/investment-deals/

This week Alissa sits down with interviews Richey Ward, Director of Corelend Financial. Richey share... more

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This week Alissa speaks with Ryan Guess from Northpointe Bank about non-qualified mortgage (non-QM) lending, particularly Debt Service Coverage Ratio (DCSR) loans. They discuss how investors use bridge loans with DSCR refinancing as an exit strategy,... more

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This week Alissa welcomes back Mario Jaramillo from Red Rock Construction. Mario shares his buy-and-hold strategy, securing properties well below asking price and refinancing quickly to scale his portfolio.

They also cover tenant relations, preventa... more

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This week Alissa sits down with real estate investors Jay and Arielle, who share their strategy of investing in West Memphis, Arkansas—a less competitive market with significantly lower property prices than Memphis.

They discuss leveraging hard mone... more

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This week Alissa Fowler speaks with Kelbert Fagan, Program Manager for Convergence Memphis. Kelbert explains how Convergence Memphis works to increase homeownership among low-to-moderate income and minority communities through education and affordabl... more

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Atlanta-based real estate investor Andre Stephens is here to share insights about his value-add multifamily investment strategy in Memphis's emerging markets.

Andre explains how hard money lending enables him to move quickly on distressed properties... more

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Recent Guests

Leigh Cumbie
frequent borrower, Burr Method practitioner
Coraline Financial partner client
Episode: 37. 25 Houses in 18 Months
Jim Johnson
Licensed real estate agent with Crestcore Realty and Crestcore Property Management
Crestcore Realty / Crestcore Property Management
Episode: 36. This Is The Right Time to Buy
Richey Ward
Director of Corelend
Corelend Financial
Episode: 35. 100% Financing with Hard Money
Ryan Guess
Representative of Northpointe Bank
Northpointe Bank
Episode: 34. Navigating Non-QM DSCR Loans
Kelbert Fagan
Program Manager for Convergence Memphis
Convergence Memphis / United Housing
Episode: 31. Building Neighborhoods, One Hard Money Loan at a Time: Inside the Mission of Convergence Memphis
Andre Stephens
Real estate investor focused on emerging markets and value-add multifamily
Independent investor (Atlanta/Memphis area)
Episode: 30. Emerging Market Multifamily Investments with Hard Money
Clarence Terry
Real estate investor in Memphis focused on wholesale and rental strategies
Independent investor (Memphis)
Episode: 29. Mastering Tenant Retention: Insider Tips from a Memphis Real Estate Pro
Austin Willingham
Investor focused on Birmingham-area rentals and wholesale-to-rentals strategy
Independent real estate investor in Birmingham, AL
Episode: 28. BRRRR-mingham Alabama
Jess Willingham
Investor partner focusing on wholesaling and rental properties in Birmingham
Independent real estate investor in Birmingham, AL
Episode: 28. BRRRR-mingham Alabama

Hosts

Alissa Fowler
Host of investor-focused real estate financing show; affiliations include Coraline Financial and related lender partnerships.
Alyssa Fowler
Host guiding interviews and discussions around hard money lending, portfolio growth, and market dynamics.

Top Investing Podcasts

Talking Points

Recent interactions between the hosts and their guests.

33. Strategies for Buying & Holding in a Buyer’s Market
Q: What strategies are you using to stay profitable in a buyer's market?
Buy at all-in costs below appraised value, renovate efficiently, use refinances to pull out cash and scale, and maintain strong cash flow through careful leasing and tenant-focused management.
33. Strategies for Buying & Holding in a Buyer’s Market
Q: Tell me, where have you seen things change since then?
Materials and finishes are still elevated in price, but overall costs are holding steady; there hasn't been a sharp climb and margins are being protected by keeping renovations more conservative to match slower sales.
32. From Napkin Plans to Portfolio Powerhouses: Cracking the West Memphis Code
Q: What got you started in real estate, and why West Memphis instead of Memphis?
They wanted less competition and better under-market opportunities, leveraging hard money to scale quickly and then use refi strategies to grow.
Ep. 9 ft. Sam King | Investor’s Guide to Hard Money Lending | Corelend Podcast Series
Q: What would your advice be to investors looking at deals—how should they set expectations and avoid overpaying?
Do your due diligence and research thoroughly. Don't overshoot your after-repair value; give yourself leadway, and don't fall in love with a property to the point where you overspend. Use solid comps, stay within a realistic range, and be prepared for potential extra expenses.
Ep. 12 ft. Douglas Skipworth | Investor’s Guide to Hard Money Lending | Corelend Podcast Series
Q: What questions do borrowers typically ask, and what makes a loan attractive to you as a lender?
Borrowers who present strong deal details, clear exit strategies, and a well-documented plan that aligns with ARV and rehab costs tend to move quickly; the better the deal alignment, the smoother the loan process.

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Frequently Asked Questions About Investor’s Guide to Hard Money Lending

What is Investor’s Guide to Hard Money Lending about and what kind of topics does it cover?

A practical show for real estate investors and financing professionals, focusing on hard money lending, DSCR loans, and the cash-flow dynamics of markets like Memphis and Birmingham. Episodes emphasize fast closes, careful underwriting, and leveraging lender partnerships to scale buy-and-hold, rehab, and value-add strategies. The format combines market updates, hands-on deal advice, and guest expertise from lenders, builders, and seasoned investors, making it a useful resource for funders, operators, and agents seeking actionable financing tactics and market context. A standout trait is the consistent emphasis on education, reliable lender relationships, and disciplined budgeting to navigate shifting market cycles.

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1. Private Lenders' Podcast

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Investor’s Guide to Hard Money Lending launched 2 years ago and published 37 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Investor’s Guide to Hard Money Lending?

Recent guests on Investor’s Guide to Hard Money Lending include:

1. Leigh Cumbie
2. Jim Johnson
3. Richey Ward
4. Ryan Guess
5. Kelbert Fagan
6. Andre Stephens
7. Clarence Terry
8. Austin Willingham

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