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Cheques and Balances

Cheques and Balances
Financial Literacy
Financial Planning
Budgeting
Investment Strategies
New Zealand
Interest Rates
Clothing Expenses
Insurance
Eating Out
Eating Habits
Financial Fraud
Debt Management
Purchasing Power
Personal Finance
Moving To Another Country
Reddit
Gym Expenses
Side Hustles
Housing Market
Property Investment

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. ... more

PublishesDailyEpisodes518Founded5 years ago
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Latest Episodes

2026 is shaping up to be a year of recovery but not without risk.

In this episode, we break down our 2026 predictions across the New Zealand economy, covering GDP growth, interest rates and OCR expectations, share market risks and opportunities, AI’... more

The property market doesn’t wait and the best deals rarely come with notice.

In this episode, the Lighthouse Property team breaks down what’s really happening in the market heading into 2026, why speed and preparation matter, and walks through real ... more

YouTube

From his first house at 18 to managing over ten projects a year - this is how Kyle turned building skills into a property empire.In this episode, we dive into Kyle’s journey from buying his first property as a teenager to scaling a portfolio through ... more

A real-world look at how tracking your money actually works - without spreadsheets or guesswork.In this episode of Inside a Financial Plan, Jess walks through a PocketSmith onboarding session with Rachel and Dion, covering how to set up accounts, tra... more

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jamie Beaton
Founder and CEO of Crimson Education
Crimson Education
Episode: Is NZ Education Failing? The Rise of Crimson Education Ft. Jamie Beaton | Episode 382
Justin Gauci
Lighthouse's newest financial advisor
Lighthouse Financial
Episode: Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375
Emily Powell
Producer of the podcast who shares her father's experience with terminal brain cancer
Episode: $150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370
Jarrod Kerr
Chief economist of Kiwibank
Kiwibank
Episode: OCR Breakdown: 2025 Economic Update Ft. Jarrod Kerr | Episode 346
Mahesh Muralidhar
Founder of Phase One Ventures and early employee at Canva and Airtasker.
Phase One Ventures
Episode: From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341
Jono Barton
Real estate agent from Ray White
Ray White
Episode: James Sells His House Part 1 ft. Jono Barton | Episode 330
Amanda Quill
Accountant with expertise in financial strategy
Lighthouse Accounting
Episode: Investment Boost Explained: The New Tax Deduction That Will Save Kiwi Businesses Thousands Ft. Amanda Quill | Episode 329
John Berry
Co-founder and CEO of Pathfinder
Pathfinder Asset Management Ltd
Episode: Is Your KiwiSaver Ethical? Ft. Pathfinder CEO John Berry | Episode 317
Luke Kemeys
Entrepreneur and financial educator, creator of Keep The Change
Keep The Change, Next Advisory
Episode: Creating Luke Kemeys Financial Plan | Episode 307

Hosts

James Blair
Host and financial adviser, James Blair shares expert insights on personal finance and investment strategies.
Michael Vincent
Co-host and financial adviser, Michael Vincent provides insights on property and mortgages, along with practical financial advice.

Reviews

4.8 out of 5 stars from 294 ratings
  • 12/10

    Love the takeover episodes. Proof financial advice doesn’t have to be dry.

    Apple Podcasts
    5
    Kate the avid listener
    New Zealanda year ago
  • Favourite Finance Podcast

    Such a great, informative podcast! I usually struggle to follow/engage in finance topics but these guys really make it easy to follow. I especially enjoy the Takeover segments - the girls are entertaining to listen to but also deliver great finance advice and tips!

    Apple Podcasts
    5
    Vicmcboyle
    United Kingdoma year ago
  • Love to listen

    Extremely informative and not complicated so makes for easier listening!

    Apple Podcasts
    5
    Rienestsacre
    United Kingdoma year ago
  • Love

    Great podcast! Heaps of useful information.

    Loving the Takeover with the girls and their content. The budgeting episode was great and had some awesome tips.

    Highly recommend!

    Apple Podcasts
    5
    Who said I said
    New Zealand2 years ago
  • Loved the takeover

    Really easy listening and great advice in the episodes so far! Can’t wait for more!!

    Apple Podcasts
    5
    Paigepoppy
    New Zealand2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The inclusion of guest segments, particularly with female hosts, is well-received, adding variety and fresh perspectives to the discussions on financial strategies.
Critiques highlight a desire for less political commentary, with some feedback suggesting a more focused approach on financial topics would enhance the experience.
Listeners appreciate the informative yet entertaining approach to finance, praising the hosts for making complex topics accessible and engaging.
The podcast has been recognized for its relatability, clear advice, and practical tips that appeal to both novice and experienced investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Property Market 2026: What Buyers Need to Do Now ft. Matt Harris & Adam Farrell | Episode 420
Q: What did the 2025 market teach buyers and investors?
Buyers learned that they don't need to time the market and should be prepared to seize opportunities when they arise, while also recognizing the risks of dealing with low-quality developers.
How to Budget Like a Financial Adviser | Inside a Financial Plan Ep 6
Q: Is there a way for me to visualize the budget summary?
Yes, there is a desktop app that provides comprehensive visual feedback, and you can also use a more basic phone app for quick access.
Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411
Q: What do you think about a potential capital gains tax?
It's crucial not to change long-term strategies based on hypothetical announcements; stay focused on property growth over time.
Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411
Q: What have you seen regarding the impact of OCR announcements on investor behavior?
New investors are actively looking for cash flow properties, avoiding previous negative cash flow situations and seeking neutral to positive returns.
Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411
Q: How do you feel about the current property market as we head into 2025?
Optimism is increasing as interest rates drop and more listings become available, particularly from mainstream 'mum and dad' investors.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Cheques and Balances

What is Cheques and Balances about and what kind of topics does it cover?

Focused on personal finance and property investment, this podcast provides practical insights and strategies designed for listeners looking to enhance their financial literacy. With discussions covering diverse topics such as property buying, managing investments, taxation, and overall financial planning, it aims to demystify complex financial concepts. The hosts, experienced financial advisers, bring a relatable approach, often sharing anecdotes and tips to help listeners understand the importance of making informed financial decisions. Unique segments such as takeover episodes featuring guest experts contribute to a dynamic listening experience, aimed at helping listeners navigate their financial journeys with confidence and humor.

Where can I find podcast stats for Cheques and Balances?

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How many listeners does Cheques and Balances get?

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What are the audience demographics for Cheques and Balances?

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How many subscribers and views does Cheques and Balances have?

To see how many followers or subscribers Cheques and Balances has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Cheques and Balances?

These podcasts share a similar audience with Cheques and Balances:

1. Keep The Change
2. The Property Academy Podcast
3. Making Cents
4. The Curve
5. Between Two Beers Podcast

How many episodes of Cheques and Balances are there?

Cheques and Balances launched 5 years ago and published 518 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Cheques and Balances?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Cheques and Balances?

Rephonic pulls ratings and reviews for Cheques and Balances from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for Cheques and Balances?

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What guests have appeared on Cheques and Balances?

Recent guests on Cheques and Balances include:

1. Jamie Beaton
2. Justin Gauci
3. Emily Powell
4. Jarrod Kerr
5. Mahesh Muralidhar
6. Jono Barton
7. Amanda Quill
8. John Berry

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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