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Cheques and Balances

Cheques and Balances
Financial Literacy
Insurance
Financial Planning
Budgeting
Investment Strategies
New Zealand
Interest Rates
Eating Out
Clothing Expenses
Eating Habits
Financial Fraud
Debt Management
Purchasing Power
Personal Finance
Reddit
Gym Expenses
Side Hustles
Housing Market
Property Investment
Entrepreneurship

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. ... more

PublishesDailyEpisodes487Founded5 years ago
Number of ListenersCategory
Business

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Artwork for Cheques and Balances

Latest Episodes

What does a real financial plan actually look like?

In this episode, James walks Rachel and Dion through their personalised financial roadmap - covering budgeting, mortgage strategy, investment property planning, KiwiSaver comparisons, and retireme... more

Struggling with debt? In this episode, we share 3 key steps to fix your finances - from recognising the problem and shifting your mindset, to building a roadmap with clear goals, structure, and accountability.

Next steps: If your finances are off tr... more

Stop giving the banks your hard-earned money - learn how to cut debt and grow wealth faster.

In this live webinar, we cover smart debt-reduction strategies, how to pay off your mortgage faster, the role of equity in building wealth, budgeting techni... more

YouTube

The OCR has been cut - but is this just the beginning for falling interest rates? In this episode, we break down the 50-basis-point cut, its impact on mortgages, business confidence, and house prices, and discuss whether Kiwi borrowers could see sub-... more

Key Facts

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Recent Guests

Matt Harris
Guest providing insights about the OCR predictions
Episode: OCR Predictions: How Low Will Mortgage Rates Go?! Ft. Matt Harris | Episode 383
Jamie Beaton
Founder and CEO of Crimson Education
Crimson Education
Episode: Is NZ Education Failing? The Rise of Crimson Education Ft. Jamie Beaton | Episode 382
Justin Gauci
Lighthouse's newest financial advisor
Lighthouse Financial
Episode: Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375
Adam Farrell
Property director at Lighthouse
Lighthouse Financial
Episode: 2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374
Emily Powell
Producer of the podcast who shares her father's experience with terminal brain cancer
Episode: $150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370
Mahesh Muralidhar
Founder of Phase One Ventures and early employee at Canva and Airtasker.
Phase One Ventures
Episode: From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341
Jono Barton
Real estate agent from Ray White
Ray White
Episode: James Sells His House Part 1 ft. Jono Barton | Episode 330
Amanda Quill
Accountant with expertise in financial strategy
Lighthouse Accounting
Episode: Investment Boost Explained: The New Tax Deduction That Will Save Kiwi Businesses Thousands Ft. Amanda Quill | Episode 329
John Berry
Co-founder and CEO of Pathfinder
Pathfinder Asset Management Ltd
Episode: Is Your KiwiSaver Ethical? Ft. Pathfinder CEO John Berry | Episode 317

Host

James Blair
Co-host discussing financial advice with over 20 years of experience as a qualified financial adviser, sharing practical strategies to improve financial acumen.

Reviews

4.8 out of 5 stars from 289 ratings
  • 12/10

    Love the takeover episodes. Proof financial advice doesn’t have to be dry.

    Apple Podcasts
    5
    Kate the avid listener
    New Zealanda year ago
  • Favourite Finance Podcast

    Such a great, informative podcast! I usually struggle to follow/engage in finance topics but these guys really make it easy to follow. I especially enjoy the Takeover segments - the girls are entertaining to listen to but also deliver great finance advice and tips!

    Apple Podcasts
    5
    Vicmcboyle
    United Kingdoma year ago
  • Love to listen

    Extremely informative and not complicated so makes for easier listening!

    Apple Podcasts
    5
    Rienestsacre
    United Kingdoma year ago
  • Love

    Great podcast! Heaps of useful information.

    Loving the Takeover with the girls and their content. The budgeting episode was great and had some awesome tips.

    Highly recommend!

    Apple Podcasts
    5
    Who said I said
    New Zealanda year ago
  • Loved the takeover

    Really easy listening and great advice in the episodes so far! Can’t wait for more!!

    Apple Podcasts
    5
    Paigepoppy
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some feedback suggests a desire for less political commentary and a stronger focus on financial matters.
Takeover episodes featuring female hosts are particularly well-received, providing entertaining yet valuable insights.
Listeners appreciate the straightforward advice and find the content engaging and easy to follow.
The atmosphere is described as fun yet informative, combining humor with practical financial strategies.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify
#83
New Zealand/Top Podcasts
Spotify
#136
New Zealand/Trending
Apple Podcasts
#126
New Zealand/Top Podcasts
Apple Podcasts
#6
New Zealand/Business
Apple Podcasts
#55
Philippines/Business

Talking Points

Recent interactions between the hosts and their guests.

Inside a Financial Plan Ep1: Dion & Rachel’s Journey
Q: Who taught you about money?
I learned the hard way through overdrafts and poor spending choices.
Inside a Financial Plan Ep1: Dion & Rachel’s Journey
Q: What is it about money that's important to you?
Freedom is what it comes down to, being able to make choices with money.
2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374
Q: When is the right time to start to negotiate on a property?
The negotiation should begin well in advance by understanding the market and making informed offers.
KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367
Q: Should I prioritize investing in shares or focus on paying down my mortgage?
Focus on paying off high-interest debts first before investing.
KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367
Q: When is a good time to start investing?
The best time is yesterday; the second-best time is today.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Cheques and Balances

What is Cheques and Balances about and what kind of topics does it cover?

The content focuses on providing practical financial advice to listeners looking to improve their financial literacy and make informed money decisions. Key topics include home buying strategies, mortgage management, investing in financial products like KiwiSaver and managed funds, and understanding tax implications related to property ownership. Unique segments feature guest experts who share insights on current economic trends and tailored strategies for personal finance. The approach is approachable, aiming to engage listeners who might feel overwhelmed by financial jargon, making the episodes informative yet entertaining.

Where can I find podcast stats for Cheques and Balances?

Rephonic provides a wide range of podcast stats for Cheques and Balances. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Cheques and Balances and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Cheques and Balances get?

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What are the audience demographics for Cheques and Balances?

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How many subscribers and views does Cheques and Balances have?

To see how many followers or subscribers Cheques and Balances has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Cheques and Balances?

These podcasts share a similar audience with Cheques and Balances:

1. Keep The Change
2. The Property Academy Podcast
3. Making Cents
4. Shared Lunch
5. The Happy Saver Podcast - Personal Finance in New Zealand

How many episodes of Cheques and Balances are there?

Cheques and Balances launched 5 years ago and published 487 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Cheques and Balances?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Cheques and Balances?

Rephonic pulls ratings and reviews for Cheques and Balances from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for Cheques and Balances?

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What guests have appeared on Cheques and Balances?

Recent guests on Cheques and Balances include:

1. Matt Harris
2. Jamie Beaton
3. Justin Gauci
4. Adam Farrell
5. Emily Powell
6. Mahesh Muralidhar
7. Jono Barton
8. Amanda Quill

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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