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Cheques and Balances

Cheques and Balances
Financial Literacy
Insurance
Financial Planning
Budgeting
Investment Strategies
New Zealand
Interest Rates
Eating Out
Eating Habits
Clothing Expenses
Financial Fraud
Debt Management
Purchasing Power
Personal Finance
Moving To Another Country
Gym Expenses
Side Hustles
Housing Market
Property Investment
Entrepreneurship

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. ... more

PublishesDailyEpisodes475Founded5 years ago
Number of ListenersCategory
Business

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Artwork for Cheques and Balances

Latest Episodes

Midlife money stress is real - and it’s hitting Kiwis harder than ever. In this episode, we break down the “midlife financial crisis,” exploring how childcare, mortgages, aging parents, and debt all collide in your 40s, and the practical steps you ca... more

YouTube

Inflation is down, but Kiwis are still feeling broke. In this episode, we unpack why everyday essentials like rent, groceries, and mortgage repayments remain painfully high despite inflation easing, exploring wage stagnation, rising living costs, and... more

NZ’s economy has gone backwards - here’s what it really means for Kiwis. In this episode, we break down the 0.9% GDP decline, what it signals for business and households, the impact on manufacturing and construction, Reserve Bank policy decisions, an... more

YouTube

Your Most Played Moment Of 2025: In this exclusive interview from inside the Beehive, Finance Minister Nicola Willis joins us to discuss NZ’s economic future covering everything from housing affordability, debt, and financial literacy to KiwiSaver, e... more

YouTube

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Recent Guests

Justin Gauci
Lighthouse's newest financial advisor
Lighthouse Financial
Episode: Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375
Emily Powell
Producer of the podcast who shares her father's experience with terminal brain cancer
Episode: $150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370
Mahesh Muralidhar
Founder of Phase One Ventures and early employee at Canva and Airtasker.
Phase One Ventures
Episode: From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341
Jono Barton
Real estate agent from Ray White
Ray White
Episode: James Sells His House Part 1 ft. Jono Barton | Episode 330
Amanda Quill
Finance expert specializing in tax law and asset protection
Lighthouse Financial
Episode: How The Rich Structure Their Finances Ft. Amanda Quill | Episode 318
John Berry
Co-founder and CEO of Pathfinder
Pathfinder Asset Management Ltd
Episode: Is Your KiwiSaver Ethical? Ft. Pathfinder CEO John Berry | Episode 317
Luke Kemeys
Entrepreneur and financial educator, creator of Keep The Change
Keep The Change, Next Advisory
Episode: Creating Luke Kemeys Financial Plan | Episode 307
Alex Martelli
Buyer's Agent from Martelli & Co Buyers Agents
Martelli & Co buyers agents
Episode: How To Sell Your House In 2025: The Do's And Don'ts ft. Alex Martelli | Episode 305
Jarrod Kerr
Chief Economist at Kiwibank
Kiwibank
Episode: How Trump is Shaping the Global Economy ft. Jarrod Kerr | Episode 292

Host

James Blair
Co-host discussing financial advice with over 20 years of experience as a qualified financial adviser, sharing practical strategies to improve financial acumen.

Reviews

4.8 out of 5 stars from 287 ratings
  • 12/10

    Love the takeover episodes. Proof financial advice doesn’t have to be dry.

    Apple Podcasts
    5
    Kate the avid listener
    New Zealanda year ago
  • Favourite Finance Podcast

    Such a great, informative podcast! I usually struggle to follow/engage in finance topics but these guys really make it easy to follow. I especially enjoy the Takeover segments - the girls are entertaining to listen to but also deliver great finance advice and tips!

    Apple Podcasts
    5
    Vicmcboyle
    United Kingdoma year ago
  • Love to listen

    Extremely informative and not complicated so makes for easier listening!

    Apple Podcasts
    5
    Rienestsacre
    United Kingdoma year ago
  • Love

    Great podcast! Heaps of useful information.

    Loving the Takeover with the girls and their content. The budgeting episode was great and had some awesome tips.

    Highly recommend!

    Apple Podcasts
    5
    Who said I said
    New Zealanda year ago
  • Loved the takeover

    Really easy listening and great advice in the episodes so far! Can’t wait for more!!

    Apple Podcasts
    5
    Paigepoppy
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some feedback suggests a desire for less political commentary and a stronger focus on financial matters.
Takeover episodes featuring female hosts are particularly well-received, providing entertaining yet valuable insights.
Listeners appreciate the straightforward advice and find the content engaging and easy to follow.
The atmosphere is described as fun yet informative, combining humor with practical financial strategies.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374
Q: When is the right time to start to negotiate on a property?
The negotiation should begin well in advance by understanding the market and making informed offers.
KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367
Q: Should I prioritize investing in shares or focus on paying down my mortgage?
Focus on paying off high-interest debts first before investing.
KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367
Q: When is a good time to start investing?
The best time is yesterday; the second-best time is today.
KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367
Q: When is a good time to sell shares?
You sell shares when you need money; don't try to time the market.
Why Revolving Credit Will Ruin Your Life | Episode 357
Q: Who can get a Revolving Credit?
To be eligible for a Revolving Credit, you need at least 20% deposit between equity and the home.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About Cheques and Balances

What is Cheques and Balances about and what kind of topics does it cover?

The content focuses on providing practical financial advice to listeners looking to improve their financial literacy and make informed money decisions. Key topics include home buying strategies, mortgage management, investing in financial products like KiwiSaver and managed funds, and understanding tax implications related to property ownership. Unique segments feature guest experts who share insights on current economic trends and tailored strategies for personal finance. The approach is approachable, aiming to engage listeners who might feel overwhelmed by financial jargon, making the episodes informative yet entertaining.

Where can I find podcast stats for Cheques and Balances?

Rephonic provides a wide range of podcast stats for Cheques and Balances. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Cheques and Balances and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Cheques and Balances get?

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What are the audience demographics for Cheques and Balances?

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How many subscribers and views does Cheques and Balances have?

To see how many followers or subscribers Cheques and Balances has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Cheques and Balances?

These podcasts share a similar audience with Cheques and Balances:

1. Keep The Change
2. The Property Academy Podcast
3. Making Cents
4. Shared Lunch
5. The Happy Saver Podcast - Personal Finance in New Zealand

How many episodes of Cheques and Balances are there?

Cheques and Balances launched 5 years ago and published 475 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Cheques and Balances?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Cheques and Balances?

Rephonic pulls ratings and reviews for Cheques and Balances from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Cheques and Balances?

Recent guests on Cheques and Balances include:

1. Justin Gauci
2. Emily Powell
3. Mahesh Muralidhar
4. Jono Barton
5. Amanda Quill
6. John Berry
7. Luke Kemeys
8. Alex Martelli

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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