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Cheques and Balances

Cheques and Balances
Financial Literacy
Financial Planning
Budgeting
Investment Strategies
New Zealand
Interest Rates
Eating Out
Clothing Expenses
Eating Habits
Insurance
Financial Fraud
Debt Management
Purchasing Power
Personal Finance
Moving To Another Country
Loan
Gym Expenses
Side Hustles
Housing Market
Property Investment

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. ... more

PublishesDailyEpisodes547Founded5 years ago
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Business

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Artwork for Cheques and Balances

Latest Episodes

Most of the tax advice you see online isn’t just wrong - it could cost you thousands.

In this episode, James sits down with Lighthouse Senior Accountant Vinay Reddy and Managing Director Matt Harris to react to the worst tax advice online and break ... more

They paid off $45,000 of debt in months and didn’t feel restricted doing it.

In this final episode of Inside a Financial Plan, we review Rachel and Dion’s progress since October - breaking down their budget using PocketSmith, selling down shares to ... more

YouTube

KiwiSaver holds $145 billion so why are so many Kiwis still heading for a broken retirement?

In this episode, we’re joined by Dean Anderson, Founder and CEO of Kernel, to unpack what’s holding KiwiSaver back - from weak incentives and disengaged mem... more

YouTube

New Zealand used to punch above its weight - so why does working harder now feel like it’s getting us nowhere?

In this episode, we unpack New Zealand’s productivity problem from slowing output and wage stagnation to brain drain, innovation gaps, cap... more

YouTube

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Dean Anderson
CEO of Kernel
Kernel
Episode: $145 Billion In KiwiSaver: Why Is The System Still Broken? Ft. Dean Anderson, CEO of ⁠Kernel⁠ | Episode 448
Jim Dodd
Founder of Property-CEO
Property-CEO
Episode: Is Buy and Hold Dead? Rethinking your property strategy Ft. Jim Dodd Property CEO Founder | Episode 436
Nick Astwick
CEO of Southern Cross Health Society
Southern Cross Health Society
Episode: Why is NZ’s Healthcare System under pressure? Ft. Nick Astwick, CEO of Southern Cross Health Society | Episode 432
Jason Leong
CEO and founder of PocketSmith
PocketSmith
Episode: Why You’re Still Broke | The Easiest Way to Stick to a Budget in 2026 Ft. Jason Leong | Episode 430
Alex Martelli
Buyer's agent and property consultant
Martelli Buyers
Episode: The Best Property Insights of 2025: Where the NZ Market Is Headed ft. Ilse Wolfe & Alex Martelli | Episode 426
Jarrod Kerr
Chief Economist at Kiwibank
Kiwibank
Episode: OCR Cuts & Capital Gains Tax: NZ’s Recession or Rebound? ft. Jarrod Kerr | Episode 397
Jamie Beaton
Founder and CEO of Crimson Education
Crimson Education
Episode: Is NZ Education Failing? The Rise of Crimson Education Ft. Jamie Beaton | Episode 382
Justin Gauci
Lighthouse's newest financial advisor
Lighthouse Financial
Episode: Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375
Emily Powell
Producer of the podcast who shares her father's experience with terminal brain cancer
Episode: $150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

Hosts

James Blair
Host and financial adviser, James Blair shares expert insights on personal finance and investment strategies.
Michael Vincent
Co-host and financial adviser, Michael Vincent provides insights on property and mortgages, along with practical financial advice.

Reviews

4.8 out of 5 stars from 302 ratings
  • It’s just different

    Listen to a few business podcasts and this one is just different in a good way. Not just property but other asset classes which gives a balanced view. Love it!

    Apple Podcasts
    5
    Bodgy74
    New Zealand3 months ago
  • 12/10

    Love the takeover episodes. Proof financial advice doesn’t have to be dry.

    Apple Podcasts
    5
    Kate the avid listener
    New Zealanda year ago
  • Favourite Finance Podcast

    Such a great, informative podcast! I usually struggle to follow/engage in finance topics but these guys really make it easy to follow. I especially enjoy the Takeover segments - the girls are entertaining to listen to but also deliver great finance advice and tips!

    Apple Podcasts
    5
    Vicmcboyle
    United Kingdoma year ago
  • Love to listen

    Extremely informative and not complicated so makes for easier listening!

    Apple Podcasts
    5
    Rienestsacre
    United Kingdoma year ago
  • Love

    Great podcast! Heaps of useful information.

    Loving the Takeover with the girls and their content. The budgeting episode was great and had some awesome tips.

    Highly recommend!

    Apple Podcasts
    5
    Who said I said
    New Zealand2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The inclusion of guest segments, particularly with female hosts, is well-received, adding variety and fresh perspectives to the discussions on financial strategies.
Critiques highlight a desire for less political commentary, with some feedback suggesting a more focused approach on financial topics would enhance the experience.
Listeners appreciate the informative yet entertaining approach to finance, praising the hosts for making complex topics accessible and engaging.
The podcast has been recognized for its relatability, clear advice, and practical tips that appeal to both novice and experienced investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How to Protect Your Income in 2026: ACC vs Income Protection | Live Webinar | Episode 429
Q: If I reduce my ACC levies, can I still go to the physio and have my ACC bills covered?
Yes, all the treatment you receive is not affected by the reduction in the ACC levy; those expenses are still taken care of.
How to Protect Your Income in 2026: ACC vs Income Protection | Live Webinar | Episode 429
Q: How do you know if you are overpaying on your policy?
As advisors, we've got access to a whole lot of analysis tools. We can check if those levels of cover that you're paying for are out of sync with what today's market rates are.
Live Webinar: Flip vs. Hold? Property And Tax Strategies For Smarter Investing Ft. Property-CEO | Episode 427
Q: How can you find off-market opportunities to avoid competition?
Look for properties that are not listed online and reach out directly to owners, possibly through mail drops or online tools.
Live Webinar: Flip vs. Hold? Property And Tax Strategies For Smarter Investing Ft. Property-CEO | Episode 427
Q: What strategy can I use in 2026?
The strategy depends on your goals. Trading is a fast way to make money but take some time to understand your plan and the pathways to achieve it.
Live Webinar: Building a Financial Plan for Summer | Episode 424
Q: Can you tell us more about your wealth planning service?
The service begins with understanding your goals and then assesses the best financial strategy to achieve those goals, typically requiring several meetings.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Cheques and Balances

What is Cheques and Balances about and what kind of topics does it cover?

Focused on personal finance and property investment, this podcast provides practical insights and strategies designed for listeners looking to enhance their financial literacy. With discussions covering diverse topics such as property buying, managing investments, taxation, and overall financial planning, it aims to demystify complex financial concepts. The hosts, experienced financial advisers, bring a relatable approach, often sharing anecdotes and tips to help listeners understand the importance of making informed financial decisions. Unique segments such as takeover episodes featuring guest experts contribute to a dynamic listening experience, aimed at helping listeners navigate their financial journeys with confidence and humor.

Where can I find podcast stats for Cheques and Balances?

Rephonic provides a wide range of podcast stats for Cheques and Balances. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Cheques and Balances and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Cheques and Balances get?

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What are the audience demographics for Cheques and Balances?

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How many subscribers and views does Cheques and Balances have?

To see how many followers or subscribers Cheques and Balances has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Cheques and Balances?

These podcasts share a similar audience with Cheques and Balances:

1. Keep The Change
2. The Property Academy Podcast
3. Between Two Beers Podcast
4. The Dom Harvey Podcast
5. Making Cents

How many episodes of Cheques and Balances are there?

Cheques and Balances launched 5 years ago and published 547 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Cheques and Balances?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Cheques and Balances?

Rephonic pulls ratings and reviews for Cheques and Balances from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for Cheques and Balances?

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What guests have appeared on Cheques and Balances?

Recent guests on Cheques and Balances include:

1. Dean Anderson
2. Jim Dodd
3. Nick Astwick
4. Jason Leong
5. Alex Martelli
6. Jarrod Kerr
7. Jamie Beaton
8. Justin Gauci

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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