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Artwork for Making Cents

Making Cents

Frances Cook
Financial Independence
Kiwisaver
Financial Freedom
Interest Rates
Investment Strategies
Investing
New Zealand
Inflation
Financial Planning
Savings
Real Estate
Budgeting
Debt Management
Kiwibank
Property Investment
Entrepreneurship
Retirement Planning
Personal Finance
Property Market
Home Ownership

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, wi... more

PublishesDailyEpisodes246Founded2 years ago
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Artwork for Making Cents

Latest Episodes

Most of us assume that getting ahead financially means working harder, watching the markets, and making smart moves. The data says that’s wrong.

In this episode, Frances talks with Sean Freer, Director of Global Exchange Indices at S&P Dow Jones Ind... more

YouTube

Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest difference to her financial life.

Follow me everywhere!

Facebook / Frances Cook - Journalist

In... more

It's one thing to build financial stability, it's another to actually let yourself enjoy it.

In this Ask the Experts episode, Frances Cook is joined by Katie Wesney from Enable Me to unpack a problem that's more common than you'd think: what happens... more

YouTube

What does it actually cost to walk away from a successful career and build something that matters?

Ali Mau is one of New Zealand's most recognised television faces, including Breakfast, Fair Go, Seven Sharp, One News.

She was also made redundant fi... more

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Recent Guests

Christoph Schumacher
Professor of Innovation and Economics
Massey University
Episode: War in Iran Is About To Hit Your Mortgage And Your Money - WEBINAR REPLAY
Wendy Petrie
Former TVNZ news anchor, reinvention entrepreneur
Self / Speedy Signs (franchise ownership)
Episode: Wendy Petrie Lost Her Dream Job at 50… Then Reinvented Her BEST Life
Stanley Henry
Founder of the Attention Seeker, a marketing agency
Attention Seeker
Episode: How A ‘Personal Brand’ Gets You Paid More (Even If You’re Not An Influencer)
Sabi J
Creator of Bougie on a Budget
Episode: How To Live The Good Life For Less
Brad Klontz
Psychologist and money mindset expert
Episode: How To Live The Good Life For Less
Sophie Hallwright
Co-founder of The Curve; money educator and investor
The Curve
Episode: She Went From 'Bad With Money' To Successful Investor: What Actually Worked
Marina Francis
Independent financial journalist
Independent
Episode: The Quick Calculation To Know If Solar and EVs Are Right For You
Michal Garvey
Founder of Foodprint; food rescue app advocate
Foodprint
Episode: How to eat better food, spend less, and feel good about it - with Michal Garvey from Foodprint
Damien Venuto
Stuff's Money Editor, on-the-ground reporting and expert interviews
Stuff
Episode: Iran, Oil, and Your Money: Why Everything Is More Expensive And Your Investments Are Tanking - WEBINAR REPLAY

Host

Frances Cook
Frances Cook is a financial journalist and best-selling author, known for breaking down complex financial concepts into relatable and practical advice. She is passionate about helping listeners navigate their financial journeys and achieve financial independence.

Reviews

4.9 out of 5 stars from 348 ratings
  • Good, just not great

    Frances has some good observations and is clearly accomplished and intelligent. Her work is just not for me. Still well worth a listen.

    Apple Podcasts
    4
    Lunaandhope56
    New Zealand5 months ago
  • Great for early investors

    I love the way Frances manages to give me the confidence to makes changes to how I use my money and also know what I’m doing is working. Knowing you don’t need massive sums to make a difference key messaging that’s consistent

    Apple Podcasts
    5
    lifelonglover
    New Zealand10 months ago
  • Money tips made easy

    Frances knowledge experience and passion is transmitted in her words. She’s so relatable and approachable when she talks money. Simple and easy to understand. Broken down into simple steps so that we can apply whatever is shared. Best financial podcast in my experience.

    Apple Podcasts
    5
    Nancyska33
    New Zealanda year ago
  • Great podcast

    Great podcast especially for those who have little financial literacy. Frances helps us peek behind the curtain and get a better understanding of how our money can work for us.

    Apple Podcasts
    5
    Jubru21
    New Zealanda year ago
  • Timely and sound

    I’ve been listening to Frances Cook podcast for many months now and being following her on instagram for longer. Her podcast is so informative, timely and based on sound knowledge and market insights. The budgeting and money insights are great! Thanks Frances for bringing good “cents” back into the conversation !! Ka pai

    Apple Podcasts
    5
    Melscoelho
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

There are high remarks on the podcast's ability to empower listeners in their financial journeys, providing both education and inspiration.
Listeners appreciate how the host simplifies financial concepts, making them relatable and practical for everyday people.
Some find the content particularly beneficial for those with limited financial literacy, while others suggest it may not offer enough depth for seasoned investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

$54M Wiped From NZ Property: Here's What It Actually Means
Q: What should buyers do to navigate the current market effectively?
Buyers should keep options open, consider long-term suitability (family needs, work-from-home considerations), and leverage the abundance of stock to find well-priced, well-presented homes while allowing time for careful consideration.
$54M Wiped From NZ Property: Here's What It Actually Means
Q: How should sellers adjust their expectations in this environment?
She advises partnering with a knowledgeable local agent, ensuring the property is well presented and marketed to reach the right buyers, and avoiding secretive or undersold pricing by setting realistic expectations aligned with current market data.
$54M Wiped From NZ Property: Here's What It Actually Means
Q: Walk me through the latest quarterly figures and what they imply for buyers and sellers.
Vanessa explains that although prices are still down, the declines have slowed, suggesting a stabilizing baseline. This reduces urgency for deep discounts and encourages smarter pricing and preparation. Buyers gain time and options due to higher stock and more measured competition.
Why You Keep Buying Things You Don't Need Online
Q: 61% of New Zealanders admit to purchases triggered by social media ads—does that mean most of us are suckers?
Frances Cook confirms it signals a tendency to be more susceptible to online marketing rather than a moral failing, and she emphasizes the power of friction and pauses to counteract impulse buying.
Wendy Petrie Lost Her Dream Job at 50… Then Reinvented Her BEST Life
Q: No, I was going to say, where did you start? In terms of being like, okay, reset. What am I going to do next? Did you like sit down pros and cons list or what would you do?
I wasn't sure at first, but I kept working with TVNZ on a contract basis while I explored options. I realized I had transferable skills—writing, presenting, training—and began offering MC work, media training, and voice coaching, gradually building a diversified set of gigs before pursuing a full business venture.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Professions
Age Range
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Frequently Asked Questions About Making Cents

What is Making Cents about and what kind of topics does it cover?

This podcast explores the practical steps towards achieving financial freedom, tailored for individuals who want to manage their finances without sacrificing their everyday pleasures. The host engages with a variety of guests who share their personal stories of overcoming financial challenges, investing wisely, and making impactful financial choices. The format includes weekly feature interviews with individuals who have successfully navigated their financial journeys, and episodes dedicated to expert advice, making complex financial concepts accessible and relatable.

Where can I find podcast stats for Making Cents?

Rephonic provides a wide range of podcast stats for Making Cents. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Making Cents and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Making Cents get?

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What are the audience demographics for Making Cents?

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How many subscribers and views does Making Cents have?

To see how many followers or subscribers Making Cents has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Making Cents?

These podcasts share a similar audience with Making Cents:

1. Keep The Change
2. Shared Lunch
3. The Property Academy Podcast
4. The Curve
5. The Happy Saver Podcast - Personal Finance in New Zealand

How many episodes of Making Cents are there?

Making Cents launched 2 years ago and published 246 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Making Cents?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Making Cents?

Rephonic pulls ratings and reviews for Making Cents from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Making Cents?

Recent guests on Making Cents include:

1. Christoph Schumacher
2. Wendy Petrie
3. Stanley Henry
4. Sabi J
5. Brad Klontz
6. Sophie Hallwright
7. Marina Francis
8. Michal Garvey

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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