Rephonic
Artwork for The Curve
Investing
Stock Market
Budgeting
Investment Strategies
Inflation
Personal Finance
Financial Education
Tesla
Financial Literacy
New Zealand
Bonds
Financial Independence
Interest Rates
Property Investment
Investment
Emergency Fund
Bitcoin
Gold
NVIDIA
Home Ownership

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools... more

PublishesDailyEpisodes438Founded5 years ago
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Artwork for The Curve

Latest Episodes

It’s time to talk about "looksmaxxing," the internet's term for optimising everything about your appearance, and why so many of us are quietly pouring hundreds (or thousands) of dollars every month into it. Soph is joined by Hanna Horvath, author of ... more

First up, Oura was about to go public. It was looking to raise $2.2 billion at a valuation of more than $15 billion, then pulled out at the last minute. We break down what an IPO actually is and why companies wait for a sunny market before they list.... more

We're back from our break, and we're kicking things off with not one but two personal updates. Soph opens with some very happy news, and Vic's comes right at the very end, so make sure you stick around.

Trigger warning: this episode discusses the Co... more

YouTube

What is a share price, how is it actually set, and what makes it move up or down. This episode breaks the stock market down to its most basic level, buyers and sellers in a marketplace, and explains why getting emotionally attached to a stock (much l... more

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Recent Guests

Holly Egerton
Lawyer, founder of Succession
Succession
Episode: Buying property with family or a partner, what could go wrong ...
Madi Stefanis
Founder of 35mm Co, filmmaker cameras brand
35mm Co
Episode: A Side Hustle From Her Bedroom Floor Became an 8-Figure Business.
Nicole Bremner
Property investor and guest on the show
Episode: The property millionaire who says stop buying.
Peter West
Property investing expert
Episode: 7 Questions to Ask Before You Buy an Investment Property.
Margie Riddiford
Co-founder of VEIL, a wedding publication
VEIL Magazine
Episode: Is your wedding for you, or for Instagram?
Hannah Hart
Guest on IOU Some Money Education
Episode: The holiday hangover nobody talks about: your bank account.
Hannah Mayfield
Financial coach with a background in fashion; advocate for accessible personal finance education
Self-employed/Financial coaching
Episode: Money buys freedom, not things: a financial coach explains.
Abby Foster
Pathfinder team member; finance educator and commentator
Pathfinder Asset Management
Episode: Chat GPT, Claude; meet your FREE rival.
Emma Louise-Boynton
Author, writer, broadcaster
Sex Talks, author of Pleasure
Episode: The Book Everyone's Talking About (And Why It's Terrifying).

Hosts

Sophie Hallwright
Co-host and interviewer with a background in media production; guides conversations with transparency and wit.
Victoria Harris
Finance professional hosting lead; co-founder focusing on investing community and fund initiatives.

Reviews

4.9 out of 5 stars from 1.6k ratings
  • Totally and Utterly Obsessed

    Thank you for keeping us inspired through the ups and downs of investing. Soph, your journey is so relatable to me and your growing knowledge is so impressive. And Vic, your deep understanding and love for finance has me convinced it’s actually a creative and exciting industry. Can’t get enough. Also hurry up with the Aussie fund!

    Apple Podcasts
    5
    Kitti Gould
    Australia2 months ago
  • Great Pod

    Great down to earth podcast covering all the money things!

    Apple Podcasts
    5
    Gettinfunky
    United States4 months ago
  • Look forward to each episode

    I used to find you slightly annoying don’t take it personally Sophie 🤣 but man you ladies have come so far and what a power house you are now. I genuinely love listening to your episodes keep up the fantastic work 🎉💖

    Apple Podcasts
    5
    ……KP…..
    New Zealand4 months ago
  • Would rate it 6 stars if I could

    Couldn’t recommend this podcast more, the girls make understanding finance interesting, entertaining and most importantly, accessible.

    Apple Podcasts
    5
    B.Lily
    New Zealand8 months ago
  • Uplifting

    Just listened to the first episode of 2026 - what a powerful way to start the year! This particular episode is interestingly the perfect blend of finance and spirituality - my 2 genres of podcasts! Thank you 🤍

    Apple Podcasts
    5
    Cha Seaton
    New Zealand9 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Appreciation for guest experts and real-world stories that translate into actionable steps.
Fans note the hosts' banter makes complex topics approachable and entertaining.
Listeners praise its down-to-earth finance conversations and practical tips.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The holiday hangover nobody talks about: your bank account.
Q: How should you prioritize short-term goals versus long-term investing?
You should work backwards from each goal, determine what you can reasonably save after covering essentials, and aim to balance towards long-term investing while still funding the most important short-term goals; if one goal is inflexible, adjust timelines or expectations accordingly.
The holiday hangover nobody talks about: your bank account.
Q: What is a short-term savings goal?
A short-term savings goal is a defined objective you want to achieve within a few months to a few years, such as a holiday or a wedding; it's best to budget for a specific total, then divide by the time frame to determine how much to save each month.
Chat GPT, Claude; meet your FREE rival.
Q: What exactly has Moonshot AI released and why is it important?
They released a large open-source AI model (Kimi K3) that can rival ChatGPT and Claude in capability and is cheaper to operate, backed by the Chinese government, which raises concerns about the control and future of proprietary AI platforms.
The Money Lessons We Were Never Taught (And How to Catch Up in Your 20s and 30s).
Q: What is your investing strategy and how has it evolved?
The guest explains a move from simple dollar-cost averaging into a more nuanced approach called 'curated dollar-cost averaging,' which keeps a core monthly investment but reserves extra cash to deploy during dips, while maintaining a heavy use of low-cost ETFs.
The Leadership Expert Rethinking How We Work, Parent & Show Up, with Dr Ellen Joan Ford.
Q: How should someone ask for flexible arrangements without sounding like they're complaining?
Frame requests as solutions and outcomes, propose a trial period, and show how the requested changes will still meet or exceed required outputs, with a plan to review and adjust after the trial.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Curve

What is The Curve about and what kind of topics does it cover?

A practical, friendly show that makes money topics accessible for everyday listeners, with a focus on investing, budgeting, and personal finance through relatable conversations and guest insights. Hosts balance approachable questions with sharp analysis, exploring topics like housing, retirement, ethical investing, and the evolving creator economy, often tying macro trends to everyday choices. Notable strengths include a candid, no-ego approach, strong emphasis on women's financial empowerment, and hands-on guidance from practitioners and investors that listeners can apply immediately. The format blends market context, real-life stories, and community-building around shared financial goals, which can be especially appealing to new investors... more

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How many listeners does The Curve get?

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To see how many followers or subscribers The Curve has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Curve?

These podcasts share a similar audience with The Curve:

1. Making Cents
2. Let Her Finish
3. Friends That Invest
4. Keep The Change
5. Shared Lunch

How many episodes of The Curve are there?

The Curve launched 5 years ago and published 438 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Curve?

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What guests have appeared on The Curve?

Recent guests on The Curve include:

1. Holly Egerton
2. Madi Stefanis
3. Nicole Bremner
4. Peter West
5. Margie Riddiford
6. Hannah Hart
7. Hannah Mayfield
8. Abby Foster

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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