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Artwork for She's On The Money

She's On The Money

Victoria Devine
Investing
Personal Finance
Superannuation
Financial Literacy
Budgeting
Australia
Financial Independence
Financial Education
Etfs
Financial Planning
Property Investment
Mental Health
Money Management
Real Estate
Retirement Planning
Debt Management
Savings
Mortgage
Home Ownership
Investment

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to le... more

PublishesDailyEpisodes1042Founded7 years ago
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Artwork for She's On The Money

Latest Episodes

She spent almost everything she'd saved travelling around the world, came home with just $1,000 in her bank account and has $74,000 in HECS debt. Oh, and now she wants to buy a house. At 23.

You'd probably assume this week's Money Diarist has some ... more

Real talk, have you been preparing your Milo wrong? Join Jess and Bec for a special edition of Friday Drinks, where they discuss our community’s best Money Wins, Broke Tips and Question of the Week.

That’s right, Victoria’s away so the gang will be... more

Be honest. How much do you know about parental leave? Because for many of our listeners, it’s one of those things that you don’t really pay attention to, until you need to.

Welcome to a special solo episode of Deep Dive where Victoria takes us thr... more

She became a mum straight out of Year 12. Four years later, she had her second son and was raising two boys on her own. Money was tight. Really tight. She used to keep a Word document mapping out six weeks of expenses because she needed to know exact... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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People also subscribe to these shows.

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How Do They Afford That?Michael Thompson and Canna Campbell
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Recent Guests

Daisy Egan
Financial advisor at Everest Wealth
Everest Wealth
Episode: An Unhinged AMA with Financial Adviser, Daisy from Everest Wealth
Money Darius
Money diarist who shares her personal finance journey after her fiancé left and she faced financial strain
She's On The Money community member
Episode: She Lost Her Fiancé, Her House and $30,000 in the Same Year
Nartarsha Bamblett
First Nations woman introduced at start of episode
Episode: Your Best Financial Year Yet: How to Set Money Goals That Actually Stick
Jessica Ricci
Businesswoman providing tax and business guidance on the show
Episode: Answers to Tax Questions You Were Too Afraid To Ask
Anthony Albanese
Prime Minister of Australia
Prime Minister's Office
Episode: Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why
Katy Gallagher
Minister for Women, Finance, and Public Service
Australian Government
Episode: Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why
Monique Ryan
Independent MP for Kuyong
Australian Parliament
Episode: “Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat
Clare O'Neil
Australia's Minister for Housing (also Homelessness and Cities)
Australian Government
Episode: “Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat
Tanya Plibersek
Minister for Social Services
Australian Government
Episode: “Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat

Hosts

Victoria Devine
Host of the show, money educator and author (various affiliations across sources)
Bec Syed
Co-host on Friday Drinks and Deep Dive couch, finance expert with psychology angle
Jess Rickey
Co-host, known for engaging interview style

Reviews

4.6 out of 5 stars from 8.8k ratings
  • Thank you girls!

    I was given a living inheritance and instead of going shopping I paid off my credit card, have an emergency fund and am inverting. I couldn’t have done this without listening to the pod.

    Apple Podcasts
    5
    SophG92
    Australia2 months ago
  • Like hanging out with my best friends

    Listening to this show I feel like I’m on the couch too, laughing at my own financial wins and woes. Victoria, Jess and Bec are so down to earth and wise about finances, they’d set any listener up for success. Thanks for the wisdom besties, it’s been life changing!

    Apple Podcasts
    5
    sab472
    Australia2 months ago
  • Wouldn’t recommend

    I hoped this would be interesting conversion. I hoped that the women on this podcast would be insightful and helpful. But it’s literally just the cool girls saying “Babe” with financial conversation. No I would not recommend. Do not listen.

    Apple Podcasts
    1
    nikkimidi
    Australia2 months ago
  • Used to love, now my ears hurt

    The Money Diaries used to be a genuinely good listen. Now it feels like a weekly gathering of people who have discovered financial literacy and would like everyone to know about it.

    The lack of diversity in stories is getting painful, the smugness is off the charts and humility appears to have been removed from the budget entirely. This week in particular was almost impressively obnoxious.

    SOTM might be a decent entry point if your financial literacy starts and ends with “I should probably sav... more

    Apple Podcasts
    1
    Comet Listens
    Australia2 months ago
  • Try to be more politically neutral

    Used to love this podcast and I still want to, however the left wing speak becomes boring especially in this political climate and how much the labour government are trying to destroy our future prospects. I wish Victoria could be a little more self aware. Every podcast episode also seems to hate on ‘middle aged white men’ who are in fact the beloved fathers of most of your listeners. Have a little bit more respect

    Apple Podcasts
    3
    B Isabell
    Australia2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Feedback highlights both strong host chemistry and concerns over consistency of depth in certain episodes.
The show is seen as empowering for beginners and enjoyable for those seeking real-money stories and approachable investing discussions.
Listeners praise practical money tips and uplifting community atmosphere, with some critiques about pacing or host interruptions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#66
United States/Business/Investing
Apple Podcasts
#189
United States/Business
Apple Podcasts
#30
United Kingdom/Business/Investing
Apple Podcasts
#43
Canada/Business/Investing
Apple Podcasts
#87
United Kingdom/Business
Apple Podcasts
#103
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

Fight, Flight or freeze? How I Overcome Anxiety Around Investing.
Q: Should we be contributing more to his super if he becomes a permanent resident, or is investing in shares now a better idea?
The consensus is that investing in shares/ETFs now is likely wiser while the visa status is unsettled, since super access and transfers depend on residency, and direct investments offer growth potential with less immediate constraints. Advising to consult an expert for a holistic view, but the practical path is to start or continue investing, while keeping an eye on residency timelines.
She Did Everything ‘Right’ With Money. Now She Feels Completely Stuck.
Q: How did you manage to buy your first property at 19 and keep it until you moved overseas?
They were mentored by their father, modeled frugality and asset-building early, saved diligently, and used a 5% deposit scheme plus initial grants to secure the first property, which set the foundation for future wealth.
$40K Deposit, Two Government Schemes and a Home by 25
Q: How did you approach your first home purchase and the government schemes involved?
I used a mortgage broker to model deposits and repayments, saved enough for a 5% deposit under the First Home Guarantee, and tapped the First Home Super Saver Scheme to pull out about $25,000 for a deposit while maintaining savings for living costs. The process also involved careful budgeting and leveraging salary sacrifice to maximize the tax advantages, which helped keep take-home pay relatively stable.
Am I Being Medically Gaslit? And How Do I Invest My Inheritance?
Q: Hi, She's On The Money team. I have a dilemma... inheritance and where to put $60,000 in savings, $35,000 in Telstra shares and $17,000 in cash to make my dad proud.
Experts suggest prioritizing liquidity for a home purchase, consider the First Home Super Saver Scheme for tax advantages, and explore rebalancing or supplementing with super to boost retirement savings, while keeping some shares as a potential starting portfolio; also emphasize seeking tailored financial advice.
Would You Rather: Further Your Career or Your Place in the Property Market?
Q: If you were in this position, would you prioritize experience over property?
The hosts summarize the community poll results, showing a strong tilt toward valuing experiences while acknowledging there are valid reasons to consider property. They also discuss possible strategies like renting out an investment property or using a mix of debt and equity to manage both goals.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About She's On The Money

What is She's On The Money about and what kind of topics does it cover?

The show blends approachable personal finance education with real-world money stories, practical budgeting, and investing guidance delivered by a group of hosts who keep conversations lively and relatable. Episodes frequently mix money diaries, how-to money management, debt strategies, and investor mindset with light, candid banter about lifestyle, career pivots, and shopping for financial freedom. Notable strengths include accessible explanations of complex topics, a strong community feel, and a willingness to tackle both everyday money challenges and bigger financial goals, often through guest expertise or the diary format. Listeners tend to be beginners and intermediates who want actionable steps, motivation, and a sense of empowerment a... more

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Which podcasts are similar to She's On The Money?

These podcasts share a similar audience with She's On The Money:

1. Get Rich Slow Club
2. money money money
3. How Do They Afford That?
4. Life Uncut
5. SugarMamma’s Fireplay

How many episodes of She's On The Money are there?

She's On The Money launched 7 years ago and published 1042 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on She's On The Money?

Recent guests on She's On The Money include:

1. Daisy Egan
2. Money Darius
3. Nartarsha Bamblett
4. Jessica Ricci
5. Anthony Albanese
6. Katy Gallagher
7. Monique Ryan
8. Clare O'Neil

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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