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Artwork for She's On The Money

She's On The Money

Victoria Devine
Investing
Personal Finance
Superannuation
Financial Literacy
Budgeting
Australia
Financial Independence
Etfs
Financial Planning
Financial Education
Property Investment
Mental Health
Real Estate
Retirement Planning
Money Management
Mortgage
Home Ownership
Investment
Savings
Income Protection

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to le... more

PublishesDailyEpisodes1051Founded7 years ago
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Artwork for She's On The Money

Latest Episodes

Imagine spending your entire life working towards your dream career, only to have your health take it all away. At 35, this week’s Money Diarist has been through more than most people could imagine. After developing debilitating chronic illnesses, sh... more

Apparently, saving for a house deposit now means saying goodbye to dinners with your friends, takeaway and basically anything that makes your twenties fun. But does it actually have to be that way?

This week, we're helping a 29-year-old who's earni... more

What if I told you that you could be missing out on thousands of dollars a year, simply because nobody explained a benefit you were already entitled to? And no, I'm not talking about getting a pay rise.

We're talking salary packaging. And if you wo... more

Imagine buying your dream blueberry farm (!!!), finally getting your life exactly where you want it, and then having absolutely everything go wrong. This week's Money Diarist thought she was just exhausted from juggling her career and their first har... more

Key Facts

Accepts Guests
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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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People also subscribe to these shows.

Get Rich Slow Club
Get Rich Slow ClubAna Kresina & Natasha Etschmann
Two Broke Chicks
Two Broke ChicksAlex Hourigan and Sally McMullen
How Do They Afford That?
How Do They Afford That?Michael Thompson and Canna Campbell

Recent Guests

Money Diarist
Episode: At 38, She Could Barely Afford Her Mortgage. At 56, She's Financially Free.
Nartarsha Bamblett
First Nations woman delivering Acknowledgement and contributing community perspectives
Episode: How Does Parental Leave Work?
Bec Syed
Grocery shopping expert and guest on the episode
Episode: How I Spend Smarter: Grocery Edition
Natasha Bamblett
First Nations woman; guest introducing Acknowledgement Country
Episode: I’ve Been Sent $10k. No Description. What Now?
Phil Thompson
CEO of Skye Wealth
Skye Wealth
Episode: Personal Insurance & Chronic Illness: What’s Included & What’s Changed?
Daisy Egan
Financial advisor at Everest Wealth
Everest Wealth
Episode: An Unhinged AMA with Financial Adviser, Daisy from Everest Wealth
Money Doris
Community member sharing her money journey
She's On The Money community member
Episode: I Grew Up Watching Money Be Used as Control. Now I'm Building My Own Freedom.
Money Darius
Money diarist who shares her personal finance journey after her fiancé left and she faced financial strain
She's On The Money community member
Episode: She Lost Her Fiancé, Her House and $30,000 in the Same Year
Jessica Ricci
Businesswoman providing tax and business guidance on the show
Episode: Answers to Tax Questions You Were Too Afraid To Ask

Hosts

Victoria Devine
Host of the show, money educator and author (various affiliations across sources)
Bec Syed
Co-host on Friday Drinks and Deep Dive couch, finance expert with psychology angle
Jess Rickey
Co-host, known for engaging interview style

Reviews

4.6 out of 5 stars from 8.8k ratings
  • Thank you girls!

    I was given a living inheritance and instead of going shopping I paid off my credit card, have an emergency fund and am inverting. I couldn’t have done this without listening to the pod.

    Apple Podcasts
    5
    SophG92
    Australia2 months ago
  • Like hanging out with my best friends

    Listening to this show I feel like I’m on the couch too, laughing at my own financial wins and woes. Victoria, Jess and Bec are so down to earth and wise about finances, they’d set any listener up for success. Thanks for the wisdom besties, it’s been life changing!

    Apple Podcasts
    5
    sab472
    Australia3 months ago
  • Wouldn’t recommend

    I hoped this would be interesting conversion. I hoped that the women on this podcast would be insightful and helpful. But it’s literally just the cool girls saying “Babe” with financial conversation. No I would not recommend. Do not listen.

    Apple Podcasts
    1
    nikkimidi
    Australia3 months ago
  • Used to love, now my ears hurt

    The Money Diaries used to be a genuinely good listen. Now it feels like a weekly gathering of people who have discovered financial literacy and would like everyone to know about it.

    The lack of diversity in stories is getting painful, the smugness is off the charts and humility appears to have been removed from the budget entirely. This week in particular was almost impressively obnoxious.

    SOTM might be a decent entry point if your financial literacy starts and ends with “I should probably sav... more

    Apple Podcasts
    1
    Comet Listens
    Australia3 months ago
  • Try to be more politically neutral

    Used to love this podcast and I still want to, however the left wing speak becomes boring especially in this political climate and how much the labour government are trying to destroy our future prospects. I wish Victoria could be a little more self aware. Every podcast episode also seems to hate on ‘middle aged white men’ who are in fact the beloved fathers of most of your listeners. Have a little bit more respect

    Apple Podcasts
    3
    B Isabell
    Australia3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Feedback highlights both strong host chemistry and concerns over consistency of depth in certain episodes.
The show is seen as empowering for beginners and enjoyable for those seeking real-money stories and approachable investing discussions.
Listeners praise practical money tips and uplifting community atmosphere, with some critiques about pacing or host interruptions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

At 38, She Could Barely Afford Her Mortgage. At 56, She's Financially Free.
Q: If you're in a situation like I was, where you are in a coercive control relationship, how should you keep an emergency fund?
She recommends a no-interest account in the person's own name so its interest does not show on a tax return shared with a controlling partner. If there is a trusted friend, she suggests considering an account in that person's name.
At 38, She Could Barely Afford Her Mortgage. At 56, She's Financially Free.
Q: How did you end up with a mortgage you couldn't afford?
She and her former partner bought a large Queenslander hoping a move and shared renovation project would fix their relationship. After they separated, she was left with the house and its unaffordable mortgage.
How to Budget on an Irregular Income + The $110K First Home Dilemma
Q: Would you prioritize location, the bigger long-term home or rentvest instead?
The hosts say the right choice depends on the couple's lifestyle, community and future plans. They recommend agreeing on priorities, considering manageable repayments and potential capital growth, and remembering that a first home can be a stepping stone. Rentvesting may also suit their plans.
How to Budget on an Irregular Income + The $110K First Home Dilemma
Q: Do you have any tips for budgeting and setting up savings when income is irregular?
The hosts recommend working out essential monthly costs, using a conservative or average income to plan a consistent household wage, building buffers and sinking funds, and not budgeting around invoices until they are paid. They also suggest automated invoice reminders, easy payment options and considering late fees.
Hear Me Out, I Wanna Buy A Horse... And A House
Q: Should I just rip the bandaid off and stop using Buy Now Pay Later altogether and just focus on paying everything down? Or is there a way to use it responsibly without falling into the cycle?
The hosts say to pay down balances and avoid using Buy Now, Pay Later for discretionary purchases. They distinguish necessities and emergencies from nonessential spending, for which they recommend saving in advance.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About She's On The Money

What is She's On The Money about and what kind of topics does it cover?

The show blends approachable personal finance education with real-world money stories, practical budgeting, and investing guidance delivered by a group of hosts who keep conversations lively and relatable. Episodes frequently mix money diaries, how-to money management, debt strategies, and investor mindset with light, candid banter about lifestyle, career pivots, and shopping for financial freedom. Notable strengths include accessible explanations of complex topics, a strong community feel, and a willingness to tackle both everyday money challenges and bigger financial goals, often through guest expertise or the diary format. Listeners tend to be beginners and intermediates who want actionable steps, motivation, and a sense of empowerment a... more

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Which podcasts are similar to She's On The Money?

These podcasts share a similar audience with She's On The Money:

1. Get Rich Slow Club
2. money money money
3. Two Broke Chicks
4. Life Uncut
5. How Do They Afford That?

How many episodes of She's On The Money are there?

She's On The Money launched 7 years ago and published 1051 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on She's On The Money?

Recent guests on She's On The Money include:

1. Money Diarist
2. Nartarsha Bamblett
3. Bec Syed
4. Natasha Bamblett
5. Phil Thompson
6. Daisy Egan
7. Money Doris
8. Money Darius

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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