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Keep The Change

nextAdvisory
Financial Literacy
Self-Improvement
Inflation
New Zealand
Henry
Tax Automation
Self-Employment
Accounting Industry
Customer Satisfaction
Startup Ecosystem
Fundraising
Decision Making
Minimum Wage
Financial Goals
Cash Flow
Investing
Money Management
Property Investing
Investors
Kiwi Bank Fintech Accelerator

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I hav... more

PublishesDailyEpisodes835Founded5 years ago
Number of ListenersCategories
BusinessSelf-ImprovementEducation

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Artwork for Keep The Change

Latest Episodes

Most Kiwis are overthinking wealth building. They're waiting for the perfect election result, the right market timing, or the ideal economic conditions. Meanwhile, they're missing the simple fundamentals that actually work.

James Blair from Lighthou... more

Sign up to Money Mail for free weekly emails to improve your finances: www.keepthechange.co.nz/moneymail

Hosted on Acast. See acast.com/privacy for more information.

Well here we are again. More volatility + vulnerability and a sense of not knowing how long this could go on. I am not going to explore that too deeply, but I do want you to reflect on 2025. Because if you want to invest, you have to accept risk and ... more

Most people misallocate their time worrying about share platform fees when they should be asking their boss for a raise. They're trying to optimise $3 in fees instead of increasing their income by $10,000.

Luke and Mikey break down the hierarchy: ti... more

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Number of Listeners
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Recent Guests

Cam Ward
CEO of Anytime Fitness New Zealand
Anytime Fitness
Episode: The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Conner Harding
Gardener, landscaper, and business owner focused on sustainable landscaping in Queenstown/Napier
Private client/owner of Homegrown ToHuna (implied)
Episode: 'There Is So Much Opportunity In NZ' with Conner Harding
Amy Po Ching
Financial planner and familiar face on the podcast
leverage.co.nz
Episode: What Every Kiwi Needs To Know About Financial Planning: Amy Po Ching
Greg Smith
Investment specialist from Generate
Generate Kiwisaver
Episode: What To Expect In 2026: Stocks, Inflation & Kiwisaver w Greg Smith of Generate
Holly Egerton
Lawyer specializing in wills and estate planning
Succession NZ
Episode: What Every Kiwi Needs To Know About Wills, Prenups & Protecting Wealth: Holly Egerton
Bradley Shaw
The youngest president of the Funeral Directors Association of New Zealand
Funeral Directors Association of New Zealand
Episode: The True Cost of Death in New Zealand: President Of NZ's Funeral Association Bradley Shaw
David Niethe
Motivational speaker and performance coach
Episode: The Goal Setting Formula That Actually Works: David Niethe KTC Unplugged Talk
Sarah Robb
Speaker at Keep The Change Unplugged and mentioned in relation to the episode's themes
Episode: MM 292 - Do You Risk Enough To Expect Reward?
Ryan O'Connor
Optometrist and business owner who discusses his journey in purchasing an optometry practice.
Independent Optometry Practice in Ashburton
Episode: Building Wealth Through Buying a Business in New Zealand: Ryan O'Connor

Host

Luke
Host of Keep The Change

Reviews

4.9 out of 5 stars from 3.1k ratings
  • So Good

    Always good to keep learning no matter how old you are. Really enjoy these podcasts, learning more lessons, keeping up with the change in business in NZ. Taking and implementing small things when appropriate. Keep up the great work

    Apple Podcasts
    5
    Geotub
    New Zealand5 months ago
  • Don’t bother

    Such poor vocabulary, very painful to listen to, nothing groundbreaking

    Apple Podcasts
    1
    Mayonnaise😎
    New Zealand5 months ago
  • Great free financial education

    Good non biased advice with genuine intentions

    Apple Podcasts
    5
    GeoffTNZ
    New Zealand8 months ago
  • keep it up Luke (and Mikey)!

    10/10 always. So informative and can’t wait to see the pod keep growing and influence more people to keep ✨stacking cash✨

    Apple Podcasts
    5
    Vivconway_
    Australia9 months ago
  • Good job

    I’ve learnt heaps from Luke and Mikey. Well done you guys rock!

    Apple Podcasts
    5
    pyzy001
    New Zealand9 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Quality guests and consistent topics around money, growth, and financial literacy are highlighted by listeners.
Listeners praise practical, actionable financial tips tailored to NZ realities.
Fans appreciate the blunt, no-nonsense delivery that emphasizes mindset and accountability.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Q: What makes a good candidate to become a franchisee?
A good candidate has a desire to be their own boss, a passion for helping people, capital or equity, and the ability to commit to the brand's systems and long-term partnership; the selection process is thorough and includes personality fit and multiple meetings.
The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Q: What are the upfront and ongoing costs of joining a franchise like Anytime?
Upfront, there is a territory fee granting exclusive use to a geographic area, plus a franchise fee based on revenue to support growth, with additional ongoing marketing and technology fees; capital investment covers equipment, fit-out, and working capital.
The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Q: How big is Anytime Fitness in New Zealand and how has it grown over the years?
Anytime Fitness is the largest 24-7 gym franchise in New Zealand with around 62 sites, growing to about 64 soon, supported by a network that serves 55-60 thousand members locally and offers international access to over five and a half thousand gyms worldwide.
What To Expect In 2026: Stocks, Inflation & Kiwisaver w Greg Smith of Generate
Q: Do you have a prediction of how the NZX might do? And then also who may be in power come post-election?
I think the incumbents will probably remain in power, and I expect a fairly modest gain for the NZX this year, factoring in dividends we could see double digit gains.
The True Cost of Death in New Zealand: President Of NZ's Funeral Association Bradley Shaw
Q: What has it taught you about life, business and what truly matters?
It's taught me a lot about resilience, especially in business, as well as personal.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Keep The Change

What is Keep The Change about and what kind of topics does it cover?

A practical NZ-focused financial literacy show that covers personal finance, investing, budgeting, housing, and macroeconomics with a direct, no-nonsense style. Episodes blend actionable tips, real-world NZ examples, and mindset shifts to help listeners improve money management, navigate the economy, and build wealth. Notable strengths include a strong local lens on policy, housing, and KiwiSaver, plus recurring segments and accessible explanations that aim to turn knowledge into action.

A standout aspect is the host's accounting background and blunt, results-oriented approach, which resonates with listeners seeking clear guidance and accountability. The podcast also emphasizes community learning through weekly Money Mail notes and practic... more

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How many listeners does Keep The Change get?

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To see how many followers or subscribers Keep The Change has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Keep The Change?

These podcasts share a similar audience with Keep The Change:

1. Between Two Beers Podcast
2. The Dom Harvey Podcast
3. Cheques and Balances
4. The #WhatsNext Podcast
5. Making Cents

How many episodes of Keep The Change are there?

Keep The Change launched 5 years ago and published 835 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Keep The Change?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on Keep The Change?

Recent guests on Keep The Change include:

1. Cam Ward
2. Conner Harding
3. Amy Po Ching
4. Greg Smith
5. Holly Egerton
6. Bradley Shaw
7. David Niethe
8. Sarah Robb

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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