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Artwork for Keep The Change

Keep The Change

nextAdvisory
Financial Literacy
Kiwisaver
New Zealand
New Zealand Economy
Entrepreneurship
Inflation
Investing
Goal Setting
Debt
Personal Finance
Investment Strategies
Debt Management
Personal Development
Mindset
Interest Rates
Housing Market
Buy Now Pay Later
Emergency Fund
Mental Health
Investment

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I hav... more

PublishesDailyEpisodes887Founded5 years ago
Number of ListenersCategories
Self-ImprovementBusinessEducation

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Artwork for Keep The Change

Latest Episodes

Huia grew up in a single-mum household on Waiheke Island where money was never talked about, then found herself as an adult who was, in her own words, "absolutely the wrong person to have a credit card." She opens up about her tertiary overdraft that... more

YouTube

There seems to be a theme in my DM's from people in their 20s. Probably nothing new to be fair! When I was in my twenties, I wanted things to happen faster too. I've now interviewed hundreds of successful people across New Zealand. The pattern is oft... more

Whilst Simon was in his early 20's he was making more than the prime minister of New Zealand, despite dropping out of University. He then left his job at 25, built his own business and went on to sell it for many millions of dollars.

He's sold 4 bu... more

YouTube

Recently, a 17-year-old asking if he could pay me for an hour of business advice. What in the helly! I jumped on the call. 2 of them turned up. For me, I wanted to understand what a teenager was doing that made him think investing in advice was worth... more

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Recent Guests

Simon Rolland
Entrepreneur, investor and former CEO of Aurora Financial
Aurora Financial (ex-CEO)
Episode: Making $400k at 24 and Millions in his 30’s. What’s It Like?
Amy (Leverage)
Amy from Leverage, money-coaching/financial planning
Leverage
Episode: LIVE: My Financial Plan & Beliefs Exposed with a Financial Planner
Scott Nixon
GM of Personal for Sharesies
Sharesies
Episode: Sharesies Answer Your Questions About Their New Investback Debit Card
Michael Rehm
Leading property researcher at University of Auckland
University of Auckland
Episode: New Zealand Property Market: Whats Really Happening?
Albert Lee
Jazz educator, private music teacher and director of jazz
Private music teaching; East Auckland school
Episode: Live Business Consulting: How To Build Your Side Hustle In 2026
Amy Poaching
Guest from leverage.co.nz, financial planner
Leverage.co.nz
Episode: Financial Planner Reveals: How Everyday Kiwis Are Building Wealth
Dave Wood
Founder of Woody's Movement Workshop and Integrated Training; stress-control and human performance expert
Woody's Movement Workshop / Integrated Training
Episode: Dave Wood on Stress Control: The Skill That Separates Winners from Losers
Mark White-Robinson
Co-founder of Feijoa, fintech entrepreneur
Feijoa
Episode: The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Brent Norling
Founder of Norling Law; insolvency and restructuring expert
Norling Law
Episode: NZ Liquidations At A 15-Year High: What’s Really Happening? w Brent Norling

Host

Luke
Host of Keep The Change; provides financial literacy guidance and NZ-focused money education.

Reviews

4.9 out of 5 stars from 3.1k ratings
  • So Good

    Always good to keep learning no matter how old you are. Really enjoy these podcasts, learning more lessons, keeping up with the change in business in NZ. Taking and implementing small things when appropriate. Keep up the great work

    Apple Podcasts
    5
    Geotub
    New Zealand9 months ago
  • Don’t bother

    Such poor vocabulary, very painful to listen to, nothing groundbreaking

    Apple Podcasts
    1
    Mayonnaise😎
    New Zealand10 months ago
  • Great free financial education

    Good non biased advice with genuine intentions

    Apple Podcasts
    5
    GeoffTNZ
    New Zealanda year ago
  • keep it up Luke (and Mikey)!

    10/10 always. So informative and can’t wait to see the pod keep growing and influence more people to keep ✨stacking cash✨

    Apple Podcasts
    5
    Vivconway_
    Australiaa year ago
  • Good job

    I’ve learnt heaps from Luke and Mikey. Well done you guys rock!

    Apple Podcasts
    5
    pyzy001
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Fans note the hosts' no-nonsense style and practical growth mindset.
Listeners praise clear, actionable money tips and relatable NZ context.
Audience appreciates motivational, long-term wealth-building perspective.
Guests are valued for real-world expertise and actionable advice.
Some criticisms mention occasional off-focus moments but overall high value.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Sharesies Answer Your Questions About Their New Investback Debit Card
Q: Okay, how does it work for the user starting out?
A user opens a Sharesies Spend account, tops it up with their own money, receives a virtual bank account number, and can spend with a debit MasterCard or digital card, earning Invest Back on eligible purchases.
LIVE: My Financial Plan & Beliefs Exposed with a Financial Planner
Q: What does retirement look like to you?
Retirement is envisioned as a lifestyle of choice, with a focus on health, hobbies, and the ability to say no to unnecessary work.
The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Q: What is the minimum investment for potential wholesale investors?
Wholesale investors are typically required for these rounds, with a common entry around $20,000, though there areили special circumstances for other qualified individuals.
The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Q: Can Feijoa support multiple bank accounts for roundups?
Yes, users can link multiple bank accounts; Feijoa supports debits from various accounts and uses the funding account to initiate roundups, with flexibility around cards.
NZ Budget 2026: What Every Kiwi Needs To Know
Q: And what were some of the key themes that you spotted in this budget?
The budget centers on 'basics, build and buffer' with a heavy emphasis on health, infrastructure and education, while taking a longer-term view and accepting some uncertainty due to ongoing global events. It also features a plan to move toward surplus earlier than expected and contains notable tax and insurance considerations, such as the FIF threshold increase and a bank levy, without major new taxes. Listeners should prepare for future-proofing and focus on sensible household budgeting in the face of headwinds like aging demographics and rising costs.

Audience Metrics

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Gender Skew
Location
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Frequently Asked Questions About Keep The Change

What is Keep The Change about and what kind of topics does it cover?

This show centers on practical personal finance, business strategy, and the economics of everyday Kiwi life. Episodes routinely explore cash flow, debt management, investing, and wealth-building, with hosts sharing actionable tips, real-world case studies, and mindset shifts to help listeners take control of their finances. A recurring strength is translating complex financial concepts into relatable, down-to-earth guidance, often tied to New Zealand's local context, policy shifts, and small-business realities. Notable strengths include crisp takeaways, a straightforward, no-nonsense delivery, and interviews with founders, lawyers, brokers, and entrepreneurs that illuminate risks, opportunities, and processes for growing wealth and running ... more

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How many listeners does Keep The Change get?

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To see how many followers or subscribers Keep The Change has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Keep The Change?

These podcasts share a similar audience with Keep The Change:

1. Making Cents
2. The Property Academy Podcast
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Shared Lunch
5. The Dom Harvey Podcast

How many episodes of Keep The Change are there?

Keep The Change launched 5 years ago and published 887 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Keep The Change?

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What guests have appeared on Keep The Change?

Recent guests on Keep The Change include:

1. Simon Rolland
2. Amy (Leverage)
3. Scott Nixon
4. Michael Rehm
5. Albert Lee
6. Amy Poaching
7. Dave Wood
8. Mark White-Robinson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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