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Keep The Change

nextAdvisory
Financial Literacy
Kiwisaver
New Zealand
New Zealand Economy
Entrepreneurship
Inflation
Goal Setting
Debt
Personal Finance
Buy Now Pay Later
Personal Development
Debt Management
Investing
Investment Strategies
Emergency Fund
Interest Rates
Investment
E-Commerce
Financial Planning
Mental Health

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I hav... more

PublishesDailyEpisodes915Founded5 years ago
Number of ListenersCategories
Self-ImprovementBusinessEducation

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Artwork for Keep The Change

Latest Episodes

How will the 2026 NZ election impact your finances? We break down the potential shifts for property, taxes, and KiwiSaver. With political changes on the horizon, many investors are concerned about how shifting policies might reshape the local economy... more

Last week I spent a week Niue, helping facilitate a conference and delivering a keynote. I’ll be honest, I had to google where Niue even was. Here I was AGAIN having an experience I couldn’t have imagined when I first started putting myself out there... more

We know there are a lot of people out there struggling wth the cost of living, a lot of people doing it hard, but at the same time are we also seeing the media buy into it to create fear which is simply holding kiwis back?

Todays episode is a bit c... more

You could argue that we’re still in a pretty tough economic environment, plenty of noise, yet there are people out there getting after it. And also it’s always interesting at how different peoples goals are. I always enjoy reading what the community ... more

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Recent Guests

Mikey Smith
Financial planning professional and podcast guest discussing New Zealand's economy and household finances.
Guardian Smith
Episode: Are We Being Mislead About The Cost Of Living Crisis?
Nick Leggett
CEO of Infrastructure New Zealand
Infrastructure New Zealand
Episode: Infrastructure NZ CEO Nick Leggett on Whats Really Happening With New Zealand's Infrastructure
Nathan Stanners
Advisor at Generate Wealth, discussed five barriers to KiwiSaver investing
Generate Wealth
Episode: 5 Money Myths Blocking Kiwi's From Building Wealth with Generate Advisor Nathan Stanners
Amy Poaching
Leading Guardian Financial Planning
Guardian Financial Planning
Episode: Part Two: My Financial Plan & Beliefs Exposed with a Financial Planner
Iyia Liu
Entrepreneur, founder of Make It Happen and Brew the Coffee Brand
Make It Happen / Brew the Coffee
Episode: Iyia Liu Built Multiple Million Dollar Businesses, Here's Her Formula
Sus Batley
General Manager for Business at Sharesies
Sharesies
Episode: Employee Share Schemes: What Every Kiwi Should Know
James Blair
Financial advisor, Lighthouse Financial
Lighthouse Financial
Episode: MM 329 - ‘I’ll Wait Until After The Election’ (What, To Build Wealth?)
Yannick Torellen
Staff Chief Property Correspondent at Stuff
Stuff
Episode: MM 328 - Buying Your First Home? Ask Yourself These Questions
Mike Casey
Founder of Rewiring NZ; electric cherry orchard farmer; energy advocate
Rewiring NZ / Electric Cherry Orchard
Episode: Is Solar The Best Investment In New Zealand Right Now?

Hosts

Luke
Host of Keep The Change; discusses personal finance, economics, and shares practical money insights.
Mikey
Co-host focusing on practical wealth-building, business strategy, and financial literacy.

Reviews

4.9 out of 5 stars from 3.1k ratings
  • So Good

    Always good to keep learning no matter how old you are. Really enjoy these podcasts, learning more lessons, keeping up with the change in business in NZ. Taking and implementing small things when appropriate. Keep up the great work

    Apple Podcasts
    5
    Geotub
    New Zealanda year ago
  • Don’t bother

    Such poor vocabulary, very painful to listen to, nothing groundbreaking

    Apple Podcasts
    1
    Mayonnaise😎
    New Zealanda year ago
  • Great free financial education

    Good non biased advice with genuine intentions

    Apple Podcasts
    5
    GeoffTNZ
    New Zealanda year ago
  • keep it up Luke (and Mikey)!

    10/10 always. So informative and can’t wait to see the pod keep growing and influence more people to keep ✨stacking cash✨

    Apple Podcasts
    5
    Vivconway_
    Australiaa year ago
  • Good job

    I’ve learnt heaps from Luke and Mikey. Well done you guys rock!

    Apple Podcasts
    5
    pyzy001
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience often notes the podcast improves financial literacy and motivation to take action.
Listeners praise the show for clear, actionable money advice and relatable storytelling.
Many find the hosts' no-nonsense, practical approach helpful for real-life financial decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How Ashby Pies Sells 2,000 Pies A Week For $13 Each
Q: Where do you see content going for hospitality brands like Ashby Pies?
Content will become more targeted and sophisticated, possibly with paid structures; personal branding plus consistent, high-quality content will continue to drive discovery and loyalty, while collaborations will be more strategic and value-driven.
How Ashby Pies Sells 2,000 Pies A Week For $13 Each
Q: How do you justify pricing your pies above budget bakery levels?
By showing the labor, ingredients, and care that go into each pie, customers perceive higher value; the comparison to mass-market food and the consistency of quality help justify the price.
How Ashby Pies Sells 2,000 Pies A Week For $13 Each
Q: What inspired you to start creating content around pies and the Warriors?
Darren explains that pivoting to pies came from COVID constraints and the need to sell more to cover rent; content organically grew as people connected with the story, the product, and the authenticity of the process.
Is Solar The Best Investment In New Zealand Right Now?
Q: What are the six good decisions you recommend households make?
Decide how you heat, cook, heat water, drive, and power your home with solar and storage; then secure affordable financing, and choose energy-efficient appliances and technologies to ensure you can self-consume and store energy effectively.
Is Solar The Best Investment In New Zealand Right Now?
Q: Is solar a waste of money, or how do people figure out if it is right for them?
It's highly individual, but by running the numbers you can see whether the upfront costs are justified by fuel savings, the size of electricity demand (including EVs and hot water), and financing options; in many cases solar with storage can be financially favorable compared to continuing to pay for grid electricity.

Audience Metrics

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Frequently Asked Questions About Keep The Change

What is Keep The Change about and what kind of topics does it cover?

This show focuses on practical personal finance, money mindset, and wealth-building with a NZ-centric lens. Episodes blend actionable budgeting tips, debt reduction, and long-horizon investing with real-world stories from guests and listeners. A running thread is making complex financial concepts approachable, demystifying debt, and encouraging disciplined, repeatable steps to improve financial health. A standout element is the mix of hosts' blunt, no-nonsense style and hands-on frameworks (from budgeting to wealth-building plans), plus regular sponsor integrations tied to financial literacy. Listeners can expect pragmatic guidance, pacey takes on current economic issues, and relatable, experience-based insights rather than theory alone.

Where can I find podcast stats for Keep The Change?

Rephonic provides a wide range of podcast stats for Keep The Change. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Keep The Change and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Keep The Change get?

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What are the audience demographics for Keep The Change?

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How many subscribers and views does Keep The Change have?

To see how many followers or subscribers Keep The Change has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Keep The Change?

These podcasts share a similar audience with Keep The Change:

1. Making Cents
2. The Property Academy Podcast
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Shared Lunch
5. The Dom Harvey Podcast

How many episodes of Keep The Change are there?

Keep The Change launched 5 years ago and published 915 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Keep The Change?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Keep The Change?

Rephonic pulls ratings and reviews for Keep The Change from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Keep The Change?

Recent guests on Keep The Change include:

1. Mikey Smith
2. Nick Leggett
3. Nathan Stanners
4. Amy Poaching
5. Iyia Liu
6. Sus Batley
7. James Blair
8. Yannick Torellen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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