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Artwork for Keep The Change

Keep The Change

nextAdvisory
Financial Literacy
Kiwisaver
New Zealand
New Zealand Economy
Entrepreneurship
Investing
Inflation
Personal Finance
Goal Setting
Investment Strategies
Debt Management
Debt
Mindset
Personal Development
Interest Rates
Investment
Budgeting
Mental Health
Emergency Fund
Real Estate

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I hav... more

PublishesDailyEpisodes863Founded5 years ago
Number of ListenersCategories
EducationSelf-ImprovementBusiness

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Artwork for Keep The Change

Latest Episodes

Every now and then, I see the same scary stat get thrown around. “70% of small businesses fail within the first five years.” I don’t know who started this, but it’s usually said with the same typical Kiwi certainty of those non-players who could coac... more

Budget 2026!!! I went to the live from the beehive. There were hundreds of pages of forecasts, funding announcements, assumptions and political chat. I’ll be honest I didn’t read every page. The challenge was trying to work out what actually matters ... more

Luke caught up with Greg Smith, investment specialist at Generate to break down everything you need to know about the 2026 budget. From changes to FIF rules, to the new infrastructure developments and what it means for everyday New Zealanders.

Find ... more

YouTube

Dave Wood is one of New Zealand's leading experts on stress control, from working as an intensive care paramedic to coaching some of the UFC's top fighters, and today I sat down with him to understand how to better harness & control our own stress.

more

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Recent Guests

Dave Wood
Founder of Woody's Movement Workshop and Integrated Training; stress-control and human performance expert
Woody's Movement Workshop / Integrated Training
Episode: Dave Wood on Stress Control: The Skill That Separates Winners from Losers
Mark White-Robinson
Co-founder of Feijoa, fintech entrepreneur
Feijoa
Episode: The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Brent Norling
Founder of Norling Law; insolvency and restructuring expert
Norling Law
Episode: NZ Liquidations At A 15-Year High: What’s Really Happening? w Brent Norling
Michelle Morfett
Baker, cookbook author, and entrepreneur; owner of Mint Cakery and Ashby Pies; self-publisher and content creator
Mint Cakery; Ashby Pies; Morfett Media (upcoming)
Episode: Michelle Morfett Is Building A Baking Empire: Content, Cookbooks, Ecommerce & A Bakery
Mike Sutherland
Owner of Sawmill Brewery
Sawmill Brewery
Episode: Sawmill Brewery Owner on Perseverance, Surviving Disaster & Building Culture: Mike Sutherland
Andrew Rooney
Drum teacher, musician, and YouTuber
Andrew Rooney Drums
Episode: How This Kiwi Teacher Built a Global Following & Income Online
Leighton Roberts
CEO and Co-founder of Sharesies
Sharesies
Episode: Sharesies Founder: How Kiwis Can Build Their Wealth
Chloe McKnight
Broker at Kaakapō Business Sales; specializes in e-commerce and product-based businesses
Kaakapō Business Sales
Episode: What Kiwis Need To Know About Buying or Selling A Business
Renata Wiles
Founder of Roam with Kids
Roam with Kids
Episode: Lessons From Taking A NZ Startup From 0 To 4,000 Paid Users: Renata Wiles

Host

Luke
Host of Keep The Change; provides financial literacy guidance and NZ-focused money education.

Reviews

4.9 out of 5 stars from 3.1k ratings
  • So Good

    Always good to keep learning no matter how old you are. Really enjoy these podcasts, learning more lessons, keeping up with the change in business in NZ. Taking and implementing small things when appropriate. Keep up the great work

    Apple Podcasts
    5
    Geotub
    New Zealand7 months ago
  • Don’t bother

    Such poor vocabulary, very painful to listen to, nothing groundbreaking

    Apple Podcasts
    1
    Mayonnaise😎
    New Zealand8 months ago
  • Great free financial education

    Good non biased advice with genuine intentions

    Apple Podcasts
    5
    GeoffTNZ
    New Zealanda year ago
  • keep it up Luke (and Mikey)!

    10/10 always. So informative and can’t wait to see the pod keep growing and influence more people to keep ✨stacking cash✨

    Apple Podcasts
    5
    Vivconway_
    Australiaa year ago
  • Good job

    I’ve learnt heaps from Luke and Mikey. Well done you guys rock!

    Apple Podcasts
    5
    pyzy001
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Fans note the hosts' no-nonsense style and practical growth mindset.
Listeners praise clear, actionable money tips and relatable NZ context.
Audience appreciates motivational, long-term wealth-building perspective.
Guests are valued for real-world expertise and actionable advice.
Some criticisms mention occasional off-focus moments but overall high value.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Q: What is the minimum investment for potential wholesale investors?
Wholesale investors are typically required for these rounds, with a common entry around $20,000, though there areили special circumstances for other qualified individuals.
The App That Builds Your Wealth As You Spend: Feijoa Founder Mark White-Robinson
Q: Can Feijoa support multiple bank accounts for roundups?
Yes, users can link multiple bank accounts; Feijoa supports debits from various accounts and uses the funding account to initiate roundups, with flexibility around cards.
NZ Budget 2026: What Every Kiwi Needs To Know
Q: And what were some of the key themes that you spotted in this budget?
The budget centers on 'basics, build and buffer' with a heavy emphasis on health, infrastructure and education, while taking a longer-term view and accepting some uncertainty due to ongoing global events. It also features a plan to move toward surplus earlier than expected and contains notable tax and insurance considerations, such as the FIF threshold increase and a bank levy, without major new taxes. Listeners should prepare for future-proofing and focus on sensible household budgeting in the face of headwinds like aging demographics and rising costs.
How This Kiwi Teacher Built a Global Following & Income Online
Q: When did you start the channel and what was the motivation behind it?
The channel began around 2013 as a library of drum lessons primarily for students, with no initial plan for virality or monetization; the impulse was to document playing and teaching for personal use and student reference.
What Kiwis Need To Know About Buying or Selling A Business
Q: What makes for a strong sale ready business in the NZ e-commerce space?
Strong sales readiness involves up-to-date accounts, clean stock records, organized data, clear processes, and demonstrated ongoing profitability with stable margins.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Location
Interests
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Keep The Change

What is Keep The Change about and what kind of topics does it cover?

This show centers on practical personal finance, business strategy, and the economics of everyday Kiwi life. Episodes routinely explore cash flow, debt management, investing, and wealth-building, with hosts sharing actionable tips, real-world case studies, and mindset shifts to help listeners take control of their finances. A recurring strength is translating complex financial concepts into relatable, down-to-earth guidance, often tied to New Zealand's local context, policy shifts, and small-business realities. Notable strengths include crisp takeaways, a straightforward, no-nonsense delivery, and interviews with founders, lawyers, brokers, and entrepreneurs that illuminate risks, opportunities, and processes for growing wealth and running ... more

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Which podcasts are similar to Keep The Change?

These podcasts share a similar audience with Keep The Change:

1. Making Cents
2. The Property Academy Podcast
3. Shared Lunch
4. The Dom Harvey Podcast
5. Between Two Beers Podcast

How many episodes of Keep The Change are there?

Keep The Change launched 5 years ago and published 863 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Keep The Change?

Recent guests on Keep The Change include:

1. Dave Wood
2. Mark White-Robinson
3. Brent Norling
4. Michelle Morfett
5. Mike Sutherland
6. Andrew Rooney
7. Leighton Roberts
8. Chloe McKnight

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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