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Artwork for Keep The Change

Keep The Change

nextAdvisory
Financial Literacy
New Zealand
Kiwisaver
New Zealand Economy
Entrepreneurship
Investing
Inflation
Personal Finance
Investment Strategies
Goal Setting
Debt Management
Debt
Personal Development
Mindset
Interest Rates
Budgeting
Investment
Mental Health
Emergency Fund
Real Estate

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I hav... more

PublishesDailyEpisodes857Founded5 years ago
Number of ListenersCategories
BusinessSelf-ImprovementEducation

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Artwork for Keep The Change

Latest Episodes

New Zealand liquidations have hit a 15-year high, the highest since the GFC. Todays guest is lawyer Brent Norling who's receiving 160 calls a month from businesses drowning in tax debt, one of the main driving factors of these liquidations.

IRD debt... more

That subject line sounds so sexy. But one of my first jobs out of uni was not so sexy. Being an auditor. Don’t you dare judge me. This meant that in my early 20s, I worked inside councils, universities, government organisations, and powerline compani... more

Today we're talking about the all important subject of how where you live impacts not only your finances, but your life in general. Answering the questions of should you move somewhere cheaper to save money? Or does it make sense to live in a more ex... more

YouTube

There is no hard and fast ‘business or hobby?’ number, so let’s explore how it works. To start with, let’s keep it simple. A hobby = done for fun. Probably one off or done rarely. A business = done to make money. Consistently. However, it’s not what ... more

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Recent Guests

Michelle Morfett
Baker, cookbook author, and entrepreneur; owner of Mint Cakery and Ashby Pies; self-publisher and content creator
Mint Cakery; Ashby Pies; Morfett Media (upcoming)
Episode: Michelle Morfett Is Building A Baking Empire: Content, Cookbooks, Ecommerce & A Bakery
Mike Sutherland
Owner of Sawmill Brewery
Sawmill Brewery
Episode: Sawmill Brewery Owner on Perseverance, Surviving Disaster & Building Culture: Mike Sutherland
Andrew Rooney
Drum teacher, musician, and YouTuber
Andrew Rooney Drums
Episode: How This Kiwi Teacher Built a Global Following & Income Online
Leighton Roberts
CEO and Co-founder of Sharesies
Sharesies
Episode: Sharesies Founder: How Kiwis Can Build Their Wealth
Chloe McKnight
Broker at Kaakapō Business Sales; specializes in e-commerce and product-based businesses
Kaakapō Business Sales
Episode: What Kiwis Need To Know About Buying or Selling A Business
Renata Wiles
Founder of Roam with Kids
Roam with Kids
Episode: Lessons From Taking A NZ Startup From 0 To 4,000 Paid Users: Renata Wiles
James Blair
Founder/Principal at Lighthouse Financial; financial advisor
Lighthouse Financial
Episode: The Simple Way To Build Wealth with James Blair of Lighthouse Financial
Cam Ward
CEO of Anytime Fitness New Zealand
Anytime Fitness
Episode: The CEO Of New Zealand's Largest Gym Franchise (60,000+ customers) Cameron Ward
Conner Harding
Gardener, landscaper, and business owner focused on sustainable landscaping in Queenstown/Napier
Private client/owner of Homegrown ToHuna (implied)
Episode: 'There Is So Much Opportunity In NZ' with Conner Harding

Host

Luke
Host of Keep The Change

Reviews

4.9 out of 5 stars from 3.1k ratings
  • So Good

    Always good to keep learning no matter how old you are. Really enjoy these podcasts, learning more lessons, keeping up with the change in business in NZ. Taking and implementing small things when appropriate. Keep up the great work

    Apple Podcasts
    5
    Geotub
    New Zealand7 months ago
  • Don’t bother

    Such poor vocabulary, very painful to listen to, nothing groundbreaking

    Apple Podcasts
    1
    Mayonnaise😎
    New Zealand7 months ago
  • Great free financial education

    Good non biased advice with genuine intentions

    Apple Podcasts
    5
    GeoffTNZ
    New Zealand10 months ago
  • keep it up Luke (and Mikey)!

    10/10 always. So informative and can’t wait to see the pod keep growing and influence more people to keep ✨stacking cash✨

    Apple Podcasts
    5
    Vivconway_
    Australiaa year ago
  • Good job

    I’ve learnt heaps from Luke and Mikey. Well done you guys rock!

    Apple Podcasts
    5
    pyzy001
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Quality guests and consistent topics around money, growth, and financial literacy are highlighted by listeners.
Listeners praise practical, actionable financial tips tailored to NZ realities.
Fans appreciate the blunt, no-nonsense delivery that emphasizes mindset and accountability.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How This Kiwi Teacher Built a Global Following & Income Online
Q: When did you start the channel and what was the motivation behind it?
The channel began around 2013 as a library of drum lessons primarily for students, with no initial plan for virality or monetization; the impulse was to document playing and teaching for personal use and student reference.
What Kiwis Need To Know About Buying or Selling A Business
Q: What makes for a strong sale ready business in the NZ e-commerce space?
Strong sales readiness involves up-to-date accounts, clean stock records, organized data, clear processes, and demonstrated ongoing profitability with stable margins.
What Kiwis Need To Know About Buying or Selling A Business
Q: How do banks view intangible assets like brands or social media following in these deals?
Banks are increasingly willing to lend on goodwill and intangible assets, which helps finance deals that are not heavily backed by physical assets, though due diligence remains essential.
What Kiwis Need To Know About Buying or Selling A Business
Q: When do buyers typically involve lawyers in a sale, and what about larger vs smaller deals?
For smaller deals, lawyers are often involved only at settlement; for larger or more complex transactions, legal involvement happens earlier to protect both sides as terms are negotiated.
What Kiwis Need To Know About Buying or Selling A Business
Q: What kind of information is typically included in an information memorandum for a selling business?
An IM includes current profit and loss snapshots, year-to-date performance, Shopify and marketing stats, how the business runs, owner involvement, and the level of ongoing work needed from the buyer.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Keep The Change

What is Keep The Change about and what kind of topics does it cover?

A practical NZ-focused financial literacy show that covers personal finance, investing, budgeting, housing, and macroeconomics with a direct, no-nonsense style. Episodes blend actionable tips, real-world NZ examples, and mindset shifts to help listeners improve money management, navigate the economy, and build wealth. Notable strengths include a strong local lens on policy, housing, and KiwiSaver, plus recurring segments and accessible explanations that aim to turn knowledge into action.

A standout aspect is the host's accounting background and blunt, results-oriented approach, which resonates with listeners seeking clear guidance and accountability. The podcast also emphasizes community learning through weekly Money Mail notes and practic... more

Where can I find podcast stats for Keep The Change?

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How many listeners does Keep The Change get?

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What are the audience demographics for Keep The Change?

Rephonic provides comprehensive predictive audience data for Keep The Change, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Keep The Change have?

To see how many followers or subscribers Keep The Change has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Keep The Change?

These podcasts share a similar audience with Keep The Change:

1. Making Cents
2. The Property Academy Podcast
3. Shared Lunch
4. Between Two Beers Podcast
5. The Dom Harvey Podcast

How many episodes of Keep The Change are there?

Keep The Change launched 5 years ago and published 857 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Keep The Change?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Keep The Change?

Rephonic pulls ratings and reviews for Keep The Change from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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Rephonic provides full transcripts for episodes of Keep The Change. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Keep The Change?

Recent guests on Keep The Change include:

1. Michelle Morfett
2. Mike Sutherland
3. Andrew Rooney
4. Leighton Roberts
5. Chloe McKnight
6. Renata Wiles
7. James Blair
8. Cam Ward

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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