
Your friends might not want to talk about money, but I do! Hi, I’m Ruth and I’m a blogger on Personal Finance and in this podcast I tell the stories of Kiwis and their experiences with the money in their lives. How do they use it or how does it use them? Where do they save and invest it and does it work? What are their financial triumphs and financial train wrecks? How can you extract the most out... more
| Publishes | Monthly | Episodes | 128 | Founded | 9 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | InvestingBusiness | |||

Today, we hear from Petra, whose life has taken her from the UK to Australia and then to New Zealand, with a few moves back and forth along the way. Auckland is home for now, but aged 60 and widowed about five years ago, Petra is still rebuilding her... more
This episode shares the story of Emma, a solo mum who, from the outside, appears to have it all together: a home of her own, strong finances, and a clear plan for the future. But behind that picture is years of hardship, resilience, and determination... more
Back in November 2017, in Episode 04, I sat down with Rachel and David. They had reached financial independence long before the term was widely used, doing it through property and achieving what many Kiwi investors dream of: owning a portfolio of ren... more
Emily and I first met over email and via one of my Phone A Friend chats back in late 2023. Like me, she loves regional Aotearoa and everything it has to offer. She’s happily ensconced in the Taumarunui community, and she has exactly the right attitud... more
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I love this podcast. Straight forward common sense stories from average kiwis getting their finances in order - Ruth has great curiosity, empathy and warmth that resonates through every episode - if you want to learn how to sort your finances, then dive right in!
The content in these podcasts gives great practical advice on how to manage debt, invest and take control of your money. Hopefully retire early too!
Ruth is quickly becoming a kiwi legend. Helping so many people improve their finance knowledge. Keep up the great work.
These podcasts changed my life! They really got me paying attention to our family finances which has launched us on the path to financial freedom.
Nearly there! So grateful to Ruth for all that she does
The stories are a daily must have for me, when I’m sitting in traffic, travelling to work.
Keep up the good work!
Key themes from listener reviews, highlighting what works and what could be improved about the show.
How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.
Spotify | #138 | |
Apple Podcasts | #234 | |
Apple Podcasts | #10 | |
Apple Podcasts | #14 | |
Apple Podcasts | #148 |
Recent interactions between the hosts and their guests.
Listeners, social reach, demographics and more for this podcast.
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A show focused on real people navigating money in a New Zealand context, sharing practical money moves, debt stories, investments, and plans for financial independence. Episodes center on personal journeys—divorce, property investing, frugal living, and late-blooming financial literacy—with emphasis on KiwiSaver, budgeting, and prudent risk-taking. The format blends intimate storytelling with clear takeaways, making it approachable for listeners seeking concrete, doable steps to improve their finances while balancing life priorities. Noteworthy is the consistent adoption of down-to-earth, rightsized financial decisions, plus a strong focus on community, education, and resilience as pathways to financial well-being.
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These podcasts share a similar audience with The Happy Saver Podcast:
1. Making Cents
2. Keep The Change
3. Shared Lunch
4. The Property Academy Podcast
5. Your Money With Mary Holm
The Happy Saver Podcast launched 9 years ago and published 128 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on The Happy Saver Podcast include:
1. Alan Donegan
2. Katie Donegan
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