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The Happy Saver Podcast - Personal Finance in New Zealand

Ruth - Personal Finance Blogger
Personal Finance
Financial Independence
Kiwisaver
Budgeting
Debt Management
Retirement Planning
Early Retirement
Pocketsmith
Debt
Emergency Fund
New Zealand
Investments
Mortgage
Investing
Travel
ETF (exchange-Traded Fund)
Home Ownership
Net Worth
Student Loans
Exchange Traded Funds

Your friends might not want to talk about money, but I do! Hi, I’m Ruth and I’m a blogger on Personal Finance and in this podcast I tell the stories of Kiwis and their experiences with the money in their lives. How do they use it or how does it use them? Where do they save and invest it and does it work? What are their financial triumphs and financial train wrecks? How can you extract the most out... more

PublishesMonthlyEpisodes100Founded8 years ago
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Artwork for The Happy Saver Podcast

Latest Episodes

MONEY JOURNEYS - EPISODE 111

What's In This Episode?

In today’s episode, I spoke with Marian, who in turn spoke on behalf of herself and her husband, Jon. Originally from the Netherlands and now based in New Zealand, they’re in the middle of a bi... more

YouTube

MONEY JOURNEYS - EPISODE 110

What's In This Episode?

Today’s guest, Gail, has been on quite the financial trip and she’s still very much on it. Back in 2019, at age 41, she experienced a wake-up call. She found herself with plenty on her plate: a... more

YouTube

MONEY JOURNEYS - EPISODE 109

What's In This Episode?

This week's podcast is all about 51-year-old Julian. We picked up the phone for a good old kōrero in late June 2025. Let’s just say, if talking were an Olympic sport, Julian and I would tie for... more

YouTube

MONEY JOURNEYS - EPISODE 108

What's In This Episode?

In today’s episode, you’ll hear from an awesome couple, Kate and Taka, aged 33 and 34, who are doing life and money a little differently, and doing it well. From the moment we started talking, ... more

YouTube

Key Facts

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Recent Guests

Alan Donegan
World-traveling financial independence expert, co-founder of the Rebel Finance School
Rebel Finance School
Episode: 102. Once you have won the money game, stop and enjoy life.
Katie Donegan
Co-founder of the Rebel Finance School, advocate for financial independence
Rebel Finance School
Episode: 102. Once you have won the money game, stop and enjoy life.

Host

Ruth
Host who explores personal finance and shares real Kiwi stories about managing money and achieving financial independence.

Reviews

4.9 out of 5 stars from 633 ratings
  • 5 stars

    Ruth is quickly becoming a kiwi legend. Helping so many people improve their finance knowledge. Keep up the great work.

    Apple Podcasts
    5
    Malco99
    New Zealanda month ago
  • Life Changing

    These podcasts changed my life! They really got me paying attention to our family finances which has launched us on the path to financial freedom.

    Nearly there! So grateful to Ruth for all that she does

    Apple Podcasts
    5
    Ktj2025
    New Zealand5 months ago
  • Learned a lot on how to survive in NZ as a migrant

    The stories are a daily must have for me, when I’m sitting in traffic, travelling to work.

    Keep up the good work!

    Apple Podcasts
    5
    Ayesh84
    New Zealanda year ago
  • Good value

    Enjoying this podcast as you learn something from

    Each episode. Down to earth and interesting, it’s helping me get my finances in order

    Apple Podcasts
    5
    Alimac721
    New Zealanda year ago
  • Best NZ podcast on personal finance!

    Thanks Ruth, I love listening to the episodes and get excited when a new one comes out. I love listening to other people’s journeys around money - it’s inspiring 😊

    Apple Podcasts
    5
    Nakita P
    New Zealanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the relatable stories shared by guests and the emphasis on community financial education.
Many find the podcast motivational and insightful, providing practical strategies for personal finance.
The host's friendly and approachable style makes complex financial topics easier to digest.
Some listeners express frustration over perceived judgmental advice regarding financial choices.
Overall, the podcast is praised for its relevance to New Zealand's unique financial landscape.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

101. Pushing Themselves - Financially Going For It!
Q: How did their cultural backgrounds influence their financial decisions?
Ajith’s upbringing in India, where debt was normalized, contrasted with Arya’s family’s approach to saving, which influenced their financial dynamics in married life.
101. Pushing Themselves - Financially Going For It!
Q: What inspired the couple to focus on getting out of debt?
Ajith experienced an 'I've had it' moment that pushed him to stop going further into debt and to start working towards financial freedom.
99. Work, Life, Balance: With Plenty of Free Time!
Q: How did your early experiences with money shape your financial habits?
Rob learned frugality from his parents which influenced his saving habits and investment choices.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About The Happy Saver Podcast

What is The Happy Saver Podcast about and what kind of topics does it cover?

This podcast explores personal finance through the real-life experiences of New Zealanders, showcasing their journeys towards financial literacy and independence. It offers listeners candid narratives about saving, investing, and learning from financial mishaps. The content is enriched with practical advice on managing money effectively, catering to both individuals striving for financial goals and those new to personal finance. Unique to this show is its focus on the diverse financial landscapes and cultural nuances of New Zealand, making complex financial concepts relatable for everyday Kiwis. Each episode aims to provide insights into how various guests have navigated their financial paths, emphasizing community and shared learning in th... more

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How many listeners does The Happy Saver Podcast get?

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How many subscribers and views does The Happy Saver Podcast have?

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Which podcasts are similar to The Happy Saver Podcast?

These podcasts share a similar audience with The Happy Saver Podcast:

1. Making Cents
2. Keep The Change
3. Shared Lunch
4. The Property Academy Podcast
5. Your Money With Mary Holm

How many episodes of The Happy Saver Podcast are there?

The Happy Saver Podcast launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Happy Saver Podcast?

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Where can I see ratings and reviews for The Happy Saver Podcast?

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What guests have appeared on The Happy Saver Podcast?

Recent guests on The Happy Saver Podcast include:

1. Alan Donegan
2. Katie Donegan

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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