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Artwork for Your Money With Mary Holm

Your Money With Mary Holm

RNZ
Kiwisaver
New Zealand
Investment Strategies
Interest Rates
Personal Finance
Inflation
Diversification
Investment
Mortgages
Retirement Savings
Financial Literacy
Housing Market
Rates Postponement
Tax Cuts
Retirement Planning
Market Volatility
Term Deposits
Index Funds
Mortgage Rates
Dollar-Cost Averaging

Investment author and columnist Mary Holm talks to Jesse Mulligan every fortnight about her top tips for how to make your money work.

PublishesTwice monthlyEpisodes195Founded8 years ago
Number of ListenersCategory
Business

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Artwork for Your Money With Mary Holm

Latest Episodes

Mary Holm has been at the Retirement Commission conference and shares her highlights.

Go to this episode on rnz.co.nz for more details

YouTube

Mary Holm asks, are you making the most of bank deposit insurance? · What is covered and what not? · How to make the most of it · Use a higher-risk deposit taker to get more interest?

Go to this episode on rnz.co.nz for more details

YouTube

Mary Holm is with Jesse to talk money matters and today she's focusing on KiwiSaver: ACT’s KiwiSaver idea and the two KiwiSaver changes Mary would most like to see.

Go to this episode on rnz.co.nz for more details

YouTube

Mary Holm joins Jesse for her regular segment, this time she's going to focus on laddering - the best way to invest bank term deposits.

Go to this episode on rnz.co.nz for more details

YouTube

Key Facts

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Number of Listeners
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Recent Guests

Mary Holm
Investment author and columnist invited to discuss KiwiSaver changes
Episode: Mary Holm on the KiwiSaver changes she would like to see
Barry Coates
Former Green Party MP and founder of Mindful Money
Mindful Money
Episode: The Mindful Money Charity

Hosts

Mary Holm
Personal finance expert and investment author/columnist frequently appearing as lead guest and expert on financial topics.
Jesse Mulligan
Co-host and moderator, guiding conversations and questions with guests.

Reviews

4.7 out of 5 stars from 185 ratings
  • Mary is the a kiwi icon!

    Huge thanks to Mary, whose advice has guided my family and I for many many years now. Free, awesome learning.

    Apple Podcasts
    5
    ex spark and happily so
    New Zealand2 years ago
  • Greatest finance podcast for Kiwis!

    Mary is almost a personal financial advisor, for me now!

    Great content!

    Apple Podcasts
    5
    Ayesh84
    New Zealand2 years ago
  • We don’t know what we don’t know

    Some of us haven’t had the privilege of having been brought up with financially astute parents. I remember, as a student, being told by a bank teller that I had a lot of cash in my cheque account, and it would pay me to shift it to earn more interest. I had no idea of how banking worked, other than the motto “save some, spend some”. Mary’s words of wisdom are invaluable for people like me, trying to navigate the foreign seas of investments and interest rates.

    Apple Podcasts
    5
    Not Intutitive
    New Zealand2 years ago
  • Really good bite sized info

    It’s great to have NZ specific financial information, and able to learn about different concepts in bite sized segments.

    Apple Podcasts
    5
    Jt.pudding
    New Zealand2 years ago
  • Love Mary Holm

    When I was 19 and living in NZ I was a bit lacking in hope for my future and any idea how to change that. Thankfully I came across Mary Holms NZ herald column (back when it was free haha) and 14 years later I am in such a good place financially. Not rich but secure.

    Anyway thanks Mary!

    Apple Podcasts
    5
    Badje11y
    Australia3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Strong host-guest dynamic and actionable takeaways
Occasional disagreements or controversial takes exist, but are in the minority and clearly labeled
Positive focus on NZ-specific financial guidance
Clear, bite-sized tips for budgeting and investing

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#101
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

Money matters in times of war
Q: The war in Iran is causing global market uncertainty. Mary, what might that mean for everyday investors?
In times of geopolitical tension, it's prudent to avoid trying to pick winners in specific countries. A broad, global approach helps you across different economies that may be affected in various ways. The key is diversification within a global fund, not trying to time particular markets. If volatility grows, you can gradually adjust your risk level rather than making abrupt, all-at-once moves.
Which Kiwisaver Fund is best for you?
Q: How should someone start choosing their KiwiSaver funds?
Mary suggests first determining the right risk level for you, then selecting a fund at that risk level, preferably by comparing providers and focusing on low fees.
What's the best course of action when mortgage rates are low?
Q: Are you allowed to pay a mortgage off faster on a fixed term?
Yes, but there might be penalties for paying off a fixed-term mortgage early, which can vary depending on current interest rates and the lender's policies.
What's the best course of action when mortgage rates are low?
Q: How does tax work with share funds?
Share funds are taxed through Portfolio Investment Entities (PIE funds) at a favorable rate, which is generally 28%, and tax is paid on the fund's activity rather than individual transactions.
Funds - High Performing or Low Fee?
Q: What is the process for claiming your KiwiSaver funds once you reach 65?
You need to contact your provider and request your funds, though you should consider not withdrawing all of it because it's beneficial to keep some money in your retirement account.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Your Money With Mary Holm

What is Your Money With Mary Holm about and what kind of topics does it cover?

The program centers on practical personal finance guidance in a New Zealand context, with frequent deep dives into KiwiSaver, investment strategies, debt, and mortgage decisions. Episodes balance foundational concepts (time-tested investing rules, laddering, diversification) with timely, policy-driven discussions (KiwiSaver changes, depositor protections) and active listener Q&A. A notable strength is the host pair's down-to-earth teaching style, plus a strong emphasis on long-term thinking, low-cost indexing, and local relevance, which can be especially useful for NZ-based savers and first-time investors. The show often brings in Mary Holm as a seasoned guest to illuminate complex topics with clear, actionable insights, making it valuable ... more

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Which podcasts are similar to Your Money With Mary Holm?

These podcasts share a similar audience with Your Money With Mary Holm:

1. Making Cents
2. Shared Lunch
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Keep The Change
5. The Property Academy Podcast

How many episodes of Your Money With Mary Holm are there?

Your Money With Mary Holm launched 8 years ago and published 195 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Money With Mary Holm?

Recent guests on Your Money With Mary Holm include:

1. Mary Holm
2. Barry Coates

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