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Artwork for Your Money With Mary Holm

Your Money With Mary Holm

RNZ
Kiwisaver
New Zealand
Investment Strategies
Interest Rates
Personal Finance
Inflation
Diversification
Investment
Retirement Savings
Mortgages
Mortgage
Financial Literacy
Retirement Commission
Housing Market
Rates Postponement
Tax Cuts
Retirement Planning
Market Volatility
Index Funds
Term Deposits

Investment author and columnist Mary Holm talks to Jesse Mulligan every fortnight about her top tips for how to make your money work.

PublishesTwice monthlyEpisodes202Founded9 years ago
Number of ListenersCategory
Business

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Artwork for Your Money With Mary Holm

Latest Episodes

Mary Holm chats to Jesse Mulligan about how to pick a few great shares.

Go to this episode on rnz.co.nz for more details

YouTube

Mary Holm joins Jesse to discuss clever mortgage payments and a place to park your rainy day money.

Go to this episode on rnz.co.nz for more details

YouTube

Personal finance expert Mary Holm spoke to Jesse in the Auckland studio about her tips for setting up a rainy-day fund.

Go to this episode on rnz.co.nz for more details

YouTube

Mary Holm is with Jesse in the Auckland studio to talk about personal money matters - this week she's turning her attention to what you should do when shares and KiwiSaver funds wobble. Spoiler Alert - ignore the wobbles and stay the course!

Go to t... more

YouTube

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Recent Guests

Mary Holm
Investment author and columnist
Episode: KiwiSaver changes are coming!
Barry Coates
Former Green Party MP and founder of Mindful Money
Mindful Money
Episode: The Mindful Money Charity

Hosts

Mary Holm
Investment author and personal finance expert (frequent guest on show)
Jesse Mulligan
Host of the show, moderating questions and guiding conversations

Reviews

4.7 out of 5 stars from 187 ratings
  • Mary is the a kiwi icon!

    Huge thanks to Mary, whose advice has guided my family and I for many many years now. Free, awesome learning.

    Apple Podcasts
    5
    ex spark and happily so
    New Zealand2 years ago
  • Greatest finance podcast for Kiwis!

    Mary is almost a personal financial advisor, for me now!

    Great content!

    Apple Podcasts
    5
    Ayesh84
    New Zealand2 years ago
  • We don’t know what we don’t know

    Some of us haven’t had the privilege of having been brought up with financially astute parents. I remember, as a student, being told by a bank teller that I had a lot of cash in my cheque account, and it would pay me to shift it to earn more interest. I had no idea of how banking worked, other than the motto “save some, spend some”. Mary’s words of wisdom are invaluable for people like me, trying to navigate the foreign seas of investments and interest rates.

    Apple Podcasts
    5
    Not Intutitive
    New Zealand2 years ago
  • Really good bite sized info

    It’s great to have NZ specific financial information, and able to learn about different concepts in bite sized segments.

    Apple Podcasts
    5
    Jt.pudding
    New Zealand3 years ago
  • Love Mary Holm

    When I was 19 and living in NZ I was a bit lacking in hope for my future and any idea how to change that. Thankfully I came across Mary Holms NZ herald column (back when it was free haha) and 14 years later I am in such a good place financially. Not rich but secure.

    Anyway thanks Mary!

    Apple Podcasts
    5
    Badje11y
    Australia3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Episodes are appreciated for bite-sized, accessible money lessons focused on real-life NZ finance.
Mary Holm is seen as a trusted, practical money mentor.
Listeners praise NZ-specific financial guidance and clear, actionable tips.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#64
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

Mary Holm: Can you pick the few great shares?
Q: Now, you're slightly mis-selling this, because you labeled this segment as 'can you pick the few great shares'—is that really possible?
The host explains that after looking at 100 years of American stock market data, it's clear that a large share of stocks underperform or match risk-free returns, making it almost impossible to consistently pick a few winners; the recommended approach is broad diversification through index funds or ETFs.
Money matters in times of war
Q: The war in Iran is causing global market uncertainty. Mary, what might that mean for everyday investors?
In times of geopolitical tension, it's prudent to avoid trying to pick winners in specific countries. A broad, global approach helps you across different economies that may be affected in various ways. The key is diversification within a global fund, not trying to time particular markets. If volatility grows, you can gradually adjust your risk level rather than making abrupt, all-at-once moves.
Which Kiwisaver Fund is best for you?
Q: How should someone start choosing their KiwiSaver funds?
Mary suggests first determining the right risk level for you, then selecting a fund at that risk level, preferably by comparing providers and focusing on low fees.
What's the best course of action when mortgage rates are low?
Q: Are you allowed to pay a mortgage off faster on a fixed term?
Yes, but there might be penalties for paying off a fixed-term mortgage early, which can vary depending on current interest rates and the lender's policies.
What's the best course of action when mortgage rates are low?
Q: How does tax work with share funds?
Share funds are taxed through Portfolio Investment Entities (PIE funds) at a favorable rate, which is generally 28%, and tax is paid on the fund's activity rather than individual transactions.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About Your Money With Mary Holm

What is Your Money With Mary Holm about and what kind of topics does it cover?

The show centers on practical personal-finance guidance tailored to New Zealand listeners, with a regular focus on emergency funds, long-term investing, KiwiSaver, and mortgage decisions. Across episodes, the hosts unpack simple, actionable steps (like regular transfers and dollar-cost averaging), discuss policy shifts (KiwiSaver changes, deposit protections), and weave in NZ-specific context, real-life anecdotes, and listener questions to illustrate long-term wealth-building and prudent budgeting. A standout theme is disciplined, long-horizon investing and avoiding market timing, presented in a calm, educational style that blends theory with everyday financial decisions.

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Which podcasts are similar to Your Money With Mary Holm?

These podcasts share a similar audience with Your Money With Mary Holm:

1. The Happy Saver Podcast - Personal Finance in New Zealand
2. Making Cents
3. Keep The Change
4. Shared Lunch
5. The Property Academy Podcast

How many episodes of Your Money With Mary Holm are there?

Your Money With Mary Holm launched 9 years ago and published 202 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Money With Mary Holm?

Recent guests on Your Money With Mary Holm include:

1. Mary Holm
2. Barry Coates

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