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Annuity Insights

annuityinsights
Social Security
Women and Wealth
Annuities
Divorce
Widowhood
Long-Term Care
Retirement Planning
Women's Retirement Planning
Longevity Risk
Life Insurance
Women
Risk Management
Bridge Strategy (bond/cd Ladder Or Deferred Income Annuity)
Required Minimum Distributions (rmds)
Qualified Longevity Annuity Contract (QLAC)
Tax Planning
Household Structure
Education
New York Life
American College Of Financial Services

Produced by The American College of Financial Services, in partnership with New York Life Retail Annuities.

Annuity Insights - Season 2: Women and Wealth is a special season created for financial professionals, featuring expert guests from across the industry on the realities shaping women’s financial lives and retirement outcomes. Hosted by Michael Finke, PhD, each episode pairs research-backed ... more

PublishesTwice monthlyEpisodes18Foundeda year ago
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Artwork for Annuity Insights

Latest Episodes

Produced by The American College of Financial Services, in partnership with New York Life Annuities.

This season of Annuity Insights: Women and Wealth has given financial advisors a research-backed look at the retirement income planning challenges t... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

Long-term care planning is a critical part of retirement resilience planning, especially for women who are more likely to serve as caregivers and ma... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

Solo retiree planning requires more than a standard retirement income plan. For women who are divorced, widowed, single by choice, or planning for t... more

Produced by The American College of Financial Services, in partnership with New York Life Annuities.

Women’s retirement risk tolerance is shaped by more than portfolio preferences. Household structure, income needs, longevity risk, and relationship ... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

From divorce and death and widowhood and job loss, many unexpected life transitions can affect your clients’ financial situation. Planning for such ... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

How can financial advisors prepare clients for caregiving responsibilities that disrupt earnings, savings, and long-term retirement planning? In thi... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

How do advisors help clients make smarter Social Security timing decisions - especially when longevity, survivor income, and household earnings hist... more

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Produced by The American College of Financial Services, in partnership with New York Life Annuities.

What do five years of women & wealth research actually tell financial advisors — and are they listening? In this kickoff episode, Michael Finke, The... more

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Recent Guests

Andrea Nierenberg
Networking Expert and Executive Business Coach
Independent coach/consultant
Episode: Annuity Insights: Women and Wealth — From Insight to Action: How Advisors Turn Women and Wealth Conversations into Results
Haley Wilkes
External wholesaler for New York Life Annuities
New York Life Annuities
Episode: Annuity Insights: Women and Wealth — From Insight to Action: How Advisors Turn Women and Wealth Conversations into Results
Ruby Grace Reyes
Long-term care product leader
New York Life
Episode: Annuity Insights: Women and Wealth — Golden Living: How Advisors Proactively Plan for Health and Care Risk Without Derailing the Financial Plan
Daralee Barbera
Director of Faculty and Professor of Leadership
American College of Financial Services
Episode: Annuity Insights: Women and Wealth — Golden Living: How Advisors Proactively Plan for Health and Care Risk Without Derailing the Financial Plan
Tamiko Toland
Founder and CEO of the 401K Annuity Hub, LIMRA fellow
401K Annuity Hub, LIMRA Retirement Income Institute
Episode: Annuity Insights: Women and Wealth — Solo Retirees: Designing Durable Long-Term Plans
Lindsey Lewis
Managing Director and Chair of the American College Center for Women in Financial Services
The American College of Financial Services
Episode: Annuity Insights: Women and Wealth — Risk, Income, and Household Structure: How Advisors Can Tailor Plans Across Women’s Lives
Jodi Krausman
Assistant Professor and Program Director of the Masters in Science and Financial Planning at the American College of Financial Services
The American College of Financial Services
Episode: Annuity Insights: Women and Wealth — Life Transitions and Protection: How Advisors Plan Through Divorce, Loss, and Reset
Steven Vinson
Head of Sales for New York Life Insurance
New York Life Insurance
Episode: Annuity Insights: Women and Wealth — Caregiving and Career Gaps: How Advisors Stabilize Income During Interruptions
Jody Kraussman
Assistant Professor and Program Director of the Masters in Science in Financial Planning at the American College of Financial Services
The American College of Financial Services
Episode: Annuity Insights: Women and Wealth — Caregiving and Career Gaps: How Advisors Stabilize Income During Interruptions

Host

Michael Finke
Host of Annuity Insights

Talking Points

Recent interactions between the hosts and their guests.

Annuity Insights: Women and Wealth — Getting Paid to Wait: How Advisors Support Social Security Timing Decisions
Q: How should advisers handle the potential income drop when one spouse dies?
Plan for a 33-50% income drop and consider products like immediate annuities or deferred income annuities to replace lost income and maintain spending power.
Annuity Insights: Women and Wealth — Getting Paid to Wait: How Advisors Support Social Security Timing Decisions
Q: What are the key Social Security timing strategies for couples where the husband is the higher earner?
Delay the higher earner's benefit to maximize the survivor benefit while considering the lower earner's option to claim early if appropriate, and use 'bridge' funding to cover the years before the larger benefit kicks in.
Annuity Insights: Women and Wealth — Risk, Income, and Household Structure: How Advisors Can Tailor Plans Across Women’s Lives
Q: What segments of women did the research reveal, and how should advisors adapt?
Four life-stage segments were identified, and advisors should tailor conversations and plans to each segment's priorities, avoiding one-size-fits-all assumptions about risk.
Annuity Insights: Women and Wealth — Risk, Income, and Household Structure: How Advisors Can Tailor Plans Across Women’s Lives
Q: How should risk be reframed beyond investment allocation for women?
Risk should be viewed holistically, incorporating income stability, longevity expectations, caregiving costs, and the ability to fund life goals, not just volatility in investments.

Audience Metrics

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Frequently Asked Questions About Annuity Insights

What is Annuity Insights about and what kind of topics does it cover?

A practitioner-focused show that pairs research-backed insights with practical planning strategies for financial professionals. Episodes center on women and wealth, with a strong emphasis on durable income solutions, longevity and care risks, Social Security optimization, and pre-planned guardrails for advisor conversations. Guests typically include senior industry leaders, researchers, and educators from major financial services institutions who share actionable tactics for client conversations, product positioning, and holistic retirement planning. A standout throughline is the emphasis on empathy, life-stage tailoring, and collaborative planning with clients and families to improve long-term outcomes. The format regularly features real-w... more

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Which podcasts are similar to Annuity Insights?

These podcasts share a similar audience with Annuity Insights:

1. Annuity Straight Talk
2. "Fun With Annuities" The Annuity Man Podcast
3. Shares
4. Retire With Style
5. The Retirement and IRA Show

How many episodes of Annuity Insights are there?

Annuity Insights launched a year ago and published 18 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Annuity Insights?

Recent guests on Annuity Insights include:

1. Andrea Nierenberg
2. Haley Wilkes
3. Ruby Grace Reyes
4. Daralee Barbera
5. Tamiko Toland
6. Lindsey Lewis
7. Jodi Krausman
8. Steven Vinson

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