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Artwork for Your Retirement Planning Simplified

Your Retirement Planning Simplified

Joseph Curry, CFP Professional, CEPA
Retirement Planning
Financial Planning
Estate Planning
Canada Pension Plan
Retirement
Exit Planning
Tax Planning
Financial Independence
Retirement Income Planning
Inflation
Old Age Security
Psychology Of Retirement Income
Retirement Spending
Investment Strategies
Community Engagement
Health
Retirement Income
Aging
Personal Growth
Canada

Welcome to the Retirement Planning Simplified Podcast. Join Joseph Curry, CFP Professional, Certified Exit Planning Advisor and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retir... more

PublishesWeeklyEpisodes227Founded5 years ago
Number of ListenersCategories
InvestingEducationSelf-ImprovementBusiness

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Artwork for Your Retirement Planning Simplified

Latest Episodes

What should Canadians do when they turn 60 and start thinking seriously about retirement? In this episode, Joe Curry walks through the exact retirement income planning framework he would use if he were turning 60 today, covering CPP timing, RRSP and ... more

In this episode of Your Retirement Planning Simplified, Joe Curry explains how pension income splitting works in Canada and why it can be one of the most effective tax-saving strategies for retirees. Learn how RRIF withdrawals, defined benefit pensio... more

When should you convert your RRSP to a RRIF? In this episode of Your Retirement Planning Simplified, Joe Curry explains the key differences between RRSPs and RRIFs, how RRIF minimum withdrawals work, and why the right timing depends on your retiremen... more

In this episode of Your Retirement Planning Simplified, Joe Curry explores the most overlooked retirement planning risk: your health. While many Canadians focus on RRSPs, CPP timing, and investment returns, Joe explains why your health span - not jus... more

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Recent Guests

Fritz Gilbert
Author of The Retirement Manifesto; retirement educator
The Retirement Manifesto
Episode: EP # 192 | Rebroadcast: A Retirement Manifesto, with Fritz Gilbert
Ted Jenkins
Founder of Exit State's Left Advisors; helps owners sell their companies
Exit State's Left Advisors
Episode: EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Mark Halpern
Tax and estate planning expert with over 35 years of experience.
Episode: EP # 181 | The Last Legal Tax Shelters in Canada (And How They Actually Work), with Mark Halpern
Elizabeth Zelinka Parsons
A retirement transition expert and author of 'Encore, A High Achiever's Guide to Thriving in Retirement'
Episode: EP # 161 | Redefining Retirement for High Achievers: Identity, Purpose, and Structure After Work
Dr. Meagan Lurtz
Professor of practice at Kansas State University and financial psychology researcher.
Shaping Wealth
Episode: EP # 159 | Financial Psychology for Retirees
Carl Richards
Financial Illustrator and Author known for his sketches simplifying finance
Episode: EP # 158 | Aligning Money + Values. The Key to Retirement Confidence, with Carl Richards
Chris Mamula
Author of 'Choose FI: Your Blueprint to Financial Independence', early retiree
Can I Retire Yet?
Episode: EP # 155 - Applying FIRE Strategies to Traditional Retirement with Chris Mamula
Bob Gauvreau
Entrepreneur and professional accountant specializing in business advisory services
Gauvreau Accounting Tax Law Advisory
Episode: EP 8:Exit-Ready: Structuring Your Business for a Profitable Sale, with Bob Gauvreau
Rachael Burns
Certified financial planner and certified divorce financial analyst specializing in financial strategies for women who are newly single
True Worth Financial Planning
Episode: EP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael Burns

Host

Joseph Curry
Retirement planning specialist; CFP Professional; Certified Exit Planning Advisor known for simplifying retirement planning and coordinating tax, estate, and income strategies.

Reviews

4.8 out of 5 stars from 44 ratings
  • Helpful for Retirement

    Articulate conversations about retirement. I especially like the way he circles back to what we are solving for - a life well-lived, & truly meaningful to the retiree.

    Apple Podcasts
    5
    Texas LAS
    United States7 months ago
  • Great content!

    Looking to the future is so important but so overlooked. Thankfully people like Joe exist to help us on this journey.

    Apple Podcasts
    5
    Rob Z Wentz
    United States10 months ago
  • Free book?

    Why would the giveaway just be for Canadians?

    Apple Podcasts
    1
    Bobby mcphil
    United States2 years ago
  • Great podcaster. very informative. useful info.

    Great Potcaster. Very informative. Useful info. Easy to understand. Straightforward.

    Apple Podcasts
    5
    dressesworldwide
    Canada3 years ago
  • Well-rounded $ guidance for now and retirement

    While this is a “retirement” show, much of the guidance could be implemented now to provide even more financial security. Applicable to Canadians and Americans, Joe & team produce more than do-this-not-that advice, and include a wide variety of guest experts so you get a range of perspectives on financial decisions you can make leading into retirement.

    Apple Podcasts
    5
    VElder2005
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Canadian-focused content with practical, not salesy, advice.
Clear, actionable retirement guidance that's easy to implement.
Listeners appreciate the holistic approach covering health, planning, and taxes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#98
Canada/Business/Investing
Apple Podcasts
#210
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: Can you share concrete examples of when working with you made a difference versus attempting to go it alone?
A notable example involved marketing services turning a suboptimal sale into a 9X cash-flow deal, delivering $131 million by compiling rigorous market data, adjusting for catastrophe risk, and proving sustained revenue potential beyond accounting figures.
EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: What are the main valuation drivers that actually move the needle when selling a business, and how do they apply to service-based versus product-focused companies?
Valuation is driven by growth rate, recurring revenue, and a capable successor team; for many service-based businesses, EBITDA and cash-flow quality dominate, while product-driven firms may rely more on recurring revenue models and defensible growth engines to attract buyers. A realistic view of multiples is essential, and preparing an optimized financial narrative with clean books dramatically increases value.
EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: Okay, could you tell us why owners should consider involving a specialist in exit planning early, and how does this influence the timing and quality of a sale?
Having an adviser early helps owners understand market realities, price and structure the deal properly, and avoid common pitfalls that can ruin a sale. A two-year runway allows time to align books, optimize EBITDA, prepare for LOI, and coordinate with tax and estate planning to maximize net proceeds.
EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Q: What are the tax implications of withdrawing funds from my accounts?
Withdrawals from RIFs are taxable, TFSA withdrawals are tax-free, and non-registered accounts have capital gains tax upon selling investments.
EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Q: Should I consider moving my investments from my current institution?
Evaluate the value you're receiving for the fees you're paying, consider if you have a clear retirement strategy, and check the alignment of investment with your goals.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About Your Retirement Planning Simplified

What is Your Retirement Planning Simplified about and what kind of topics does it cover?

This show delivers practical retirement planning guidance with a Canadian focus, blending clear budgeting, tax-efficient income strategies, and timing decisions for CPP/OAS/RRSPs with host-led education and occasional expert guests. Episodes emphasize holistic planning, actionable frameworks, and real-life examples to help listeners build a sustainable plan for near-term and long-term financial security, health, and purpose in retirement. A notable strength is translating complex tax and retirement rules into step-by-step actions, while weaving in lifestyle considerations, caregiving, and family planning to create a well-rounded resource for pre-retirees and early retirees.

Noteworthy elements include a steady emphasis on coordinating taxe... more

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Which podcasts are similar to Your Retirement Planning Simplified?

These podcasts share a similar audience with Your Retirement Planning Simplified:

1. Retire With Purpose - The Retirement Podcast
2. Build Wealth Canada Podcast
3. The Wealthy Barber Podcast
4. Life Starts at Retirement
5. Retirement Planning Education, with Andy Panko

How many episodes of Your Retirement Planning Simplified are there?

Your Retirement Planning Simplified launched 5 years ago and published 227 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Retirement Planning Simplified?

Recent guests on Your Retirement Planning Simplified include:

1. Fritz Gilbert
2. Ted Jenkins
3. Mark Halpern
4. Elizabeth Zelinka Parsons
5. Dr. Meagan Lurtz
6. Carl Richards
7. Chris Mamula
8. Bob Gauvreau

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