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Artwork for Your Retirement Planning Simplified

Your Retirement Planning Simplified

Joseph Curry, CFP Professional, CEPA
Retirement Planning
Financial Planning
Estate Planning
Retirement Spending
Inflation
Equine Therapy
Personal Growth
Retirement Income Style
Annuities and Pensions
Family Relationships
Wills
Power Of Attorney
RISA Framework
Bucket Strategy
Vulnerability
Emotional Awareness
Risc-Rap Quadrant
Guaranteed Minimum Withdrawal Benefit
Tax Planning
Canada Pension Plan

Welcome to the Retirement Planning Simplified Podcast. Join Joseph Curry, CFP Professional, Certified Exit Planning Advisor and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retir... more

PublishesWeeklyEpisodes216Founded4 years ago
Number of ListenersCategories
InvestingSelf-ImprovementBusinessEducation

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Artwork for Your Retirement Planning Simplified

Latest Episodes

In this episode of Your Retirement Planning Simplified, Joe Curry explores five of the most common retirement regrets Canadians experience, from underestimating healthcare costs to not having a written retirement income plan. Learn practical strategi... more

Many Canadian retirees are surprised when their RRIF minimum withdrawals create more income than they actually need. In this episode, Joe Curry shares five smart strategies for using excess RRIF withdrawals — from boosting tax-free savings with TFSAs... more

In this episode of Your Retirement Planning Simplified, Joe Curry outlines seven expensive retirement planning mistakes affluent Canadians make in their 60s. From CPP and OAS timing to RRSP and RRIF withdrawal strategies, tax-efficient investing, and... more

Is it risky to hold all your investments with one wealth management company? In this episode of Your Retirement Planning Simplified, Joe Curry explains how CDIC and CIPF protection work in Canada — and whether "advisor diversification" actually reduc... more

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Recent Guests

Ted Jenkins
Founder of Exit State's Left Advisors; helps owners sell their companies
Exit State's Left Advisors
Episode: EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Mark Halpern
Tax and estate planning expert with over 35 years of experience.
Episode: EP # 181 | The Last Legal Tax Shelters in Canada (And How They Actually Work), with Mark Halpern
Elizabeth Zelinka Parsons
A retirement transition expert and author of 'Encore, A High Achiever's Guide to Thriving in Retirement'
Episode: EP # 161 | Redefining Retirement for High Achievers: Identity, Purpose, and Structure After Work
Dr. Meagan Lurtz
Professor of practice at Kansas State University and financial psychology researcher.
Shaping Wealth
Episode: EP # 159 | Financial Psychology for Retirees
Carl Richards
Financial Illustrator and Author known for his sketches simplifying finance
Episode: EP # 158 | Aligning Money + Values. The Key to Retirement Confidence, with Carl Richards
Chris Mamula
Author of 'Choose FI: Your Blueprint to Financial Independence', early retiree
Can I Retire Yet?
Episode: EP # 155 - Applying FIRE Strategies to Traditional Retirement with Chris Mamula
Bob Gauvreau
Entrepreneur and professional accountant specializing in business advisory services
Gauvreau Accounting Tax Law Advisory
Episode: EP 8:Exit-Ready: Structuring Your Business for a Profitable Sale, with Bob Gauvreau
Rachael Burns
Certified financial planner and certified divorce financial analyst specializing in financial strategies for women who are newly single
True Worth Financial Planning
Episode: EP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael Burns
Braden Warwick
Financial Planning Product Architect at PWL
PWL Capital
Episode: EP 6: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick

Host

Joseph Curry
CFP Professional, Certified Exit Planning Advisor and retirement planning specialist who guides listeners through practical retirement planning, tax strategies, and income planning.

Reviews

4.8 out of 5 stars from 45 ratings
  • Helpful for Retirement

    Articulate conversations about retirement. I especially like the way he circles back to what we are solving for - a life well-lived, & truly meaningful to the retiree.

    Apple Podcasts
    5
    Texas LAS
    United States5 months ago
  • Great content!

    Looking to the future is so important but so overlooked. Thankfully people like Joe exist to help us on this journey.

    Apple Podcasts
    5
    Rob Z Wentz
    United States7 months ago
  • Free book?

    Why would the giveaway just be for Canadians?

    Apple Podcasts
    1
    Bobby mcphil
    United States2 years ago
  • Great podcaster. very informative. useful info.

    Great Potcaster. Very informative. Useful info. Easy to understand. Straightforward.

    Apple Podcasts
    5
    dressesworldwide
    Canada2 years ago
  • Well-rounded $ guidance for now and retirement

    While this is a “retirement” show, much of the guidance could be implemented now to provide even more financial security. Applicable to Canadians and Americans, Joe & team produce more than do-this-not-that advice, and include a wide variety of guest experts so you get a range of perspectives on financial decisions you can make leading into retirement.

    Apple Podcasts
    5
    VElder2005
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Content is helpful for planning ahead and making retirement more secure, with actionable guidance and guest variety.
Overall, the show is seen as well-rounded, informative, and approachable for non-finance-savvy audiences.
Listeners value the host's practical, straightforward approach and the usefulness of the planning tools discussed.
Positive notes about the host being thoughtful, practical, and engaging, with useful perspectives from experts.
Content described as not salesy and easy to understand, with actionable retirement planning guidance.
Canadian-focused details and practical tools are appreciated, with praise for clear explanations and non-salesy tone.
Articulate conversations about retirement and a focus on meaningful outcomes for retirees.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#151
Canada/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: Can you share concrete examples of when working with you made a difference versus attempting to go it alone?
A notable example involved marketing services turning a suboptimal sale into a 9X cash-flow deal, delivering $131 million by compiling rigorous market data, adjusting for catastrophe risk, and proving sustained revenue potential beyond accounting figures.
EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: What are the main valuation drivers that actually move the needle when selling a business, and how do they apply to service-based versus product-focused companies?
Valuation is driven by growth rate, recurring revenue, and a capable successor team; for many service-based businesses, EBITDA and cash-flow quality dominate, while product-driven firms may rely more on recurring revenue models and defensible growth engines to attract buyers. A realistic view of multiples is essential, and preparing an optimized financial narrative with clean books dramatically increases value.
EP # 183 | 7 Expensive Mistakes Affluent Retirees Make in Their 60s
Q: Okay, could you tell us why owners should consider involving a specialist in exit planning early, and how does this influence the timing and quality of a sale?
Having an adviser early helps owners understand market realities, price and structure the deal properly, and avoid common pitfalls that can ruin a sale. A two-year runway allows time to align books, optimize EBITDA, prepare for LOI, and coordinate with tax and estate planning to maximize net proceeds.
EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Q: What are the tax implications of withdrawing funds from my accounts?
Withdrawals from RIFs are taxable, TFSA withdrawals are tax-free, and non-registered accounts have capital gains tax upon selling investments.
EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Q: Should I consider moving my investments from my current institution?
Evaluate the value you're receiving for the fees you're paying, consider if you have a clear retirement strategy, and check the alignment of investment with your goals.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About Your Retirement Planning Simplified

What is Your Retirement Planning Simplified about and what kind of topics does it cover?

The show centers on practical retirement planning with a strong emphasis on turning knowledge into action. Host Joseph Curry guides listeners through real-world strategies for building dependable retirement income, optimizing tax efficiency, and maximizing the value of savings through careful withdrawal sequencing, insurance, and estate considerations. Episodes frequently blend clear explanations with guest insights from financial, tax, and planning experts, often with a Canadian perspective, and spotlight tools and frameworks (like guaranteed income concepts, ladders for withdrawals, and the role of CPP/RRSP/TFSA) to help people move from theory to concrete plans. A notable strength is its approachable, no-sales vibe that breaks down compl... more

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Which podcasts are similar to Your Retirement Planning Simplified?

These podcasts share a similar audience with Your Retirement Planning Simplified:

1. Retirement Starts Today
2. Retire With Purpose - The Retirement Podcast
3. Retirement Answer Man
4. Ready For Retirement
5. Stay Wealthy Retirement Podcast

How many episodes of Your Retirement Planning Simplified are there?

Your Retirement Planning Simplified launched 4 years ago and published 216 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Your Retirement Planning Simplified?

Recent guests on Your Retirement Planning Simplified include:

1. Ted Jenkins
2. Mark Halpern
3. Elizabeth Zelinka Parsons
4. Dr. Meagan Lurtz
5. Carl Richards
6. Chris Mamula
7. Bob Gauvreau
8. Rachael Burns

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