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Wealth Formula Podcast

Buck Joffrey
Real Estate
Bitcoin
Inflation
Investment Strategies
Artificial Intelligence
Entrepreneurship
Federal Reserve
Interest Rates
Wealth Management
Estate Planning
Gold
Wealth Accelerator
Investing
Financial Education
Real Estate Investment
Stock Market
Cryptocurrency
Wealth Formula Banking
Asset Protection
Personal Finance

Financial Education and Entrepreneurship for Professionals

PublishesWeeklyEpisodes592Founded13 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Wealth Formula Podcast

Latest Episodes

For most high-income professionals, the path to financial success seems straightforward: work hard, earn a great income, save diligently, and invest wisely. The problem is that even the highest-paying jobs have two significant limitations. First, muc... more

For those of us with kids, summer marks another milestone. School is out, graduation season is here, and for many families, college is right around the corner. My oldest daughter will be a senior this fall, which means our family is now officially en... more

Some of the best real estate investments in history were made when the headlines were overwhelmingly negative. When financing dries up, lenders become restrictive, sellers become motivated, and uncertainty keeps many investors on the sidelines, oppor... more

A couple of weeks ago, I had Barry Habib on the podcast talking about where he believes interest rates and the economy may be headed over the next several years. Barry has been one of the more accurate voices in housing and mortgage finance during a ... more

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Recent Guests

Victor Menasce
Real estate developer, syndicator, entrepreneur, host of the Real Estate Espresso Podcast and author of Magnetic Capital
Y Street Capital
Episode: 562: The Next Real Estate Boom Is Taking Shape
Rob Chrisman
Mortgage industry veteran, founder of Chrisman Commentary
Chrisman Commentary
Episode: 561: Where Are Mortgage Rates Headed?
Chris Miles
Cash-flow strategist and proponent of Wealth Formula Banking
Wealth Formula Banking
Episode: 560: A Cash Management System That Will Make You Millions
Barry Habib
Founder of MBS Highway and market educator; housing, mortgage finance, rate forecasting
MBS Highway
Episode: 559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Josip Rupena
Founder and CEO of Milo
Milo
Episode: 558: Bitcoin's Rise as Collateral in Traditional Finance
Jeff Deverett
Indie film producer and distribution/financing expert
Deverett Media / Indie Film Community
Episode: 556: Investing in Movies?
David Beahm
President and CEO of Blanchard and Company
Blanchard and Company
Episode: 555: Iran, Bitcoin, and What It Means for Gold
Barry Eichengreen
Economist, professor at UC Berkeley specializing in international finance and monetary policy
UC Berkeley
Episode: 554: The Dollar's Hidden Power (and Why the World Wants Out)
Steven Sheffrin
Professor of behavioral economics and tax policy, Tulane University
Tulane University
Episode: 553: How To Think about Taxes

Host

Buck Joffrey
Host of Wealth Formula Podcast; focuses on macroeconomics, investments, and wealth-building; known for interviewing a wide range of expert guests.

Reviews

4.6 out of 5 stars from 439 ratings
  • Interview with Buck

    Buck is an excellent interviewer who asks thoughtful questions and listens for responses Well worth listening to his show or watching on YouTube

    Apple Podcasts
    5
    Sshef
    United States3 months ago
  • Loses your money

    Look out. Do your due diligence!

    Apple Podcasts
    1
    WWC loser
    United States4 months ago
  • Don’t get “Bucked”

    Every investment I’ve made with Buck has gone to zero. Every single one. He makes money on referrals so be careful!

    Apple Podcasts
    1
    uogecko
    United States4 months ago
  • Do not invest!!!!!!!

    Buck and his relative at velerity group will hammer you with a placement fee on any investment he is promoting and you will never get your money back. Please do not invest your hard earned money with this scammer.

    Apple Podcasts
    1
    08hokie
    United States8 months ago
  • Regrets

    Every investment that I did through Buck’s investment group has had trouble. When all is said and done, I’m sure I will have lost money and had my money tied up for years. So sad I ever started listening to this podcast.

    Apple Podcasts
    1
    TexInAZ
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate practical, actionable investing guidance.
High praise for insightful guest lineups and macroeconomic context.
Some critics feel the host can interrupt guests and over-promote products.
A few episodes are seen as promotional or sales-oriented by some listeners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#227
Poland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

562: The Next Real Estate Boom Is Taking Shape
Q: What is the core opportunity in the next few years for multifamily and what metrics should investors track?
The core opportunity lies in hyperlocal market segmentation and measuring the right mix of demand drivers, such as immigration, household formation, and local employment, while prioritizing favorable debt structures (HUD or agency financing where advantageous) and being ready to absorb vacancies as the market heals, with a focus on preserving cash flow and long-term asset value.
562: The Next Real Estate Boom Is Taking Shape
Q: Where do you believe we are today in the cycle and what should investors be looking at?
We are in a distressed but opportunistic phase where some markets have oversupplied pockets, creating price discounts (30-40% in some cases) and long-term value if one focuses on hyperlocal demand drivers, such as proximity to new employment hubs or demographic trends, while ensuring debt structures are flexible enough to survive through recovery and absorption over several years.
559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Q: How do you view the role of data and inflation metrics in forming forecasts, given the biases in traditional reports?
The key is to look beyond the headline numbers and use real-time data and alternative measures (like trimmed means and other indices) to get a clearer picture. We need to anticipate structural shifts and not over-rely on lagging measurements that misstate components like rents, which can distort inflation signals and policy responses.
559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Q: So, Barry, what do you think investors should focus on given the current rate environment and market froth?
Investors should focus on opportunities that arise when markets go on sale, especially in real estate where leverage and rents can offset higher rates. Look for markets with favorable demographics, plan for a period of higher rates, and expect rates to cycle down later, which amplifies appreciation and cash flow when refinancings occur.
551: Entrepreneurship Built for A Students?
Q: How did you get into the franchise business yourself?
Alex explains starting with a laundry/dry cleaning delivery business in college, then franchising part of that operation, learning about FDDs, royalties, territory rights, and financing, which led to a broader interest in structured franchise models and data-driven marketplaces.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Gender Skew
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Age Range
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Frequently Asked Questions About Wealth Formula Podcast

What is Wealth Formula Podcast about and what kind of topics does it cover?

A finance-focused show featuring high-ownership professionals, investors, and academics who discuss macroeconomics, wealth-building strategies, real estate, and alternative investments. Episodes blend practical investing playbooks with big-picture context (monetary policy, inflation, AI disruption) and often include expert guests who provide actionable insights on assets like real estate, gold, crypto, and franchising. Notable is the mix of rigorous economic analysis with real-world tactics, plus occasional product promos tied to wealth-building services. This blend makes it helpful for discerning professionals seeking pragmatic, long-horizon investing guidance and credible expert perspectives outside mainstream media.

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How many episodes of Wealth Formula Podcast are there?

Wealth Formula Podcast launched 13 years ago and published 592 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Wealth Formula Podcast?

Recent guests on Wealth Formula Podcast include:

1. Victor Menasce
2. Rob Chrisman
3. Chris Miles
4. Barry Habib
5. Josip Rupena
6. Jeff Deverett
7. David Beahm
8. Barry Eichengreen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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