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Wealth Formula Podcast

Buck Joffrey
Real Estate
Bitcoin
Inflation
Investment Strategies
Artificial Intelligence
Entrepreneurship
Interest Rates
Federal Reserve
Wealth Management
Estate Planning
Gold
Wealth Accelerator
Investing
Financial Education
Real Estate Investment
Stock Market
Cryptocurrency
Wealth Formula Banking
Asset Protection
Personal Finance

Financial Education and Entrepreneurship for Professionals

PublishesWeeklyEpisodes589Founded13 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Wealth Formula Podcast

Latest Episodes

A couple of weeks ago, I had Barry Habib on the podcast talking about where he believes interest rates and the economy may be headed over the next several years. Barry has been one of the more accurate voices in housing and mortgage finance during a ... more

This week's episode of Wealth Formula Podcast is a little different. What you're about to hear is actually a webinar I recently did with Chris Miles on a topic I've discussed on and off over the years called Wealth Formula Banking. Why play this on t... more

The stock market is sitting at or near all-time highs again. And what happens? People rush in. It's called FEAR OF MISSING OUT. Now compare that to what's happening in real estate. In many markets—especially multifamily—we've seen 30–40% price correc... more

I continue to be surprised by how many sophisticated investors still dismiss Bitcoin as purely speculative. At this point, whether you personally like Bitcoin or not is almost beside the point. The more important question is this: What happens to the... more

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Recent Guests

Chris Miles
Cash-flow strategist and proponent of Wealth Formula Banking
Wealth Formula Banking
Episode: 560: A Cash Management System That Will Make You Millions
Barry Habib
Founder of MBS Highway and market educator; housing, mortgage finance, rate forecasting
MBS Highway
Episode: 559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Josip Rupena
Founder and CEO of Milo
Milo
Episode: 558: Bitcoin's Rise as Collateral in Traditional Finance
Jeff Deverett
Indie film producer and distribution/financing expert
Deverett Media / Indie Film Community
Episode: 556: Investing in Movies?
David Beahm
President and CEO of Blanchard and Company
Blanchard and Company
Episode: 555: Iran, Bitcoin, and What It Means for Gold
Barry Eichengreen
Economist, professor at UC Berkeley specializing in international finance and monetary policy
UC Berkeley
Episode: 554: The Dollar's Hidden Power (and Why the World Wants Out)
Steven Sheffrin
Professor of behavioral economics and tax policy, Tulane University
Tulane University
Episode: 553: How To Think about Taxes
Edward Coulson
Professor of housing data and economist
UC Irvine
Episode: 552: The Inflation Spike Everyone Will Misread
Alex Smurznick
Co-founder and CEO of Fransi/Franszy, a platform that helps people discover and evaluate franchise opportunities using data and technology
Fransi/Franszy
Episode: 551: Entrepreneurship Built for A Students?

Host

Buck Joffrey
Host of Wealth Formula Podcast; focuses on macroeconomics, investments, and wealth-building; known for interviewing a wide range of expert guests.

Reviews

4.6 out of 5 stars from 439 ratings
  • Interview with Buck

    Buck is an excellent interviewer who asks thoughtful questions and listens for responses Well worth listening to his show or watching on YouTube

    Apple Podcasts
    5
    Sshef
    United States2 months ago
  • Loses your money

    Look out. Do your due diligence!

    Apple Podcasts
    1
    WWC loser
    United States3 months ago
  • Don’t get “Bucked”

    Every investment I’ve made with Buck has gone to zero. Every single one. He makes money on referrals so be careful!

    Apple Podcasts
    1
    uogecko
    United States3 months ago
  • Do not invest!!!!!!!

    Buck and his relative at velerity group will hammer you with a placement fee on any investment he is promoting and you will never get your money back. Please do not invest your hard earned money with this scammer.

    Apple Podcasts
    1
    08hokie
    United States7 months ago
  • Regrets

    Every investment that I did through Buck’s investment group has had trouble. When all is said and done, I’m sure I will have lost money and had my money tied up for years. So sad I ever started listening to this podcast.

    Apple Podcasts
    1
    TexInAZ
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate practical, actionable investing guidance.
High praise for insightful guest lineups and macroeconomic context.
Some critics feel the host can interrupt guests and over-promote products.
A few episodes are seen as promotional or sales-oriented by some listeners.

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Odd LotsBloomberg

Talking Points

Recent interactions between the hosts and their guests.

559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Q: How do you view the role of data and inflation metrics in forming forecasts, given the biases in traditional reports?
The key is to look beyond the headline numbers and use real-time data and alternative measures (like trimmed means and other indices) to get a clearer picture. We need to anticipate structural shifts and not over-rely on lagging measurements that misstate components like rents, which can distort inflation signals and policy responses.
559: Barry Habib: Where the Economy Is Headed—and What Investors Need to Know
Q: So, Barry, what do you think investors should focus on given the current rate environment and market froth?
Investors should focus on opportunities that arise when markets go on sale, especially in real estate where leverage and rents can offset higher rates. Look for markets with favorable demographics, plan for a period of higher rates, and expect rates to cycle down later, which amplifies appreciation and cash flow when refinancings occur.
551: Entrepreneurship Built for A Students?
Q: How did you get into the franchise business yourself?
Alex explains starting with a laundry/dry cleaning delivery business in college, then franchising part of that operation, learning about FDDs, royalties, territory rights, and financing, which led to a broader interest in structured franchise models and data-driven marketplaces.
552: The Inflation Spike Everyone Will Misread
Q: What is the core issue with how rents are measured in the CPI, and why does this matter for investors?
Rents are measured using a panel approach that captures leases from six months ago, so the CPI Rent component lags the real-time market. This creates a disconnect between current market conditions and official inflation readings, which can mislead investors about the true trajectory of inflation.
548: AI Is About to Trigger an Energy Crisis Most People Don't See Coming
Q: Can solar alone meet future energy needs, or is a diversified mix required?
Solar has become much cheaper and can outcompete many polluting options, but silicon supply and regional differences mean a diversified mix—including wind, hydro, bioenergy, and potentially carbon capture—will be necessary.

Audience Metrics

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Frequently Asked Questions About Wealth Formula Podcast

What is Wealth Formula Podcast about and what kind of topics does it cover?

A finance-focused show featuring high-ownership professionals, investors, and academics who discuss macroeconomics, wealth-building strategies, real estate, and alternative investments. Episodes blend practical investing playbooks with big-picture context (monetary policy, inflation, AI disruption) and often include expert guests who provide actionable insights on assets like real estate, gold, crypto, and franchising. Notable is the mix of rigorous economic analysis with real-world tactics, plus occasional product promos tied to wealth-building services. This blend makes it helpful for discerning professionals seeking pragmatic, long-horizon investing guidance and credible expert perspectives outside mainstream media.

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How many episodes of Wealth Formula Podcast are there?

Wealth Formula Podcast launched 13 years ago and published 589 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Wealth Formula Podcast?

Recent guests on Wealth Formula Podcast include:

1. Chris Miles
2. Barry Habib
3. Josip Rupena
4. Jeff Deverett
5. David Beahm
6. Barry Eichengreen
7. Steven Sheffrin
8. Edward Coulson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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