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Artwork for The Truth About Financial Independence for Canadians

The Truth About Financial Independence for Canadians

Erwin Szeto
Real Estate Investing
Real Estate Investment
Canada
Ontario
Real Estate
Real Estate Market
Investment Strategies
Property Management
Affordable Housing
Cash Flow
Interest Rates
Toronto
Financial Planning
Private Lending
Mortgage Financing
Alberta
Real Estate Development
Housing Market
Airbnb
Housing Crisis

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M i... more

PublishesWeeklyEpisodes413Founded10 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for The Truth About Financial Independence for Canadians

Latest Episodes

Milena Simsic made $300,000 in commissions in her first year as a realtor, without any prior real estate connections, using nothing but TikTok and Instagram. She had no social media presence before she got her license. She figured it out in public.

more

In January 2026, Ming Lim and Bryan Ma closed on AccounTrain, a 25-year-old bookkeeping firm based in Ottawa with clients across Canada. They beat out five other offers. They paid 1.3 times annual revenue. They spent almost two years searching for th... more

YouTube

Carlos Rodrigues spent 20 years in Canadian financial services. Mutual funds, life insurance both levels, and a full mortgage broker with five agents under him. He tried to start his own fund. Canadian compliance costs killed it.

Now he drives 4.5 ... more

YouTube

In this episode, Erwin sits down with Greg—an engineer turned real estate investor and e-commerce entrepreneur who scaled his business to $700K/month and is now leveraging AI to build apps, automate workflows, and save tens of thousands of dollars.

more

YouTube

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Number of Listeners
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Recent Guests

Bryan Ma
CPA, CFA, MBA; former M&A and finance professional
Account Train / Volition Properties
Episode: Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Carlos Rodriguez
Return guest, Cashflow Carlos; Canadian financial services veteran turned real estate investor focusing on Cleveland, Ohio
CashflowCarlos (Instagram/TikTok)
Episode: 20 Years in Canadian Finance, Now He Only Buys $70K Cleveland Duplexes | Carlos Rodrigues
Greg Kowalczyk
Ontario landlord and online entrepreneur, former engineer, AI-driven product creator
Geartop / TapeGeeks / RunMate Pro
Episode: He Talks to AI While Walking the Dog | Greg Kowalczyk
Sarah Copeland
Real estate investor, owner of TAG Property Management
TAG Property Management
Episode: Rebuilding Wealth After Divorce: Sarah Coupland on Ontario Multifamily, Distressed Properties, and Creative Financing
Mackenzie Wilson
Head of Business Development at SingleKey; landlord and investor
SingleKey
Episode: Ontario Landlord Horror Story: 7 Months No Rent vs Alberta's 30-Day Eviction
Rachel Oliver
Founder/Operator of a dedicated rent-to-own company in Ontario and Alberta
Rent-to-Own Company (Ontario & Alberta)
Episode: Rent to Own 1 0 Is Dead. Here Is What Replaced It
Russell Westcott
Best-selling author and real estate investor; former vice president of the Real Estate Investment Network
Real Estate Investment Network (RAIN)
Episode: Best Selling REI Author About Lows Of Near Bankruptcy and Recovery to Leading Developer
Andy Tran
Owner of Sweet Editions, architect/designer at the forefront of Ontario's Missing Middle Housing Movement
Sweet Editions
Episode: Build 6 Units in Toronto and Pay Zero Development Charges
Glen Sutherland
Full-time real estate investor, educator
Canadian Investing in the USA
Episode: How Canadians Can Win in U.S. Real Estate in 2026 (Without Betting on Appreciation)

Host

Erwin Szeto
Host of The Truth About Real Estate Investing Show

Reviews

4.7 out of 5 stars from 268 ratings
  • Great real estate podcast

    I love this podcast and it has been a trusted resource for me for years! I love how Erwin, you aren’t afraid to pivot the strategy and keep finding new ways to be successful with real estate. Plus you are the real deal and only promoting valid long-term strategies, none of the pump and dump. We often see in real estate. Thanks for all you’re doing!

    Apple Podcasts
    5
    Brad Pickering
    Canadaa year ago
  • Well worth a listen!!

    Loving this podcast. Erwin is a fantastic host and does a great job at interviewing his guests!!

    Apple Podcasts
    5
    Poppy@davedubeau
    United Kingdoma year ago
  • True review

    Great podcast! Very informative but Irwin, read the room captain America?

    Apple Podcasts
    5
    JonCRVanIsland
    Canadaa year ago
  • Speaking the truth

    Great podcast! The best part is how you talk about the mistakes and failures that professional real estate investors make. No sugar coating here, just nerdy Asian dad jokes, just like friend’s dads in Vancouver. Keep up the great work Mr. Asian Tiger Cat!

    Apple Podcasts
    5
    AJ Marx
    Canada2 years ago
  • Best real estate podcast for Canada… and now the US

    Love how objective Erwin can be. Was a long time Canada advocate but has objectively adjusted his views and beliefs based on the ever changing economics.

    Apple Podcasts
    5
    Akim_83
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the host's candid, no-fluff approach to real estate investing.
Feedback highlights the balanced mix of real estate, financing, and market commentary.
The show is valued for its Canadian focus and cross-border insights.
Some reviewers note skepticism about stock/option topics but still value real estate content.
Guests consistently deliver practical, actionable tips rather than hype.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#224
Canada/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Q: What were the key factors in the due diligence process?
We leaned on both accounting and operational due diligence, used a broker to navigate relationship and transition dynamics, and prioritized a business with strong client retention, scalable processes, and a clear path to modernization including CRM and workflow tools.
Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Q: How did you two meet and decide to go into business together?
We met through mutual connections via our wives and later found common ground in working together on investment properties; after years of collaboration, we realized our complementary strengths—operational execution and accounting/tech background—made a partnership sensible for running a bookkeeping/accounting firm.
He Talks to AI While Walking the Dog | Greg Kowalczyk
Q: How did AI change your approach to building software and websites?
AI enabled me to design, prototype, and deploy apps and websites with minimal traditional coding, using PRDs and AI-assisted design studios. This significantly reduced costs, cut development time from months to hours, and allowed me to iterate rapidly across multiple projects.
He Talks to AI While Walking the Dog | Greg Kowalczyk
Q: What does RunMate Pro do?
RunMate Pro tracks runs and walking routes, monitors shoe mileage to prevent injuries, and aggregates data from GPS tracking to guide training. It also integrates monetization through ads and affiliate links for running gear, positioning the app as both a utility and lead-generation tool for the brand ecosystem around running.
He Talks to AI While Walking the Dog | Greg Kowalczyk
Q: What's keeping you busy these days?
I'm balancing real estate, e-commerce, and AI-driven ventures, including RunMate Pro and the Bronte Harbor Classic, while exploring how AI can replace expensive SaaS and accelerate product development. I'm actively applying AI to both business operations and creative projects to stay ahead.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

The show focuses on Canadian real estate investing, combining practical strategies with hard-earned lessons from a wide range of guests. Episodes frequently cover leveraging, market cycles, financing, and risk management—often with concrete case studies, regulatory notes, and movements between traditional ownership and alternative models like rent-to-own or missing-middle housing. There's a strong emphasis on long-term wealth-building, pragmatic investing over hype, and adapting to shifting policy and market conditions across provinces, the U.S. market, and cross-border opportunities. A few episodes stand out for introducing newer concepts (like stock and option strategies adjacent to real estate) or spotlighting operational tools (AI-drive... more

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Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Your Life! Your Terms! Show
5. Build Wealth Canada Podcast

How many episodes of this podcast are there?

this podcast launched 10 years ago and published 413 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Bryan Ma
2. Carlos Rodriguez
3. Greg Kowalczyk
4. Sarah Copeland
5. Mackenzie Wilson
6. Rachel Oliver
7. Russell Westcott
8. Andy Tran

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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