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Artwork for The Truth About Financial Independence for Canadians

The Truth About Financial Independence for Canadians

Erwin Szeto
Real Estate Investing
Real Estate Investment
Real Estate
Canada
Ontario
Real Estate Market
Investment Strategies
Property Management
Affordable Housing
Cash Flow
Interest Rates
Toronto
Financial Planning
Private Lending
Mortgage Financing
Alberta
Real Estate Development
Housing Market
Airbnb
Housing Crisis

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M i... more

PublishesWeeklyEpisodes414Founded10 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for The Truth About Financial Independence for Canadians

Latest Episodes

Byron Darlison founded Rise Vision in 1992 in Toronto and ran it for 30 years without raising a dollar of outside equity. For 25 of those years, by his own admission, the business was unfocused, unpredictable, and running him. In year 25, he hired a ... more

What does it actually look like to go all-in on AI? Mike Schwarz, founder and CEO of MyZone AI, negotiated a hall pass from his wife, adjusted his medication, and spent 3 to 4 months working until 2, 3, and 4 in the morning to find out. The result: 2... more

Milena Simsic made $300,000 in commissions in her first year as a realtor, without any prior real estate connections, using nothing but TikTok and Instagram. She had no social media presence before she got her license. She figured it out in public.

more

In January 2026, Ming Lim and Bryan Ma closed on AccounTrain, a 25-year-old bookkeeping firm based in Ottawa with clients across Canada. They beat out five other offers. They paid 1.3 times annual revenue. They spent almost two years searching for th... more

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Number of Listeners
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Recent Guests

Byron Darlison
Founder of Rise Vision, cloud-based digital signage software company
Rise Vision
Episode: 60-Hour Weeks for 25 Years. Then 10 Hours a Week. Then an 8-Figure Exit | Byron Darlison
Mike Schwarz
Founder and CEO of MyZone AI
MyZone AI
Episode: A Hall Pass to Go All In and Build 200 AI Agents Across 7 Divisions - Mike Schwarz, MyZone AI
Bryan Ma
CPA, CFA, MBA; former M&A and finance professional
Account Train / Volition Properties
Episode: Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Carlos Rodriguez
Return guest, Cashflow Carlos; Canadian financial services veteran turned real estate investor focusing on Cleveland, Ohio
CashflowCarlos (Instagram/TikTok)
Episode: 20 Years in Canadian Finance, Now He Only Buys $70K Cleveland Duplexes | Carlos Rodrigues
Greg Kowalczyk
Ontario landlord and online entrepreneur, former engineer, AI-driven product creator
Geartop / TapeGeeks / RunMate Pro
Episode: He Talks to AI While Walking the Dog | Greg Kowalczyk
Sarah Copeland
Real estate investor, owner of TAG Property Management
TAG Property Management
Episode: Rebuilding Wealth After Divorce: Sarah Coupland on Ontario Multifamily, Distressed Properties, and Creative Financing
Mackenzie Wilson
Head of Business Development at SingleKey; landlord and investor
SingleKey
Episode: Ontario Landlord Horror Story: 7 Months No Rent vs Alberta's 30-Day Eviction
Rachel Oliver
Founder/Operator of a dedicated rent-to-own company in Ontario and Alberta
Rent-to-Own Company (Ontario & Alberta)
Episode: Rent to Own 1 0 Is Dead. Here Is What Replaced It
Russell Westcott
Best-selling author and real estate investor; former vice president of the Real Estate Investment Network
Real Estate Investment Network (RAIN)
Episode: Best Selling REI Author About Lows Of Near Bankruptcy and Recovery to Leading Developer

Host

Erwin Szeto
Host of The Truth About Real Estate Investing Show

Reviews

4.7 out of 5 stars from 268 ratings
  • Great real estate podcast

    I love this podcast and it has been a trusted resource for me for years! I love how Erwin, you aren’t afraid to pivot the strategy and keep finding new ways to be successful with real estate. Plus you are the real deal and only promoting valid long-term strategies, none of the pump and dump. We often see in real estate. Thanks for all you’re doing!

    Apple Podcasts
    5
    Brad Pickering
    Canadaa year ago
  • Well worth a listen!!

    Loving this podcast. Erwin is a fantastic host and does a great job at interviewing his guests!!

    Apple Podcasts
    5
    Poppy@davedubeau
    United Kingdoma year ago
  • True review

    Great podcast! Very informative but Irwin, read the room captain America?

    Apple Podcasts
    5
    JonCRVanIsland
    Canadaa year ago
  • Speaking the truth

    Great podcast! The best part is how you talk about the mistakes and failures that professional real estate investors make. No sugar coating here, just nerdy Asian dad jokes, just like friend’s dads in Vancouver. Keep up the great work Mr. Asian Tiger Cat!

    Apple Podcasts
    5
    AJ Marx
    Canada2 years ago
  • Best real estate podcast for Canada… and now the US

    Love how objective Erwin can be. Was a long time Canada advocate but has objectively adjusted his views and beliefs based on the ever changing economics.

    Apple Podcasts
    5
    Akim_83
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the host's candid, no-fluff approach to real estate investing.
Feedback highlights the balanced mix of real estate, financing, and market commentary.
The show is valued for its Canadian focus and cross-border insights.
Some reviewers note skepticism about stock/option topics but still value real estate content.
Guests consistently deliver practical, actionable tips rather than hype.

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Talking Points

Recent interactions between the hosts and their guests.

60-Hour Weeks for 25 Years. Then 10 Hours a Week. Then an 8-Figure Exit | Byron Darlison
Q: Why is defining an owner's outcome so important for founders?
It keeps the founder focused on what they truly want from the business, guides the core customer strategy, and provides a clear metric-driven path to three-year targets, reducing distractions and misaligned efforts.
60-Hour Weeks for 25 Years. Then 10 Hours a Week. Then an 8-Figure Exit | Byron Darlison
Q: What changes did coaching and Metronomics bring to your business?
Coaching and Metronomics provided a structured operating system, leading to steadier profitability, a reduction in working hours, and a scalable framework that prevented fires from derailing growth.
60-Hour Weeks for 25 Years. Then 10 Hours a Week. Then an 8-Figure Exit | Byron Darlison
Q: Can you explain what it means to sell a software company with a premium multiple and no earn-out?
A premium multiple is a high valuation multiple applied to annual recurring revenue, and no earn-out means the owner leaves the business immediately with full payment; the buyer believes the business operates as a machine with predictable cash flow, enabling a clean transfer of ownership.
Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Q: What were the key factors in the due diligence process?
We leaned on both accounting and operational due diligence, used a broker to navigate relationship and transition dynamics, and prioritized a business with strong client retention, scalable processes, and a clear path to modernization including CRM and workflow tools.
Buying a 25-Year-Old Bookkeeping Firm | Ming Lim & Bryan Ma
Q: How did you two meet and decide to go into business together?
We met through mutual connections via our wives and later found common ground in working together on investment properties; after years of collaboration, we realized our complementary strengths—operational execution and accounting/tech background—made a partnership sensible for running a bookkeeping/accounting firm.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

The show focuses on Canadian real estate investing, combining practical strategies with hard-earned lessons from a wide range of guests. Episodes frequently cover leveraging, market cycles, financing, and risk management—often with concrete case studies, regulatory notes, and movements between traditional ownership and alternative models like rent-to-own or missing-middle housing. There's a strong emphasis on long-term wealth-building, pragmatic investing over hype, and adapting to shifting policy and market conditions across provinces, the U.S. market, and cross-border opportunities. A few episodes stand out for introducing newer concepts (like stock and option strategies adjacent to real estate) or spotlighting operational tools (AI-drive... more

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Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Canadian Investor
5. Build Wealth Canada Podcast

How many episodes of this podcast are there?

this podcast launched 10 years ago and published 414 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Byron Darlison
2. Mike Schwarz
3. Bryan Ma
4. Carlos Rodriguez
5. Greg Kowalczyk
6. Sarah Copeland
7. Mackenzie Wilson
8. Rachel Oliver

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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