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Artwork for The Your Life! Your Terms! Show
Bitcoin
Real Estate
Real Estate Investing
Artificial Intelligence
Inflation
Canada
Real Estate Investment
Investment Strategies
Interest Rates
Toronto
Real Estate Market
Entrepreneurship
Canadian Real Estate
Student Rentals
Housing Affordability
Gold
Real Estate Development
Airbnb
Calgary
Austrian Economics

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

PublishesTwice weeklyEpisodes622Founded9 years ago
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InvestingBusiness

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Artwork for The Your Life! Your Terms! Show

Latest Episodes

The Bank of Canada just raised interest rates again, so Dave Butler it back to break it down.We dig into what's happening with Canada's economy, the growing financial pressure on homeowners, and where the housing market goes from here.

Could Canada's economy actually boom while everyday Canadians fall further behind?

Tom and Nick break down the possibility of more rate hikes, the growing wealth divide, and how AI could completely reshape jobs and the economy.

Jeff Booth is back to discuss how AI is changing the financial system faster than most people realize. They dive into Bitcoin, real estate, Canada, and why the next few years could look very different from anything we've experienced before. Jeff also... more

Tom and Nick break down why some of the assumptions Canadians have relied on about real estate, investing and retirement may be starting to change.

They dive into housing, rates, AI, taxes, demographics, and what could reshape the next 5 to 10 year... more

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Recent Guests

Jeff Booth
Technology entrepreneur and author of The Price of Tomorrow.
Orange Juice
Episode: How to SURVIVE the AI-Driven Financial RESET | Jeff Booth
Daniel Foch
Real estate and AI expert
Episode: Is Canada’s Real Estate Market Finally BROKEN? | Tom & Nick Karadza
Craig Grace
Real estate investor discussing the missing middle in Toronto
Episode: Is Canada’s Real Estate Market Finally BROKEN? | Tom & Nick Karadza
Chris Boke
Real estate investor discussing the missing middle in Toronto
Episode: Is Canada’s Real Estate Market Finally BROKEN? | Tom & Nick Karadza
Patrick Carroll
Opinion journalist focusing on political economy and free-market perspectives
Foundation for Economic Education (Phi); Substack writer; author at various libertarian/market-oriented outlets
Episode: The Real Reason Your Taxes Rise & Nothing Ever Improves | Patrick Carroll
Marco Costa
Immigrant who built a real estate portfolio with Sara
Self-employed real estate investor
Episode: From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa
Sara Costa
Co-investor and partner in the real estate journey
Self-employed entrepreneur
Episode: From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa
Todd O'Donnell
Insurance professional discussed in interview segments
Episode: Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Rashad Ishmail
Entrepreneur, credit card rewards enthusiast, and real estate investor
Next Mile Travel
Episode: How He Flew To 40 Countries For FREE Using Credit Card Points | Rashaad Ishmail

Hosts

Tom Karadza
Host and real estate investor; co-founder of Rock Star Real Estate and a key voice in strategy and community-building.
Nick Karadza
Co-host and real estate entrepreneur; co-founder of the community and a primary voice on market analysis and investing tactics.
Anthony Molinaro
Co-host focusing on entrepreneurship, strategy, and life on terms; brings policy and macroeconomic angles.

Reviews

4.9 out of 5 stars from 313 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United States2 years ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada3 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada3 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States3 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Candid, conversational style makes complex topics feel approachable and Canada-focused.
Listeners appreciate diverse topics and the hosts' ability to mix macro trends with tangible steps.
Guests bring practical, wallet-friendly advice across real estate, bitcoin, and business topics.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#150
Canada/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

How to SURVIVE the AI-Driven Financial RESET | Jeff Booth
Q: What would an investor holding mortgage properties right now actually do with these ideas?
Booth says real estate is tethered to the existing financial system and can be exposed to taxes, capital controls, and broader instability. He says it can be part of a strategy, but should not be the strategy, and frames a family home primarily as a lifestyle choice rather than an asset to get rich from.
How to SURVIVE the AI-Driven Financial RESET | Jeff Booth
Q: Where are we exactly, do you think, in your 50-fold right now?
Booth says that when he wrote his book, the technology curve was around fold 33, and he sees it now at fold 37 moving toward fold 38. He argues that advances in AI and computing are accelerating, while the world is moving more slowly now than it ever will again.
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: What should a homeowner do if their tree or roof damage occurs?
Assess the extent of damage; small damages might not justify a claim due to deductibles, while major damage will be fully covered minus deductible. Keep documentation and discuss options with your insurer to determine the best course.
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: How does the build back better concept affect claims and deductibles?
Insurers may offer to cover part of the deductible if you upgrade your system (like adding a battery backup sump pump) to prevent future claims, which benefits both parties by reducing long-term payouts.
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: What's top of mind for investors regarding home insurance right now?
Premiums have been relatively stable for a few years, but many listeners should review their coverage and consider whether their current plan still fits their life stage and asset value, especially with changes in risk like theft and weather events.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

The show routinely brings together real estate investors, entrepreneurs, and financial thinkers to explore Canadian housing, personal finance, and macroeconomic trends. Episodes blend practical tactics for growing wealth—especially through real estate and smart budgeting—with wide-ranging conversations on topics like taxes, AI, and lifestyle design. The hosts tend to mix data-backed analysis with personal anecdotes, inviting guests who share hands-on expertise in finance, real estate, travel rewards, and tech-enabled risk management. A notable strength is the diverse guest pool and its willingness to tackle both everyday money decisions and larger-scale strategy, all through a Canadian lens. Listeners can expect actionable tips, candid disc... more

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Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Truth About Financial Independence for Canadians
5. The Canadian Investor

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 9 years ago and published 622 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Jeff Booth
2. Daniel Foch
3. Craig Grace
4. Chris Boke
5. Patrick Carroll
6. Marco Costa
7. Sara Costa
8. Todd O'Donnell

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