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Bitcoin
Real Estate
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Real Estate Investment
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Canada
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Toronto
Entrepreneurship
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Calgary
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Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

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Artwork for The Your Life! Your Terms! Show

Latest Episodes

Daniel Foch is back to break down where Canada's real estate market stands in 2026.

We dig into the Toronto condo market, the 1990s parallel, the mortgage renewal wall, and why Canadian banks are protected while homeowners aren't.

Plus, how AI is ... more

We're back with Dr. Kaitlin Link to break down the key health metrics most people overlook. From blood markers to body composition, we discuss what actually matters and how small changes can make a big impact. If you want to take control of your heal... more

Most people think they need to do more to get ahead… but that’s exactly what’s holding them back.

In this episode, we break down why focus, not hustle, is the real advantage. If you feel stuck or scattered, this will change how you approach everythi... more

AI is changing how fast ideas can turn into real businesses, but most people are still using it wrong.

In this episode, we break down how AI is actually being used to build, launch, and grow something from scratch. And more importantly, why communi... more

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Recent Guests

Dre Baldwin
Professional basketball player turned entrepreneur and educator
Self / Work On Your Game
Episode: How To Move 10x Faster in Life with Dre Baldwin
Greg Kowalczyk
Long-time runner, Bronte Runners co-leader, and technology-enabled organizer
Bronte Runners, Oakville community running events
Episode: This Is How People Are Getting Ahead With A.I. | Greg Kowalcyzk & Charles Sathmary
Charles Sathmary
Competitive runner and running coach, Bronte Runners organizer
Bronte Runners
Episode: This Is How People Are Getting Ahead With A.I. | Greg Kowalcyzk & Charles Sathmary
Matt Cole
CEO and Chairman of Strive
Strive
Episode: 12.75% Yield? How Strive Turns Bitcoin Into Income | Matt Cole
Richard Dias
Global strategist for Icecap Asset Management; co-host of the Looney Hour (Canada-focused economics podcast)
Icecap Asset Management; Looney Hour
Episode: The Big LIE About Canada’s Economic Growth with Richard Dias
Scott Dedels
Bitcoin enthusiast and co-founder of Block Rewards.
Block Rewards
Episode: Bitcoin’s Crash, A.I.’s Takeover, and the Collapse of Traditional Investing | Scott Dedels
Eric Yakes
Author of "The Seventh Property" and founder of Epoch Ventures
Epoch Ventures
Episode: The 2026 Bitcoin Blueprint the Financial System Can’t Ignore w/ Eric Yakes
Gerry Gatto
A seasoned real estate lawyer with expertise in estate planning.
Gatto Law
Episode: The Real Estate Lawyer’s Secrets: Estate Planning and Legal Traps with Gerry Gatto
Massimo Bruno
Chef with culinary roots in Italy and owner of Massimo Bruno Supper Club
Massimo Bruno Supper Club
Episode: Toronto Kitchens to Italian Courtyards: Chef Massimo Bruno on Food, Culture & Tradition

Hosts

Tom Karadza
Host and real estate entrepreneur; co-founder of Rock Star Real Estate
Nick Karadza
Co-host; real estate investor and entrepreneur; co-founder of Rock Star Real Estate
Anthony Molinaro
Co-host; entrepreneur and real estate professional

Reviews

4.9 out of 5 stars from 312 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United Statesa year ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada2 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada3 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States3 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Energetic, authentic conversations that feel like in-room dialogue, not scripted.
Tom and Nick deliver rational, relatable takes on Real Estate, Bitcoin, and the economy with strong guests.
Great mix of topics beyond real estate, including health and tech, appealing to Canadians.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#155
Canada/Business/Investing
Apple Podcasts
#191
Colombia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

The Big LIE About Canada’s Economic Growth with Richard Dias
Q: What role does AI and technology play in Canada's future job market and productivity?
AI and automation are deflationary in some sectors but can displace certain jobs; productivity gains are possible if firms adopt AI to complement labor, while ensuring workers transition into higher-skill roles with new opportunities.
The Big LIE About Canada’s Economic Growth with Richard Dias
Q: How do immigration and population growth affect GDP growth and productivity in Canada?
Population growth, driven heavily by immigration, has boosted headline GDP growth but has not translated into sustainable productivity gains; true growth comes from productivity improvements and private investment in capital, structures, and technology.
The Big LIE About Canada’s Economic Growth with Richard Dias
Q: What main factors are currently shaping Canada's economic outlook according to your view?
The main factors are the commodity cycle's influence on equities, productivity growth driven by private investment, regulatory and policy constraints on key sectors like oil and gas, and external pressures from US monetary policy and global inflation expectations.
She Refused to Buy Toronto Real Estate… and Retired at 32 | Kristy Shen
Q: Do you think renting is the playbook for millennials?
I definitely think you should do the math. It depends on where you live. Sometimes ownership actually works out better in terms of the math, but you have to factor in all the extra costs that come with ownership.
She Refused to Buy Toronto Real Estate… and Retired at 32 | Kristy Shen
Q: Can I ask how old you both were when you guys started this?
We reached financial independence at the ages of 31 and 32. We've been retired for over 10 years now.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

This show leans into real estate investing and entrepreneurship while weaving in broader economics, personal finance, and emerging tech like Bitcoin and AI. Episodes routinely pair host-led market takes with guest perspectives from real estate pros, finance experts, legal advisors, and business founders, delivering practical strategies, risk considerations, and macro context for Canadians aiming to grow income and gain greater control over their financial future. A standout trait is the diversity of guests and topics, from estate planning and legal traps to culinary entrepreneurship and longevity, which keeps the conversation broad yet deeply actionable for investors and business builders alike.

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Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Truth About Real Estate Investing... for Canadians
5. BTC Sessions

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 8 years ago and published 592 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Dre Baldwin
2. Greg Kowalczyk
3. Charles Sathmary
4. Matt Cole
5. Richard Dias
6. Scott Dedels
7. Eric Yakes
8. Gerry Gatto

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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