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Bitcoin
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Real Estate
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Universal Basic Income
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Monetary Theory
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Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

PublishesTwice weeklyEpisodes577Founded8 years ago
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Artwork for The Your Life! Your Terms! Show

Latest Episodes

Canada is going through a quiet reset, and most people feel it before they understand it.

Alex McFadyen is on the show to break down mortgage renewals, rising costs, and shifting lifestyles, forcing Canadians to rethink where they live and how they ... more

Tom and Nick break down what really matters heading into 2026, from interest rates and Canadian real estate to gold, AI, and Bitcoin. They talk through why holding cash feels worse than ever, how assets behave when governments keep spending, and why ... more

This episode breaks down the legal side of real estate that most investors miss until something goes wrong. Gerry Gatto talks through buying strategy, tenant decisions, and common legal pitfalls that can quietly derail a portfolio. They also cover es... more

Rock Star Member Devon Tomlinson worked in banking when his hours were cut, leaving him deep in debt and with a baby on the way.

Today, he is a successful real estate investor and author who turned that financial crisis into freedom. In this episod... more

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Recent Guests

Gerry Gatto
A seasoned real estate lawyer with expertise in estate planning.
Gatto Law
Episode: The Real Estate Lawyer’s Secrets: Estate Planning and Legal Traps with Gerry Gatto
Massimo Bruno
Chef with culinary roots in Italy and owner of Massimo Bruno Supper Club
Massimo Bruno Supper Club
Episode: Toronto Kitchens to Italian Courtyards: Chef Massimo Bruno on Food, Culture & Tradition
Mark Krikke
Expert in short-term and midterm rentals, involved in property management.
Property Management Company
Episode: Is the Airbnb Boom Over in Ontario? What Comes Next for Hosts & Investors with Mark & Kirsten Krikke
Kirsten Krikke
Short-term and midterm rental operator, manages property portfolios.
Property Management Company
Episode: Is the Airbnb Boom Over in Ontario? What Comes Next for Hosts & Investors with Mark & Kirsten Krikke
Dan Patton
Mortgage agent at BM Select
BM Select
Episode: How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux
Mike Desormeaux
Rock Star Coach
Rock Star Brokers
Episode: How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux
Mauricio Di Bartolomeo
Co-founder and CEO of Ledn, an innovative Bitcoin lending platform
Ledn
Episode: Real Estate, Bitcoin & the New Financial System with Mauricio Di Bartolomeo
Lesley-Anne Scorgie
Personal finance author and financial education advocate
Toronto Star
Episode: Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
Thierry Pepin
Founder of GeoSimple, a company focused on using technology to streamline real estate property assessments
GeoSimple
Episode: How AI Is About to Disrupt Real Estate (And Why That’s a Good Thing) with Thierry Pepin

Hosts

Anthony Molinaro
Co-host of the show, Anthony brings a wealth of experience in real estate investing and personal finance, contributing to the show's emphasis on practical strategies for financial independence.
Tom Karadza
Co-host and co-founder of Rock Star Real Estate, Tom brings substantial expertise in real estate investing and business strategy, enhancing discussions about economic insights and investment opportunities.
Nick Karadza
Co-host and co-founder of Rock Star Real Estate, Nick offers insights rooted in real estate investment and economic trends, contributing to the informative nature of the discussions.

Reviews

4.9 out of 5 stars from 311 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United States10 months ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada2 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada2 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States2 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The energy and authenticity of the hosts make for an engaging experience, often compared to a friendly chat among friends rather than a formal presentation.
Listeners appreciate the genuine conversations and the hosts' ability to share practical advice on financial independence and investing.
Feedback highlights the value of expert insights from guests, enhancing the overall credibility and practicality of the content.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#124
Canada/Business/Investing
Apple Podcasts
#198
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

The Broke Banker: Why 20 Years in Finance Didn’t Make DeVon Tomlinson Wealthy (But This Did)
Q: Devon, how did you dig yourself out of that hole?
DeVon credits his wife and their partnership, along with side hustles and a focus on paying down debt and investing in real estate.
Toronto Kitchens to Italian Courtyards: Chef Massimo Bruno on Food, Culture & Tradition
Q: How do people sign up for your tours?
They can sign up for my newsletter on my website or Instagram, where I notify them about upcoming tours and events.
Toronto Kitchens to Italian Courtyards: Chef Massimo Bruno on Food, Culture & Tradition
Q: What was the conversation you were having with yourself when you left working with your aunt to start your own supper club?
I was afraid to go into it, but an injury gave me the time to think about what I wanted to do and pushed me to go on my own.
The State of Canada's Real Estate Market with Ben Rabidoux
Q: What do you think we see in the budget?
It's likely that we'll see a big deficit to support construction and development initiatives for hydrocarbons.
The State of Canada's Real Estate Market with Ben Rabidoux
Q: What's your opinion on Canada's debt situation?
Canada's debt levels are concerning, especially when taking into account provincial debt, and there's a risk of economic stagnation due to high leverage.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

This podcast caters to Canadians eager to escape the traditional 9–5 work culture by exploring pathways to greater income and personal freedom through real estate, entrepreneurship, and investing. The hosts engage listeners with practical strategies and economic insights that are both straightforward and relatable, often featuring discussions on a variety of topics such as real estate trends, the economy, bitcoin, and wellness. A distinctive aspect of this content is its focus on real-world applications, with the hosts drawing from their extensive experience helping Canadians invest in a significant number of income properties. The dynamic among the hosts creates genuine conversations that resonate with listeners seeking actionable advice a... more

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Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Loonie Hour
2. The Canadian Real Estate Investor
3. Angry Mortgage
4. The Canadian Investor
5. The Truth About Real Estate Investing... for Canadians

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 8 years ago and published 577 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Gerry Gatto
2. Massimo Bruno
3. Mark Krikke
4. Kirsten Krikke
5. Dan Patton
6. Mike Desormeaux
7. Mauricio Di Bartolomeo
8. Lesley-Anne Scorgie

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