Rephonic
Artwork for The Your Life! Your Terms! Show
Bitcoin
Real Estate
Real Estate Investing
Inflation
Artificial Intelligence
Canada
Real Estate Investment
Investment Strategies
Interest Rates
Toronto
Real Estate Market
Entrepreneurship
Canadian Real Estate
Student Rentals
Housing Affordability
Gold
Real Estate Development
Airbnb
Calgary
Austrian Economics

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

PublishesTwice weeklyEpisodes617Founded9 years ago
Number of ListenersCategories
InvestingBusiness

Listen to this Podcast

Artwork for The Your Life! Your Terms! Show

Latest Episodes

Patrick Carroll explains why housing is so expensive in Canada — and why he blames zoning and government policy, not investors.

The conversation widens into government spending, inflation as a hidden tax, and why waste is built into the system.

I... more

Marco and Sara Costa once had just $5 left to their name in Portugal.

Today, they own multiple properties in Canada and Portugal.

In this episode, they share how they started over in Canada, worked multiple jobs, learned how to invest and began bui... more

What happens when a tree crashes into your house, your sump pump dies, or thieves come for your truck?

Tom sits down with long-time friend Todd O'Donnell to find out what's really covered, and what Canadian families should have in place. And of cou... more

At 25, Rashad has been to nearly 40 countries, and he's barely paid cash for any of it.

In this episode, he breaks down how credit card points actually work, how he turned that same optimizer mindset into a 7-bedroom student rental pulling $5,000 a ... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

The Canadian Real Estate Investor
The Canadian Real Estate InvestorDaniel Foch & Nick Hill
Angry Mortgage
Angry MortgageRon Butler
The Loonie Hour
The Loonie HourSteve Saretsky
The Wealthy Barber Podcast
The Wealthy Barber PodcastThe Wealthy Barber Inc.
The Canadian Investor
The Canadian InvestorBraden Dennis & Simon Belanger

Recent Guests

Patrick Carroll
Opinion journalist focusing on political economy and free-market perspectives
Foundation for Economic Education (Phi); Substack writer; author at various libertarian/market-oriented outlets
Episode: The Real Reason Your Taxes Rise & Nothing Ever Improves | Patrick Carroll
Marco Costa
Immigrant who built a real estate portfolio with Sara
Self-employed real estate investor
Episode: From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa
Sara Costa
Co-investor and partner in the real estate journey
Self-employed entrepreneur
Episode: From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa
Todd O'Donnell
Insurance professional discussed in interview segments
Episode: Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Rashad Ishmail
Entrepreneur, credit card rewards enthusiast, and real estate investor
Next Mile Travel
Episode: How He Flew To 40 Countries For FREE Using Credit Card Points | Rashaad Ishmail
Brian Cohen
Cross-border tax advisor
The Greywall Guyat LLP
Episode: A Cross-Border Accountant Explains US Taxes for Canadians | Brian Cohen
Noha Abou-Hashima
Guest explaining YNAB philosophy and sharing personal adoption story
Episode: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want | Noha Abou-Hashima
Zvon Petric
Security expert discussing AI risks and defenses
Campfire.ca
Episode: Is A.I. Making Us Lazier, Dumber & Easier To Hack? | Zvon Petric
Antoine (Toine)
Founder of 256 Heat, specializes in retrofitting Bitcoin mining for home heating
256 Heat
Episode: Get PAID to Heat Your Home with Bitcoin Mining | Toine

Hosts

Tom Karadza
Host and real estate investor; co-founder of Rock Star Real Estate and a key voice in strategy and community-building.
Nick Karadza
Co-host and real estate entrepreneur; co-founder of the community and a primary voice on market analysis and investing tactics.
Anthony Molinaro
Co-host focusing on entrepreneurship, strategy, and life on terms; brings policy and macroeconomic angles.

Reviews

4.9 out of 5 stars from 313 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United Statesa year ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada2 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada3 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States3 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Candid, conversational style makes complex topics feel approachable and Canada-focused.
Listeners appreciate diverse topics and the hosts' ability to mix macro trends with tangible steps.
Guests bring practical, wallet-friendly advice across real estate, bitcoin, and business topics.

Top Investing Podcasts

The Wealthy Barber Podcast
The Wealthy Barber PodcastThe Wealthy Barber Inc.
The Ramsey Show
The Ramsey ShowRamsey Network
Prof G Markets
Prof G MarketsVox Media Podcast Network
The Loonie Hour
The Loonie HourSteve Saretsky
Financial Audit
Financial AuditCaleb Hammer
The Rational Reminder Podcast
The Rational Reminder PodcastBenjamin Felix, Cameron Passmore, and Dan Bortolotti
Odd Lots
Odd LotsBloomberg
The Canadian Investor
The Canadian InvestorBraden Dennis & Simon Belanger
Investi
InvestiBristol Media

Talking Points

Recent interactions between the hosts and their guests.

Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: What should a homeowner do if their tree or roof damage occurs?
Assess the extent of damage; small damages might not justify a claim due to deductibles, while major damage will be fully covered minus deductible. Keep documentation and discuss options with your insurer to determine the best course.
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: How does the build back better concept affect claims and deductibles?
Insurers may offer to cover part of the deductible if you upgrade your system (like adding a battery backup sump pump) to prevent future claims, which benefits both parties by reducing long-term payouts.
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
Q: What's top of mind for investors regarding home insurance right now?
Premiums have been relatively stable for a few years, but many listeners should review their coverage and consider whether their current plan still fits their life stage and asset value, especially with changes in risk like theft and weather events.
Get PAID to Heat Your Home with Bitcoin Mining | Toine
Q: How does mining work in layman's terms and what is the pool vs. solo mining difference?
Mining creates bitcoins as a reward for solving a difficult nonce; pooling increases payout frequency by combining hash power, providing steady, predictable earnings instead of waiting for a single block.
Where Billion Dollar Developers Are Buying In 2026 | Sasha Cucuz
Q: Why did Greybrook focus on the U.S. market for these investments?
Because cap rate spreads are wider in the U.S., there is more liquidity and multiple pathways to finance, and the market offers a broader set of secondary cities with attractive demographics and rental demand.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

The show routinely brings together real estate investors, entrepreneurs, and financial thinkers to explore Canadian housing, personal finance, and macroeconomic trends. Episodes blend practical tactics for growing wealth—especially through real estate and smart budgeting—with wide-ranging conversations on topics like taxes, AI, and lifestyle design. The hosts tend to mix data-backed analysis with personal anecdotes, inviting guests who share hands-on expertise in finance, real estate, travel rewards, and tech-enabled risk management. A notable strength is the diverse guest pool and its willingness to tackle both everyday money decisions and larger-scale strategy, all through a Canadian lens. Listeners can expect actionable tips, candid disc... more

Where can I find podcast stats for The Your Life! Your Terms! Show?

Rephonic provides a wide range of podcast stats for The Your Life! Your Terms! Show. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to The Your Life! Your Terms! Show and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does The Your Life! Your Terms! Show get?

Rephonic provides a full set of podcast information for four million podcasts, including the number of listeners. View further listenership figures for The Your Life! Your Terms! Show, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for The Your Life! Your Terms! Show?

Rephonic provides comprehensive predictive audience data for The Your Life! Your Terms! Show, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does The Your Life! Your Terms! Show have?

To see how many followers or subscribers The Your Life! Your Terms! Show has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Wealthy Barber Podcast
5. The Canadian Investor

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 9 years ago and published 617 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Your Life! Your Terms! Show?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for The Your Life! Your Terms! Show?

Rephonic pulls ratings and reviews for The Your Life! Your Terms! Show from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for The Your Life! Your Terms! Show?

Rephonic provides full transcripts for episodes of The Your Life! Your Terms! Show. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Patrick Carroll
2. Marco Costa
3. Sara Costa
4. Todd O'Donnell
5. Rashad Ishmail
6. Brian Cohen
7. Noha Abou-Hashima
8. Zvon Petric

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days