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Artwork for The Your Life! Your Terms! Show
Bitcoin
Real Estate
Real Estate Investing
Inflation
Artificial Intelligence
Canada
Real Estate Investment
Investment Strategies
Interest Rates
Toronto
Real Estate Market
Entrepreneurship
Canadian Real Estate
Student Rentals
Gold
Real Estate Development
Calgary
Financial Literacy
Investment
Rental Market

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

PublishesWeeklyEpisodes601Founded8 years ago
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Artwork for The Your Life! Your Terms! Show

Latest Episodes

Tom and Nick break down the strange disconnect playing out right now: Canada has slipped into a recession while AI-driven company earnings and stock markets keep soaring to new highs.

They dig into why it's happening... Banks automating work that u... more

Chris built a Bitcoin community by doing something nobody else was: using golf as the on-ramp. From El Salvador with Max and Stacy to the first Bitcoin Open in Oakville, he's turning rounds of golf into lasting connections and real adoption.

Check ... more

Sasha Cucuz, CEO of Greybrook, is back to unpack what's really happening in Canadian real estate... frozen transactions, stalled cap rates, and an industry waiting for confidence to return.

We also dig into Greybrook's US developments and why the m... more

TD just confirmed what a lot of Canadians already felt: the country's top talent is leaving, and the tax system is a big reason why.

In this episode, Tom and Nick get into the brain drain numbers, why Wealthsimple settling in stablecoins is the sta... more

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Recent Guests

Chris Bobay
Bitcoin golf tournament organizer and founder involved with Golf BSN / Bitcoin Sports Network
Golf BSN / Bitcoin Sports Network
Episode: How Golf Is Getting the World All-In on Bitcoin | Chris Bobay
Sasha Cucuz
Executive at Greybrook Realty Partners (per intro in episode)
Greybrook Realty Partners
Episode: Where Billion Dollar Developers Are Buying In 2026 | Sasha Cucuz
Joey Temprile
Bitcoin advocate and real estate investor appearing as a guest
Unspecified
Episode: Everyone is WRONG About Carney, Bitcoin & Pensions | Joey Temprile
Daniel Foch
Real estate investor and entrepreneur
Independent/Real estate brokerage
Episode: Toronto's Real Estate Reset Isn't Over Yet | Daniel Foch
Dre Baldwin
Professional basketball player turned entrepreneur and educator
Self / Work On Your Game
Episode: How To Move 10x Faster in Life with Dre Baldwin
Greg Kowalczyk
Long-time runner, Bronte Runners co-leader, and technology-enabled organizer
Bronte Runners, Oakville community running events
Episode: This Is How People Are Getting Ahead With A.I. | Greg Kowalcyzk & Charles Sathmary
Charles Sathmary
Competitive runner and running coach, Bronte Runners organizer
Bronte Runners
Episode: This Is How People Are Getting Ahead With A.I. | Greg Kowalcyzk & Charles Sathmary
Matt Cole
CEO and Chairman of Strive
Strive
Episode: 12.75% Yield? How Strive Turns Bitcoin Into Income | Matt Cole
Richard Dias
Global strategist for Icecap Asset Management; co-host of the Looney Hour (Canada-focused economics podcast)
Icecap Asset Management; Looney Hour
Episode: The Big LIE About Canada’s Economic Growth with Richard Dias

Hosts

Tom Karadza
Co-host with Nick Karadza; co-founder of Rock Star Real Estate; long-time real estate and investing educator.
Nick Karadza
Co-host with Tom; real estate investor and educator; focuses on practical wealth-building and market analysis.
Anthony Molinaro
Co-host; real estate entrepreneur and investor; focuses on broader business strategies and community building.

Reviews

4.9 out of 5 stars from 313 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United Statesa year ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada2 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada3 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States3 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some feedback mentions it can be heavy on market critique but remains informative.
Describes the conversations as genuinely unscripted and valuable for wealth-building.
Listeners appreciate practical, Canadian-focused real estate and investing insights.
Noted that guests and hosts maintain a thoughtful, approachable tone with actionable takeaways.
Praise for the diversity of guests and topics, from real estate to Bitcoin to macroeconomics.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#165
Canada/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Where Billion Dollar Developers Are Buying In 2026 | Sasha Cucuz
Q: Why did Greybrook focus on the U.S. market for these investments?
Because cap rate spreads are wider in the U.S., there is more liquidity and multiple pathways to finance, and the market offers a broader set of secondary cities with attractive demographics and rental demand.
Toronto's Real Estate Reset Isn't Over Yet | Daniel Foch
Q: What's your latest thinking on the condo market in Toronto in the near to medium term?
Prices likely face downside pressure as new supply comes online and affordability remains tight; the pre-con and resale dynamics suggest a continued adjustment, with demand shifting as population growth evolves and immigration patterns change. The market may see a multi-year period before a meaningful rebound, unless policy or macro conditions shift in a way that stimulates demand, particularly for affordable housing and higher-density projects.
The Big LIE About Canada’s Economic Growth with Richard Dias
Q: What role does AI and technology play in Canada's future job market and productivity?
AI and automation are deflationary in some sectors but can displace certain jobs; productivity gains are possible if firms adopt AI to complement labor, while ensuring workers transition into higher-skill roles with new opportunities.
The Big LIE About Canada’s Economic Growth with Richard Dias
Q: How do immigration and population growth affect GDP growth and productivity in Canada?
Population growth, driven heavily by immigration, has boosted headline GDP growth but has not translated into sustainable productivity gains; true growth comes from productivity improvements and private investment in capital, structures, and technology.
The Big LIE About Canada’s Economic Growth with Richard Dias
Q: What main factors are currently shaping Canada's economic outlook according to your view?
The main factors are the commodity cycle's influence on equities, productivity growth driven by private investment, regulatory and policy constraints on key sectors like oil and gas, and external pressures from US monetary policy and global inflation expectations.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

Two Canadian hosts and a rotating lineup of expert guests discuss real estate, entrepreneurship, investing, and macroeconomics with a practical, no-nonsense lens. Episodes consistently cover Canadian housing trends, asset strategies (including real estate, Bitcoin, and other alternative investments), fiscal policy, inflation, and emerging tech like AI and new financial rails. The show blends data, personal experience, and community-driven insights from the Rock Star Inner Circle, often highlighting actionable pathways for building wealth and living life on one's terms. A notable strength is the way conversations stay broad yet grounded, attracting listeners who want real-world tactics backed by macro context, while maintaining an approachab... more

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Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Truth About Financial Independence for Canadians
5. Build Wealth Canada Podcast

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 8 years ago and published 601 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Chris Bobay
2. Sasha Cucuz
3. Joey Temprile
4. Daniel Foch
5. Dre Baldwin
6. Greg Kowalczyk
7. Charles Sathmary
8. Matt Cole

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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