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Artwork for The Your Life! Your Terms! Show
Bitcoin
Inflation
Real Estate
Artificial Intelligence
Universal Basic Income
Austrian Economics
Automation
Canadian Mortgage Market
Interest Rates
Monetary Theory
Malinvestment
Welfare System
Labor Market
Capital Gains Tax
Canada
Housing Market
Keynesian Economics
Real Estate Investing
Consumer Debt
Economic Inequality

Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star I... more

PublishesTwice weeklyEpisodes564Founded8 years ago
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InvestingBusiness

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Artwork for The Your Life! Your Terms! Show

Latest Episodes

In this episode, we dive into how AI, real estate, and a broken education system are reshaping the next generation’s future.Nick shares how he’s teaching his kids about money, why Gen Z still has major opportunities to invest, and why Canada desperat... more

Richard Dias is back with us to break down why Canada is stuck in a productivity crisis.

We get into everything from housing and misallocated capital to government regulation, taxes, and AI.

Richard explains why Canadians feel poorer even while wo... more

In this episode of the YLYT Show we sit down with Zhen Liang to talk about Canada’s housing market. From Toronto condo chaos to student rentals, we get into what’s really working for investors, and what’s not. We also dig into cash flow, currency deb... more

On this episode of The Your Life. Your Terms. Show, we sit down with Rock Star’s longest-running coach, Leslie Kitchen. Leslie’s journey took her from the world of MLM marketing into real estate, and ultimately to building a life completely on her te... more

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Recent Guests

Dan Patton
Mortgage agent at BM Select
BM Select
Episode: How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux
Mike Desormeaux
Rock Star Coach
Rock Star Brokers
Episode: How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux
Mauricio Di Bartolomeo
Co-founder and CEO of Ledn, an innovative Bitcoin lending platform
Ledn
Episode: Real Estate, Bitcoin & the New Financial System with Mauricio Di Bartolomeo
Lesley-Anne Scorgie
Personal finance author and financial education advocate
Toronto Star
Episode: Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
Thierry Pepin
Founder of GeoSimple, a company focused on using technology to streamline real estate property assessments
GeoSimple
Episode: How AI Is About to Disrupt Real Estate (And Why That’s a Good Thing) with Thierry Pepin
Adam Niman
Financial expert and proponent of evaluating life insurance products critically
Niman Financial
Episode: Infinite Banking Smart Strategy or Expensive Illusion The Numbers No One Wants to Debate with Adam Niman
Michael Drake
Published author and Rock Star member
Rock Star Real Estate
Episode: Confronting Death to Truly Live: Michael Drake on Legacy, Love & Reclaiming Your Life
Craig Ballantyne
Author, entrepreneur, and expert in personal productivity and time management
Craig Ballantyne Coaching
Episode: The Discipline Delusion, the AI Advantage & the Power of a Network with Craig Ballantyne
Shawn Quigg
Lawyer and real estate investor
Cardinal Law
Episode: What Most Investors Get Wrong About Lawyers, JVs & Promissory Notes with Shawn Quigg

Hosts

Tom Karadza
Co-founder of Rock Star Real Estate and host, he brings extensive knowledge and experience in real estate investment and business strategies.
Nick Karadza
Co-founder of Rock Star Real Estate and co-host, he focuses on providing valuable insights into real estate investing and personal finance.

Reviews

4.9 out of 5 stars from 309 ratings
  • Tom and Nick - two great guys…but their Podcast is even better!

    I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Estate Investing, Bitcoin, Business, and the Economy. Great guests and a sane voice in Canada! Keep it up guys!

    Apple Podcasts
    5
    Poonces
    United States7 months ago
  • Always looking forward to the next episode

    Tom and Nick (and now Anthony) bring an energy to the podcast scene that I have yet to experience in any other podcast. It makes it seem like you’re in the room there listening because it comes off as a genuine convo versus a scripted one. The diversity in each guest and the variety of topics that are discussed makes it a podcast I always look forward to listening. Keep up the great work y’all. And keep inspiring and educating Canadians and the world!

    Apple Podcasts
    5
    AleksandarK32
    Canada2 years ago
  • Loved the John Zada episode!

    Really interesting episode on the news, how it’s made and how it affects us. Such a fascinating interview. The book sounds intriguing!

    Apple Podcasts
    5
    thelilhen
    Canada2 years ago
  • Hooked from the very beginning

    I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.

    Apple Podcasts
    5
    bradchandlercoaching
    United States2 years ago
  • Very Informative

    Tom, Nick, Anthony and the team at Rock Star are always bringing incredible value to their listeners! Love the variety on this show - real estate, health

    Apple Podcasts
    5
    coneag56
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The variety of topics covered, from real estate to Bitcoin, attracts a diverse audience interested in financial independence.
Listeners appreciate the unfiltered and good-humored approach of the hosts, creating a relatable atmosphere.
Focussed actionable advice makes this podcast a go-to resource for aspiring investors and entrepreneurs.
Engaging conversations that break down complex topics into digestible insights are a highlight.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#154
Canada/Business/Investing
Apple Podcasts
#228
India/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Why Canada's Economy is Failing Canadians with Richard Dias
Q: What do you use as your personal inflation rate?
Richard discusses different measures of personal inflation and how it relates to M2 and overall economic trends.
Canada's Rate Cuts & Productivity Crisis with Richard Dias
Q: What is your take on the recent rate cuts by the Bank of Canada?
Richard argues that these cuts were largely anticipated by the market and suggests they reflect broader issues in the Canadian economy, including inflation.
Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
Q: How do you expose that from them? Like, how do you get to that deeper layer?
I encourage people to take time and dive deeper into their motivations behind financial goals.
Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
Q: So how do you do it? What are some of the main concepts?
Consistency in saving and investing in good quality investments over time is crucial.
Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
Q: Could you maybe just give us a little background on who you are and what your story is?
I started my personal finance journey at a young age, buying my first Canada Savings Bond at 10 and learning about compound interest.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Your Life! Your Terms! Show

What is The Your Life! Your Terms! Show about and what kind of topics does it cover?

Aimed at Canadians seeking to break free from the traditional 9-5 work structure, the content focuses on providing actionable advice in real estate, entrepreneurship, and investing. Through discussions on diverse topics like the economy, Bitcoin, and health, it highlights practical strategies and insightful economic commentary. The hosts, along with their expert guests, draw upon extensive experience in helping Canadians navigate the complexities of property investments and wealth creation, offering listeners the tools to live a life of freedom and financial independence.

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Which podcasts are similar to The Your Life! Your Terms! Show?

These podcasts share a similar audience with The Your Life! Your Terms! Show:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Canadian Investor
5. The Truth About Real Estate Investing... for Canadians

How many episodes of The Your Life! Your Terms! Show are there?

The Your Life! Your Terms! Show launched 8 years ago and published 564 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Your Life! Your Terms! Show?

Recent guests on The Your Life! Your Terms! Show include:

1. Dan Patton
2. Mike Desormeaux
3. Mauricio Di Bartolomeo
4. Lesley-Anne Scorgie
5. Thierry Pepin
6. Adam Niman
7. Michael Drake
8. Craig Ballantyne

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