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The Rob Berger Show

Rob Berger
Retirement Planning
Asset Allocation
Social Security
Financial Freedom
Roth IRA
Vanguard
Medicare
Roth Conversions
4% Rule
Investing
Investment Strategies
Inflation
Retirement Accounts
TIPS Ladder
Tips
Bonds
Fidelity
Financial Planning
Investment Portfolio
Personal Finance

Personal finance for smart people by the host of the Dough Roller Money Podcast. Rather than forcing you into a one-size-fits-all financial plan, we discuss the tools, resources, and strategies that will empower you to make the best money decisions for you and your family.

PublishesTwice monthlyEpisodes246Founded6 years ago
Number of ListenersCategories
BusinessSelf-ImprovementInvestingEducation

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Artwork for The Rob Berger Show

Latest Episodes

In today's episode, we discuss the following:

1. ChatGPT for Finances

2. A free version

3. Whether this is the end of budgeting apps

Resources From Video

ChatGPT Prompt: Create a beautiful dashboard that shows me my spending by category, a pie char... more

In today's Five Question Friday (FQF) video, we cover these questions:

1. How many years of "safe funds" should you hold beyond guaranteed income?

2. Reducing portfolio risk in retirement when returns aren't needed

3. Budgeting app that syncs the S... more

In today's video, we answer the following question: Can the bucket strategy help you generate income and grow your wealth in retirement, even as you're spending money to live on?

Retirement Manifesto Articles

First Article: www.theretirement... more

In today's Five Question Friday (FQF) video, we cover these questions: 

1. Floor & Enjoy Retirement Strategy

2. Target Date Funds

3. Paying Taxes on Roth Conversions

4. Vanguard’s New BondBuilder ETFs

5. Boldin vs. Empower

Resources From Video

Empo... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
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Recent Guests

Ari Parker
Co-founder and head of Medicare at Chapter
Chapter
Episode: RBS 231: Live Medicare Q&A With Ari Parker, JD

Host

Rob Berger
Host of The Rob Berger Show; prominent voice in personal finance discussions and retirement planning.

Reviews

4.8 out of 5 stars from 238 ratings
  • Worth your time

    I have been learning from Rob for awhile now. I find his presentations to be professional, informative, timely and never long-winded. Thank you Sir. Please keep up the good work. 😎

    Apple Podcasts
    5
    TermLimitsNeeded
    United Statesa month ago
  • From YT to Podcast (Yay!)

    Hands down one of the best in the business and now I can listen to each episode while driving! 10/10!

    Apple Podcasts
    5
    Running2finish
    United Statesa year ago
  • I look forward to his show every week.

    Rob seems to understand the average investor's need for supportive information in all aspects of their financial lives.

    Apple Podcasts
    5
    Tess35!
    United Statesa year ago
  • Love that Rob is a Podcast

    Huge fan of Rob on YouTube, was pleasantly surprised to find him on here. Now I can listen to each episode while driving! 10/10!

    Apple Podcasts
    5
    Running2finish
    United Statesa year ago
  • Love this show

    I look forward to this podcast every week and I listen to many financial podcasts. Been listening since Dough Roller and have learned so much from Rob. Great show!!

    Apple Podcasts
    5
    CRW1966
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience values practical templates and real-world examples for retirement and investing.
Listeners praise clear, actionable financial guidance and a straightforward presentation.
Fans appreciate how topics range from complex to practical with personal opinions included.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

RBS 243: The Floor & Enjoy Retirement Strategy (FQF)
Q: Is it fair to compare target date retirement funds to the S&P 500 when many include bonds, and are there actively managed target date funds today?
Yes, you have to compare apples to apples. Some target date funds are index-based with very low fees, while others are actively managed with higher costs. The key is to compare funds with similar asset allocations and understand whether the target date fund is mostly stock or includes bonds, and whether it's actively managed or passively indexed.
RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)
Q: Why haven't you done Roth conversions yet, and what changed last year?
Initial hesitations were due to staying in the same tax bracket and the belief that conversions wouldn't offer enough tax advantage; last year a surge of expenses and timing issues meant not enough income to justify the conversion window, but plans for a larger, strategic conversion are being reconsidered for 2026.
RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)
Q: How do you track HSA receipts for future reimbursements?
Keep digital copies (Google Drive links), log each receipt with date and amount, and track whether a reimbursement has occurred; this keeps the receipts organized for audits years later.
RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)
Q: How can I see what's inside a target-date fund in terms of its stock holdings?
You can use a paid tool like Morningstar Investor for a comprehensive view, or manually drill down by looking up each underlying fund's holdings and aggregating, which is more time-consuming but feasible.
RBS 242: The One-Page Financial Plan Every Spouse Needs (FQF)
Q: Is it best to wait until December to take your RMDs, or should you distribute them differently during the year?
The timing doesn't change the total RMD amount, but it matters for sequencing with Roth conversions and for practical spending; if you don't need the money, you can take RMDs later in the year, though not so late as to miss the timing, while if you do need funds, you should schedule distributions to match cash needs.

Audience Metrics

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Gender Skew
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Frequently Asked Questions About The Rob Berger Show

What is The Rob Berger Show about and what kind of topics does it cover?

The show centers on practical personal finance, retirement planning, investing, and tax-efficient strategies for real-life families. Episodes frequently dissect retirement withdrawal approaches, bucket-style portfolios, Social Security timing, Roth conversions, and portfolio risk management, often with template-like tools and step-by-step reasoning. Listeners likely value clear, actionable guidance, balanced with personal opinions and real-world examples, and may appreciate content that translates complex topics into straightforward decisions. A notable edge is the steady mix of detailed strategy discussions, listener Q&A, and hands-on planning templates, which can help both beginning and more advanced investors make informed money choices.... more

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Which podcasts are similar to The Rob Berger Show?

These podcasts share a similar audience with The Rob Berger Show:

1. The Boldin Your Money Podcast
2. Retirement Planning Education, with Andy Panko
3. Bogleheads On Investing Podcast
4. Stay Wealthy Retirement Podcast
5. Sound Investing

How many episodes of The Rob Berger Show are there?

The Rob Berger Show launched 6 years ago and published 246 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Rob Berger Show?

Recent guests on The Rob Berger Show include:

1. Ari Parker

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