Rephonic
Artwork for The Payments Experts Podcast
Visa
Mastercard
Artificial Intelligence
Surcharging
VAMP
Payments Industry
Dual Pricing
Merchant Of Record
Payfac
Isos
Stablecoins
Cash Discount
Non-Compete Law
Non-Solicitation
Payments
Chargeflow
Tuzo Rewards
MATCH List
Chargebacks
Global Legal Law Firm

Expert payments attorneys discuss the electronic payments industry from a legal perspective.

PublishesWeeklyEpisodes116Founded3 years ago
Number of ListenersCategory
Business

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Artwork for The Payments Experts Podcast

Latest Episodes

AI Identity Theft Is Destroying Merchant Accounts

AI is transforming the payments industry, but it's also giving fraudsters powerful new tools. In this eye-opening episode of the Payments Experts Podcast, James Huber and Jeremy Stock sit down with A... more

Processors promise “set it and forget it,” then the ISO is on the hook when a merchant gets fined. We dig into registration, enforcement, and how to protect trust with real support.

A single pricing tag can cost a merchant $5,000, and sometimes the ... more

YouTube

What if the fastest way to grow your business isn't increasing sales, but eliminating the hidden costs you're already paying?

In this episode of the Payments Experts Podcast, hosts Christopher Dryden and Jeremy Stock sit down with Bill Kurtzner with... more

YouTube

“Merchant of record” sounds official. The problem: card networks don’t even define it the same way. That ambiguity can get businesses shut down overnight. Want the bright line between MOR, PayFac, and PayFac Light?

California can be the place where ... more

YouTube

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Recent Guests

Bill Kurtzner
Founder/CEO of Cost Savings AI (and Util Auditors)
Cost Savings AI
Episode: The AI Platform Helping Businesses Cut Costs Everywhere: Cost Savings | Bill Kurtzner PEP111
Clark Krimer
Guest from National ePayment (Special guest)
National ePayment
Episode: Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106
Dale Laszig
Senior staff writer for The Green Sheet
The Green Sheet
Episode: AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105
Deana Rich
Guest, connected with Infinicept and LaunchPay
Infinicept, LaunchPay
Episode: PayFac vs Merchant of Record: The Risk No One Explains | Guest Deana Rich of Infinicept | PEP104
Naveed Khan
Founder of KV Payments
KV Payments
Episode: How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103
Victoria Soltes
Episode: Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102
Allen Kopelman
Executive at Nationwide Payment Systems, guest on the show
Nationwide Payment Systems
Episode: 2026 Reality Check: The Truth About “Junk Fees” in Payments & CBD Peptides MATCH News | PEP101
Jessica Walsh
Associate attorney; new attorney at the firm
Global Legal Law Firm
Episode: Honor All Cards Explained: Visa & Mastercard Settlement Breakdown for Payment Professionals | PEP099
Jessica Casto
Founder, Magnolia Ventures
Magnolia Ventures
Episode: Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money

Hosts

James Huber
In-studio host; Managing Partner at Global Legal Law Firm
Christopher Dryden
Host and managing/founding partner; legal expert on payments law

Reviews

5.0 out of 5 stars from 9 ratings
  • Valuable info presented impeccably

    A real treasure for professionals in payments

    Apple Podcasts
    5
    GaetanoGpar
    Francea year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Thoughtful breakdowns of complex regulatory topics.
Great legal context on evolving payments rules.
Valuable for sponsorships targeting payments and fintech professionals.
Clear, practical insights for merchants and issuers alike.

Talking Points

Recent interactions between the hosts and their guests.

Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106
Q: What was credit card processing like before cash discounting or dual pricing, has it always been a thing?
Historically, pricing was simpler with standard card acceptance, and the concept of explicitly charging a cardholder for processing costs (cash discount/dual pricing) emerged around the late 2000s to early 2010s, with cautious adoption and varied acceptance.
How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103
Q: What were the key challenges and turning points in building KV Payments and pursuing dual pricing/surcharging?
The early days required relentless door-to-door effort and understanding merchant needs, plus navigating regulatory concerns around pricing. A turning point was recognizing the strategic value of diversifying into niches like cannabis cashless ATM and utilities, and eventually branding the ISO to scale through partnerships and agent networks.
How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103
Q: How did you first get into the payments space and what attracted you to it?
I transitioned from banking into payments after realizing the industry offered residual income and a scalable model, which fit my long-term goals better than one-off commissions. The appeal was the potential to build a business around relationships and ongoing revenue rather than isolated sales.
AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105
Q: What practical steps can ISOs take now to mitigate risk?
Partner with leading experts, have contracts reviewed, implement ongoing monitoring, train staff, and ensure interoperability of trust and governance frameworks within their tech stack.
AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105
Q: How should companies prepare for AI-driven challenges like AI-generated refunds?
They should implement robust, rules-based AI, continuously monitor behavior, update contracts and onboarding procedures, and adopt AI-powered fraud detection to stay ahead of innovations and potential abuse.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Payments Experts Podcast

What is The Payments Experts Podcast about and what kind of topics does it cover?

The show focuses on the legal and regulatory dimensions of the electronic payments industry, with episodes centered on topics like merchant of record vs PayFac models, BRAM fines, dual pricing and surcharging, and the evolving landscape of payment regulations. Guests often include partners at law firms, fintech executives, and industry experts who illuminate risk, compliance, and strategic opportunities for merchants, ISOs, and processors. Noteworthy traits include frequent deep dives into regulatory interpretation, practical negotiation tactics, and real-world cases that reveal how policy changes impact pricing, onboarding, and settlement dynamics. This mix makes it valuable for professionals needing actionable guidance on navigating payme... more

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Which podcasts are similar to The Payments Experts Podcast?

These podcasts share a similar audience with The Payments Experts Podcast:

1. Merchant Sales Podcast
2. Payments on Fire™
3. Leaders In Payments

How many episodes of The Payments Experts Podcast are there?

The Payments Experts Podcast launched 3 years ago and published 116 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Payments Experts Podcast?

Recent guests on The Payments Experts Podcast include:

1. Bill Kurtzner
2. Clark Krimer
3. Dale Laszig
4. Deana Rich
5. Naveed Khan
6. Victoria Soltes
7. Allen Kopelman
8. Jessica Walsh

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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