Rephonic
Artwork for The Payments Experts Podcast
Visa
Mastercard
Artificial Intelligence
Payments Industry
VAMP
Surcharging
Dual Pricing
Merchant Of Record
Match List
Payfac
Global Legal Law Firm
Isos
Stablecoins
Cash Discount
Non-Compete Law
Non-Solicitation
Payments
Chargeflow
Tuzo Rewards
Chargebacks

Expert payments attorneys discuss the electronic payments industry from a legal perspective.

PublishesWeeklyEpisodes127Founded4 years ago
Number of ListenersCategory
Business

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Artwork for The Payments Experts Podcast

Latest Episodes

**What's really happening behind the scenes in the payment processing industry?**

From disappearing agent residuals and merchant account terminations to card-brand fines, questionable business practices, and increasingly complex risk-monitoring prog... more

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**Are you paying too much for credit card processing without even realizing it?**

For many merchants, payment processing is one of their most significant recurring business expenses. Yet surprisingly few understand how their processing rates are cal... more

YouTube

Is traditional banking losing its grip on the future of money?

In this episode of the Payments Experts Podcast, Christopher Dryden, Managing Partner of Global Legal Law Firm, sits down with Ariel Blum, (www.nowreceive.com/) fintech entrepren... more

YouTube

The payments industry is changing fast, and Visa’s VAMP program and Mastercard’s merchant monitoring approach could fundamentally reshape how e-commerce and high-risk merchants operate.

In this episode of the Payments Experts Podcast, Christopher Dr... more

YouTube

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Recent Guests

James Huber
Managing partner of Global Legal Law Firm
Global Legal Law Firm
Episode: Credit Card Processing Fees Explained: Are You Overpaying? | Merchant Pricing 101 | PEP127
Jessica Walsh
Transactional attorney at Global Legal Law Firm
Global Legal Law Firm
Episode: Credit Card Processing Fees Explained: Are You Overpaying? | Merchant Pricing 101 | PEP127
Ariel Blum
Fintech entrepreneur and payments expert
Episode: Is Traditional Banking Becoming Obsolete? The Fintech Revolution with Guest Ariel Blum | PEP126
Rey Pasinli
Guest from Total Apps who discusses VAMP and SCMM and their impact on high-risk processing
Total Apps
Episode: Thousands of Merchants Could Be at Risk: Understanding VAMP with Rey Pasinli of Total Apps | PEP125
Adam Spencer
Former banker turned payments executive and independent consultant; expert in payments infrastructure, Lending-as-a-Service, and strategy
Independent consultant / former financial services executive
Episode: Beyond Normal: Adam Spencer’s Wild Journey Through Banking & Payments | PEP124
Bryce Van De Moere
Senior Associate Attorney, oversees Matchlist program
Global Legal Law Firm
Episode: Peptide Merchants: Payment Processing MATCH & Solutions | Peptides and Merchant Services | PEP123
Charles Bayani
Founder of The Payment HQ
The Payment HQ
Episode: Personal Brand Is the Untapped Edge in Payments with Guest Charles Bayani The Payment HQ | PEP122
Allen Kopelman
CEO and co-founder of Nationwide Payment Systems
Nationwide Payment Systems
Episode: MATCH List Nightmares: When Your Business & You are the Victim | Guest Allen Kopelman | PEP117
Matt Steinbrecher
Founder/CEO, Sound Commerce (Sound Commerce, LLC)
Sound Commerce, LLC
Episode: Merchant of Record: The Compliance Model Everyone In Payments Is Talking About And Why | PEP114

Host

James Huber
Managing/In-studio host from Global Legal Law Firm; frequent guest/host with deep payments law expertise

Reviews

5.0 out of 5 stars from 9 ratings
  • Valuable info presented impeccably

    A real treasure for professionals in payments

    Apple Podcasts
    5
    GaetanoGpar
    Francea year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners describe the show as a valuable resource for payments professionals seeking practical, legally-grounded insights.
The discussions are detailed and actionable, helping sponsors and guests understand regulatory nuance.
Fans appreciate guest credibility and the depth of industry knowledge.

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Credit Card Processing Fees Explained: Are You Overpaying? | Merchant Pricing 101 | PEP127
Q: Can you talk to that merchant, Jessica, James, why is it in their benefit potentially to actually pay a couple thousand dollars to a law firm to review their MPA, to maybe help them negotiate that MPA?
James Huber says review can reduce processing costs and protect merchants from restrictive agreement terms. Even a small reduction in rates can offset the legal review, and merchants may have more negotiating leverage than they assume.
Credit Card Processing Fees Explained: Are You Overpaying? | Merchant Pricing 101 | PEP127
Q: Jessica, what do you mean by unregulated debit? Can you tell our audience about that?
The Durbin Amendment caps debit interchange for cards issued by banks with more than $10 billion in assets. Other banks are not subject to that cap and can charge higher interchange.
Thousands of Merchants Could Be at Risk: Understanding VAMP with Rey Pasinli of Total Apps | PEP125
Q: What should merchants and processors do to protect themselves under these frameworks?
Invest in accurate data analytics, validate vamp and scam metrics with regression analyses, and maintain transparent governance over vendor tools and processes. Focus on improving customer service data quality, eliminating practices that trigger adverse indicators, and ensuring compliance with both card brand rules and local laws.
Thousands of Merchants Could Be at Risk: Understanding VAMP with Rey Pasinli of Total Apps | PEP125
Q: How has implementation of VAMP/SCMM affected your world and decision making for merchants?
They have pushed a shift toward more data-driven portfolio management, forcing us to scrutinize which merchants actually pose material risk and to adjust onboarding and monitoring practices accordingly. The tools and dashboards necessary to parse vamp data accurately are crucial, as inflated or misparsed data can lead to erroneous terminations and unjust outcomes.
Thousands of Merchants Could Be at Risk: Understanding VAMP with Rey Pasinli of Total Apps | PEP125
Q: What is VAMP and SCMM, and how are they different from one another?
VAMP focuses on merchant performance metrics and penalties tied to regulator-approved ratios (like TC40), while SCMM evaluates the combination of chargeback and refund risk more holistically, aiming to capture overall risk in a merchant's business model. Both drive enforcement at the acquirer/processor level and incentivize better risk management, with VAMP historically tied to fraud signaling and SCMM addressing the interplay between refunds and chargebacks.

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Frequently Asked Questions About The Payments Experts Podcast

What is The Payments Experts Podcast about and what kind of topics does it cover?

A sharp, practitioner-focused series centered on the legal and regulatory dimensions of electronic payments. Episodes routinely dissect merchant of record, PayFac, dual pricing, surcharging, and compliance with card networks and state regulators, often featuring payments attorneys and industry veterans. The conversations blend practical risk management, enforcement anecdotes, and strategic guidance for merchants, ISOs, and software vendors navigating complex rules. The show stands out for its actionable, governance-heavy take on how laws and network rules shape everyday processing, with guest perspectives from Global Legal Law Firm and other payments experts adding heavyweight credibility. Potential listeners include payments professionals ... more

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How many listeners does The Payments Experts Podcast get?

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How many subscribers and views does The Payments Experts Podcast have?

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Which podcasts are similar to The Payments Experts Podcast?

These podcasts share a similar audience with The Payments Experts Podcast:

1. Merchant Sales Podcast
2. Fintech Insider Podcast by 11:FS
3. Payments on Fire™
4. Huberman Lab
5. Leaders In Payments

How many episodes of The Payments Experts Podcast are there?

The Payments Experts Podcast launched 4 years ago and published 127 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Payments Experts Podcast?

Recent guests on The Payments Experts Podcast include:

1. James Huber
2. Jessica Walsh
3. Ariel Blum
4. Rey Pasinli
5. Adam Spencer
6. Bryce Van De Moere
7. Charles Bayani
8. Allen Kopelman

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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