Rephonic
Artwork for The Payments Experts Podcast
Visa
Mastercard
Payments Industry
Artificial Intelligence
VAMP
Surcharging
Dual Pricing
Stablecoins
Non-Compete Law
Non-Solicitation
Payments
Chargeflow
MATCH List
Chargebacks
Isos
Global Legal Law Firm
Payment Processing
Cash Discount
Interchange Fees
Cash Discounting

Expert payments attorneys discuss the electronic payments industry from a legal perspective.

PublishesTwice weeklyEpisodes106Founded3 years ago
Number of ListenersCategory
Business

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Artwork for The Payments Experts Podcast

Latest Episodes

Stripe approved the merchant… then froze funds and refunded customers anyway. How do you protect your business when the processor owns the relationship?

One day your payments are flowing. The next day a platform decides it “doesn’t support your prod... more

YouTube

Surcharging caps. Debit card limits. Fines that flow through banks. If you’ve ever wondered who really profits from card payments, this conversation will change how you see 

Checkout is turning into a trust test. Customers hate surprise fees, mercha... more

YouTube

Software that negotiates prices and completes payments for you sounds convenient until it hallucinates a refund policy.

Software that can shop, negotiate, and pay for you is no longer science fiction, and it is already colliding with the realities o... more

YouTube

“Merchant of record” sounds easy, until you realize it isn’t a defined term. We break down PayFac vs MOR, why rules exist, and how people accidentally step into money transmitter risk.

PayFac is one of those payments terms people toss around until t... more

YouTube

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Recent Guests

Victoria Soltes
Episode: Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102
Jessica Walsh
Associate attorney; new attorney at the firm
Global Legal Law Firm
Episode: Honor All Cards Explained: Visa & Mastercard Settlement Breakdown for Payment Professionals | PEP099
Jessica Casto
Founder, Magnolia Ventures
Magnolia Ventures
Episode: Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money
Matt Luciani
Associate Attorney in the Transactional Department at Global Legal Law Firm
Global Legal Law Firm
Episode: Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096
Leo Arzumanyan
Associate Attorney in the Transactional Department at Global Legal Law Firm
Global Legal Law Firm
Episode: Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096
Deepika Shahani
Co-founder of DealHub 360, payments veteran
DealHub 360
Episode: How AI Compliance Controls & A Unified Portal Cut Lending Time In Half with DealHub 360 | PEP094
Paul Manley
Co-founder of DealHub 360, payments technology veteran
DealHub 360
Episode: How AI Compliance Controls & A Unified Portal Cut Lending Time In Half with DealHub 360 | PEP094
Noah Fitzgerald
Executive at Credible (payments/compliance tech)
Credible
Episode: Real-Time Rules That Keep Merchants Live: VAMP Portfolio Risk And Transparency | Qredible | PEP093
Viktoria Soltesz
Chief Payment Officer and author featured on The CPayO concept; affiliated with the Soltesz Institute
Soltesz Institute
Episode: The CPayO Mindset: The Eight-Step Payments Framework Every Payments Professional Needs | PEP092

Hosts

James Huber
Host of The Payments Experts Podcast
Christopher Dryden
Host and managing/founding partner

Reviews

5.0 out of 5 stars from 8 ratings
  • Valuable info presented impeccably

    A real treasure for professionals in payments

    Apple Podcasts
    5
    GaetanoGpar
    France8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Valuable for payments professionals seeking practical, no-nonsense insights.
Solid depth on regulatory and legal angles, with real-world examples.
Clear, actionable guidance for merchants and service providers alike.
High-quality guests and thoughtful analysis of complex topics.

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Talking Points

Recent interactions between the hosts and their guests.

Prepare Your Business or Book for Sale | The Art of Selling Your Payments Portfolio or Biz | PEP052
Q: What should a business owner do years before selling to maximize value?
Start with strong financial reporting, understand all contract terms, map downline relationships, and create a data-driven view of profitability and attrition to support diligence.
Crypto Bros Need Payment Pros | Bitcoin Future in Payments with Derrick Hess of Zero Point | PEP045
Q: What are you doing these days work wise?
Derrick Hess explains his transition from a traditional ISO to focusing on Zero Point and the crypto-enabled payments space, highlighting why he believes crypto will have a future in payments despite current adoption hurdles.
Cash Card or ChatGPT Receipt Hack? Behind the Scenes of Payment Processing w Allen Kopelman | PEP051
Q: How feasible is dual pricing in practice, and what are the main obstacles merchants face?
Dual pricing is technically feasible but faces brand and regulatory pushback, merchant education challenges, and practical display requirements; some large merchants already use it while others avoid it due to perceived penalties and complexity.
Cash Card or ChatGPT Receipt Hack? Behind the Scenes of Payment Processing w Allen Kopelman | PEP051
Q: What do you think is driving the consolidation and the shift toward agnostic software platforms?
The trend is driven by the need for merchant visibility and control across multiple payment rails, combined with PE-backed consolidation that prioritizes scalable software platforms over traditional channel structures.
AI Agents at Checkout: Are You Ready for Bot-Driven Commerce | Agentic Payment Transactions | PEP074
Q: How do you decide what Digital Transactions focuses on when covering agenic commerce and payments?
Editorial focus is guided by what's most impactful, novel, and widely discussed in the industry, balancing operational relevance with potential influence and newsworthiness.

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Frequently Asked Questions About The Payments Experts Podcast

What is The Payments Experts Podcast about and what kind of topics does it cover?

A deep-dish exploration of payments from a legal and compliance perspective, with frequent focus on interchanges, fees, surcharging, and regulatory shifts shaping merchant costs. Episodes commonly feature senior legal professionals, finance and tech executives, and payments practitioners who dissect policy changes, settlement dynamics, and governance frameworks, often shaded by real-world merchant experiences. Notable angles include high-risk processing, AI governance in payments, tokenized assets, and platform ecosystems, making it valuable for sponsors and listeners who want concrete, practitioner-level insights into how policy and law interact with payments technologies.

What stands out is the consistent emphasis on practical implication... more

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Which podcasts are similar to The Payments Experts Podcast?

These podcasts share a similar audience with The Payments Experts Podcast:

1. Merchant Sales Podcast
2. Payments on Fire™
3. The Diary Of A CEO with Steven Bartlett

How many episodes of The Payments Experts Podcast are there?

The Payments Experts Podcast launched 3 years ago and published 106 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Payments Experts Podcast?

Recent guests on The Payments Experts Podcast include:

1. Victoria Soltes
2. Jessica Walsh
3. Jessica Casto
4. Matt Luciani
5. Leo Arzumanyan
6. Deepika Shahani
7. Paul Manley
8. Noah Fitzgerald

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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