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Artwork for The Legal Exchange
Estate Planning
Medicaid
Trusts
Estate Tax
Revocable Trusts
Massachusetts
Medicaid Planning
Life Estates
Estate Planning Trusts
Nursing Home
Probate
IRA
Irrevocable Medicaid Trusts
Nursing Home Planning
Special Needs Trust
Irrevocable Trusts
Irrevocable Trust
Joint Revocable Trusts
Wills and Trusts
Gifting Assets

The Legal Exchange radio show is designed to provide you with information and a better understanding of the estate tax and elder law planning issues, as well as guide you through the complex rules of Medicaid planning and Medicaid eligibility. Todd will also address ways to avoid the probate process, and will discuss estate, gift and income tax concerns. In addition, Todd will bring on a guest att... more

PublishesWeeklyEpisodes529Founded4 years ago
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Artwork for The Legal Exchange

Latest Episodes

n this episode of The Legal Exchange, Todd Lutsky and Susan Powers continue their discussion of last-minute Medicaid eligibility and explain how families may still have options when nursing home care becomes urgent. They cover a Wisconsin caretaker a... more

A nursing home stay can create an urgent financial crisis, but Todd Lutsky explains why families should not assume they have to spend everything before Medicaid becomes an option.

In this episode of The Legal Exchange, Todd Lutsky and Susan Powers i... more

A missing will, out of state property, nursing home paperwork, and an improperly signed document can all create costly legal problems for families. The good news is that many of these issues can be avoided with proper estate planning.

Todd and Susan... more

Trusts can play a major role in protecting assets, avoiding probate, and reducing estate taxes, but the details of how they are drafted and funded can determine whether the plan works.

Todd Lutsky and Susan Powers discuss how homestead protection ap... more

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Recent Guests

Mike Armstrong
Representative from Armstrong Advisory Group
Armstrong Advisory Group
Episode: When Estate Planning Goes Wrong, Families Pay the Price
Chuck Zada
Financial advisor representative
Armstrong Advisory Group
Episode: Joint Accounts, Will Contests & Life Estate Mistakes
Michael Villela
Adjutant of the Disabled American Veterans Department of Massachusetts
Disabled American Veterans
Episode: Joint Accounts, Will Contests & Life Estate Mistakes

Hosts

Todd Lutsky
Host of The Legal Exchange; attorney with Cushing and Dolan; co-host with legal and tax expertise.
Susan Powers
Co-host on The Legal Exchange; financial advisor with Armstrong Advisory Group; focuses on estate planning and asset protection.

Reviews

4.4 out of 5 stars from 7 ratings
  • Todd is a star!

    Todd Lutsky has great information about estate planning and delivers it in a entertaining way.

    Apple Podcasts
    5
    BKich
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners consistently praise practical estate planning guidance delivered in an engaging way.
Guests are seen as reputable, with actionable tips and downloadable planning guides.
Audience notes the host duo makes complex legal/financial topics accessible.

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

Don't Apply for Medicaid on Your Own!
Q: Is it ever too late to plan for Medicaid if you're already in your 80s?
No, planning can still be beneficial; irrevocable Medicaid trusts can provider protections and help optimize eligibility timelines even late in the game.
What Happens When You Die Without a Will?
Q: How should you sign nursing home admission forms to avoid arbitration clauses binding you improperly?
Use the health care proxy as the signer for medical-related decisions, avoid signing as power of attorney for contracts, and insist on reviewing forms slowly or seeking advice before signing.
How Trusts Can Protect Your Home and Reduce Estate Taxes
Q: Can gifts to family members be used to qualify for Medicaid?
Gifts can trigger a penalty period, and the calculation is complex; generally, gifts are not advised as a rapid route to Medicaid qualification, especially if done close to the need for care; irrevocable trusts are presented as a better plan for protection.
How Trusts Can Protect Your Home and Reduce Estate Taxes
Q: How does the five-year look-back work when assets are transferred into a trust?
The five-year look-back clock starts immediately upon transferring assets into the trust, and the clock runs regardless of the transfer amount; if the transfer is not completed at least five years before requiring Medicaid, penalties can apply.
Real Estate Can Complicate Even the Best Estate Plan
Q: What happens if someone is in an assisted living facility; is the house still protected?
In general, a house is protected if it is the primary residence and the owner intends to return home; however, protection can be lost if the owner moves to a skilled nursing facility for an extended period, unless precautions like a life estate or conversion to rental are used.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Legal Exchange

What is The Legal Exchange about and what kind of topics does it cover?

A practical estate planning and elder-law show that leans into real-world case studies to illustrate common potholes, from using wills alone to the power of trusts, life estates, and Medicaid planning. Two hosts—a lawyer and a financial advisor—partner to break down complicated rules, share actionable strategies, and reference statutes and recent decisions across states. The format often weaves in listener questions and promotes downloadable guides to help families protect assets, minimize taxes, and navigate nursing-home and probate concerns. The set of recent episodes highlights coordinated planning for blended families, second marriages, and guardianship scenarios, with a strong emphasis on funding trusts, proper beneficiary designations... more

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Which podcasts are similar to The Legal Exchange?

These podcasts share a similar audience with The Legal Exchange:

1. The Financial Exchange Show
2. Tom Curran’s Patriots Talk Podcast
3. Money Moves with Jill Schlesinger
4. Greg Bedard Patriots Podcast with Nick Cattles
5. The Howie Carr Radio Network

How many episodes of The Legal Exchange are there?

The Legal Exchange launched 4 years ago and published 529 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Legal Exchange?

Recent guests on The Legal Exchange include:

1. Mike Armstrong
2. Chuck Zada
3. Michael Villela

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