Rephonic
Artwork for Rich Habits Podcast
Investment Strategies
Investing
Personal Finance
Financial Literacy
Real Estate
Retirement Planning
Financial Planning
Roth IRA
Cryptocurrency
Investing Strategies
Entrepreneurship
Etfs
NVIDIA
S&P 500
Budgeting
Emergency Fund
Debt Management
Wealth Building
Retirement Accounts
Openai

Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire... more

PublishesDailyEpisodes355Founded3 years ago
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BusinessEntrepreneurship

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Artwork for Rich Habits Podcast

Latest Episodes

Robert and Austin talk about SpaceX breaking Wall Street's rules to be included in the Nasdaq-100, inflation printing 4.2%, and Apple's WWDC Siri AI announcement.

We're also joined by Ron Santella, Managing Partner at Equable Shares, to learn more ... more

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

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‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: ⁠https://www.usdefenseetf.com/⁠

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⁠🏆 Wall Street ... more

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz chat with Ryan Saleh, co-founder of Waldo.

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🏦 Interested in earning yield on your idle business cash? Check out Waldo AI by clicking here!

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⁠🏆 Wall Street... more

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through the recent job openings data, the Fed's Beige Book, and Anthropic filing to go public on the stock market!

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‼️ Invest in the Defense o... more

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Recent Guests

Chad D.
Entrepreneur seeking guidance on app development
Entrepreneur (Alberta, Canada)
Episode: Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Anna R.
Listener asking about trusts, LLCs, and estate planning
Colorado resident
Episode: Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Luis D.
Listener exploring retirement planning and crypto vs traditional investments
Investor
Episode: Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Gabriel C.
Medical student considering portfolio allocation and 403B vs Roth, thematic ETFs
Medical student
Episode: Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Sharon T.
Listener asking about commodity exposure within a growth-focused account
Investor
Episode: Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Garrett Paolella
Managing Partner at NEOS Funds
NEOS Funds
Episode: 170: Our New Favorite ETFs
Ron Santella
Founder and CEO and CIO of EquableShares
EquableShares
Episode: Conversation w/ Ron Santella, OpenAI ($852B) Bigger Than JPMorgan, & Prediction Market Lawsuits
Jason G
Listener who emailed questions
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Eric B
Listener who asked about retirement vs. bridge account
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing

Hosts

Austin Hankwitz
Co-host; introduces episodes and discusses topics with Rob; provides practical financial guidance and personal experiences.
Robert Croak
Co-host; interview participant and host of Rich Habits Radar segments; long-time entrepreneur and wealth-building advocate.

Reviews

4.8 out of 5 stars from 8k ratings
  • Financial education

    I love listening to your podcast and have not missed a single episode this year and going back and listening to the ones from previous years. You’ve opened my mind to wealth of financial knowledge that I so needed to make better decisions for myself and my family!!

    Apple Podcasts
    5
    RichaSood
    United States2 months ago
  • Risky advice

    Way too bullish on crypto and basically a big ad for NEOS funds. Some advice is solid but proceed with caution and know how to separate the advice into usable and risky.

    Apple Podcasts
    2
    Thart3dylan
    United States4 months ago
  • Incredibly valuable pod

    Easy to consume, solid financial advice for all levels of investors!

    Apple Podcasts
    5
    lifer-invest
    United States5 months ago
  • Smart advice from smart people

    What a great podcast with really smart people talking about smart things to improve everyone’s financial literacy.

    Apple Podcasts
    5
    ristevens
    United States6 months ago
  • My go-to for advice

    Wonderful podcast with outstanding advice on a broad range of topics. The Q&A sessions are my favorite.

    Apple Podcasts
    5
    RyanMan1986
    United States6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Overall, strong financial education with practical, actionable takeaways.
Some criticisms mention frequent ads and occasional audio quality issues.
Q&A and guest discussions are consistently valuable for investors at different levels.
The show is helpful for beginners and seasoned investors alike.
Listeners appreciate the clarity and real-world application of concepts.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Pope Against AI, GDP Revision & Market Updates From Ron Santella
Q: What role does HEDG play in a diversified portfolio, especially when markets are hitting all-time highs yet macro headwinds persist?
Ron describes HEDG as an insurance sleeve that provides downside protection and stabilizes returns during volatile periods, while still allowing participation in the upside; the product has delivered solid risk-adjusted results and tax-efficient income, making it a reasonable ballast in a growth-oriented portfolio.
Pope Against AI, GDP Revision & Market Updates From Ron Santella
Q: Ron, can you explain why the bond market is important to watch alongside the stock market, and what implications that has for portfolio positioning later in 2026?
Ron emphasizes that the bond market signals financing conditions and overall valuation paths; investors should consider both equities and bonds, assess whether earnings momentum will sustain premium multiples, and recognize that shifts in yields will influence risk appetites and sector leadership.
Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Q: How should I approach retirement planning and crypto exposure for a younger investor?
Build a base with diversified index funds and ETFs first. If you want crypto exposure or high-growth assets, keep it small (e.g., 5-7% in satellite bets) and balance with broad index holdings like VOOs and QQQs to avoid concentrating too much risk in a single speculative position.
Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Q: What's the best way to structure real estate holdings to protect assets and maintain privacy?
Use separate LLCs for each property, place them under a holding company, and have a revocable trust own the holding company assets. Consider Wyoming registered agents for anonymity, but don't assume you must transfer LLCs to Wyoming—local entities can still use a Wyoming agent. Also consider a payable-on-death arrangement for transferring funds and avoiding probate.
Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
Q: I'm an early stage entrepreneur looking to build version one of my app. Where should I start, and how do I find capable developers without breaking the bank?
Start with AI-based app builders like Replit, Lovable, Base 44, and similar platforms to prototype cheaply. Then get a formal development contract between you and the developers or their LLC to ensure you own the code. When you're ready, interview and vet developers or agencies ahead of time and be mindful of ownership and non-compete aspects.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Gender Skew
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Frequently Asked Questions About Rich Habits Podcast

What is Rich Habits Podcast about and what kind of topics does it cover?

The show consistently centers on practical personal finance, wealth-building, and investment literacy with a focus on actionable, no-hype guidance. Hosts explore topics from stock market strategies and ETFs to real estate, taxes, and retirement planning, often featuring listener Q&A and sponsor mentions to illustrate real-world applications. Notable strengths include clear, digestible explanations of complex ideas (e.g., covered-call strategies, equity compensation, and NEOS-driven income), a willingness to critique models, and a steady emphasis on disciplined habits as the path to financial independence. The format blends storytelling with tactical how-tos, making it useful for listeners at various stages of their money journey who want ta... more

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How many episodes of Rich Habits Podcast are there?

Rich Habits Podcast launched 3 years ago and published 355 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Rich Habits Podcast?

Recent guests on Rich Habits Podcast include:

1. Chad D.
2. Anna R.
3. Luis D.
4. Gabriel C.
5. Sharon T.
6. Garrett Paolella
7. Ron Santella
8. Jason G

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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