Rephonic
Artwork for Rich Habits Podcast
Cryptocurrency
Investment Strategies
Financial Literacy
Wealth Building
Bitcoin Etfs
T-Bills
Wealth Building Strategies
High-Yield Savings Account
Public.com
Asset Management
Roth IRA
Artificial Intelligence
Shiny Ball Syndrome
Inflation
Investing
Passive Income
Bonds
Debt Management
Cybersecurity
Credit Card Debt

Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire... more

PublishesDailyEpisodes330Founded3 years ago
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EntrepreneurshipBusiness

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Artwork for Rich Habits Podcast

Latest Episodes

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspective on stock options vs. cash when it comes to total compensation at work.

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💸 Use Public to build your own investable index with Generated ... more

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz react to their three favorite headlines of the week.

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📊 ⁠Click here⁠ to learn more about HEDG, the Equable Shares Hedged Equity ETF.

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🤖 VCX: the public ti... more

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!

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🤠 Join us in Austin, TX May 1-2 for our first-ever in-person event -- ⁠⁠The Rich Habits Retreat!⁠⁠

👉 ⁠⁠CLICK HERE TO BUY TICKETS!⁠⁠

-... more

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how to build wealth no matter your income level.

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💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped ... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jason G
Listener who emailed questions
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Eric B
Listener who asked about retirement vs. bridge account
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
John N
Listener farming/land acquisition scenario
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Steph G
Listener questions on Roth vs traditional 401k and backdoor Roth
Episode: Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Jannick Malling
Co-founder and co-CEO of Public
Public
Episode: Inside Public’s AI Revolution with Co-CEO Jannick Malling
Ben Miller
CEO and co-founder of Fundrise
Fundrise
Episode: 162: How Anyone Can Invest in OpenAI & Anthropic w/ Ben Miller
Alexandra Wilson-Elizondo
Global Co-Head of Multi-Asset Solutions at Goldman Sachs Asset Management; Co-Chief Investment Officer of the platform
Goldman Sachs Asset Management
Episode: 161: Goldman Sachs on How To Build a Modern Portfolio
Ryan Naru
Aviation Policy and Regulatory Affairs Lead at Joby Aviation
Joby Aviation
Episode: A Special Guest from Joby Aviation, OpenAI's $110B Fundraise, & the "K-Shaped" Economy
Bryan Chambers
Co-founder and president of Capital Factory
Capital Factory
Episode: Dow Hits 50K, AI Agents (OpenClaw) & Investing in Texas

Hosts

Austin Hankwitz
Co-host passionate about financial literacy and entrepreneurship, eager to share insights and learn from experiences.
Robert Croak
Co-host with extensive business experience, sharing insightful financial knowledge and strategies for wealth-building.

Reviews

4.8 out of 5 stars from 7.8k ratings
  • Risky advice

    Way too bullish on crypto and basically a big ad for NEOS funds. Some advice is solid but proceed with caution and know how to separate the advice into usable and risky.

    Apple Podcasts
    2
    Thart3dylan
    United States2 months ago
  • Incredibly valuable pod

    Easy to consume, solid financial advice for all levels of investors!

    Apple Podcasts
    5
    lifer-invest
    United States3 months ago
  • Smart advice from smart people

    What a great podcast with really smart people talking about smart things to improve everyone’s financial literacy.

    Apple Podcasts
    5
    ristevens
    United States4 months ago
  • My go-to for advice

    Wonderful podcast with outstanding advice on a broad range of topics. The Q&A sessions are my favorite.

    Apple Podcasts
    5
    RyanMan1986
    United States4 months ago
  • Please do not compare your show with Dave Ramsey. Both you and Dave have good points and good ideas on financial matters. Sometimes you differ on your opinions but the goal is the same. You can help people on their finances without the comparison.

    Podcast Addict
    4
    TataGoz
    4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the podcast's practical advice and actionable financial insights.
Many applaud the dynamic between the hosts, emphasizing the blend of experience and youthful eagerness.
Overall, feedback highlights the clarity of discussions, with some requesting diversity in topics, though the financial literacy focus is well-received.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Q&A: $950K Net Worth Working in Government, Career Burnout, & Ditching a Pension
Q: What are AI-proof majors for a student interested in finance who is worried about automation?
Focus on majors with enduring demand and less susceptibility to automation, such as nursing, electrical engineering, and dentistry, as these fields are less likely to be displaced by embodied AI; the hosts suggest diversifying into complementary skills and staying ahead of AI-driven changes.
Q&A: $950K Net Worth Working in Government, Career Burnout, & Ditching a Pension
Q: Should Jacob take the higher-paying job now or stay put to avoid paying back a loan, given the long-term earnings potential?
Take the new job if the longer-term earnings uplift justifies the short-term payoff of paying back the loan; the hosts stress evaluating the total package, potential stability of the company, and opportunity cost of not accepting the higher offer, while ensuring you don't inflate lifestyle prematurely.
162: How Anyone Can Invest in OpenAI & Anthropic w/ Ben Miller
Q: Adam on Instagram asks for advice as a recent grad about 4,100 in 2025 contributions given cash on hand and debt levels.
Max out the Roth IRA for 2025 and 2026, reallocate excess cash toward investing (adding a taxable brokerage account with broad market index exposure), potentially add QQQ in the Roth, and avoid accelerating debt payoff at the expense of long-term growth; aim for balanced diversification and early investing to harness compound growth.
Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Q: What should Bryson consider when mixing NEOS funds with aggressive growth ETFs for a long horizon?
Maintain balance by keeping some aggressive growth exposure while allocating a portion to NEOS funds for income and diversification, avoiding overexposure to any single strategy.
Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Q: What advice would you give to a young person considering house hacking and buying a duplex with a 5% down loan?
They highlight a 5% down, multi-unit loan as a strong entry point for house hacking, stressing not to over-leverage and to keep cash flowing with a buffer and possible uncle support or low-interest loans for early years.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About Rich Habits Podcast

What is Rich Habits Podcast about and what kind of topics does it cover?

This financial literacy podcast focuses on empowering listeners to take control of their financial lives by establishing beneficial habits. Through engaging discussions, hosts Robert Croak and Austin Hankwitz share their insights on wealth-building strategies, investment principles, and personal finance management. They cover a wide range of topics, including budgeting, emergency funds, asset management, and market trends, while also addressing listener queries through Q&A sessions. The dynamic between the experienced entrepreneur Robert and the eager young entrepreneur Austin provides a unique perspective, marrying traditional wisdom with modern approaches to financial independence, making the content relatable for various age groups. With... more

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Which podcasts are similar to Rich Habits Podcast?

These podcasts share a similar audience with Rich Habits Podcast:

1. The Personal Finance Podcast
2. Money Guy Show
3. BiggerPockets Money Podcast
4. NerdWallet's Smart Money Podcast
5. The Rundown

How many episodes of Rich Habits Podcast are there?

Rich Habits Podcast launched 3 years ago and published 330 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Rich Habits Podcast?

Recent guests on Rich Habits Podcast include:

1. Jason G
2. Eric B
3. John N
4. Steph G
5. Jannick Malling
6. Ben Miller
7. Alexandra Wilson-Elizondo
8. Ryan Naru

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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