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Retire SMART Podcast

Retire SMART LLC
Retirement Planning
Social Security
Tax Planning
Federal Reserve
Medicare
Inflation
Retirement
Omaha
Tax Policy
Housing Market
Nebraska
Estate Planning
Interest Rates
NVIDIA
Taxes
Tariffs
S&P 500
Roth Conversions
Charitable Giving
Economic Growth

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

PublishesDailyEpisodes150Founded2 years ago
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BusinessInvesting

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Artwork for Retire SMART Podcast

Latest Episodes

Today, David Brooks reveals what the dramatic rise and fall of the SpaceX IPO can teach investors about market hype and long-term investing. He also discusses why there's no universal "magic number" for retirement, explores concerns over congressiona... more

Am I able to schedule the first initial appointment with Retire SMART without first answering so many questions beforehand? What is an “ILIT,” why should I do it, and who benefits from it? And even though David dislikes dishing out more taxes than ne... more

Geopolitical tensions, inflation, interest rates, and the markets continue to dominate investor conversations. This week, David Brooks is joined by Mike Shudel to discuss how global events—from the Strait of Hormuz to Federal Reserve policy—could imp... more

David and Chip off this week's episode by reflecting on recent community events, a unique behind-the-scenes look inside a high-security precious metals vault, and the passing of former Federal Reserve Chairman Alan Greenspan. They also examine what r... more

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Mark Rowlette
Fellow financial advisor
Episode: Ep 433. Advisor Talk with Mark Rowlette (pt 1)
Chip Maxwell
Co-host/guest on Retire SMART Podcast
Episode: Ep 427. Transferring Jobs With a 401(k)
Javier Colon
Singer, The Voice season 1 winner
Hartford area / The Voice winner
Episode: Ep 425. Argentina Overturns Economists' Predictons
Jacob Orent
Financial advisor, resident authority on Social Security and charitable giving
Unknown (appears as guest on episode)
Episode: Ep 422. The "Special Monthly Rule"
Ronan Tynan
Former Irish Tenor, guest performer
Episode: Ep 414. The Largest US Flag is Coming to Omaha!
Gregory Wilnau
Web designer and digital marketer for the Finance Niche
Finance Niche (guest)
Episode: The Entrepreneur's Journey - pt.2
Ernie Goss
Economist, Creighton University professor
Creighton University
Episode: Ep 410. The "Plow-Horse" Economy, with Ernie Goss
David Brooks
Guest expert answering audience questions
Retire SMART Podcast
Episode: Ep 391. Should I Buy a Used Car Now?
Sean Swanson
Financial advisor
Retire SMART
Episode: Ep 390. Financial "Court-Side" Concepts

Hosts

Chip Maxwell
Host of Retire SMART Podcast and co-host with wide involvement in fiduciary retirement planning and editorial introductions.
David Brooks
Co-host; primary presenter of retirement planning analysis and market commentary.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#74
United States/Business/Investing
Apple Podcasts
#239
United States/Business
Apple Podcasts
#18
Germany/Business/Investing
Apple Podcasts
#44
Germany/Business
Apple Podcasts
#159
Australia/Business/Investing
Apple Podcasts
#51
Norway/Business/Investing
Apple Podcasts
#187
Norway/Business

Talking Points

Recent interactions between the hosts and their guests.

Ep 431. Relying Soley On Inheritance for Retirement?
Q: David, a question about RMDs, required minimum distributions. I have to start taking my required minimum distributions this year. I have three IRAs. Should I take some money from each account or take it all from one?
You can take RMDs from any one account if allowed by the account type, but you may choose to distribute among accounts or consolidate for simplicity and to optimize tax outcomes. The choice depends on the type of each IRA, account rules, and the goals of diversification and tax planning.
Ep 431. Relying Soley On Inheritance for Retirement?
Q: All right, next question is on inheritance, David. I am 51. My mom, a widow, is 76 and in good health. I've had people tell me, don't worry about saving for retirement. You will get plenty from your mom when she dies. Is there a danger I don't see in relying on the inheritance for my retirement?
Yes, there is a real danger in assuming inheritance will solve retirement needs, since the money is not guaranteed, could be redirected to charity, or exhausted by others. Self-reliance and early saving are essential, and inheriting money should be treated as a potential windfall rather than a retirement plan.
Ep 431. Relying Soley On Inheritance for Retirement?
Q: Is it okay to not worry about saving for retirement and simply rely on the inheritance I'll receive from my mom after she dies? And since I have to start taking my RMDs this year, should I take some money from each of my three IRA accounts or take it all from one?
Relying on inheritance for retirement is risky and not advisable because future gifts are not guaranteed, and you should still save and plan for retirement. For RMDs, you may take from one or multiple IRAs depending on the account types and your goals; consolidating can simplify decisions and potentially reduce penalties if mismanaged, but you must consider withdrawal rules and tax implications for each account.
Ep 427. Transferring Jobs With a 401(k)
Q: What options exist for health coverage if you're 62 and not part of a large employer plan?
Short-term medical plans are a practical option, especially for bridging to Medicare, and religious sharing programs like Liberty Share and Metashare can offer lower-cost alternatives, though they come with limitations and aren't traditional insurance. It's crucial to assess costs, deductibles, and coverage before choosing.
Ep 427. Transferring Jobs With a 401(k)
Q: What are the main considerations when rolling over a 401(k) to a new employer or to an IRA?
You can leave it where it is, roll to the new employer's 401(k), or roll into an IRA or Roth IRA. Each option has different fees, investment choices, and tax implications. It's important to evaluate expenses, options, time horizons, and whether the new plan matches your financial goals, ideally with professional guidance to avoid costly mistakes.

Audience Metrics

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Frequently Asked Questions About Retire SMART Podcast

What is Retire SMART Podcast about and what kind of topics does it cover?

The show centers on practical retirement planning, tax strategy, and market commentary delivered through two steady hosts who often blend fiduciary guidance with real-world anecdotes. Episodes frequently unpack topics like Social Security timing, tax-efficient investing, cost concerns in AI adoption, and regional policy shifts that affect retirees and near-retirees. A recurring strength is tying macroeconomic signals to actionable planning steps, while incorporating local events and patriotic/civic themes to illustrate broader implications for retirement planning and asset management. Notable for its accessible, educator-friendly approach, the program frequently features guests and collaborators who bring concrete expertise in tax planning,... more

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How many listeners does Retire SMART Podcast get?

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Which podcasts are similar to Retire SMART Podcast?

These podcasts share a similar audience with Retire SMART Podcast:

1. The Chef's Cut
2. All the Hacks: Money, Points & Life
3. The Long View
4. NerdWallet's Smart Money Podcast
5. Retirement Starts Today

How many episodes of Retire SMART Podcast are there?

Retire SMART Podcast launched 2 years ago and published 150 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retire SMART Podcast?

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What guests have appeared on Retire SMART Podcast?

Recent guests on Retire SMART Podcast include:

1. Mark Rowlette
2. Chip Maxwell
3. Javier Colon
4. Jacob Orent
5. Ronan Tynan
6. Gregory Wilnau
7. Ernie Goss
8. David Brooks

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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