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Artwork for Retire Sooner

Retire Sooner with Wes Moss

Wes Moss
Retirement Planning
Retirement
Investment Strategies
Financial Planning
Stock Market
Inflation
Social Security
Happiness
Roth IRA
Financial Independence
Dividends
Socialization
S&P 500
Aging
Artificial Intelligence
Market Trends
Consumer Spending
Retirement Savings
Federal Reserve
Diversification

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving you... more

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Artwork for Retire Sooner

Latest Episodes

Retirement planning is about far more than picking investments, and this episode of the Retire Sooner Podcast shows just how many moving pieces may shape your financial life over time. Join Wes Moss and Christa DiBiase for a fast-moving conversation ... more

Clark Howard joins Wes Moss and Christa DiBiase for a fun, fast-moving Retire Sooner Podcast episode packed with conversations about retirement planning, Roth conversions, HSAs, taxes, investing, and the lifestyle choices that may help to shape finan... more

Do headlines about AI, jobs, and markets feel overwhelming? Let this episode of the Retire Sooner Podcast help put things into perspective, using real data and relatable scenarios to connect today’s trends with everyday financial decisions.

• Rethin... more

Take a step back and get a clearer view of your retirement plan in this episode of the Retire Sooner Podcast with Wes Moss and Christa DiBiase. Enjoy a practical, easy-to-follow conversation that connects real data, real questions, and real-life plan... more

Key Facts

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Recent Guests

Clark Howard
Consumer advocate, not a financial advisor
Episode: Clark Howard Joins Wes Moss: Navigating Market Volatility, Inflation, and Retirement Planning
Christa DiBiase
A financial expert who has worked with Clark Howard
Episode: 10 Habits of the Happiest Retirees: Smart Money Moves & Fulfilling Lifestyles
Christa DeBias
Close collaborator of Clark Howard
Episode: 5 Powerful Portfolio Diversification Strategies to Reduce Market Anxiety + The Army Of American Productivity
Maddy Dychtwald
Co-founder of Age Wave, national best-selling author, and public speaker on longevity and aging.
Age Wave
Episode: Riding The Age Wave with Maddy Dychtwald
Dr. Riley Moynes
Expert in retirement planning and author
Episode: How To Squeeze The Most Juice Out Of Retirement With Dr. Riley Moynes
Dr. Dorian Mintzer
Psychologist and retirement coach, author of 'The Couple's Retirement Puzzle'.
Revolutionized Retirement
Episode: Revolutionize Your Retirement with Dr. Dorian Mintzer
Will Harlow
Physiotherapist and author specializing in health for older adults.
HT Physio
Episode: Thriving Beyond 50 With Will Harlow
Dr. Daniel Crosby
Behavioral finance expert and author
Various publishing works, including 'The Laws of Wealth' and 'Soul of Wealth'
Episode: Decoding Market Psychology with Dr. Daniel Crosby
Elizabeth Miller
Caregiver advocate and founder of Happy Healthy Caregiver.
Happy Healthy Caregiver
Episode: Caring For Caretakers with Elizabeth Miller

Host

Wes Moss
Host of Retire Sooner with Wes Moss; financial educator and retired-oriented strategist.

Reviews

4.4 out of 5 stars from 532 ratings
  • Don’t Trust Wes

    When Trump rants in the middle of the night or posts racist memes, you can thank Wes Moss.

    Wes helped Donald Trump found Truth Social.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States4 months ago
  • Don’t Trust Wes

    Wes helped Donald Trump found Truth Social.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States6 months ago
  • Past affiliation is a problem

    Smart but Machiavellian.

    Apple Podcasts
    4
    Interested bystander
    United States7 months ago
  • Trump support and financial mix. No thanks

    A very odd combo of a Trump social network founder talking financials, supposedly focused on happiness. I found it odd and “off”. I don’t trust firebrand politics on any side mixed with financial info.

    Apple Podcasts
    1
    TracerX-1
    United States8 months ago
  • Truth Social, really?

    Honestly, I have enjoyed his segments on Clark Howard, so I subscribed. I am disappointed to read what I have about his money making political interests. Clark Howard is very not political, so I feel a little misled. I don't know what to think about this.

    Apple Podcasts
    4
    Gupmup
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guest mix and Q&A are highlights for audience engagement.
Shows strong practical retirement guidance with accessible financial topics.
Listener concerns about ads and sponsorships are noted in feedback.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

What Does a Fiduciary Advisor Really Do? Taxes, Retirement Income & Investing Explained
Q: What is your take on whether to use dividend ETFs versus individual dividend kings/aristocrats in a taxable account?
ETFs are generally preferable due to broad diversification and easier maintenance, though owning some individually selected dividend payers is fine if you're prepared to actively manage and rebalance as needed.
What Does a Fiduciary Advisor Really Do? Taxes, Retirement Income & Investing Explained
Q: Could you rank the ideal account types for dividends and provide a few itineraries for how a long-term dividend investors should structure their portfolio?
The short answer is to place qualified dividend paying stocks or ETFs in taxable accounts, especially when the dividends are taxed at favorable long-term rates; use retirement accounts (IRAs) for income-heavy or growth-focused investments when appropriate, and consider a mix of individual dividend paying stocks and ETFs with a bias toward ETFs for broad diversification.
Retirement Planning Reset: Retirement Confidence, Roth Strategies, Fiduciary Standards & Income Planning Context
Q: Can you explain the difference between a fiduciary and a non-fiduciary advisor in plain terms?
The fiduciary advisor must act in your best interest with no conflicts in product selection driven by commissions, while a non-fiduciary advisor can select products based on what pays them, within a prudent framework. A practical analogy is two orange peppers that look similar but have very different heat levels and implications for choice in your portfolio.
Are AI and Job Fears Overblown? What the Data Shows
Q: Greg from PA asks about tools to deconstruct a mutual fund/portfolio into its holdings to see exposure to specific companies.
The guest confirms that modern funds provide top holdings in fact sheets and that tools like YCharts and Morningstar X-Ray can reveal holdings, with the caveat that even if holdings aren't perfectly transparent, you can still assess sector and stock exposures to understand your portfolio better.
Are AI and Job Fears Overblown? What the Data Shows
Q: Suzanne in California asks about options to grow a $100,000 Roth/ROTH 401k savings beyond CDs and savings accounts.
The host emphasizes diversification, long time horizons, and building a diversified, broad-portfolio approach inside tax-advantaged accounts, including potential international exposure and fixed income, while noting the importance of a long runway for retirement goals.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Retire Sooner

What is Retire Sooner about and what kind of topics does it cover?

This show combines practical retirement planning with accessible investing guidance, mixing listener questions with interviews and real-world examples. Episodes cover topics such as international vs. domestic stocks, the role of Roth IRAs and 401(k)s, dollar-cost averaging, inflation, the 4% rule, and the impact of AI on the job market. A recurring thread is balancing long-term wealth with everyday living, using simple frameworks like the “rich ratio” and diversified portfolios to stay on track without sacrificing happiness in the present. Noteworthy is the conversational, viewer-friendly approach that blends data-driven insights with relatable anecdotes, often featuring guests who illuminate both financial and lifestyle dimensions of retir... more

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Which podcasts are similar to Retire Sooner?

These podcasts share a similar audience with Retire Sooner:

1. Retirement Starts Today
2. The Clark Howard Podcast
3. Retirement Answer Man
4. Stay Wealthy Retirement Podcast
5. Sound Retirement Radio

How many episodes of Retire Sooner are there?

Retire Sooner launched 12 years ago and published 307 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retire Sooner?

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What guests have appeared on Retire Sooner?

Recent guests on Retire Sooner include:

1. Clark Howard
2. Christa DiBiase
3. Christa DeBias
4. Maddy Dychtwald
5. Dr. Riley Moynes
6. Dr. Dorian Mintzer
7. Will Harlow
8. Dr. Daniel Crosby

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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