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Artwork for Retire Sooner

Retire Sooner with Wes Moss

Wes Moss
Retirement Planning
Retirement
Investment Strategies
Financial Planning
Stock Market
Inflation
Social Security
Happiness
Roth IRA
Financial Independence
Dividends
Socialization
S&P 500
Aging
Artificial Intelligence
Market Trends
Consumer Spending
Retirement Savings
Diversification
Federal Reserve

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving you... more

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Artwork for Retire Sooner

Latest Episodes

What if a happier retirement has as much to do with how you spend your time as how you invest your money? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the research behind retirement happiness, answer listener que... more

Retirement planning doesn’t always follow a straight line, and this episode of the Retire Sooner Podcast tackles the pressing money decisions families are talking about. Join Wes Moss and guest host Mallory Boggs for a lively conversation about helpi... more

Retirement rarely goes exactly according to plan—and this episode of the Retire Sooner Podcast tackles the real-life financial curveballs that may affect the timeline. Join Wes Moss and special guest host Mallory Boggs for a fast-moving conversation ... more

Retirement planning is about far more than picking investments, and this episode of the Retire Sooner Podcast shows just how many moving pieces may shape your financial life over time. Join Wes Moss and Christa DiBiase for a fast-moving conversation ... more

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Recent Guests

Clark Howard
Consumer advocate, not a financial advisor
Episode: Clark Howard Joins Wes Moss: Navigating Market Volatility, Inflation, and Retirement Planning
Christa DeBias
Financial advisor with experience working alongside Clark Howard
Episode: Should You Still Buy a Home? + 5 Financial Planning Essentials You Can’t Ignore
Christa DiBiase
A financial expert who has worked with Clark Howard
Episode: 10 Habits of the Happiest Retirees: Smart Money Moves & Fulfilling Lifestyles
Maddy Dychtwald
Co-founder of Age Wave, national best-selling author, and public speaker on longevity and aging.
Age Wave
Episode: Riding The Age Wave with Maddy Dychtwald
Dr. Riley Moynes
Expert in retirement planning and author
Episode: How To Squeeze The Most Juice Out Of Retirement With Dr. Riley Moynes
Dr. Dorian Mintzer
Psychologist and retirement coach, author of 'The Couple's Retirement Puzzle'.
Revolutionized Retirement
Episode: Revolutionize Your Retirement with Dr. Dorian Mintzer
Will Harlow
Physiotherapist and author specializing in health for older adults.
HT Physio
Episode: Thriving Beyond 50 With Will Harlow
Dr. Daniel Crosby
Behavioral finance expert and author
Various publishing works, including 'The Laws of Wealth' and 'Soul of Wealth'
Episode: Decoding Market Psychology with Dr. Daniel Crosby
Elizabeth Miller
Caregiver advocate and founder of Happy Healthy Caregiver.
Happy Healthy Caregiver
Episode: Caring For Caretakers with Elizabeth Miller

Hosts

Wes Moss
Host of the show; financial educator and fiduciary-focused advisor with involvement in retirement planning.
Mallory Boggs
Fill-in host and producer; supports on-air discussion and Q&A sessions.
Christa DiBiase
Co-host/regular on fiduciary topics; provides expertise on fiduciary standards and planning.

Reviews

4.4 out of 5 stars from 532 ratings
  • Don’t Trust Wes

    When Trump rants in the middle of the night or posts racist memes, you can thank Wes Moss.

    Wes helped Donald Trump found Truth Social.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States4 months ago
  • Don’t Trust Wes

    Wes helped Donald Trump found Truth Social.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States7 months ago
  • Past affiliation is a problem

    Smart but Machiavellian.

    Apple Podcasts
    4
    Interested bystander
    United States7 months ago
  • Trump support and financial mix. No thanks

    A very odd combo of a Trump social network founder talking financials, supposedly focused on happiness. I found it odd and “off”. I don’t trust firebrand politics on any side mixed with financial info.

    Apple Podcasts
    1
    TracerX-1
    United States8 months ago
  • Truth Social, really?

    Honestly, I have enjoyed his segments on Clark Howard, so I subscribed. I am disappointed to read what I have about his money making political interests. Clark Howard is very not political, so I feel a little misled. I don't know what to think about this.

    Apple Podcasts
    4
    Gupmup
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate actionable retirement frameworks and fiduciary guidance.
Mixed opinions about guests' political discussions and advertising
Positive notes on clear explanations and practical tips for real-world retirement planning
Some listeners want more consistent episode frequency.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Retirement Curveballs: Early Retirement, Taxes, and Market Volatility
Q: Jeff in Tennessee asked about establishing and funding an enhanced direct indexing account for tax loss harvesting and whether it's a new concept.
Wes explains that direct indexing has grown into a major strategy, highlighting lower costs, tax harvesting potential, and how technology allows owning hundreds of stocks to mirror an index and harvest losses, while noting that tax benefits may fade as the portfolio compounds. He also covers practical considerations and the evolving feasibility with AI.
What Does a Fiduciary Advisor Really Do? Taxes, Retirement Income & Investing Explained
Q: What is your take on whether to use dividend ETFs versus individual dividend kings/aristocrats in a taxable account?
ETFs are generally preferable due to broad diversification and easier maintenance, though owning some individually selected dividend payers is fine if you're prepared to actively manage and rebalance as needed.
What Does a Fiduciary Advisor Really Do? Taxes, Retirement Income & Investing Explained
Q: Could you rank the ideal account types for dividends and provide a few itineraries for how a long-term dividend investors should structure their portfolio?
The short answer is to place qualified dividend paying stocks or ETFs in taxable accounts, especially when the dividends are taxed at favorable long-term rates; use retirement accounts (IRAs) for income-heavy or growth-focused investments when appropriate, and consider a mix of individual dividend paying stocks and ETFs with a bias toward ETFs for broad diversification.
Retirement Planning Reset: Retirement Confidence, Roth Strategies, Fiduciary Standards & Income Planning Context
Q: Can you explain the difference between a fiduciary and a non-fiduciary advisor in plain terms?
The fiduciary advisor must act in your best interest with no conflicts in product selection driven by commissions, while a non-fiduciary advisor can select products based on what pays them, within a prudent framework. A practical analogy is two orange peppers that look similar but have very different heat levels and implications for choice in your portfolio.
Are AI and Job Fears Overblown? What the Data Shows
Q: Greg from PA asks about tools to deconstruct a mutual fund/portfolio into its holdings to see exposure to specific companies.
The guest confirms that modern funds provide top holdings in fact sheets and that tools like YCharts and Morningstar X-Ray can reveal holdings, with the caveat that even if holdings aren't perfectly transparent, you can still assess sector and stock exposures to understand your portfolio better.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Retire Sooner

What is Retire Sooner about and what kind of topics does it cover?

A practical finance show focused on retirement planning, investing, and lifestyle choices that support retiring sooner without sacrificing happiness. Episodes blend actionable frameworks, real-life Q&A, and fiduciary guidance, with guests who illuminate taxes, estate planning, housing, and income strategies. Notable strengths include digestible analogies, a steady focus on long horizons and risk management, and sponsorships integrated with advisory expertise. The host team leans toward calm, data-driven discussions that balance financial security with daily well-being, appealing to listeners who want tangible steps to align money with meaning in later life.

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Which podcasts are similar to Retire Sooner?

These podcasts share a similar audience with Retire Sooner:

1. The Clark Howard Podcast
2. Retirement Answer Man
3. Retirement Starts Today
4. Stay Wealthy Retirement Podcast
5. Talking Real Money - Investing Talk

How many episodes of Retire Sooner are there?

Retire Sooner launched 12 years ago and published 310 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retire Sooner?

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Where can I see ratings and reviews for Retire Sooner?

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What guests have appeared on Retire Sooner?

Recent guests on Retire Sooner include:

1. Clark Howard
2. Christa DeBias
3. Christa DiBiase
4. Maddy Dychtwald
5. Dr. Riley Moynes
6. Dr. Dorian Mintzer
7. Will Harlow
8. Dr. Daniel Crosby

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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