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Artwork for Retire Sooner

Retire Sooner with Wes Moss

Wes Moss
Retirement Planning
Retirement
Investment Strategies
Financial Planning
Social Security
Stock Market
Inflation
Happiness
Roth IRA
Financial Independence
Dividends
Socialization
S&P 500
Aging
Artificial Intelligence
Investing
Market Trends
Consumer Spending
Retirement Savings
Federal Reserve

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving you... more

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Artwork for Retire Sooner

Latest Episodes

What might everyday millionaires, Coast FI, and skilled trades teach us about building wealth and planning for retirement? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the money decisions, tradeoffs, and strategi... more

Is the economy really K-shaped, or are we looking at a different letter entirely? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase tackle the “E-shaped economy,” interest rates, retirement planning, AI, dry powder, and the p... more

When should you retire, and what might shape the years that follow? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase tackle listener questions about retirement planning, investing, retirement income, and the surprises life m... more

Got retirement questions? Wes Moss and Christa DiBiase tackle them in this rapid-fire episode of Retire Sooner Podcast. Take an educational look at retirement planning, investing, Roth accounts, college savings, bonds, and more.

· Explore cons... more

Key Facts

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Recent Guests

Clark Howard
Consumer advocate, not a financial advisor
Episode: Clark Howard Joins Wes Moss: Navigating Market Volatility, Inflation, and Retirement Planning
Christa DiBiase
Worked closely with Clark Howard; wealth advisor
Episode: From “Set” to “Settled”: Finding Confidence and Calm in Your Financial Life | Retire Sooner Podcast
Christa DeBias
Financial advisor with experience working alongside Clark Howard
Episode: Should You Still Buy a Home? + 5 Financial Planning Essentials You Can’t Ignore
Maddy Dychtwald
Co-founder of Age Wave, national best-selling author, and public speaker on longevity and aging.
Age Wave
Episode: Riding The Age Wave with Maddy Dychtwald
Dr. Riley Moynes
Expert in retirement planning and author
Episode: How To Squeeze The Most Juice Out Of Retirement With Dr. Riley Moynes
Dr. Dorian Mintzer
Psychologist and retirement coach, author of 'The Couple's Retirement Puzzle'.
Revolutionized Retirement
Episode: Revolutionize Your Retirement with Dr. Dorian Mintzer
Will Harlow
Physiotherapist and author specializing in health for older adults.
HT Physio
Episode: Thriving Beyond 50 With Will Harlow
Dr. Daniel Crosby
Behavioral finance expert and author
Various publishing works, including 'The Laws of Wealth' and 'Soul of Wealth'
Episode: Decoding Market Psychology with Dr. Daniel Crosby
Elizabeth Miller
Caregiver advocate and founder of Happy Healthy Caregiver.
Happy Healthy Caregiver
Episode: Caring For Caretakers with Elizabeth Miller

Hosts

Wes Moss
Host of Retire Sooner; financial educator and author; leads discussions on retirement planning and the Retire Sooner Method.
Christa DiBiase
Co-host guiding discussions; frequent in-studio presence and audience Q&A facilitator on fiduciary and retirement topics.

Reviews

4.4 out of 5 stars from 547 ratings
  • Good financial show.

    It’s a good financial show, particularly for Americans as he discusses specific American vehicles. However, as a Canadian, I do find it somewhat beneficial.

    Apple Podcasts
    5
    GoExpos!
    Canada10 days ago
  • Retirement curveballs

    Love the May 28 episode on forced early retirement taxes and market volatility. Wes does an incredible job highlighting how fragile Corporate timelines can be and why people need a clear action backup strategy when life throws a curveball. As someone who had a to execute a high speed Financial reset after an unexpected care exit I really appreciate the research and practical advice. Outstanding show!

    Apple Podcasts
    5
    Compass Navigator
    United Statesa month ago
  • Great but ditch Christa

    Great content but Christa is annoying. I stopped listening to clark after many years because I can’t stand her pretentiousness. Now I can’t listen to Wes

    Apple Podcasts
    3
    not happy psss off
    United States2 months ago
  • Don’t Trust Wes👎🏼🤢

    When Trump rants in the middle of the night or posts racist memes, you can thank Wes Moss.

    Wes helped Donald Trump found Truth Social. Wes helped build the current environment we live in.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States3 months ago
  • Tom

    I appreciate Wes Moss seems kind, knowledgeable, and professional. But I would recommend you calm down about your discussion about Core pursuits ; at one point in the podcast you said something like if you’re not filling your schedule with a whole bunch of different core pursuits; you just won’t be a happy retiree. I just think you should diverse human experience of diverse human needs more that

    Apple Podcasts
    4
    tom in Rochester
    United States3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A mix of praise for practical retirement guidance and skepticism around host affiliations or guest dynamics.
Listeners value the actionable math and framework; some critique co-host dynamics.
Overall, the show is appreciated for clear, data-driven retirement planning with emphasis on happiness and sleep.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Coast FI, Everyday Millionaires, and Retirement Money Decisions
Q: How should a high-earning early-career professional think about Roth conversions and backdoor contributions when they're in their 20s or 30s?
Conversations should be gradual; avoid large conversions in a single year that could push you into a higher tax bracket, and spread conversions over multiple years to minimize taxes while taking advantage of long-term tax-free growth.
Coast FI, Everyday Millionaires, and Retirement Money Decisions
Q: What are your thoughts on the advice to stay 100% in stocks as you near retirement?
The answer is not black and white; while stocks have historically offered higher long-term returns, a balanced approach with some fixed income or bonds provides stability and reduces risk during drawdowns, which can be especially important for retirees who are pulling income.
Can You Retire Sooner? Mortgages, Rental Income, Investing & Retirement Risks
Q: How would you recommend I rebalance these concentrated positions, especially the taxable Shopify shares, and should I do it gradually or make a bigger move now?
The approach is to think about the portfolio as a bucket of cash rather than being emotionally attached to a single stock. Consider diversifying into broad indices to maintain exposure to mega-cap stocks while reducing concentration, and do so gradually to manage tax impact and risk, especially given the tax implications of selling a highly appreciated position.
Rapid-Fire Retirement Q&A: Roths, College Savings, Bonds, and More
Q: Is a mega backdoor Roth something you should consider if you have extra after‑tax 401(k) room?
Yes, if your plan allows it, you can contribute after‑tax money and convert to a Roth, providing a potential long‑term tax advantage beyond traditional Roth limits.
Rapid-Fire Retirement Q&A: Roths, College Savings, Bonds, and More
Q: What's the difference between investing in individual bonds vs. bond funds?
Individual bonds give you known maturities and predictable cash flow; bond funds offer simplicity and diversification but lack a guaranteed maturity date, with ongoing turnover.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Retire Sooner

What is Retire Sooner about and what kind of topics does it cover?

A practical retirement-focused show that blends money rules with lifestyle planning. Episodes center on actionable strategies like Roth conversions, bucket investing, Social Security timing, and the Retire Sooner Method, all framed around reducing money anxiety while increasing happiness in retirement. The format often features listener Q&As and guest discussions aimed at building a flexible, multi-pillar plan (finances, sleep, social connections, and purpose) for not just retiring sooner, but living well along the way. A few recurring themes stand out: avoiding simplistic blueprints, emphasizing long-term planning, and promoting a holistic view of retirement that includes health, sleep, and relationships. A notable strength is translating ... more

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Which podcasts are similar to Retire Sooner?

These podcasts share a similar audience with Retire Sooner:

1. Retirement Starts Today
2. The Clark Howard Podcast
3. Stay Wealthy Retirement Podcast
4. Talking Real Money - Investing Talk
5. Retirement Answer Man

How many episodes of Retire Sooner are there?

Retire Sooner launched 12 years ago and published 324 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retire Sooner?

Recent guests on Retire Sooner include:

1. Clark Howard
2. Christa DiBiase
3. Christa DeBias
4. Maddy Dychtwald
5. Dr. Riley Moynes
6. Dr. Dorian Mintzer
7. Will Harlow
8. Dr. Daniel Crosby

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