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Artwork for Retire Sooner

Retire Sooner with Wes Moss

Wes Moss
Retirement Planning
Retirement
Investment Strategies
Financial Planning
Social Security
Stock Market
Inflation
Happiness
Roth IRA
Financial Independence
Dividends
Socialization
S&P 500
Aging
Artificial Intelligence
Investing
Market Trends
Consumer Spending
Retirement Savings
Diversification

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving you... more

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Artwork for Retire Sooner

Latest Episodes

Got retirement questions? Wes Moss and Christa DiBiase tackle them in this rapid-fire episode of Retire Sooner Podcast. Take an educational look at retirement planning, investing, Roth accounts, college savings, bonds, and more.

· Explore cons... more

The stock market may be hitting all-time highs, but is that a reason to celebrate or worry about what comes next? On the Retire Sooner Podcast, Wes Moss and Christa DiBiase turn current headlines and listener questions into a lively conversation abou... more

What does it really take to retire sooner and enjoy the years you’ve worked so hard for? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase tackle listener questions about retirement planning, investing, taxes, retirement inco... more

When should you claim Social Security? Should you pay off your mortgage before retirement? And how do you balance saving for retirement while helping pay for college? Join Wes Moss and Christa DiBiase on this episode of the Retire Sooner Podcast as t... more

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Recent Guests

Clark Howard
Guest on retirement and investing discussion
Clark Howard, The Clark Howard Show
Episode: Clark Howard Joins Wes Moss to Take On Your Toughest Retirement Questions
Christa DiBiase
A financial expert who has worked with Clark Howard
Episode: 10 Habits of the Happiest Retirees: Smart Money Moves & Fulfilling Lifestyles
Christa DeBias
Close collaborator of Clark Howard
Episode: 5 Powerful Portfolio Diversification Strategies to Reduce Market Anxiety + The Army Of American Productivity
Maddy Dychtwald
Co-founder of Age Wave, national best-selling author, and public speaker on longevity and aging.
Age Wave
Episode: Riding The Age Wave with Maddy Dychtwald
Dr. Riley Moynes
Expert in retirement planning and author
Episode: How To Squeeze The Most Juice Out Of Retirement With Dr. Riley Moynes
Dr. Dorian Mintzer
Psychologist and retirement coach, author of 'The Couple's Retirement Puzzle'.
Revolutionized Retirement
Episode: Revolutionize Your Retirement with Dr. Dorian Mintzer
Will Harlow
Physiotherapist and author specializing in health for older adults.
HT Physio
Episode: Thriving Beyond 50 With Will Harlow
Dr. Daniel Crosby
Behavioral finance expert and author
Various publishing works, including 'The Laws of Wealth' and 'Soul of Wealth'
Episode: Decoding Market Psychology with Dr. Daniel Crosby
Elizabeth Miller
Caregiver advocate and founder of Happy Healthy Caregiver.
Happy Healthy Caregiver
Episode: Caring For Caretakers with Elizabeth Miller

Hosts

Wes Moss
Host of the show; financial educator and fiduciary-focused advisor with involvement in retirement planning.
Mallory Boggs
Fill-in host and producer; supports on-air discussion and Q&A sessions.
Christa DiBiase
Co-host/regular on fiduciary topics; provides expertise on fiduciary standards and planning.

Reviews

4.4 out of 5 stars from 546 ratings
  • Retirement curveballs

    Love the May 28 episode on forced early retirement taxes and market volatility. Wes does an incredible job highlighting how fragile Corporate timelines can be and why people need a clear action backup strategy when life throws a curveball. As someone who had a to execute a high speed Financial reset after an unexpected care exit I really appreciate the research and practical advice. Outstanding show!

    Apple Podcasts
    5
    Compass Navigator
    United States21 days ago
  • Great but ditch Christa

    Great content but Christa is annoying. I stopped listening to clark after many years because I can’t stand her pretentiousness. Now I can’t listen to Wes

    Apple Podcasts
    3
    not happy psss off
    United Statesa month ago
  • Don’t Trust Wes👎🏼🤢

    When Trump rants in the middle of the night or posts racist memes, you can thank Wes Moss.

    Wes helped Donald Trump found Truth Social. Wes helped build the current environment we live in.

    That’s all you need to know.

    Apple Podcasts
    1
    GEFtheMongoose
    United States2 months ago
  • Tom

    I appreciate Wes Moss seems kind, knowledgeable, and professional. But I would recommend you calm down about your discussion about Core pursuits ; at one point in the podcast you said something like if you’re not filling your schedule with a whole bunch of different core pursuits; you just won’t be a happy retiree. I just think you should diverse human experience of diverse human needs more that

    Apple Podcasts
    4
    tom in Rochester
    United States3 months ago
  • No Thanks

    I am unsubscribing to this show. Wes either doesn’t listen or doesn’t understand the questions he is answering. Too many answers are completely useless on material he does not seem to understand. On the episode I just listened to, Clark even attempts to guide Wes’s ramble and he still didn’t get it. Too frustrating to listen to. It is unfortunate, the topics are good.

    Apple Podcasts
    2
    Jo Vi Al
    United States4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate actionable retirement frameworks and fiduciary guidance.
Mixed opinions about guests' political discussions and advertising
Positive notes on clear explanations and practical tips for real-world retirement planning
Some listeners want more consistent episode frequency.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Rapid-Fire Retirement Q&A: Roths, College Savings, Bonds, and More
Q: Is a mega backdoor Roth something you should consider if you have extra after‑tax 401(k) room?
Yes, if your plan allows it, you can contribute after‑tax money and convert to a Roth, providing a potential long‑term tax advantage beyond traditional Roth limits.
Rapid-Fire Retirement Q&A: Roths, College Savings, Bonds, and More
Q: What's the difference between investing in individual bonds vs. bond funds?
Individual bonds give you known maturities and predictable cash flow; bond funds offer simplicity and diversification but lack a guaranteed maturity date, with ongoing turnover.
Rapid-Fire Retirement Q&A: Roths, College Savings, Bonds, and More
Q: How should I position a 529 glide path as my child gets closer to college?
Start with a higher equity allocation when the horizon is far out, but gradually shift toward more conservative holdings as the withdrawal date approaches, using glide path options that target a specific maturity year.
Stock Market All-Time Highs: What Could They Mean for Your Retirement?
Q: What are the best moves for a renter approaching retirement who wants to ensure stability without a mortgage in retirement?
Prioritize liquidity and stable income, plan for housing costs in retirement, and consider options like rent-to-own tests or relocating to more affordable markets with lower housing costs while maintaining access to amenities and social networks.
Stock Market All-Time Highs: What Could They Mean for Your Retirement?
Q: Are we financially positioned to retire early given a high income and sizable assets but looming healthcare costs and college expenses?
With a high income and substantial savings, the couple can likely retire in a few years if they maintain disciplined budgeting, optimize taxes (e.g., Roth conversions and social security timing), and consider bridging strategies for healthcare until Medicare. Reducing post-retirement housing costs or securing a tax-efficient withdrawal plan will be key.

Audience Metrics

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Frequently Asked Questions About Retire Sooner

What is Retire Sooner about and what kind of topics does it cover?

A practical finance show focused on retirement planning, investing, and lifestyle choices that support retiring sooner without sacrificing happiness. Episodes blend actionable frameworks, real-life Q&A, and fiduciary guidance, with guests who illuminate taxes, estate planning, housing, and income strategies. Notable strengths include digestible analogies, a steady focus on long horizons and risk management, and sponsorships integrated with advisory expertise. The host team leans toward calm, data-driven discussions that balance financial security with daily well-being, appealing to listeners who want tangible steps to align money with meaning in later life.

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Which podcasts are similar to Retire Sooner?

These podcasts share a similar audience with Retire Sooner:

1. Retirement Starts Today
2. The Clark Howard Podcast
3. Retirement Answer Man
4. Stay Wealthy Retirement Podcast
5. Talking Real Money - Investing Talk

How many episodes of Retire Sooner are there?

Retire Sooner launched 12 years ago and published 321 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retire Sooner?

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What guests have appeared on Retire Sooner?

Recent guests on Retire Sooner include:

1. Clark Howard
2. Christa DiBiase
3. Christa DeBias
4. Maddy Dychtwald
5. Dr. Riley Moynes
6. Dr. Dorian Mintzer
7. Will Harlow
8. Dr. Daniel Crosby

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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