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Artwork for Money For the Rest of Us

Money For the Rest of Us

J. David Stein
Passive Investing
Exchange Traded Funds
Interest Rates
Fund Flows
Active Management Strategies
Market Trends
Diversification
Investment Strategies
Lifecycle Investment Strategies
Bitcoin
Investment Risks
Tax Efficiency Of Etfs
Ishares
Vanguard
Real Estate
Inflation
Active Management
Market Timing
Net Worth Growth
Bitcoin Etfs

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

PublishesWeeklyEpisodes568Founded12 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for Money For the Rest of Us

Latest Episodes

How historical and expected returns for university endowments can guide us in setting reasonable return expectations. We also analyze managed futures strategies to see how they work, how they have performed, and how to use them in your investment por... more

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In this episode, we look at asset location, how to decide which investments belong in taxable, tax-deferred, and tax-free accounts, how where we live shapes the opportunities available to us, and how capital ultimately expands our choices.

Sponsors more

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A new ETF allows individuals to earn income by insuring against natural disasters through investing in catastrophe bonds. We break down the historical returns, risk, fees, and structure of this intriguing investment opportunity.

Topics covered inclu... more

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We explore the forces likely to shape financial markets in 2026 and how to make better decisions as you pursue your goals this year.

Topics covered include:

• The difference between intentions and resolutions

• Key behavioral biases and how to over... more

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Key Facts

Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

David Bach
A former financial advisor and author of 12 bestselling books, including The Automatic Millionaire.
Episode: Burnout, Breaks, and the Courage to Spend with David Bach
Dave Thomas
CIO and founder of Atalan Capital Partners
Atalan Capital Partners
Episode: Why Most Hedge Funds Fail but This One Didn’t with Dave Thomas
Carl Richards
Renowned sketch artist and author, known for his insightful illustrations on financial concepts
New York Times
Episode: How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards
Nick Maggiulli
Chief Operating Officer at Ritholtz Wealth Management, author and creator of Dollar and Data.
Ritholtz Wealth Management
Episode: Climbing the Wealth Ladder with Nick Maggiulli
Scott Harlan
Managing Partner and Founder of Rockland Capital
Rockland Capital
Episode: The Future of Power: Energy at a Crossroads with Scott Harland
Ali Akay
Founder and CIO of Carrhae Capital, an emerging markets asset manager.
Carrhae Capital
Episode: Investing in Emerging Markets with Ali Akay
Simmons Bunton
Influential blogger and author
Trinity University Press
Episode: Where Are We Heading?
Max Belmont
Portfolio Manager and Senior Research Analyst at First Eagle Investments
First Eagle Investments
Episode: Is It Too Late to Invest in Gold? with Max Belmont - FEG Insight Bridge
Howard Smith
Partner at Indus Capital, focused on Japan strategies
Indus Capital
Episode: Why Japanese Stocks Could Outperform with Howard Smith - FEG Insight Bridge

Host

David Stein
Host of Money For the Rest of Us; long-time investment strategist and educator focused on practical personal finance and investing concepts.

Reviews

4.5 out of 5 stars from 1.9k ratings
  • Remember when you hated btc

    Because of your incompetence I didn't research and thought it was just bogus. You have costed thousands of listeners millions of dollars in opportunity cost because of your dumbness

    Apple Podcasts
    1
    Hodl_till_the_end
    United States3 months ago
  • Good info, not my favorite to listen to.

    I struggle with David’s podcasting voice. His tempo, his inflections, his tone, to me, make everything sound both “really important” and “really mundane” simultaneously. Also, the fact that his ads have no backgound music, and sound exactly like his monologue is really annoying. The info he shares is fine, I just don’t enjoy listening to much of it very often.

    Apple Podcasts
    3
    Jeff G. Colorado
    United States7 months ago
  • Great show

    Thanks for putting together the show with insightful interviews. Love the content, and it helps more people stay informed on many things investing.

    Apple Podcasts
    5
    AustinAllStar
    United States8 months ago
  • Well worth a listen!!

    Loving this podcast, it is educational and entertaining. David is a great host!

    Apple Podcasts
    5
    Poppy@davedubeau
    United Kingdom10 months ago
  • Mostly Insightful

    Nice work on cryptocurrency.

    Apple Podcasts
    5
    Interested bystander
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the host's ability to simplify complex topics and make data-driven investing concepts accessible.
Critiques often note concerns about ad frequency and pacing, but praise the quality of content when present.
Some listeners wish for more engaging presentation style or background music in episodes with ads.
Many reviews highlight the value of practical, down-to-earth explanations and long-term financial planning guidance.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#138
United States/Business/Investing
Apple Podcasts
#150
United Kingdom/Business/Investing
Apple Podcasts
#129
Italy/Business/Investing
Apple Podcasts
#231
Italy/Business
Apple Podcasts
#68
Spain/Business/Investing
Apple Podcasts
#79
India/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards
Q: How has your approach to risk changed over the years?
I've come to understand risk through experiences in the mountains, realizing it's more about the consequences than just the probability of negative outcomes.
How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards
Q: Can you explain the difference between risk and uncertainty?
Risk pertains to probabilities we can estimate, while uncertainty involves the unknown factors we can't fully predict.
How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards
Q: How has your understanding and relationship with money changed after many years in your work?
My view has evolved into seeing money as an abstraction disconnected from real interactions and relationships, emphasizing the need for a more conscious connection.
Climbing the Wealth Ladder with Nick Maggiulli
Q: What other types of wealth beyond financial wealth should we consider?
Beyond financial wealth, there are social, time, mental, and physical wealth that should be prioritized as you move up the wealth ladder.
Climbing the Wealth Ladder with Nick Maggiulli
Q: What role does luck play in moving up the wealth ladder?
Luck can greatly influence wealth accumulation; bad luck can impact those at lower levels much more severely than at higher levels.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Money For the Rest of Us

What is Money For the Rest of Us about and what kind of topics does it cover?

The show centers on practical personal finance and investing concepts, with a strong emphasis on how money works, asset allocation, and long-term wealth building. Episodes span topics from macroeconomic trends and investment strategy to tax efficiency, retirement planning, and the psychology of spending, often grounding ideas in real-world examples and data-driven insights. Listeners likely value clear explanations, useful frameworks for portfolio construction, and thoughtful commentary on how broader economic forces shape individual fortunes. A few episodes stand out for their down-to-earth approach, concrete takeaways, and attention to risk management, making it appealing to both aspiring investors and finance professionals seeking access... more

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Which podcasts are similar to Money For the Rest of Us?

These podcasts share a similar audience with Money For the Rest of Us:

1. The Long View
2. Retirement Starts Today
3. Your Money, Your Wealth
4. Retirement Answer Man
5. Motley Fool Money

How many episodes of Money For the Rest of Us are there?

Money For the Rest of Us launched 12 years ago and published 568 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Money For the Rest of Us?

Recent guests on Money For the Rest of Us include:

1. David Bach
2. Dave Thomas
3. Carl Richards
4. Nick Maggiulli
5. Scott Harlan
6. Ali Akay
7. Simmons Bunton
8. Max Belmont

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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