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The Edge of Risk Podcast by IRMI

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Captive Insurance
Risk Management
Construction Industry
Artificial Intelligence
Insurance
Renewable Energy
Agriculture
Food Recalls
Mental Health
Energy Insurance Market
Insurance Industry
Cybersecurity
Climate Change
Letters Of Credit
Confidence
Equine Insurance
Complex Casualty Claims
Capacity and Pricing
Water Damage Mitigation
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Trusted Risk Management and Insurance Research That Empowers You To Be the Expert!

PublishesTwice weeklyEpisodes100Founded6 years ago
Number of ListenersCategories
BusinessEducationHow To

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Artwork for The Edge of Risk Podcast by IRMI

Latest Episodes

The Edge of Risk Podcast by IRMI welcomes Hank Dutton, senior technical specialist at Travelers Insurance and certified lift director, in a highly informative discussion on cranes and rigging exposures. Hank highlights important areas of focus, such ... more

Artificial intelligence (AI) is rapidly changing how captive insurance companies and risk retention groups operate, but where does it create the greatest value, and where should human expertise remain firmly in control?

In this episode of The Edge o... more

Self-procurement tax is an often overlooked aspect of captive insurance that can create significant compliance and financial implications if not properly addressed. In this episode of The Edge of Risk Podcast by IRMI, host Joel Appelbaum is joined by... more

Insurers use risk engineers to help customers identify and mitigate risks by assessing their operations and making recommendations for improvements. The Edge of Risk Podcast by IRMI features Peter Ukstins, head of construction risk engineering at AXA... more

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Recent Guests

Julie Bordo
President and CEO of PCH Mutual Insurance Company
PCH Mutual Insurance Company
Episode: Artificial Intelligence in Captive Insurance: Practical Lessons from a Healthcare Risk Retention Group
Allan Autry
CPA and partner with Johnson Lambert, expert in captive insurance taxation
Johnson Lambert
Episode: Captive Insurance and Self-Procurement Tax: Key Considerations
Peter Ukstins
Head of Construction Risk Engineering at AXA XL
AXA XL
Episode: Leverage Insurance Risk Engineers to Expose and Mitigate Construction Project Risks
Cherie Baker
Vice President of Enterprise Risk Management at Ilitch Companies
Ilitch Companies
Episode: Using Captive Insurance to Support Risk Strategy and Capital Deployment
Lara Goldmark
Founder and CEO of ZForm
ZForm
Episode: Paperwork Risk: How Digital Forms Are Saving Farm Operations
Laura Napoli
Co-founder and head of marketing and partnerships, ZForm
ZForm
Episode: Paperwork Risk: How Digital Forms Are Saving Farm Operations
Donny Tong
Senior Vice President at Truist Bank specializing in collateral solutions and trust agreements for insurance and captive programs
Truist Bank
Episode: Reinsurance Trusts in Captive Insurance: Structure and Strategy
Rose Hall
Founder and CEO of RH Business Ventures
RH Business Ventures
Episode: Weather-Proofing Construction: Unlocking the Power of Parametric Insurance
Kristen Lawler
Tax partner at Crowe and leader of the firm's captive insurance tax practice
Crowe
Episode: How the CFM Decision Is Reshaping Captive Insurance Tax Standards

Host

Joel Appelbaum
Host of The Edge of Risk Podcast, IRMI. Chief Content Officer at IRMI; frequently leads discussions on captive insurance, risk management, and risk governance.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#165
United States/Education/How To
Apple Podcasts
#2
Ukraine/Education/How To
Apple Podcasts
#78
Ukraine/Education
Apple Podcasts
#125
Israel/Education/How To
Apple Podcasts
#128
Russia/Education/How To
Apple Podcasts
#237
United Arab Emirates/Education/How To

Talking Points

Recent interactions between the hosts and their guests.

Artificial Intelligence in Captive Insurance: Practical Lessons from a Healthcare Risk Retention Group
Q: What are the practical, measurable impacts you've seen from using AI in claims, underwriting, and legal spend?
Early measurements show productivity gains through automation, with AI summarizing records, generating executive summaries, and accelerating claim file prep. This has reduced manual hours dramatically, lowered legal spend, and allowed the team to strategize on risk management and member benefits, while maintaining rigorous oversight.
Artificial Intelligence in Captive Insurance: Practical Lessons from a Healthcare Risk Retention Group
Q: How did you begin integrating AI into your organization and how do you think about scaling it across operations?
We started with a thin overhead model, pairing a small, talented staff with selective outside providers and then brought AI into the core processes through a vendor focused on claim management and automation. Over time, we expanded to an enterprise system that covers rate, quote, bind, and policy issuance, with AI serving as a single source of truth to drive efficiency and governance while enabling staff to focus on higher-value work.
Reinsurance Trusts in Captive Insurance: Structure and Strategy
Q: What trends do you see for the future of reinsurance trusts in captives?
Market conditions and credit spreads are likely to drive adoption of more cost-efficient collateral solutions like trusts, with a history of spikes during liquidity events showing that trusts can offer a reliable alternative to LOCs and fund withdrawals as markets evolve.
Reinsurance Trusts in Captive Insurance: Structure and Strategy
Q: What are the main collateral posting options and how do trusts compare to letters of credit and cash withholdings?
Trusts offer a balance of cost efficiency and operational simplicity compared to letters of credit and cash withholdings. They provide ongoing online visibility, lower upfront costs, and avoid annual renewal reviews required by LOCs, while giving beneficiaries more direct control and borrowers more flexibility within investment guidelines.
Reinsurance Trusts in Captive Insurance: Structure and Strategy
Q: Could you walk us through how a reinsurance trust actually operates in a captive insurance program?
The trust is set up as a restricted asset on the captive's balance sheet, with assets deposited by the grantor to secure the reinsurance arrangement; the assets are invested and managed according to the trust agreement, and withdrawals are enabled by straightforward directions to the trustee, all while preserving liquidity for claims.

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Frequently Asked Questions About The Edge of Risk Podcast by IRMI

What is The Edge of Risk Podcast by IRMI about and what kind of topics does it cover?

The show offers in-depth conversations with risk, insurance, and captive management professionals, focusing on practical governance, regulatory perspectives, and industry innovations. Episodes frequently explore captive insurance structures, tax and regulatory developments, safety analytics, and energy or construction risk, often featuring regulators, carriers, consultancies, and brokers as guests. A standout trait is the hands-on emphasis on real-world implications—such as governance, compliance, and risk data—paired with industry anecdotes and actionable takeaways for practitioners. The format tends toward expert-led clarity rather than broad theory, making it useful for listeners who want current, practitioner-facing insights and guidanc... more

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1. All-In with Chamath, Jason, Sacks & Friedberg
2. Huberman Lab
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The Edge of Risk Podcast by IRMI launched 6 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Edge of Risk Podcast by IRMI?

Recent guests on The Edge of Risk Podcast by IRMI include:

1. Julie Bordo
2. Allan Autry
3. Peter Ukstins
4. Cherie Baker
5. Lara Goldmark
6. Laura Napoli
7. Donny Tong
8. Rose Hall

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