Rephonic
Artwork for Investopoly
Superannuation
Property Investment
Investment Properties
Capital Gains Tax
Investment Strategies
Retirement Planning
Investment Strategy
Financial Planning
Melbourne
Debt Management
Investment Property
Negative Gearing
Wealth Building
Australia
BRISBANE
Self-Managed Super Fund
Capital Growth
Cash Flow Management
Etfs
Interest Rates

Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies. You will get two episodes... more

PublishesDailyEpisodes578Founded9 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for Investopoly

Latest Episodes

Four listeners at very different scales. "James," 45, describes himself as not being great with money but ready to fix that with a $480k inheritance, a high income, and 15 years to run. His head is spinning: pay off the mortgage, debt recycle, go all... more

Read Full Blog Here

Most investors think good investing means finding more things to say yes to: more opportunities, more asset classes, more products in the mix. 

Stuart argues the opposite: the people who build the most wealth over a lifetime hav... more

YouTube

This episode answers five detailed listener questions spanning retirement income, structure, and the offset-versus-invest decision. 

A listener retiring at 60 with $1.3m compares the Vanguard SpendSmart allocated pension against his current fund on ... more

YouTube

Read the blog online here. 

Two tax changes could materially alter how Australians own investments and use family trusts.

The first is Division 119, which has already been legislated and will impose a minimum 30% tax on capital gains made after 1 J... more

YouTube

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Anna Rosch
Listener with PAYG role seeking advice on family trust, super, and wealth-building strategies
Listener
Episode: Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

Hosts

Stuart Wemyss
Host of Investopoly; tax adviser, financial adviser, and mortgage broker.
Campbell Wallace
Co-host mentioned as co-host; senior financial adviser.

Reviews

4.9 out of 5 stars from 896 ratings
  • Oh the hypocrisy…

    Quite vague and full of jargon so not really for the new investor…. But also had a bit of a chuckle at the hypocrisy in your recent episode going through the investing checklist - you say there’s no place for arrogance in investing but then go on to say the recent tax changes won’t happen or will be reversed! When they really should never have been in place in the first place and have destroyed our housing system!

    This pod is a hard listen as it’s so monotonous.

    Apple Podcasts
    3
    devia8
    Australia4 months ago
  • Evidence Based Wealth Insights

    Clear, practical, and grounded. A great listen for anyone serious about building long-term wealth without the hype.

    Apple Podcasts
    5
    ‘Tosin
    Australia5 months ago
  • Best podcast

    My favourite Australian podcast .Absolutely honest and knowledgeable podcast about wealth creation and management in Australia. Well done Stuart and team👍

    Apple Podcasts
    5
    Brave55555
    Australia5 months ago
  • Highly recommend

    Stuart and Campbell take a detailed and evidence based approach to a broad range of financial topics. They are generous, transparent and insightful in their comments on case studies. And it’s all pretty easy to get your head around. Thanks to both of you

    Apple Podcasts
    5
    Scott R Australia
    Australia5 months ago
  • Offset P&I PPOR or IO Investment Prop

    Hi Stuart. Love the show and analysis of concepts beyond the usual podcast basics.

    I have several investment properties on IO and a PPOR on P&I.

    I go round and round the benefits of offsetting my investment loans vs offsetting PPOR loan - which I could do in full. I like having cash available, hence I’m against paying PPOR off.

    My monthly cashflow stays the same if I offset PPOR loan but improves significantly if I offset IO investments. But of course I pay tax on Investment income. PPOR ... more

    Apple Podcasts
    5
    Sleepless in Salamander
    Australia7 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise evidence-based, easy-to-digest coverage of tax and investing concepts.
Clear, practical and grounded wealth guidance with a transparent approach.
Many comment on the host duo's balanced, thorough analysis and useful case studies.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify
#46
Australia/Business
Apple Podcasts
#13
Australia/Business/Investing
Apple Podcasts
#19
Australia/Business
Apple Podcasts
#102
Indonesia/Business/Investing
Apple Podcasts
#141
Norway/Business/Investing
Apple Podcasts
#178
Hong Kong/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
Q: Is debt recycling a viable strategy for a couple with offset funds and a high loan-to-value situation, considering potential rate rises and cash flow?
Debt recycling can be beneficial when cash flow allows and it is used conservatively; start with smaller, incremental steps, use debt to invest where appropriate, and prioritize building external wealth while keeping an adequate offset buffer and watching rate movements.
Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
Q: Do REITs deserve a place in a portfolio, given the current environment and concentration issues in Australian REITs?
REITs can be a source of income but tend to have higher sensitivity to interest rates and concentration risk; the advisor suggests favoring broad equities, international exposure, and potentially subordinated debt for income over specialized active REIT exposure.
Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
Q: For GK's scenario with 4 million in super and an extra $300k outside, should the excess be held in accumulation, and how should the asset allocation be structured for international exposure and hedging?
Put the excess into accumulation to preserve tax efficiency within the transfer balance cap, and invest internationally with a view toward growth and hedging as appropriate for the currency exposure, highlighting the interplay between taxation, capital gains, and currency hedging.
Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
Q: I'm planning to retire in September 2027 when I turn 60. I currently have 1.3 million in my Australian super. What are your thoughts on Vanguard's allocated pension versus Australian Super?
The advisor argues that lower fees and an evidence-based approach favor Vanguard in many cases, and emphasizes matching asset allocation to the retirement horizon and personal goals rather than sticking with a default balanced mix, while noting that transfer balance cap rules and tax considerations in pension phase tend to be similar across providers.
Q&A - Property crossroads, gearing decisions and modelling for inflation
Q: For Gus, given time horizons and planning for a future home, is buying an investment property in Melbourne prudent, or should the strategy focus on gearing and later treating investments as a future home?
Given a 10-year horizon, buying an investment property may not be the best long-term strategy in Melbourne; instead, consider treating investments as a future home and using gearing within a family trust to optimize tax and cash flow while avoiding premature sale of investments. If aiming for a future home, align goals with flexible timelines and explore using gearing to grow wealth in shares or other assets, then reassess as you approach the target time frame.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Investopoly

What is Investopoly about and what kind of topics does it cover?

The show combines practical wealth-building guidance with a disciplined, evidence-based approach to personal finance, investing, and property in Australia. Host duo centers episodes on long-term planning, tax-efficient strategies, and real-world case studies, with frequent Q&A that tackles listener scenarios—from inheritance and property decisions to super contributions and gearing. Standout elements include a clear framework for asset allocation, a willingness to critique common myths, and regular references to frameworks from the author's book, Wealth by Design, and related AI tools. This mix is likely to appeal to ambitious investors seeking structured guidance, especially those balancing property with ETFs, super, and tax considerations... more

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How many episodes of Investopoly are there?

Investopoly launched 9 years ago and published 578 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Investopoly?

Recent guests on Investopoly include:

1. Anna Rosch

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