Investopoly

Stuart Wemyss & Campbell Wallace

Superannuation

Property Investment

Capital Gains Tax

Investment Properties

Retirement Planning

Investment Strategies

Investment Strategy

Melbourne

Financial Planning

Australia

Negative Gearing

Wealth Building

Investment Property

Brisbane

Debt Management

Self-Managed Super Fund

Etfs

Capital Growth

Property

Cash Flow Management

Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies. You will get two episodes... more

911 ratings

Publishes	Daily	Episodes	585	Founded	9 years ago
Number of Listeners		Categories	InvestingBusinessEntrepreneurship

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Guests Hosts Reviews Charts Talking Points

Latest Episodes

Ep 430: Is financial advice worth it? What rules can't fix.

Read Full Blog Here

Russell says advice adds 5.5% a year and Vanguard says 3%. A disciplined, rules-based approach captures much of that, but not all of it. I think these reports overstate things by assuming that without an adviser you'll panic, cha... more

13 Oct 2026 • 26 min

Q&A - Debt recycling when you sell your home: keep the deduction

Selling your home needn’t undo debt recycling. I’d substitute the security with a term deposit or your next home to keep it deductible.

In this listener Q&A I walk Dave through substitution of security and simultaneous settlements, and explain why I... more

12 Oct 2026 • 37 min

YouTube

Ep 429: How much do you need to retire & are you on track? Work it out here.

Read Full Blog Here

To spend $120k a year from age 60, you need about $3m to never touch your capital, or $2.1m if you plan to run it down to zero by 90. Most super calculators can't tell you whether you're on track, because they ignore investments ... more

6 Oct 2026 • 38 min

YouTube

Q&A- Sequence of returns risk retiring early: bridging to super

Sequence-of-returns risk in early retirement is manageable with a big enough cash buffer. What I'd test is how you'll feel spending it.

In this listener Q&A, I work through Michael's plan to retire at 52 and use an ETF portfolio plus three years of ... more

5 Oct 2026 • 37 min

YouTube

Key Facts

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Number of Listeners

Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Property Investment & Wealth Creation Australia | The Michael Yardney PodcastMichael Yardney; Australia's authority in wealth creation thru property

The Money PuzzleThe Australian

Australian Property PodcastRask

The Elephant In The Room Property Podcast | Inside Australian Real EstateChris Bates

The Property CouchBen Kingsley, Opti & The Couch Crew

Recent Guests

Anna Rosch

Listener with PAYG role seeking advice on family trust, super, and wealth-building strategies

Listener

Episode: Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

Hosts

Stuart Wemyss

Host of Investopoly; tax adviser, financial adviser, and mortgage broker.

Campbell Wallace

Co-host mentioned as co-host; senior financial adviser.

Reviews

4.9 out of 5 stars from 911 ratings

Oh the hypocrisy…
Quite vague and full of jargon so not really for the new investor…. But also had a bit of a chuckle at the hypocrisy in your recent episode going through the investing checklist - you say there’s no place for arrogance in investing but then go on to say the recent tax changes won’t happen or will be reversed! When they really should never have been in place in the first place and have destroyed our housing system!
This pod is a hard listen as it’s so monotonous.
Apple Podcasts
3
devia8
Australia5 months ago
Evidence Based Wealth Insights
Clear, practical, and grounded. A great listen for anyone serious about building long-term wealth without the hype.
Apple Podcasts
5
‘Tosin
Australia5 months ago
Best podcast
My favourite Australian podcast .Absolutely honest and knowledgeable podcast about wealth creation and management in Australia. Well done Stuart and team👍
Apple Podcasts
5
Brave55555
Australia6 months ago
Highly recommend
Stuart and Campbell take a detailed and evidence based approach to a broad range of financial topics. They are generous, transparent and insightful in their comments on case studies. And it’s all pretty easy to get your head around. Thanks to both of you
Apple Podcasts
5
Scott R Australia
Australia6 months ago
Offset P&I PPOR or IO Investment Prop
Hi Stuart. Love the show and analysis of concepts beyond the usual podcast basics.
I have several investment properties on IO and a PPOR on P&I.
I go round and round the benefits of offsetting my investment loans vs offsetting PPOR loan - which I could do in full. I like having cash available, hence I’m against paying PPOR off.
My monthly cashflow stays the same if I offset PPOR loan but improves significantly if I offset IO investments. But of course I pay tax on Investment income. PPOR ... more
Apple Podcasts
5
Sleepless in Salamander
Australia7 months ago

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Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise evidence-based, easy-to-digest coverage of tax and investing concepts.

Clear, practical and grounded wealth guidance with a transparent approach.

Many comment on the host duo's balanced, thorough analysis and useful case studies.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify	#47	Australia/Business
Apple Podcasts	#21	Australia/Business/Investing
Apple Podcasts	#43	Australia/Business
Apple Podcasts	#184	New Zealand/Business/Investing
Apple Podcasts	#212	Hong Kong/Business/Investing
Apple Podcasts	#244	Finland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Q&A - Untangling a messy structure, cutting losses, and low-income investing

Q: Second question regarding a NSW property downsizing dilemma involving a high-value family home and potential tax implications of changing ownership or splitting ownership via a company or trust.

The host analyzes various ownership structures and their tax consequences, highlighting land-rich rules, stamp duty, and capital gains tax. The recommended approach is to avoid risky ownership restructures unless intending to hold long-term, consider family trust strategies to manage estate issues, and focus on a practical plan that minimizes taxes while preserving flexibility, with a preference for not selling in a down market unless necessary.

Q&A - Untangling a messy structure, cutting losses, and low-income investing

Q: First question from Marty about aligning with his wife on investment philosophy and whether to change advisors or keep the current setup.

The host emphasizes that philosophical alignment between the couple and the advisor is foundational; if there is a misalignment in beliefs about money and investing, it's likely to create ongoing conflict, so the recommended course is to clarify and align on core beliefs and choose an advisor who shares that philosophy, even if that means seeking a second opinion.

Q&A- Structures, debt recycling, and accessing super

Q: Daniel's question about rules around accessing super at preservation age and whether work status affects eligibility.

Stuart provides a detailed explanation: permanent retirement is required to access super at preservation age (60) or later (65) regardless of working status, with the possibility of returning to work after accessing super. He describes how transition-to-retirement works, and how to implement a strategy—often resigning, moving to a pension, and then potentially returning to work while controlling drawdown. He emphasizes that these decisions are personal and independent of a spouse's status, and highlights practical steps for implementing the plan.

Q&A- Structures, debt recycling, and accessing super

Q: Matt's question about the revised CGT regime and the strategy of crystallizing gains in a company to manage tax effectively.

Stuart explains the concept of crystallizing a capital gain in a company, paying about 30% upfront, and then distributing the after-tax profit as dividends over many years to potentially achieve a lower effective tax rate. He notes the need for a commercial rationale and warns about anti-avoidance rules (Part 4A) and the risk of government changes that could invalidate the strategy. He also discusses using the company to finance property purchases indirectly, but cautions that this is high-risk and not personal advice.

Q&A- Structures, debt recycling, and accessing super

Q: Nick's question about whether to continue with current setup or start a fresh brokerage account, and whether a family trust is worthwhile given the changes to taxation.

Stuart discusses the trade-offs between continuing with existing portfolio tracking versus starting a new setup for cleaner record-keeping, and he explains that for many investors, cost-base and performance tracking can justify paying a fee for a tool like ShareSite, especially to manage capital gains tax reporting and tracking performance. He advises weighing portfolio size and tax considerations, and cautions that a family trust may not be worth pursuing immediately given current tax changes, recommending a wait-and-see approach.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Investopoly

What is Investopoly about and what kind of topics does it cover?

The show combines practical wealth-building guidance with a disciplined, evidence-based approach to personal finance, investing, and property in Australia. Host duo centers episodes on long-term planning, tax-efficient strategies, and real-world case studies, with frequent Q&A that tackles listener scenarios—from inheritance and property decisions to super contributions and gearing. Standout elements include a clear framework for asset allocation, a willingness to critique common myths, and regular references to frameworks from the author's book, Wealth by Design, and related AI tools. This mix is likely to appeal to ambitious investors seeking structured guidance, especially those balancing property with ETFs, super, and tax considerations... more

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How many subscribers and views does Investopoly have?

To see how many followers or subscribers Investopoly has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Investopoly?

These podcasts share a similar audience with Investopoly:

1. Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
2. The Money Puzzle
3. Australian Property Podcast
4. The Elephant In The Room Property Podcast | Inside Australian Real Estate
5. The Property Couch

How many episodes of Investopoly are there?

Investopoly launched 9 years ago and published 585 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Investopoly?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on Investopoly?

Recent guests on Investopoly include:

1. Anna Rosch

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