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Artwork for Fintech Stacks

Fintech Stacks

Fintech Stacks
Fintech
Sofi
Robinhood
Coinbase
Stablecoins
Wealthfront
Klarna
Paypal
Jpmorgan Chase
Mastercard
Affirm
Ripple
Shopify
Prediction Markets
Bitgo
Mercadolibre
FISERV
Block
Bitcoin
Paychex

Serving fintech news like pancakes — stacked fresh every morning. 🥞

PublishesDailyEpisodes153Founded5 months ago
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BusinessInvesting

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Artwork for Fintech Stacks

Latest Episodes

Intuit beat earnings yesterday and then announced it's cutting 17% of its workforce in the same breath — classic AI-era move. Mercury raised $200M at a $5.2B valuation and is on the doorstep of a full bank charter. And SoFi quietly acquired Peach Fin... more

Chime's CEO just called a bank charter "a when, not if" — and the fintech world is paying attention. We break down what that means for the freshly public neobank, why NMI's acquisition of Dwolla is the most important payments infrastructure deal nobo... more

US investors keep sleeping on LATAM fintech — and today's episode is the wake-up call. We break down XP Inc.'s R$1.5 trillion client asset milestone and its R$1.5 billion capital return announcement, StoneCo's gutsy decision to hold full-year guidanc... more

Nubank just posted its best quarter ever — $5 billion in revenue, 135 million customers, and an efficiency ratio that makes U.S. banks look embarrassing. Then OpenAI dropped a personal finance tool that connects directly to your bank account. And Sch... more

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#169
France/Business/Investing

Talking Points

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🏆 SoFi Hits $1B Quarter. AmEx Misses Expectations. WisdomTree Grows AUM
Q: If a bank, like SoFi, successfully transitions to becoming a Fintech tollbooth, an infrastructure play, does the distinction between bank and tech company even exist anymore for the consumer?
For the consumer, maybe not. But for the business itself, it changes everything.
😵 2026 Predictions: Block Acquires Plaid. Stripe Stays Private. Robinhood Opens a Cafe.
Q: But in terms of profit and loss, is the coffee actually profitable?
The source views it as a customer acquisition cost, emphasizing cultural investment over immediate profit.
😵 2026 Predictions: Block Acquires Plaid. Stripe Stays Private. Robinhood Opens a Cafe.
Q: Is there a concern that they're just waiting for a better valuation to finally IPO?
The source suggests they might never go public in a traditional sense, maintaining their mystique.
😵 2026 Predictions: Block Acquires Plaid. Stripe Stays Private. Robinhood Opens a Cafe.
Q: What's the single biggest takeaway here?
Block wants the keys to controlling onboarding to seize power.
🅿️ PayPal Jumps Into Copilot Checkout. Klarna Faces IPO Class Action Heat. Franklin Templeton Helps Wyoming Mint a State Stablecoin.
Q: What does this all mean for you, the listener?
It means that innovation in finance is no longer happening in just one isolated sector.

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Frequently Asked Questions About Fintech Stacks

What is Fintech Stacks about and what kind of topics does it cover?

The show tracks a rapid-fire rotation of fintech headlines, earnings signals, and market shifts that signal how the financial-technology ecosystem is evolving. Across multiple episodes, hosts dissect earnings misses and beats for payment networks, BNPL platforms, and fintech incumbents, using these numbers to infer consumer spending trends, platform monetization, and the health of transaction ecosystems. Several episodes spotlight AI's impact on software models, the move toward infrastructure-first fintech, and the push for regulated, scalable financial services—from bank charters to tokenization and stablecoins. A recurring theme is how traditional finance interfaces are increasingly being recast as underlying infrastructure, with consolid... more

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1. Morning Brew Daily
2. Economist Podcasts
3. Prof G Markets

How many episodes of Fintech Stacks are there?

Fintech Stacks launched 5 months ago and published 153 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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