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Financial Decoder

Charles Schwab
Financial Planning
Retirement Planning
Cognitive Biases
Behavioral Economics
Social Security
Financial Goals
Investment Strategy
Investment Strategies
Financial Decision Making
Car Buying Mistakes
Inflation
Estate Planning
Mortgage
Emotional Biases
Super Bowl
Budgeting
Charles Schwab
Pre-Retirement Checklist
Debt
Gratitude

Cognitive and emotional biases can have a big impact on your financial life. Each episode of Financial Decoder looks closely at one financial decision--and the biases that might cloud your judgment and cost you money. Host Mark Riepe, head of the Schwab Center for Financial Research, decodes the behavioral and psychological factors at play and shares strategies designed to improve the way you appr... more

PublishesTwice monthlyEpisodes79Founded8 years ago
Number of ListenersCategories
InvestingEducationBusiness

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Artwork for Financial Decoder

Latest Episodes

Giving financial guidance to a college grad can be challenging, especially when advice is unsolicited or poorly timed. In this episode, host Mark Riepe is joined by returning guest, Patrick Means, to break down how to help new graduates make smarter ... more

After you listen:

• Check out "Tax Basics: How to Plan Year-Round."

• Find more financial-planning resources on Schwab's Insights & Education site.

On this episode, Mark Riepe examines why investors often approach taxes with a short-term mindset... more

YouTube

After you listen:

• For estate planners, read more about "3 Ways to Pass Down a Home."

• For heirs, read more about "Dos and Don'ts When You Get an Inheritance."

This episode of Financial Decoder explores inheritance from both perspectives: the ... more

YouTube

After you listen:

• Learn more about the Schwab Teen Investor™ account.

• Find more educational resources at Schwab Moneywise Teens.

On this episode of Financial Decoder, host Mark Riepe is joined by guest Patrick Means to discuss the ways paren... more

YouTube

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Hayden Adams
Director of Tax Planning and Wealth Management Research at the Schwab Center for Financial Research
Schwab Center for Financial Research
Episode: How Can You Plan Beyond Next Year's Tax Bill?
Lee McAdoo
Managing Director, Schwab Retirement Plan Services
Schwab Retirement Plan Services
Episode: Why Is the 401(k) Crucial to Retirement Saving?
Jim Ferraioli
Director of Digital Currencies Research and Strategy at the Schwab Center for Financial Research
Charles Schwab
Episode: What Should Investors Know About Cryptocurrency?
Julie Sunwoo
President of DAFgiving360, passionate about increasing charitable giving in the U.S.
DAFgiving360
Episode: How Can You Make the Most of Your Charitable Giving?
Steph Shadel
Senior Wealth Advisor at Schwab Wealth Advisory with over 15 years of experience helping investors.
Schwab Wealth Advisory
Episode: What Makes a Financial Plan Fit Your Life?
Rob Williams
Managing Director and Head of Wealth Management Research at the Schwab Center for Financial Research
Charles Schwab
Episode: What Should You Consider When Buying a New Home?
Chris Kawashima
Director of Financial Planning at the Schwab Center for Financial Research
Charles Schwab
Episode: How Do Healthcare Costs Actually Work?
Ken Pennington
Director of Alternative Investments and Manager Research
Schwab Center for Financial Research
Episode: Do Alternative Investments Have a Role in Your Portfolio?
Jeannie Bidner
Head of the branch network at Schwab, overseeing nearly 400 branch locations.
Charles Schwab
Episode: What's Driving Women's Investing Trends?

Hosts

Mark Riepe
Head of the Schwab Center for Financial Research and host of the show, providing research-driven financial insights.
Kathy Jones
Guest and contributor in market outlook and investing discussions.

Reviews

4.7 out of 5 stars from 367 ratings
  • What Should You Consider When Buying a New Home?

    Just listened. We are literally in the homebuying process now for the first time. I’m still pretty freaked out about the whole thing, but I feel like this info will really really help us to make better choices. Thank you!

    Apple Podcasts
    5
    MRich5397
    United States7 months ago
  • Clarity and Understanding

    Mark hits on a number of excellent topics. He and his guests provide useful information in a clear way that really help. Most importantly the insights provide me with an opportunity to rethink old ideas.

    Apple Podcasts
    5
    Vintage Is Best
    United States9 months ago
  • Great information and good presentation

    Adding this to my rotation!

    Apple Podcasts
    5
    AngieCC500
    United Statesa year ago
  • Great Content

    I had a buddy recommend this podcast and I have been really enjoying it. The content is informative without talking down to the audience and has help me identify some blind spots in my financial understanding. Looking forward to learning more.

    Apple Podcasts
    5
    JestyrKing
    United States2 years ago
  • Keeps you focused

    Keeps important advise close to mind

    Apple Podcasts
    5
    Some guy from antartica
    United Arab Emirates3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate research-backed insights with minimal promotional content.
Consistently positive remarks about production quality and usefulness for decision-making.
High regard for the host's ability to simplify complex topics without talking down to the audience.
Some critique on coverage depth for certain topics, with calls for more detailed, real-world data.
Praise for clear, practical financial guidance that's accessible to beginners and seasoned investors alike.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

What's the Best Way to Talk Money With Teens?
Q: In your experience, why is the distinction between just saving money and total financial independence crucial for a teen to wrap their head around?
It's about being comprehensive and making right decisions with information that's useful and relevant to their situation, which helps set them up for long-term financial independence rather than short-term saving alone.
Why Is the 401(k) Crucial to Retirement Saving?
Q: What should someone consider when deciding how much to save and how to invest within a 401(k)?
Focus on aligning contributions with retirement goals, maximize employer match, consider auto-enrollment and target-date funds for simplicity, and periodically rebalance to maintain long-term risk alignment.
Why Is the 401(k) Crucial to Retirement Saving?
Q: What are the key differences between traditional and Roth 401(k), and how do they affect taxation?
Roth contributions are taxed upfront, growth is generally tax-free on distribution after certain conditions; traditional 401(k) contributions are tax-deferred until withdrawal, with distributions taxed at the owner's marginal rate.
Why Is the 401(k) Crucial to Retirement Saving?
Q: What makes the 401(k) fit within a broader financial plan, and how does it differ from a savings or standard brokerage account?
The 401(k) is designed for long-term savings with tax advantages, strong legal protections, and automated payroll deferrals, making it a cornerstone for retirement planning compared to more liquid accounts that lack those features.
What Should Investors Know About Cryptocurrency?
Q: How do you think about building something volatile into your portfolio?
Investors need to manage their cryptocurrency holdings carefully, as Bitcoin's volatility exceeds that of traditional equities.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Financial Decoder

What is Financial Decoder about and what kind of topics does it cover?

A analytically focused show that examines financial decisions through the lens of behavioral economics and psychology. Episodes commonly explore tax planning, retirement and education goals, investment strategies, and real-world financial decision-making, often featuring Schwab Center for Financial Research experts and guest specialists. Noteworthy is the consistent integration of practical planning tips with research-backed insights, plus a clear emphasis on long-term wealth, tax efficiency, and behavioral biases that influence everyday money choices. It's likely to appeal to listeners who want actionable strategies, a rational framework for financial decisions, and access to high-level financial research presented in accessible language.

Where can I find podcast stats for Financial Decoder?

Rephonic provides a wide range of podcast stats for Financial Decoder. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Financial Decoder and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Financial Decoder get?

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What are the audience demographics for Financial Decoder?

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How many subscribers and views does Financial Decoder have?

To see how many followers or subscribers Financial Decoder has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Financial Decoder?

These podcasts share a similar audience with Financial Decoder:

1. WashingtonWise
2. On Investing
3. Choiceology with Katy Milkman
4. Schwab Market Update Audio
5. Investing Insights

How many episodes of Financial Decoder are there?

Financial Decoder launched 8 years ago and published 79 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Financial Decoder?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Financial Decoder?

Rephonic pulls ratings and reviews for Financial Decoder from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Financial Decoder?

Recent guests on Financial Decoder include:

1. Hayden Adams
2. Lee McAdoo
3. Jim Ferraioli
4. Julie Sunwoo
5. Steph Shadel
6. Rob Williams
7. Chris Kawashima
8. Ken Pennington

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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