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BLD Financial Podcast

Bld Financial
CMHC
Missing Middle Housing
Artificial Intelligence
Toronto
Insurance
Multi-Family Real Estate
Canadian Real Estate Investor
Canadian Real Estate Market
Canadian Mortgage Broker Industry
Ontario
Skyline
Tax Planning
Real Estate Investing
Builder's Risk
Universal Basic Income
Real Estate Canada
Real Estate
Mortgage Lending
Financial Literacy
Inflation

The BLD Financial Podcast brings you inside the conversations shaping Canada’s housing and development landscape.

Hosted by Josh Findlay and Ehren Laycock, two of Canada’s top commercial mortgage brokers, the show features long-form interviews with investors, developers, policymakers, and industry leaders operating at the highest level.

Each episode breaks down how deals are structured, how financ... more

PublishesTwice monthlyEpisodes33Founded2 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for BLD Financial Podcast

Latest Episodes

"The best deals in real estate are made. They're not found."

What happens after you've bought your first duplex?

In this episode of the BLD Financial Podcast, Josh Findlay and Ehren Laycock sit down with Alex Pal, founder of Pal Capital Group, to e... more

YouTube

Rental housing financing is changing... and CMHC just made another round of updates that multifamily investors and developers need to understand.

Welcome to Finance Friday, a special series within the BLD Financial Podcast. In these shorter episodes... more

"I watched most of my generation get priced out of Toronto and I took it personally."

What happens when an urban planner decides the housing system needs to change?

In this episode of the BLD Financial Podcast, Josh Findlay and Ehren Laycock sit do... more

YouTube

What can a private lender who's funded hundreds of real estate deals tell us about the future of housing in Canada? 

In this episode of the BLD Financial Podcast, we're joined by Matt Gonsalves, Vice President & Broker at Foremost Financial, one of ... more

YouTube

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Recent Guests

Blair Scorgie
Managing Principal of Scorgie Planning
Scorgie Planning
Episode: The Urban Planner Behind Toronto's Missing Middle Movement ft. Blair Scorgie Ep. 31
Matt Gonsalves
VP of Broker Mortgage Lending at Foremost Financial
Foremost Financial
Episode: What a Private Lender Learned From Funding Hundreds of Deals ft. Matt Gonsalves Ep. 30
Chris Spoke
Advocate for Missing Middle Housing; founder of Toronto Standard; developer
Toronto Standard
Episode: Why Canada Makes Housing So Hard To Build ft. Chris Spoke Ep. 29
Jack Bernstein
Real estate investor and broker; previous guest on the show
Bernstone Capital
Episode: Is the BRRRR Strategy Dead in Canada… Or Is There Still Opportunity? ft. Jack Bernstein Ep. 28
Eddy Cocciollo
President of DLC Group (Dominion Lending Centres Group)
DLC Group
Episode: President of Canada’s Largest Mortgage Network Reveals What's Coming with AI ft. Eddy Cocciollo Ep. 27
Zachary Jancsar
Mid‑market developer and realtor
Independent developer / Realtor
Episode: Why Most Developers FAIL Before They Even Build ft. Zachary Jancsar Ep. 26
Jayden Haywood
Founder of PL Engineering, advances energy modeling and incentives for multifamily construction
PL Engineering
Episode: $11 Billion in Energy Incentives: Are Developers Missing the Opportunity? ft. Jayden Haywood Ep. 25
Yasser Majd
Co-owner and co-founder of 555 Construction Management
555 Construction Management
Episode: Ontario's ADU Boom: The Operator Behind the Backyard Housing Shift ft. Yasser Majd Ep. 24
Dane Buttenaar
Developer at DASA Properties
DASA Properties
Episode: From Triplexes to 60 Acres: Scaling Into Development ft. Dane Buttenaar Ep. 23

Hosts

Josh Findlay
Host of the BLD Financial Podcast
Ehren Laycock
Co-host of the BLD Financial Podcast, industry expert

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#166
Canada/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
Q: How do you manage investor expectations and communications throughout a project?
Regular, transparent updates, clear timelines, and open conversations about risks and potential delays help maintain trust; investors want to feel connected and understand where their capital is going.
From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
Q: What are the biggest challenges you've faced in renovations versus building new, and how do you plan for contingencies?
Renovations often come with cost overruns and unexpected structural issues once walls are opened; new builds are more predictable but require careful design to avoid overrun; the key is contingency budgeting and experienced teams to identify issues early.
From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
Q: Why do you prefer CMHC construction debt for your projects, and how has that evolved with recent changes in premiums?
CMHC construction debt provides higher leverage and a more favorable rate environment over time, especially when paired with the takeout debt, even after premium increases; however, premiums have risen and builders must weigh immediate costs against long-term rate discounts and cash flow protection.
From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
Q: Tell our listeners how you got started in real estate and how you progressed to mid-sized multifamily.
Bryan started with small multifamily houses using a house-hacking strategy, leveraged CMHC financing early on, transitioned from working as a construction worker to full-time real estate investing, explored poker and firefighting, and eventually pursued mid-sized multifamily and mixed-use developments through a phased approach.
What a Private Lender Learned From Funding Hundreds of Deals ft. Matt Gonsalves Ep. 30
Q: What do you see as the biggest challenges in financing mid-sized projects and how do you manage capital and liquidity to keep deals on track?
The biggest challenges are capital availability and timing; they emphasize liquidity, diversified funding lines (two major institutions), and proactive cost tracking with cost consultants and in-house monitoring to avoid cash shortfalls and ensure draws align with actual costs.

Audience Metrics

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Frequently Asked Questions About BLD Financial Podcast

What is BLD Financial Podcast about and what kind of topics does it cover?

The show centers on Canada's real estate and development ecosystem, with long-form conversations featuring investors, developers, lenders, and policymakers. Episodes typically explore how deals are structured, financing pathways, and the practical realities of executing mid- to large-scale projects. Topics frequently cover CMHC policies, lending dynamics, energy incentives, density and missing-middle housing, and the interplay between market cycles and local policy. A notable strength is the depth of industry expertise among guests, from traditional brokerage and lending to tax strategy and construction management, often paired with real-world anecdotes and pragmatic takeaways for listeners seeking actionable guidance.

What stands out is t... more

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To see how many followers or subscribers BLD Financial Podcast has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to BLD Financial Podcast?

These podcasts share a similar audience with BLD Financial Podcast:

1. The Canadian Real Estate Investor
2. Angry Mortgage
3. The Loonie Hour
4. The Truth About Financial Independence for Canadians
5. My First Million

How many episodes of BLD Financial Podcast are there?

BLD Financial Podcast launched 2 years ago and published 33 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on BLD Financial Podcast?

Recent guests on BLD Financial Podcast include:

1. Blair Scorgie
2. Matt Gonsalves
3. Chris Spoke
4. Jack Bernstein
5. Eddy Cocciollo
6. Zachary Jancsar
7. Jayden Haywood
8. Yasser Majd

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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