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Wise and Shine

The Financial Coconut
Singapore
Artificial Intelligence
Career Development
Finance
The Financial Coconut
Mid-Career Reinvention
Cybersecurity
Networking
Gen Z
Longevity
Wise & Shine
Workplace Visibility
Mid-Career Professionals
Creativity
Workplace Harassment
Retrenchment
Judgment
Luxury Industry
Job Hunting
Exercise Medicine

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with.

Join Reggie and SGBudgetBabe Dawn as we banter about the... more

PublishesTwice monthlyEpisodes167Founded2 years ago
Number of ListenersCategories
CareersBusinessEducationSelf-Improvement

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Artwork for Wise and Shine

Latest Episodes

AI can make work faster. But should it do all the thinking for us?

In this Wise & Shine conversation, Chelvin Loh, Dr Tommie Chen and Mario Jacober explore how AI is changing jobs, skills and the way people work.

The bigger question is not simply w... more

Most people try to make their jobs sound more impressive. Shaik Nifael does the opposite: "I clean longkangs for a living."

He left school without the conventional qualifications his parents had hoped for and ended up doing the work he had been warn... more

At 24, Nicholas thought he was choosing between photography and film production.

Then he spent 36 hours in a concrete cell.

Lights on around the clock. Air-con blasting. Almost nothing except time to think. And one question kept coming back:

“Is t... more

A 100% keyword match on a resume used to be the goal. Now it's often the reason it gets rejected before a human ever reads it.

Career coach Samantha Ng joins co-hosts Adrian and Faith to break down why fresh grads are sending out hundreds of applica... more

Wise and Shine is coming back, and this time, we are looking for a new voice.

The career landscape has changed. It is no longer just about climbing the ladder, asking for a higher salary, or figuring out how to survive middle management. Gen Zs are ... more

YouTube

After 160 episodes and 3 years of conversations, the entire Wise and Shine team is back together for one final discussion.

But this episode is different.

We’re sharing the real story behind the show, the lessons we learned, and why we’re pressing p... more

YouTube

Mental health is something many workplaces say they support today. But when it comes to actually sharing a diagnosis at work, many professionals still choose to stay silent.

Why is that?

Through an honest and thought-provoking discussion, we unpack... more

YouTube

Why do we say we want innovators… but still reward rule followers?

In this episode, we are joined by Patrick Lim, CEO of ACE.SG, and Ezekkious Loo, YSEALI Fellow; Winner of FY25 POL-ITE Entrepreneurs Challenge, to dive into a fascinating paradox: Yo... more

YouTube

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Chelvin Loh
Director of Intelligence, Product and Partnership at Skills and Workforce Development Agency
Skills and Workforce Development Agency
Episode: Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Tommie Chen
Leads Partnership and Market Development at the Institute of Adult Learning
Institute of Adult Learning
Episode: Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Mario Jacober
Leads HR, Operations and Technology for Zurich Insurance across APEC
Zurich Insurance
Episode: Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Gerard Koh
Leads People Experience and Culture at Singtel
Singtel
Episode: Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Shaik Nifael
Managing director of Jetters Incz, a specialist drain-cleaning and waste-management business
Jetters Incz
Episode: How a Longkang Cleaner Built a Business Nearing S$3M a Year [W&S S2 E3 ft Shaik Nifael]
Nicholas Goh
Senior financial consultant with a background in fine arts and sports
Independent / Finance industry
Episode: 36 Hours in a Cell: The Arrest That Changed a 24-Year-Old's Career [W&S S2 E2]
Samantha Ng
Career coach and career counsellor at a university, frontline advisory for graduates
University Career Advisory
Episode: Real Reasons Fresh Grads Get Ghosted After 400 Applications [W&S S2 E1]
Glenn Van Zutphen
Founder and CEO of Van Media Group; host of MoneyFM 89.3 Saturday morning show
Van Media Group
Episode: How to Get People to Actually Listen to You at Work [W&S 158 ft Radio Host from MoneyFM 89.3]
Huy Wen
Recruiter, Binocular
Binocular
Episode: What Budget 2026 Isn’t Saying About the Job Market [W&S 157, SG Budget 2026 Debate]

Host

Dawn / Reggie / Alex Loh / Adrian Tan / Faith Chu / Afrana
A core ensemble focusing on career, education, personal finance, and practical strategy across a modern work landscape.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#88
Ukraine/Business/Careers
Apple Podcasts
#132
Singapore/Business/Careers

Top Careers Podcasts

SHeCOMMERCE
SHeCOMMERCECristina Marinucci & Jacqueline Dynowski
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Think Fast Talk Smart: Communication TechniquesMatt Abrahams, Think Fast Talk Smart
Women's Leadership Success
Women's Leadership SuccessSabrina Braham MA MFT PPC
Best of Luck with Kyla Scanlon
Best of Luck with Kyla ScanlonVox Media Podcast Network

Talking Points

Recent interactions between the hosts and their guests.

How a Longkang Cleaner Built a Business Nearing S$3M a Year [W&S S2 E3 ft Shaik Nifael]
Q: Would you ever point your own kids to succeed or even get involved in your business, or would you want them to do something else for themselves?
Nifael wants his children to encounter and overcome obstacles independently before considering whether they are suited to business. He says they would need resilience and the ability to recover from setbacks, and notes that some family businesses send the next generation out to learn and survive on their own.
How a Longkang Cleaner Built a Business Nearing S$3M a Year [W&S S2 E3 ft Shaik Nifael]
Q: What was it like dropping out of school, and how did people react when you first told them what you did for work?
Nifael described deciding early that school did not suit him, leaving at 17, and being directed by his father into drain-cleaning work. He initially felt embarrassed and remembers people treating the job as a warning about failing to study. He later took pride in the work after seeing its technical importance and earning a good income.
Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Q: What is cognitive friction, and why does it matter?
Tommie Chen distinguishes administrative friction, which AI can reduce, from cognitive friction, which should remain so people still practice, learn and verify results. Without that effort and scaffolding, they risk accumulating cognitive debt and losing capability.
Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
Q: What does career agility look like for someone sitting in this room today?
Chelvin Loh says it means understanding how job tasks are changing, identifying which can be supported by AI and which rely on human skills, then taking deliberate steps to build transferable skills and prepare for future roles.
Real Reasons Fresh Grads Get Ghosted After 400 Applications [W&S S2 E1]
Q: What should a graduate do in the next seven days to improve their chances?
Shift from passive applying to active outreach: assess energy, broaden activities beyond application, build a portfolio, tailor outreach to specific roles, and start networking with mentors or hiring managers to gain advice and possible opportunities.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Wise and Shine

What is Wise and Shine about and what kind of topics does it cover?

The show centers on practical career development, workplace visibility, and personal-finance topics framed for a Singaporean and Southeast Asian audience. Across recent episodes, discussions span mid-career reinvention, navigating AI-enabled workplaces, hiring criteria from large employers, and smart strategies to stand out without resorting to loud self-promotion. Guests include career coaches, HR leaders, finance professionals, educators, and industry experts who share concrete frameworks, actionable steps, and real-world anecdotes about networking, internal sponsorship, upskilling, and strategic communication. A few episodes highlight family finances, long-term planning, and the evolving role of technology in work, making the series a ha... more

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How many episodes of Wise and Shine are there?

Wise and Shine launched 2 years ago and published 167 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Wise and Shine?

Recent guests on Wise and Shine include:

1. Chelvin Loh
2. Tommie Chen
3. Mario Jacober
4. Gerard Koh
5. Shaik Nifael
6. Nicholas Goh
7. Samantha Ng
8. Glenn Van Zutphen

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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