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Unconventional Wisdom

Ed Rempel
Financial Planning
Canada
Stock Market
Smith Manoeuvre
Retirement Planning
Equities
Toronto
4% Rule
Unconventional Wisdom
Investing
Longevity
Emergency Fund
Stocks
Real Estate
Money
Retirement
Gics
CPP
Banking
Trust Planning

Welcome to the Unconventional Wisdom podcast. The show that helps you achieve financial security & freedom. Insights based on in-depth experience from Canada's #1 financial planner blogger. Find out what really works. Your host, fee-for-service financial planner & tax accountant, Ed Rempel.

PublishesTwice weeklyEpisodes190Founded4 years ago
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InvestingBusinessEducation

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Artwork for Unconventional Wisdom

Latest Episodes

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Whether you're applying for your first credit card, financing a car, paying for school or considering a line of credit, understanding how borrowing works can help you make more con... more

On July 30, I was diagnosed with prostate cancer.

Just 19 days later, I had surgery. Today, I'm 100% cancer-free!

I'm sharing my story because early detection saved my life.

My cancer was classified as intermediate aggressive, with approximate... more

Want to start building wealth for your children or grandchildren — without creating an overly complicated estate structure?

Two options families may come across are bare trusts and informal "In-Trust For" (ITF) accounts. They are effective ways to ... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Sabiha Mukadam
Mortgage expert, in-house specialist
Unconventional Wisdom
Episode: Re-evaluating Canada's Best Re-Advanceable Mortgages: The New Top 4 Post-OSFI Rankings
Ed Rempel
Fee-for-service financial planner, tax accountant, and blogger featured on the podcast
Unconventional Wisdom / EdRempel.com
Episode: How Did the Wealthy Get Wealthy — and Can I Copy Them? (Canadian Financial Summit 2025)

Hosts

Ed Rempel
Host of Unconventional Wisdom; fee-for-service financial planner and tax accountant with focus on practical planning and tax-efficient strategies.
Sabiha Mukadam
Regular host across segments (Youth Corner, Sage Isle Podcasts); focuses on accessible financial guidance and planning for Canadian audiences.

Reviews

4.1 out of 5 stars from 39 ratings
  • Must listen !

    This podcast is a must listen for all young investors . Warning: you won’t get this advice from any Canadian bank.

    Apple Podcasts
    5
    worm1966
    Canada3 years ago
  • Great listening!

    I am so glad you are doing a podcast because it is so much easier for me to listen while I am exercising instead of trying to watch a video. Thank you!

    Apple Podcasts
    5
    TNT DaRoza
    Canada4 years ago
  • Great podcast

    Hi Ed

    I am big fan of you and listening to all other podcasts where you have appeared as guest.

    I am so glad you have started your own. You have wealth of finance knowledge that will benefit to every Canadian. This is incredible and I recommend to everyone. Thank you Ed and I will keep watching for new episodes.

    Apple Podcasts
    5
    kap101010
    Canada4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Polished host cadence and practical tips for building wealth in Canada.
Clear, actionable advice beyond generic finance talk; good for busy listeners.
Balanced mix of strategic planning and real-world examples; guests add credibility.

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Talking Points

Recent interactions between the hosts and their guests.

New Study Supports 100% Equity Investing for Life (Canadian Financial Summit 2025)
Q: What does the study actually prove about all-equity investing for life, and how solid is the evidence?
The study argues that an all-equity allocation, notably with two-thirds international exposure, outperforms traditional mixed allocations in wealth accumulation, retirement income, and capital preservation, supported by long-horizon data across many countries and by simulations showing lower ruin probabilities; Ed emphasizes that it's not about guaranteed safety but relative safety over 30 years and the ability to stay invested through downturns.
RRSP/RRIF Meltdown Strategies Explained (Canadian Financial Summit 2025)
Q: How does the strategy compare to the traditional RIF meltdown plan?
The traditional plan withdraws the minimum and relies on investment growth with offsetting loan interest, but the tax-efficient or effective variants aim to offset rising RIF withdrawals more aggressively through larger loans and tax planning, potentially reducing overall tax over time.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number seven for a 20-year-old wanting to retire by 40—honest advice and common misperceptions.
Advice centers on defining a why, establishing a concrete plan, committing to long-term equity exposure, and recognizing that FIRE typically requires staying motivated and disciplined; the community often underestimates the continuous effort required to maintain such a goal.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number six about life-stage variations and the possibility of returning to work.
Most FIRE clients eventually settle into some form of part-time or flexible work to keep meaning and cash flow, but full-on financial struggle a year or more after retirement is uncommon when a plan exists.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number five on psychological toll and non-financial variables.
Non-financial factors such as loss of routine, identity, and social connections are real; many FIRE participants seek more time with loved ones and structured activities, and most maintain some level of social engagement to mitigate these effects.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Age Range
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Frequently Asked Questions About Unconventional Wisdom

What is Unconventional Wisdom about and what kind of topics does it cover?

A practical Canadian finance show led by Ed Rempel and a regular co-host, delivering actionable guidance on personal money management, investing, and tax-efficient planning. Episodes span retirement strategies, debt optimization (including the Smith Manoeuvre), credit myths, banking basics, and behavioral lenses on long-term wealth building, with a strong emphasis on formal planning, risk management, and keeping a steady, goal-driven approach through market volatility. A notable hallmark is translating complex debt- and tax-optimization concepts into approachable steps, often illustrated with real-world examples and a focus on durable financial habits for everyday Canadians.

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How many listeners does Unconventional Wisdom get?

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Which podcasts are similar to Unconventional Wisdom?

These podcasts share a similar audience with Unconventional Wisdom:

1. Build Wealth Canada Podcast
2. The Wealthy Barber Podcast
3. The Rational Reminder Podcast
4. The Canadian Investor
5. In the Money with Amber Kanwar

How many episodes of Unconventional Wisdom are there?

Unconventional Wisdom launched 4 years ago and published 190 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Unconventional Wisdom?

Recent guests on Unconventional Wisdom include:

1. Sabiha Mukadam
2. Ed Rempel

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