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Unconventional Wisdom

Ed Rempel
Financial Planning
Retirement Planning
Equities
Stock Market
Canada
Toronto
Longevity
Stocks
Real Estate
4% Rule
Money
Unconventional Wisdom
Gics
CPP
OAS
Smith Maneuver
Financial Independence, Retire Early (FIRE)
Market Timing
Monte Carlo Simulations
Finances

Welcome to the Unconventional Wisdom podcast. The show that helps you achieve financial security & freedom. Insights based on in-depth experience from Canada's #1 financial planner blogger. Find out what really works. Your host, fee-for-service financial planner & tax accountant, Ed Rempel.

PublishesWeeklyEpisodes162Founded3 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for Unconventional Wisdom

Latest Episodes

In this episode of Youth Corner, Sabiha explores why so many people feel behind financially—and why comparison and expectations often have more influence on that feeling than reality.

After more than 30 years in financial planning, she explains why... more

Louise (not her real name) has far more money than she is ever likely to spend. She has always invested in equities and is comfortable with them. However, now at age 84, she is wondering whether she should invest more conservatively.

This is a case... more

I'm pleased to introduce the first podcast episode in Sabiha Mukadam's new series, Advice from the Sage Owl.

Sabiha has worked alongside me for many years helping clients build and maintain comprehensive financial plans.

In this podcast episode, ... more

For more than 20 years, Unconventional Wisdom has been where I share financial planning ideas, strategies, and lessons I've learned from helping Canadians build better financial lives.

Today, I'm excited to introduce someone who has been a key part... more

Key Facts

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Number of Listeners
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Recent Guests

Sabiha Mukadam
Key financial planner on the team, expanding the blog into a practical advice space
Sage Collaborative Financial Planning
Episode: A New Addition to Unconventional Wisdom: Meet Sabiha Mukadam
Ed Rempel
Fee-for-service financial planner, tax accountant, and blogger featured on the podcast
Unconventional Wisdom / EdRempel.com
Episode: How Did the Wealthy Get Wealthy — and Can I Copy Them? (Canadian Financial Summit 2025)

Host

Ed Rempel
Host of Unconventional Wisdom; fee-for-service financial planner & tax accountant with focus on Canadian financial planning and investment strategies.

Reviews

4.0 out of 5 stars from 37 ratings
  • Must listen !

    This podcast is a must listen for all young investors . Warning: you won’t get this advice from any Canadian bank.

    Apple Podcasts
    5
    worm1966
    Canada3 years ago
  • Great listening!

    I am so glad you are doing a podcast because it is so much easier for me to listen while I am exercising instead of trying to watch a video. Thank you!

    Apple Podcasts
    5
    TNT DaRoza
    Canada3 years ago
  • Great podcast

    Hi Ed

    I am big fan of you and listening to all other podcasts where you have appeared as guest.

    I am so glad you have started your own. You have wealth of finance knowledge that will benefit to every Canadian. This is incredible and I recommend to everyone. Thank you Ed and I will keep watching for new episodes.

    Apple Podcasts
    5
    kap101010
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Thoughtful, data-driven financial guidance for Canadians.
Clear explanations of complex topics like taxes and retirement planning.
Great mix of practical tips and macro insights; easy to apply.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#92
Canada/Business/Investing
Apple Podcasts
#243
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

New Study Supports 100% Equity Investing for Life (Canadian Financial Summit 2025)
Q: What does the study actually prove about all-equity investing for life, and how solid is the evidence?
The study argues that an all-equity allocation, notably with two-thirds international exposure, outperforms traditional mixed allocations in wealth accumulation, retirement income, and capital preservation, supported by long-horizon data across many countries and by simulations showing lower ruin probabilities; Ed emphasizes that it's not about guaranteed safety but relative safety over 30 years and the ability to stay invested through downturns.
RRSP/RRIF Meltdown Strategies Explained (Canadian Financial Summit 2025)
Q: How does the strategy compare to the traditional RIF meltdown plan?
The traditional plan withdraws the minimum and relies on investment growth with offsetting loan interest, but the tax-efficient or effective variants aim to offset rising RIF withdrawals more aggressively through larger loans and tax planning, potentially reducing overall tax over time.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number seven for a 20-year-old wanting to retire by 40—honest advice and common misperceptions.
Advice centers on defining a why, establishing a concrete plan, committing to long-term equity exposure, and recognizing that FIRE typically requires staying motivated and disciplined; the community often underestimates the continuous effort required to maintain such a goal.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number six about life-stage variations and the possibility of returning to work.
Most FIRE clients eventually settle into some form of part-time or flexible work to keep meaning and cash flow, but full-on financial struggle a year or more after retirement is uncommon when a plan exists.
Financial Independence, Retire Early: The Math Behind the Viral Money Movement
Q: Question number five on psychological toll and non-financial variables.
Non-financial factors such as loss of routine, identity, and social connections are real; many FIRE participants seek more time with loved ones and structured activities, and most maintain some level of social engagement to mitigate these effects.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Household Income
Social Media Reach

Frequently Asked Questions About Unconventional Wisdom

What is Unconventional Wisdom about and what kind of topics does it cover?

This program centers on practical personal finance, investing, and retirement planning in a Canadian context. Episodes frequently cover the FIRE movement, tax strategy, housing finance, and long-horizon investing, with a strong emphasis on evidence-based approaches, real-world cash flow planning, and using leverage and tax shelters to optimize outcomes. A recurring theme is staying invested through volatility, balancing growth with risk management, and translating complex financial concepts into actionable steps for Canadians navigating taxes, CPP, pensions, and government programs. A standout aspect is the host's emphasis on data-driven planning and accessible explanations, making advanced planning concepts approachable for everyday savers... more

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Which podcasts are similar to Unconventional Wisdom?

These podcasts share a similar audience with Unconventional Wisdom:

1. Build Wealth Canada Podcast
2. The Wealthy Barber Podcast
3. The Rational Reminder Podcast
4. The Canadian Investor
5. Angry Mortgage

How many episodes of Unconventional Wisdom are there?

Unconventional Wisdom launched 3 years ago and published 162 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Unconventional Wisdom?

Recent guests on Unconventional Wisdom include:

1. Sabiha Mukadam
2. Ed Rempel

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