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Financial Planning
Investment Strategies
Financial Advisory
Market Volatility
Bitcoin
Retirement Planning
Client Relationships
Investment Strategy
Artificial Intelligence
Investing
Cryptocurrency
Personal Finance
Behavioral Finance
Client Communication
Financial Services
Financial Advice
Pensions
Risk Profiling
Passive Investing
Compliance

Four business-owning entrepreneurial knuckleheads chew the fat on the sometimes murky, always quirky, world of UK and Irish personal finance.

PublishesTwice monthlyEpisodes97Founded4 years ago
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BusinessInvestingEntrepreneurship

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Artwork for TRAP: The Real Adviser Podcast

Latest Episodes

In this latest pile of TRAP, the Trap Pack discuss

• Topical Titbits

• Meat and Potatoes: The Pessimist Perception Problem

• TRAPist question from Ash S

• Culture Corner

Show links: tiny.cc/traplinks

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Take part ... more

TRAP LIVE26 tickets on sale here: www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

• Topical Titbits

• Meat and Potatoes: Matt Abouzeid: From Provider To Planner

• TRAPist question from Stefan H

• Culture Co... more

TRAP LIVE26 tickets on sale here: www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

• Topical Titbits

• Meat and Potatoes: interview with Madison McCall, Senior Multi-Asset Investment Product Specialist for V... more

TRAP LIVE26 tickets on sale here: www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

• Topical Titbits

• Meat and Potatoes: Star Fund Managers: Fairytales or Superheroes

• TRAPist question from Sean Lowson: Li... more

Key Facts

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Recent Guests

Rohit Vaish
Co-founder of Saturn, focused on enhancing financial resilience and access to financial planning.
Saturn
Episode: 91 - ROHIT VAISH FROM SATURN: AI: Revolution or Ruin for Financial Planning?
Brett Davidson
A leading figure in financial planning, with a focus on helping firms grow and succeed.
FP Advance
Episode: 90 - BRETT DAVIDSON: The Financial Planning Wizard of Aus
Ola Abdul
Founder and CEO of Fundment
Fundment
Episode: 89 - OLA ABDUL: Fundment Fundamentals
Pete Matthew
Financial commentator and advisor
Episode: 86 - The Big Lessons of 2025 (with special guest Pete Matthew)
Paul Armson
Financial advisor and lifestyle planning expert
Inspiring Advisors
Episode: 84 - PAUL ARMSON: Mr Marmite!
Cathi Harrison
CEO of Verve
Verve
Episode: 80 - CATHI HARRISON: The Girl's Got Verve
Joe O'Connor
Elite coach specializing in health, fitness, and performance optimization
Coach Pact
Episode: 77 - Creating Winning Habits - with elite coach Joe O’Connor
Rob Stevenson
One of the most revered consultants in the financial services sector.
Kingmaker
Episode: 72 - M&A Musings with special guest Rob Stevenson.
Barney Whiter
Financial coach involved in the Financial Independence Retire Early movement
Escape Artist
Episode: 64 - Escape Artist On FIRE

Hosts

Alan Smith
Co-host and storyteller, principal host of the advisory-focused show
Carl DeLavoce
Co-host contributing industry know-how and mentorship
Andy Ultraheart
Co-host and advisor, known for candid discussion
Lick Ninkan
Frequent host with a strong perspective on the profession and industry trends

Reviews

4.8 out of 5 stars from 469 ratings
  • Full of themselves

    4 guys who are so abnoxiously and opinionated. Carl you thought Terry Smith was abnoxious in his interview...listen to yourself and co hosts....WAY worse

    Nick doesn't use bonds

    Andrew says trusts give him "the hee bee gee bees"

    Alan won't use VCTs

    Carl seems to spend more time making promotional content and going to seminars that clients pay for.

    Full fat financial planning? Hmm

    Podcast Addict
    2
    Paul Revere
    a month ago
  • Podcast Addict
    Paul Revere
    a month ago
  • 7 out of 5 stars - a long overdue review

    As a financial advisor in the Wild, Wild East of Singapore, where commission, kickbacks and product-selling lives on in full force, this outstanding podcast is a lifeline to the very few who do real financial planning and has even inspired us to create our own band of merry men (and woman) to exchange ideas and help rescue as many as we can from the evil clutches of the commission hunters. Thank you for giving so much of your time, wisdom and banter - you are making a difference not just at home... more

    Apple Podcasts
    5
    JacxMcQ
    United Kingdom2 months ago
  • Invaluable insights

    As a ‘career changer’ to financial advice, the knowledge, insights and expertise shared by each of the hosts has been invaluable. This podcast has certainly accelerated my own learning and hopefully helped avoid a few pitfalls along the way. I also had the pleasure to meet Nick at PFS Future Vision 2026 (who prompted this review!) and I look forward to meeting the rest at TRAP Live. Keep up the good work guys. Thanks

    Apple Podcasts
    5
    Mat Spence
    United Kingdom3 months ago
  • GP Mantini

    I don’t think there is a Better source of long term relatable professional

    And personal development for the UK advisor community. encouraging and irreverent banter to boot. Keep up the good work!

    Can I get a free TRAP live ticket now?🤪

    Apple Podcasts
    5
    GPM IFA
    United Kingdom3 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistently helpful for navigating industry changes and client relationships.
A must-listen for young advisers planning career moves.
Engaging, practical CPD with blunt honesty.
Irreverent but incredibly informative for practicing planners.
Genuine community feel; invites diverse practitioner perspectives.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

92 - Star Fund Managers: Fairytales or Superheroes?
Q: What is the panel's stance on active fund management vs. indexing?
They argue that active management generally underperforms over time, advocate for diversified indexing or systematic approaches, and emphasize client education and planning rather than chasing star managers.
90 - BRETT DAVIDSON: The Financial Planning Wizard of Aus
Q: What do advisors keep getting wrong?
Davidson pointed out the misalignment of incentives and failure to separate servicing and new business advisory roles as significant mistakes.
90 - BRETT DAVIDSON: The Financial Planning Wizard of Aus
Q: What firms do you see being in the most trouble?
Davidson noted that firms that fail to build strong teams and those that sell out due to inability to grow are typically in trouble.
90 - BRETT DAVIDSON: The Financial Planning Wizard of Aus
Q: What are the big themes today in terms of what's the current market?
Brett Davidson highlighted the ongoing opportunities for independently owned firms to scale and make a significant impact in financial planning.
91 - ROHIT VAISH FROM SATURN: AI: Revolution or Ruin for Financial Planning?
Q: What's your advice to somebody who's definitely very early stages recognize that there's a technological revolution happening, but doesn't quite know at this stage what the first step is that they should take?
Identify the core problem you're facing in providing an amazing client experience and look for market solutions to address that limiting factor.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About TRAP: The Real Adviser Podcast

What is TRAP: The Real Adviser Podcast about and what kind of topics does it cover?

The show features blunt, practical discussions about UK and Irish personal finance, with a focus on advisor realities, evidence-based investing, and the evolving role of technology in client relationships. Across episodes, hosts challenge conventional investing wisdom (favoring passive strategies), dissect industry moves like mergers and private markets, and share candid experiences from running advisory firms. Expect high-energy banter, real-world tips for growing practices, and guest perspectives from fintech founders, planners shifting toward independence, and industry commentators. A standout element is the blend of irreverent humor with actionable CPD-worthy insights, plus ongoing sponsor involvement that ties into the advisor ecosyste... more

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Which podcasts are similar to TRAP: The Real Adviser Podcast?

These podcasts share a similar audience with TRAP: The Real Adviser Podcast:

1. Adviser 3.0: The Podcast
2. The Meaningful Money Personal Finance Podcast
3. This is Money Podcast
4. Bulletproof Entrepreneur
5. The Money To The Masses Podcast

How many episodes of TRAP: The Real Adviser Podcast are there?

TRAP: The Real Adviser Podcast launched 4 years ago and published 97 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on TRAP: The Real Adviser Podcast?

Recent guests on TRAP: The Real Adviser Podcast include:

1. Rohit Vaish
2. Brett Davidson
3. Ola Abdul
4. Pete Matthew
5. Paul Armson
6. Cathi Harrison
7. Joe O'Connor
8. Rob Stevenson

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