Rephonic
Artwork for PaymentsJournal

PaymentsJournal

PaymentsJournal
Artificial Intelligence
Nacha
Real-Time Payments
Credit Unions
Payments
Financial Institutions
Fraud Prevention
Agentic Commerce
Fraud
Instant Payments
Worldpay
Embedded Finance
Small Businesses
Javelin Strategy & Research
Fednow
Digital Payments
Customer Experience
Gift Cards
Stablecoins
Fintech

Payments Content, Expert Insights and Timely News

PublishesTwice weeklyEpisodes300Founded4 years ago
Number of ListenersCategory
Business

Listen to this Podcast

Artwork for PaymentsJournal

Latest Episodes

The U.S. is home to 36 million small businesses—99.9% of all businesses—and roughly 11 million of their owners are already credit union members, according to Velera’s CU Growth Outlook 2026. The opportunity, then, isn’t simply to win new small busine... more

For years, payments have largely fallen into two camps: horizontal platforms built to serve a broad range of businesses, and vertical solutions designed around the specific needs of a particular industry. But businesses increasingly need both. They w... more

The more banking moves onto a smartphone, the harder it becomes for financial institutions to create a tangible connection with their customers. Yet as more of the banking relationship becomes digital, consumers continue to seek experiences that feel... more

Fraudsters no longer need to reinvent their tactics from scratch. With artificial intelligence and increasingly sophisticated access to consumer data, they can test new approaches quickly, learn what works, and adapt before financial institutions hav... more

The payment card was supposed to disappear. As digital wallets, embedded payments, and mobile-first experiences reshaped commerce, the physical card seemed destined to follow the path of other outdated tools. Instead, it has found a new role—not just... more

There is a growing disparity between hype and reality when it comes to agentic commerce. This is not so much a critique of AI agents’ capabilities, or the infrastructure that has rapidly emerged to support them, as it is an indication that this model... more

Most businesses have no shortage of customer data. They know who their customers are, how they pay, when they tend to pay and, in many cases, exactly when a payment goes wrong. The harder question is what to do with all that information—particularly ... more

Criminals are increasingly aware of the signals banks use to identify “good customers”—and they are using that knowledge to evade detection. At the same time, legitimate customers are adopting behaviors that were once considered tried-and-true risk s... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

Payments Nerds
Payments NerdsThe Clearing House
Payments on Fire™
Payments on Fire™Glenbrook Partners, LLC
The Daily
The DailyThe New York Times

Recent Guests

Stephen Faust
CEO at Dash Solutions
Dash Solutions
Episode: The Next Evolution in Payments: Diagonal Thinking
Jordan Hirschfield
Co-head of Payments and director of prepaid advisory services at Javelin Strategy & Research
Javelin Strategy & Research
Episode: The Next Evolution in Payments: Diagonal Thinking
Mikko Kähkönen
Leading the GND Card Products Business Line
GND Card Products
Episode: Making Physical Cards Matter in a Digital World
Brian Riley
Co-head the Payments Projects at Javelin Strategy
Javelin Strategy
Episode: Making Physical Cards Matter in a Digital World
John Gordon
CEO of Validify
Validify
Episode: Ownership Authentication: Fighting Fraud Losses and First-Party Risk
Suzanne Sando
Lead Analyst of Fraud Management at Javelin Strategy & Research
Javelin Strategy & Research
Episode: Ownership Authentication: Fighting Fraud Losses and First-Party Risk
Michael Hughes
General Manager at Arculus
Arculus
Episode: Physical Cards Reimagined—More Than a Payment Tool
James Wester
Research Director for Digital Assets and Crypto at Javelin Strategy & Research
Javelin Strategy & Research
Episode: Physical Cards Reimagined—More Than a Payment Tool
Hilla Peled
Head of AI Strategy and Products at Nuvei, led Higientic Commerce work and VisaPilot program
Nuvei
Episode: Delegation with Limits: What Merchants Want from Agentic Commerce

Host

Rima Katz
Host of Payments Journal / Payments Journal Podcast

Top Business Podcasts

Talking Points

Recent interactions between the hosts and their guests.

The Next Evolution in Payments: Diagonal Thinking
Q: What is diagonal thinking in payments, and how does it differ from traditional horizontal or vertical approaches?
Diagonal thinking blends horizontal scalability with vertical, industry-specific context to deliver configurable, end-user-focused payment solutions that can be applied across multiple industries, rather than being confined to one industry or a single platform.
Delegation with Limits: What Merchants Want from Agentic Commerce
Q: What should merchants listening to this quarter actually do to prepare for the shift to agentic commerce?
Audit infrastructure for orchestration without custody, design to avoid reintegration, and regularly revisit market readiness every few months to keep tech stacks aligned with evolving standards and adoption.
Delegation with Limits: What Merchants Want from Agentic Commerce
Q: Can you walk me through the pattern merchants are asking for, given the consumer conversations you've had?
Merchants aren't asking for fully autonomous agents; they want to orchestrate payments without touching funds or PCI scope, with the majority seeking guardrails and approval for AI-driven spending to ensure trust and safety.
Physical Cards Reimagined—More Than a Payment Tool
Q: Talk about the implications for issuers as well as the market opportunity. What should issuers and program managers get right when they think about a multifunction card?
Design an engagement journey with incremental steps that makes it easy for customers to participate, align incentives across product teams, measure customer delight, and integrate across the card and app to avoid siloed experiences.
Physical Cards Reimagined—More Than a Payment Tool
Q: Michael, so if a card is no longer just for payment, what is it for? What capabilities can a single piece of hardware realistically carry today?
A card can serve for payment, access to venues or buildings, authentication, and engagement data. With hardware-enabled security and software-backed experiences, brands can drive deeper customer engagement and deliver token-based rewards in closed-loop ecosystems.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About PaymentsJournal

What is PaymentsJournal about and what kind of topics does it cover?

This show focuses on payments, fintech, and real-time money movement, featuring a steady stream of industry analysts, network operators, bank technologists, and regulator voices. Episodes regularly cover topics like real-time payments adoption, ACH and FedNow developments, fraud prevention, embedded finance, and BNPL strategies, often with practical takeaways for financial institutions, fintechs, and corporate treasurers. A standout pattern is the blend of market research with hands-on implementation insights, featuring guests from Nacha, Javelin Strategy & Research, FedNow, and leading technology providers, which helps listeners understand how changes in rules, infrastructure, and new payment rails translate into usable business outcomes. ... more

Where can I find podcast stats for PaymentsJournal?

Rephonic provides a wide range of podcast stats for PaymentsJournal. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to PaymentsJournal and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does PaymentsJournal get?

Rephonic provides a full set of podcast information for four million podcasts, including the number of listeners. View further listenership figures for PaymentsJournal, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for PaymentsJournal?

Rephonic provides comprehensive predictive audience data for PaymentsJournal, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does PaymentsJournal have?

To see how many followers or subscribers PaymentsJournal has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to PaymentsJournal?

These podcasts share a similar audience with PaymentsJournal:

1. The Payments Podcast
2. Payments Nerds
3. Payments on Fire™
4. The Daily
5. Leaders In Payments

How many episodes of PaymentsJournal are there?

PaymentsJournal launched 4 years ago and published 300 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact PaymentsJournal?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for PaymentsJournal?

Rephonic pulls ratings and reviews for PaymentsJournal from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for PaymentsJournal?

Rephonic provides full transcripts for episodes of PaymentsJournal. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on PaymentsJournal?

Recent guests on PaymentsJournal include:

1. Stephen Faust
2. Jordan Hirschfield
3. Mikko Kähkönen
4. Brian Riley
5. John Gordon
6. Suzanne Sando
7. Michael Hughes
8. James Wester

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days