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Mortgage Rates Today | Housing Market & Fed News โ€“ The Rate Update with Dan Frio

Dan Frio
Mortgage Rates
Federal Reserve
Oil
Inflation
Oil Prices
Housing Market
Iran
Bond Market
Consumer Price Index
Jobs Report
Unemployment
Dow Jones
GDP
Ratewatch 2.2
CPI
Iranian Conflict
Stock Market
Mortgage-Backed Securities
The Rate Update
Jobs Market

The Rate Update with Dan Frio explains mortgage rates today, housing market news, inflation, and Federal Reserve policy in plain English.

Dan Frio, a mortgage loan originator with 38 years in the business, breaks down what moves rates: the 10-Year Treasury, mortgage-backed securities, CPI, jobs reports, Fed decisions, and housing inventory. Each episode explains what it means for buying, refinanc... more

PublishesDailyEpisodes500Founded8 years ago
Number of ListenersCategories
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Artwork for Mortgage Rates Today

Latest Episodes

The Fed did nothing this week โ€” yet mortgage rates have fallen from about 7.7% at the start of October to around 7.2%. Dan explains why money fleeing AI stocks is flowing into bonds, what this week's PCE inflation, GDP, home price and consumer confid... more

The Fed paused โ€” and the next decision isn't until December. What does the wait mean for mortgage rates, and will home buyers end up paying more?

Mortgage rates today, housing market news, and Fed analysis โ€” explained in plain English by a mortgage ... more

Mortgage rates fell heading into the Fed meeting. Should buyers lock now, or float and hope for more relief?

Mortgage rates today, housing market news, and Fed analysis โ€” explained in plain English by a mortgage loan originator with 38 years in the ... more

Mortgage rates dropped even as oil prices surged. Why are investors fleeing โ€” and what does it mean for borrowers?

Mortgage rates today, housing market news, and Fed analysis โ€” explained in plain English by a mortgage loan originator with 38 years i... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Rick Santelli
Commentator providing market updates
CNBC (as referenced in the transcript)
Episode: The Rate Update โ€”Mortgage Rates Just Hit a Critical Levelโ€”Here's What Happens Next
Dave Savage
Loan officer introduced as a future live guest; provides training systems and mortgage education
Episode: TACO? Trump Delays Again as Oil Surges โ€” Mortgage Rates Jump | Week in Review & Whatโ€™s Next PART 2
Austan Goolsbee
President of the Chicago Federal Reserve
Chicago Fed
Episode: S2025 Ep233: Fed Rate Cuts Are Coming โ€” Here's the Data You Need to Watch
Loretta Mester
Former Cleveland Fed President, senior scholar at Princeton University's Griswold Center, adjunct professor of finance at UPenn's Wharton School
Princeton University
Episode: S2025 Ep209: Mortgage Rates Just Dropped โ€” Government Shutdown Could Change Everything
Robert Kaplan
Former Dallas Fed President, Vice Chairman at Goldman Sachs
Goldman Sachs
Episode: S2025 Ep173: No More Rate Cuts? What the Fedโ€™s Signals Mean for Mortgage Rates
Dennis Lockhart
Former president of the Atlanta Federal Reserve and professor at Georgia Tech
Georgia Tech
Episode: S2025 Ep172: Bad News for Jobs, Good News for Ratesโ€”Here's Why
Stephen Myron
Federal Reserve Governor advocating for rate cuts
Federal Reserve
Episode: S2025 Ep170: Daily Mortgage Rate Update | Todayโ€™s News Explained
Jack Lew
Former US Treasury Secretary and current Columbia University Professor
Columbia University
Episode: S2025 Ep151: Rate Cut Momentum Builds โ€” Great News for Buyers AND Homeowners
Austin Gould
Chicago Fed President and former chair of the Council of Economic Advisers in the Obama administration
Chicago Federal Reserve
Episode: S2025 Ep138: Shocking Jobs Report Changes Everything!

Host

Dan Frio
Host of The Rate Update

Reviews

4.1 out of 5 stars from 17 ratings
  • Highly Recommend!

    As a fellow mortgage professional, I really appreciate how clearly Dan breaks down the Fedโ€™s recent rate announcement and its impact on mortgage rates. When he said, โ€œEven a quarter-point move by the Fed can ripple through to impact your monthly payments,โ€ it was a great reminder of how critical timing is for buyers and refis. Solid insights, no fluffโ€”highly recommend for anyone in the industry or in the market!

    Apple Podcasts
    5
    makwutke
    United Statesa year ago
  • Not useful

    A bunch of market hypes all lead up to his pitch to sell your mortgage, in every episode.

    Apple Podcasts
    2
    Jwz954
    United States2 years ago
  • Listening to this on Podcast is wasted time.

    I appreciate the opinions and data on this mortgage podcast but sadly itโ€™s wasted time. See, he does provides solid analysis, but towards the end, every time he references current rates, he never states for his audio only audience just exactly what they are. You have to be watching a video version of his analysis, where he points to the screen, to see what the rates are. So, listening to his podcast with no ability to know what the rates are is simply a waste of time. Wish heโ€™d realize this diss... more

    Apple Podcasts
    2
    Chris - DFW International
    United States3 years ago
  • Great up to date info

    Provide great updated info on the home buying process in detail.

    Apple Podcasts
    5
    FTH2019
    United States8 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Clear, data-driven insights with practical mortgage guidance.
Some listeners feel the audio omits rate specifics unless visuals are available.
Strong appreciation for timely rate-tracking tools and actionable tips.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#183
Israel/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

TACO? Trump Delays Again as Oil Surges โ€” Mortgage Rates Jump | Week in Review & Whatโ€™s Next PART 3
Q: How are you able to get much lower rates than what some sites show, and where do you source your rate information?
The host explains that daily rate pictures come from sources like Mortgage News Daily and Freddie Mac, but lenders' actual quotes depend on fees, reserves, and profitability margins. He emphasizes comparing apples-to-apples rates, including fees, points, and credits, rather than just the headline number.
S2025 Ep233: Fed Rate Cuts Are Coming โ€” Here's the Data You Need to Watch
Q: Why aren't you guys going to cut rates at the next meeting?
Frio is confused by the Fed's hesitation to cut rates despite declining inflation and a strong jobs report.
S2025 Ep227: Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See
Q: How would you use builder incentives?
You want to get as much credits as possible with no points or processing fees to pay off your other fees.
S2025 Ep227: Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See
Q: What do you want to learn today?
We start looking through rates, and then we get on there, and it's like, this is so confusing.
S2025 Ep182: The Refinance Question Every Homeowner Is Asking in 2025
Q: Should homeowners refinance now or wait for lower rates?
Homeowners should assess current rates against potential future rates and understand the financial implications of waiting.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Mortgage Rates Today

What is Mortgage Rates Today about and what kind of topics does it cover?

The show delivers actionable mortgage and housing-market insights anchored in macro indicators like inflation, Fed policy, oil prices, and the bond market. Episodes translate data on unemployment, CPI/PPI, and rate moves into practical guidance for homebuyers, Realtors, and loan officers, with frequent calls to use rate-tracking tools and lender networks. A core strength is timely, data-driven analysis that explains how rate movements affect monthly payments, refinance decisions, and housing affordability, often tying movements to oil and geopolitical headlines for context. A notable edge is its host's hands-on rate-watching approach and direct tools for clients, making it useful for professionals who need to stay ahead of rate shifts. List... more

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Mortgage Rates Today launched 8 years ago and published 500 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Mortgage Rates Today?

Recent guests on Mortgage Rates Today include:

1. Rick Santelli
2. Dave Savage
3. Austan Goolsbee
4. Loretta Mester
5. Robert Kaplan
6. Dennis Lockhart
7. Stephen Myron
8. Jack Lew

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