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The Money Multiplier Podcast

The Money Multiplier
Infinite Banking Concept
Whole Life Insurance
Infinite Banking
Financial Education
Financial Independence
Personal Finance
Financial Literacy
Investment Strategies
Real Estate
Debt Management
Life Insurance
Mindset
Generational Wealth
Money Management
Policy Loans
Budgeting
Financial Freedom
Wealth Building
Cash Flow
Modified Endowment Contracts

Welcome to The Money Multiplier Podcast! Here, we dive into the importance of privatized banking, keeping money in the family and how to break the bonds of financial slavery you don’t even realize you are in. As a second generation Infinite Banking Concepts Practitioner, Hannah Kesler and her team will explain how your dollar flows & the methods to recycle, recapture & keep total control of your w... more

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Latest Episodes

Thinking about Infinite Banking? Before you buy a policy, there are critical questions you need to ask. In this episode, Hannah Kesler explains how to evaluate an Infinite Banking practitioner, spot poor policy design, avoid costly mistakes, and unde... more

Is Infinite Banking really the right strategy for everyone? In this episode, Hannah takes an honest, no-hype look at who should - and shouldn't - use the Infinite Banking Concept. She breaks down the mindset, financial discipline, and long-term think... more

In this episode, Hannah challenges one of the biggest beliefs in personal finance: that all debt is bad. What if avoiding debt is actually keeping people stuck—and wealthy people are simply using it differently? From Infinite Banking and cash flow to... more

Why do some people dismiss Infinite Banking without fully understanding what problem it actually solves? In this episode, Hannah Kessler reacts to common online arguments against the Infinite Banking Concept and breaks down the biggest misconceptions... more

Key Facts

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Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Chris Brown
From the home office of OneAmerica, life insurance and financial services professional
OneAmerica
Episode: Dividends with Insurance Companies and How They are Calculated
Dr. Kyle Stephenson
Orthopedic surgeon; founder of Orthobiologics clinic; host of Doctors Investor Club Podcast
Orthobiologics/Doctors Investor Club
Episode: Building the Small Business Fortress: Protecting Family, Employees, and Financial Cash Flow
Destin Sandlin
Host of Smarter Every Day
Smarter Every Day
Episode: How to Become Your Own Banker
Mike Samitt
Long-term care expert at The Money Multiplier
The Money Multiplier, One America (provider mentioned)
Episode: Help Aging Parents Without Draining Your Money with Mike Samitt
Marty Smith
Wealth of knowledge in life insurance, former collaborator of Nelson Nash.
Security Mutual Life
Episode: Financing Purchases & Tax Free Income Retirement with Marty Smith
George Hobrick
91-year-old grandfather with a background in family business and financial management
Episode: Cash Accumulation vs Cash Flow in IBC
Kari Yasi
Spiritual advisor and mindset consultant, specializes in burnout recovery
Episode: How IBC Helps Fund Sabbaticals and Career Breaks ft. Kari Yasi
Mike Fry
Finance expert and practitioner of Infinite Banking
Banking with the Fries
Episode: Whole Life Insurance: Scam or Secret Weapon with Mike & Sandra Fry
Sandra Fry
Finance expert and practitioner of Infinite Banking
Banking with the Fries
Episode: Whole Life Insurance: Scam or Secret Weapon with Mike & Sandra Fry

Host

Hannah Kesler
Host of The Money Multiplier Podcast; specializes in privatized banking, Infinite Banking Concept (IBC), and wealth-building for families.

Reviews

4.8 out of 5 stars from 53 ratings
  • Love the information and the consistency

    Hannah does a great job breaking down the information and really making it easy for people to understand. Love the show

    Apple Podcasts
    5
    Passport Junkie
    United States2 years ago
  • Great info!

    Hannah breaks it down very well!

    Apple Podcasts
    5
    Craig J10
    United States2 years ago
  • Simplicity

    Everything is just great!

    Apple Podcasts
    5
    Connor Mayes
    United States3 years ago
  • Easy listen!

    The Money Multiplier team keeps infinite banking simple to understand and implement for everyday, Average Joe people like myself

    Apple Podcasts
    5
    Ricola1217
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The host's storytelling and real-life examples make complex ideas approachable.
Guests are credible and topic-focused, aiding practical takeaways.
Listeners appreciate clear explanations of concepts like Infinite Banking and whole life policy design.

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Talking Points

Recent interactions between the hosts and their guests.

Dividends with Insurance Companies and How They are Calculated
Q: What's the practical difference between direct and non-direct recognition, and does taking a loan affect my dividends?
With non-direct recognition, taking a loan does not affect the dividend; with direct recognition, loan activity can influence the dividend. The guest emphasizes that for long-term banking with whole life, non-direct recognition often aligns better with dividend stability and predictable growth.
Dividends with Insurance Companies and How They are Calculated
Q: How does OneAmerica determine yearly dividends, and what should listeners watch out for when comparing illustrations?
Dividends are determined by three components—expenses, mortality, and investment. The investment component (DIR) does not alone determine dividends, and guaranteed values on the illustration are contractual. Listeners should compare guaranteed sides across carriers and look at loan charges and base versus paid-up additions to understand long-term liquidity and growth.
Dividends with Insurance Companies and How They are Calculated
Q: What exactly is a dividend in a whole life policy, and why does it matter to me as a policyholder?
A dividend is a return of unused or excess premium from a mutual carrier, distributed to eligible policyholders based on a formula that accounts for expenses, mortality, and investment performance. It's not guaranteed, but historically such companies have paid dividends, and they can enhance the policy's cash value and living benefits without changing the death benefit.
Help Aging Parents Without Draining Your Money with Mike Samitt
Q: Or like what America calls it the terminal and chronic illness rider. Mike, how do you explain that? What are those types of riders?
The rider is a form of long-term care 'light' that lets you tap into the death benefit while you're alive to cover care costs, but if you don't meet two of the six activities of daily living or have severe cognitive impairment, you still have a death benefit later.
Financing Purchases & Tax Free Income Retirement with Marty Smith
Q: What would you rather have, big dividends or all in the guarantees?
Most would prefer guarantees for less stress and more assurance.

Audience Metrics

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Frequently Asked Questions About The Money Multiplier Podcast

What is The Money Multiplier Podcast about and what kind of topics does it cover?

A financially focused show that centers on privatized banking, wealth recapture, and living benefits of whole life insurance as a tool for cash flow and wealth preservation. Episodes frequently compare Infinite Banking concepts with traditional banking and investing, often featuring real-world case studies, debates about debt, and strategies for keeping capital within families. Notable is a clear emphasis on mindset, controllable leverage, and long-horizon wealth building, with guests ranging from medical professionals to insurance and education experts. The format tends to combine practical policy discussions with motivational framing, making it potentially appealing to high-earning professionals, business owners, and real estate investors... more

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Which podcasts are similar to The Money Multiplier Podcast?

These podcasts share a similar audience with The Money Multiplier Podcast:

1. The Banking Bros Podcast
2. Wealth Warehouse
3. Infinite Banking Initiative (IBI)
4. Money School Elite
5. Infinite Banking Mastery

How many episodes of The Money Multiplier Podcast are there?

The Money Multiplier Podcast launched 6 years ago and published 212 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Money Multiplier Podcast?

Recent guests on The Money Multiplier Podcast include:

1. Chris Brown
2. Dr. Kyle Stephenson
3. Destin Sandlin
4. Mike Samitt
5. Marty Smith
6. George Hobrick
7. Kari Yasi
8. Mike Fry

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