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Artwork for The Irish FIRE Podcast

The Irish FIRE Podcast

Michael Houghton
Financial Independence
FIRE Movement
Ireland
Pensions
Personal Finance
Early Retirement
Work-Life Balance
Real Estate Investment
Investing
Budgeting
Playing With Fire
Semi-Retirement
Investment Properties
Retirement Planning
No-Spend Year
The Money Flamingo
Property Investment
Fire
Cost Of Living
Limerick, Ireland

The Irish FIRE Podcast explores the journey to financial independence and early retirement from an Irish perspective. Hosted by Michael Houghton, the podcast covers practical strategies for saving, investing, and working towards financial independence. Each episode dives into topics like tax efficiency, property investment, pensions, and lifestyle optimization, all tailored to the unique challenge... more

PublishesWeeklyEpisodes134Founded7 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for The Irish FIRE Podcast

Latest Episodes

What if retirement wasn’t the goal, and the focus was instead on building a life where work fits around what matters most? In this episode, Michael welcomes Brian Herriot, author of Time Freedom, to explore a different way of thinking about work, mon... more

Could becoming a contractor help you earn more, gain flexibility and build towards financial independence? In this episode, Michael is joined by Sarah Flynn from Fenero to discuss contracting in Ireland and the reasons you might consider making the m... more

In this episode, Anders Skagerberg returns to the show three and a half years after his first appearance as “The Coast FI Guy”. Back then, Anders was embracing Coast FI while Michael was still firmly in the accumulation and grinding phase of his own ... more

After a recent radio interview left very little time to explain the realities of financial independence and early retirement, Michael Houghton takes a deeper look at some of the questions people most often ask about FIRE.

Does retiring early mean ne... more

Key Facts

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Recent Guests

Sarah Flynn
Tax and accounting specialist for independent workers at Fenero.
Fenero
Episode: Contracting in Ireland: Tax, Expenses and Early Retirement with Sarah Flynn
Anders Skagerberg
Certified financial planner and founder of an advice-only, fee-only financial planning practice
Grove Retirement
Episode: The Coast FI Guy Stopped Coasting - So What Went Wrong?
Karena Duane
Founder of Money, Just For Her; financial education for women
Money, Just For Her
Episode: Couples, Spending and the Gender Pay Gap - with Karena Duane
Sjoerd Bak
Qualified financial advisor and founder of Become a Millionaire
Become a Millionaire
Episode: Not All Financial Advice Is Created Equal - with Sjoerd Bak
Michael Healy
CEO of IG Consumer
IG Consumer
Episode: Ireland’s New Personal Investment Account: Is It Really That Simple? - With Michael Healy of IG
Ralph Benson
Financial advisor from Moneycube
Moneycube
Episode: Am I Really Ready to Retire at 42? - with Ralph Benson from Moneycube
David Ferns
Author of How to Make It, financial independence advocate
Author, How to Make It
Episode: How to Make It: The Money Habits Behind Financial Independence - with David Ferns
Alan Donegan
Co‑host of Rebel Finance School; founder of Rebel Business School
Rebel Finance School / Rebel Business School
Episode: Having a Blast with Alan and Katie Donegan
Katie Donegan
Co‑host of Rebel Finance School; co‑founder of Rebel Business School
Rebel Finance School / Rebel Business School
Episode: Having a Blast with Alan and Katie Donegan

Host

Michael Houghton
Host focused on FI journey with Irish context; frequently discusses real estate, pensions, and personal finance ethics.

Reviews

4.8 out of 5 stars from 197 ratings
  • Brilliant podcast - valuable addition to the FIRE movement

    Michael is a talented and honest communicator about the FIRE movement, especially relating to Ireland. I started listening as I‘be been a long time FIRE interested person planning a move to Ireland.

    Plans changed but I find myself still listening even though I’m no longer going to live there (for now).

    Keep it up!

    Apple Podcasts
    5
    Beeeeee12345
    United Kingdoma year ago
  • A good binge listen on an Irish FIRE story

    I am really enjoying Michaels FIRE journey as I binge listen the episodes since I found his podcast a week or two ago. I’ve heard his enthusiasm on some ideas and his lessons learned later as the gloss came off some investments, while also appreciating his impressive progression towards his goals while acknowledging the wider ideas of FIRE around gaining your time back for yourself, happiness overall etc.

    Apple Podcasts
    5
    Niall O'Midheach
    Ireland2 years ago
  • Very Informative and honest

    Its very comforting to listen to Micheal’s soft voice and get motivation from his FIRE journey. Resources like these Interviews are limited in Ireland which have honest conversations about Finance. Best wishes to Michael to achieve FIRE in Ireland and appreciate his efforts to sharing his experiences.

    Apple Podcasts
    5
    Shail06
    Ireland3 years ago
  • Interesting podcast

    Honest and informed context on FIRE in Ireland. And some useful tips on getting more from your money.

    Apple Podcasts
    5
    Big boy85zctuh
    Ireland3 years ago
  • Great show!!

    Learn a lot and appreciate the honesty

    Apple Podcasts
    5
    Jcycled
    Ireland4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Consistently Irish-focused with practical FI tips.
Great resource for learning FI in an Irish context.
Honest storytelling and transparent journey on money.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#10
Ireland/Business/Investing
Apple Podcasts
#27
Ireland/Business

Talking Points

Recent interactions between the hosts and their guests.

Contracting in Ireland: Tax, Expenses and Early Retirement with Sarah Flynn
Q: If somebody is currently freelancing and they're a sole trader, at what point would you recommend that they consider setting up a limited company?
Flynn says contracting arrangements may require a limited company, and a general rule of thumb is to consider incorporating when income exceeds roughly €70,000 to €80,000. Personal factors, such as an upcoming mortgage application, can affect the timing.
Contracting in Ireland: Tax, Expenses and Early Retirement with Sarah Flynn
Q: If somebody's self-employed then they've got income coming in, how much can they potentially pay themselves into a pension being self-employed?
Flynn says directors using a limited company can potentially contribute to a PRSA or company pension without the former age- and salary-related limits, subject to a lifetime limit of about €2 million.
The Coast FI Guy Stopped Coasting - So What Went Wrong?
Q: Are you selling products? Are you giving advice? How have you set yourself up from that point of view?
He is starting an advice-only, fee-only practice that charges for financial plans rather than selling products or managing investments for a percentage of clients' assets. He aims to focus on retirement and tax planning, including one-time plans for people approaching or entering retirement.
The Coast FI Guy Stopped Coasting - So What Went Wrong?
Q: What happened that made you stop coasting?
Skagerberg says his family wanted a larger home and a different lifestyle, while he had reached the limits of his flexible work and wanted direct client experience to build a financial advising career. After returning to full-time work, he eventually wanted more control over his schedule and time with his family.
The Questions People Ask When You Say You’re Retiring at 42
Q: Question five. Will you still budget in retirement?
We will continue to budget, but now we track spending to ensure we spend on things that matter and derive value, keeping time freedom at the forefront of the financial plan.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The Irish FIRE Podcast

What is The Irish FIRE Podcast about and what kind of topics does it cover?

A practical, Ireland-focused exploration of financial independence and early retirement. Episodes commonly cover property investment, pensions, tax efficiency, and strategies to optimize money and time in an Irish context, often balancing real estate activity with long-term wealth-building and lifestyle choices. Notable is the willingness to share personal journeys, transparent reflections on mistakes, and a clear emphasis on actionable steps that listeners can apply to their own FI paths, including travel, work-life balance, and practical estate-planning considerations.

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Which podcasts are similar to The Irish FIRE Podcast?

These podcasts share a similar audience with The Irish FIRE Podcast:

1. Ask About Wealth
2. Money Talks
3. Better With Money
4. Informed Decisions: Ireland's Independent Retirement Planning Podcast
5. Inside Business with Ciaran Hancock

How many episodes of The Irish FIRE Podcast are there?

The Irish FIRE Podcast launched 7 years ago and published 134 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Irish FIRE Podcast?

Recent guests on The Irish FIRE Podcast include:

1. Sarah Flynn
2. Anders Skagerberg
3. Karena Duane
4. Sjoerd Bak
5. Michael Healy
6. Ralph Benson
7. David Ferns
8. Alan Donegan

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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