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Ireland
Money
Personal Finance
Budgeting
Entrepreneurship
Pensions
Mortgages
Savings
Emergency Fund
Irish Independent
Debt Management
Investing
Financial Independence
House Buying
First-Time Buyers
Help To Buy Scheme
First Home Scheme
Housing Market Trends
Affordable Housing
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This is Money Talks - a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today. Each week, you’ll hear anecdotes, advice, and eyebrow-raising admissions from Katie's guests as they delve into their finances and how it impacts their lives – the good, the bad, and the ugly. So, if that ... more

PublishesWeeklyEpisodes74Foundeda year ago
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Latest Episodes

From next year, it will be possible for a couple to take home almost €80,000 a year without paying any income tax.

Sounds great on paper, but what about in practice?

There are lucrative tax incentives on the table – and not just for couples – but... more

Simon Harris’s much-hyped investment scheme is official, though there’s still some way to go before you can avail of it. But we’re not going to wait until next summer to analyse and scrutinise it.

Cian Carolan, managing director at DNG Financial Se... more

The saying goes that time is money and money is time, but how does it all add up - and indeed, subtract - when we apply it to our own specific situation?

This week on Money Talks, Katie Byrne is joined by Dale Whelehan, a behavioural scientist and ... more

Budget 2027 is in the books, so it's time to do some calculations.

How much better – or worse – off are we?

Has the government done enough to ease Ireland's cost-of-living crisis?

On this episode of Money Talks, host Katie Byrne is joined by Ch... more

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People also subscribe to these shows.

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Recent Guests

Alan Purcell
Chartered accountant and tax adviser
CloudAccounts
Episode: How much money can you legally make without paying income tax? – more than you might think
Cian Carolan
Managing director at DNG Financial Services.
DNG Financial Services
Episode: Ireland’s new investment scheme: The positives and negatives
Dale Whelehan
Behavioral scientist and assistant professor at Trinity College Dublin
Trinity College Dublin
Episode: Dale Whelehan: If time is money, how do we make more of it?
Charlie Weston
Irish Independent business team member, budget analyst
Irish Independent
Episode: Budget 2027: Winners, losers and your bank balance
Saoirse Hanley
Irish Independent business team member, budget analyst
Irish Independent
Episode: Budget 2027: Winners, losers and your bank balance
Sinead Ryan
Irish Independent business team member
Irish Independent
Episode: Budget 2027: Winners, losers and your bank balance
Laura Tynan
Women's wealth expert
Episode: Why is it ‘vulgar’ for a woman to want to be rich?
Karena Duane
Financial adviser focusing on women and financial literacy
Money Just For Her
Episode: Financial late bloomers: Getting started, emergency funds and the 'sleep-at-night' factor
Kel Galavan
Money coach and author
Episode: Kel Galavan on the common money mistakes people make in their 30s

Host

Katie Byrne
Host of Money Talks

Reviews

4.7 out of 5 stars from 57 ratings
  • Great conversation & solutions to making the the best on your money in Ireland

    Katie is a super interviewer

    Apple Podcasts
    5
    Helswave
    Ireland3 months ago
  • Insightful

    Really insightful real stories. Katie is a great host

    Apple Podcasts
    5
    Deirgem
    Irelanda year ago
  • Really good new podcast

    Great podcast and presenter. Especially enjoyed editions with Jenny and Fionnuala as fellow freelancers.

    Apple Podcasts
    4
    DubalinTown
    Irelanda year ago
  • Love this pod

    Really enjoying this.

    Apple Podcasts
    5
    Alanna_Wood
    Irelanda year ago
  • Great listen!

    Brilliant

    Apple Podcasts
    5
    Emily-Bowles
    Irelanda year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests share real-world money strategies that listeners can apply.
A friendly, accessible approach to complex financial topics.
The host asks thoughtful questions and keeps conversations practical.
Engaging mix of expert insight and personal stories.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify
#149
Ireland/Trending
Apple Podcasts
#246
Ireland/Top Podcasts
Apple Podcasts
#6
Ireland/Business

Talking Points

Recent interactions between the hosts and their guests.

Ireland’s new investment scheme: The positives and negatives
Q: What are some of the biggest potential pitfalls with this account?
Carolan says investors may react to negative news and cash out impulsively, especially when investing through an easy-access app without advice or prior preparation. He recommends a long-term plan, investing only money that will not be needed soon, and avoiding frequent checks of account values.
Ireland’s new investment scheme: The positives and negatives
Q: How do you know you are financially ready to invest?
Carolan recommends first owning a home or no longer saving for a deposit, having an emergency fund of at least three months' take-home pay, prioritizing pension funding, and avoiding investment while carrying high-interest debt. The account is intended for long-term money, not near-term expenses.
How much money can you legally make without paying income tax? – more than you might think
Q: So let's start with PAYE and exactly how much a single person and a couple can earn per year from 2027 onwards. And that's taking into account the new tax bands.
An individual with the personal and PAYE credits can earn €21,250 before paying income tax. A jointly assessed couple can combine credits and bands, with the precise outcome depending on how income is split. USC and PRSI may still apply.
How much money can you legally make without paying income tax? – more than you might think
Q: From 2027 onwards, is there anything to be said for working less to ultimately earn more?
It can work with planning and suitable circumstances. Savings on childcare and commuting may offset some of the reduction in take-home pay.
Dale Whelehan: If time is money, how do we make more of it?
Q: So, Dale, before we kick off, can you tell me a little bit about your work?
I'm an assistant professor in psychology who started as a physiotherapist, moved into behavioral science, and now investigates how time and work patterns affect health and business performance, with an emphasis on translating academic insights into real-world practice.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Money Talks

What is Money Talks about and what kind of topics does it cover?

Recent episodes cover practical money management for Irish households, with a strong emphasis on budgeting, debt, pensions, and long-term wealth building. Guests range from financial experts and planners to industry journalists and wellness-focused money coaches, often pairing concrete actions (like pension enrollment, emergency funds, and cost-cutting strategies) with mindset shifts around money, pricing, and negotiating salaries. Notable angles include family finances, the impact of time and opportunity on wealth, and how everyday decisions intersect with broader economic context. The show often features actionable playbooks for listeners who want clearer visibility into expenses, smarter saving, and practical steps to improve financial s... more

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Which podcasts are similar to Money Talks?

These podcasts share a similar audience with Money Talks:

1. Better With Money
2. Ask About Wealth
3. Real Health with Karl Henry
4. The Indo Daily
5. Inside Business with Ciaran Hancock

How many episodes of Money Talks are there?

Money Talks launched a year ago and published 74 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Money Talks?

Recent guests on Money Talks include:

1. Alan Purcell
2. Cian Carolan
3. Dale Whelehan
4. Charlie Weston
5. Saoirse Hanley
6. Sinead Ryan
7. Laura Tynan
8. Karena Duane

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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