
Informed Decisions is Ireland's award-winning podcast on pensions, retirement planning and financial planning, hosted by Paddy Delaney. Paddy, founder of Informed Decisions, is one of a small number of retirement planners in Ireland who work on a genuinely fee-only basis: no commission from any product provider, no products sold, and nobody but the client paying for the advice. If you are within t... more
| Publishes | Weekly | Episodes | 392 | Founded | 10 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | InvestingBusinessEducation | |||

Should you retire with the market at an all-time high? In Ireland, the record level feels dangerous, but it is not the risk that decides your outcome.
In this episode, Paddy asks whether retiring at an all-time high is really the risk Irish savers ... more
Your Irish pension plan probably runs to age 95, but you'll likely live to around 83, and the gap changes your pot far less than you'd expect.
In this episode, Paddy digs into the retirement life expactancy in Ireland. He checks on the one age assu... more
If you hold an Irish pension or an ARF invested in a global equity index fund, you have almost certainly been told you are diversified: Thousands of companies, dozens of countries, one fund, job done. And it is true: your global index fund really doe... more
Turning 60 with a significant pension pot and nothing forcing your hand? This episode is a worked case study on the pension lump sum decision at 60 in Ireland: Take the tax-free lump sum now, or leave the fund invested and revisit it at 65.
Paddy g... more
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Whether you are starting out in employment, are midstream, about to retire or have retired, listen through Paddy’s episodes. They are an outstanding resource and it’s hard to over-state their value in giving an honest, professional and unbiased steer on planning your financial future. There are a lot of ‘financial advisors’ hanging up a nameplate and waiting out there in the long grass, for the unwary investor. Listen to these podcasts, and you’ll have no difficulty in identifying them. Well don... more
Hi Paddy have been listening to your fantastic content for a number of years now. Keep up the good work.
Paddy your right partaking in parkrun is great for your mind and body but not just running/ walking the 5km but also the very necessary role of volunteering please let people know no volunteers = no parkrun
Lots of great detail on Irish and wider financial planning issues.
Great guests too.
So glad I stumbled across this podcast. The two podcasts on how so called independent financial advisers accrue their fees, and how pension fund lifestyling is potentially a sleepwalk into dire fund returns were two of the best analyses I have listened to yet. The opinions resonate with my own views on low cost, passive investing as a core feature of my investing.
Keep on producing this great podcast.
Colin.
Key themes from listener reviews, highlighting what works and what could be improved about the show.
How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.
Spotify | #189 | |
Apple Podcasts | #3 | |
Apple Podcasts | #10 | |
Apple Podcasts | #225 |
Recent interactions between the hosts and their guests.
Listeners, social reach, demographics and more for this podcast.
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A practical, Irish-focused retirement and pension podcast led by a fee-only adviser. Episodes tackle real-life scenarios, tax rules, and drawdown strategies for those nearing or in retirement, with a heavy emphasis on ARFs, PRSAs, and pension structures in Ireland. The host combines clear explanations with case studies, offering actionable steps and a strong stance against opaque, high-commission products. Unique strengths include transparent fee-only guidance, accessible breakdowns of complex Irish pension rules, and a steady stream of real-world planning advice tailored to professionals and business owners in Ireland who are navigating retirement decisions.
Listeners are likely drawn to reliable, no-nonsense financial education that dire... more
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These podcasts share a similar audience with this podcast:
1. Better With Money
2. Money Talks
3. Understanding Money with Eoin McGee
4. Inside Business with Ciaran Hancock
5. The Other Hand
this podcast launched 10 years ago and published 392 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on this podcast include:
1. Denise Charlton
2. Áine Flynn
3. Ben Carlson
4. Aaron McGelegate
5. Michael Houghton
6. Elaine Byrne
7. Brendan Allen
8. Dan Haylett
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