Rephonic
Artwork for Stress Test
Personal Finance
Financial Planning
Rising Tuition Costs
Gen Z
Real Estate Market
Millennials
Job Market For Graduates
Home Buying
Employer Hiring Practices
Mental Health
Covid-19
Work-Life Balance
Tax-Free Savings Accounts
Financial Independence
Education Strategy
Career Development
Inflation
First Home Savings Accounts
Co-Ownership
Instagram

You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.

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Artwork for Stress Test

Latest Episodes

Despite economic uncertainty, millions of Canadians continued to travel abroad and domestically in 2025. We want to know where they’re going - and how they’re doing it affordably. 

We hear from Stress Test producer Zahra Khozema about how she budget... more

Over the last four years, legalized sports betting has become a massive industry in Canada. In Ontario alone, people placed bets worth a total of around $11-billion in 2024. It’s simple to do: Open an app, bet a few bucks and watch the scoreboard.  A... more

Job cuts are a growing reality. In the past month, Amazon, Canada Post, Stellantis, General Motors, and Imperial Oil have been among the companies that have let plenty of employees go. Getting fired can come as a shock. And it can leave people financ... more

During the pandemic, record-low interest rates meant cheap mortgages. These days? Rates are higher. And worries about where they’re headed next mean tough decisions for homeowners. We hear from a Toronto-based millennial about how she’ll manage her f... more

Key Facts

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Recent Guests

Zahra Khozema
Freelance journalist and one of the producers on the show Stress Test.
The Globe and Mail
Episode: A big-travel, small-budget blueprint for 2026
Mandy Sham
Travel photographer and journalist.
Freelancer
Episode: A big-travel, small-budget blueprint for 2026
Perry Wright
Behavioral researcher at Common Sense Lab, Duke University
Common Sense Lab, Duke University
Episode: Casinos in your pocket: The blurring line between investing and gambling
Hans Frech
Behavioral researcher at Common Sense Lab, Duke University
Common Sense Lab, Duke University
Episode: Casinos in your pocket: The blurring line between investing and gambling
Nicole Biros-Bolton
Human rights and employment lawyer at Bird Bolt Law.
Bird Bolt Law
Episode: You’ve just been let go. Now what?
Victor Tran
Licensed mortgage agent and real estate representative
Based in Toronto
Episode: Your next mortgage renewal could be a shocker. Here’s what to do
Matt Lundy
Economics editor at The Globe and Mail
The Globe and Mail
Episode: No jobs in this economy: Why the labour market is so brutal right now
Blake Corey
Certified Financial Planner and President of Venn Wealth Partners in Lethbridge, Alberta
Venn Wealth Partners
Episode: She left school to buy a laundromat: The appeal of ‘boring businesses’
Ben Felix
Portfolio manager and head of research at PWL Capital
PWL Capital
Episode: Is it time to check out AI for investing advice?

Hosts

Rob Carrick
Host and personal finance columnist who provides insights on various financial issues affecting Canadians.
Roma Luciw
Personal finance editor focusing on financial literacy and guiding audiences through challenging economic conditions.

Reviews

4.6 out of 5 stars from 483 ratings
  • It's great!

    I have been listening for a little while now and I am really enjoying this podcast. I am glad it is speaking about personal finance from a Canadian persective. Thank you!

    Apple Podcasts
    5
    Umbra25
    Canada6 months ago
  • One of the best podcasts in the personal finance space!

    This podcast makes personal finance interesting and fun! Highly recommend!

    Apple Podcasts
    5
    Autty_yakkas
    Canada8 months ago
  • Where is the journalism??

    The latest episode made me unsubscribe, nepo babies are the only ones who can buy houses in Canada… okay??? We’ve known this.

    Apple Podcasts
    1
    Kyttes
    Canada10 months ago
  • Useful

    Important information even for older people. Please continue

    Apple Podcasts
    5
    Ilona Toronto
    Canadaa year ago
  • Inaccurate terms, incomplete information

    I was stoked to see a podcast about personal finance but the more I listen, the more I hear inaccurate terms and incomplete information. In the episode about finances and children, the hosts did not once mention the Canada Child Benefit. This payment, that parents receive once a child is born, can make a really big difference to families. It helped us pay our bills especially while on maternity and parental leave. In the episode about TFSAs, the introduction characterizes a TFSA as a savings acc... more

    Apple Podcasts
    2
    Heyoheoh
    Canadaa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts' rapport and chemistry contribute positively to the overall listening experience, making tough topics feel approachable.
Some criticisms highlight a noticeable disconnect between the solutions offered and the realities faced by the broader audience, particularly around issues like homeownership.
Listeners appreciate the practical financial advice offered, especially in a relatable manner suited for younger audiences.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#14
Canada/Business/Investing
Apple Podcasts
#37
Canada/Business
Apple Podcasts
#190
Italy/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

You’ve just been let go. Now what?
Q: What's the first thing you should do if you're laid off or terminated?
Don't sign anything immediately and consult with a lawyer to check the severance offer.
Casinos in your pocket: The blurring line between investing and gambling
Q: Are people who gamble frequently more likely to engage in speculative stock trading?
Yes, research indicates a clear link between frequent gambling and speculative stock trading.
Casinos in your pocket: The blurring line between investing and gambling
Q: What are the similarities between gambling and investing from a behavioral point of view?
They both rely on uncertain outcomes and trigger learning patterns that keep individuals engaged.
Your next mortgage renewal could be a shocker. Here’s what to do
Q: Do you see people making any particular mistakes when they're coming up for renewal?
Yes, many start shopping around too late, often just one or two weeks ahead of their renewal, which can lead to stress and missed opportunities.
Your next mortgage renewal could be a shocker. Here’s what to do
Q: What are you advising people about going variable or fixed rate now?
There is a minimal difference between the two, but many people still prefer fixed rates for stability amid uncertain times.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Stress Test

What is Stress Test about and what kind of topics does it cover?

This podcast focuses on personal finance strategies for young adults, particularly those navigating the financial landscape altered by COVID-19. The hosts discuss a variety of pressing topics, such as home ownership, the impact of hustle culture, and navigating financial challenges during significant life changes like breakups and relocations. They often feature guests who share personal experiences and professional insights, making complex financial subjects more relatable and actionable for listeners. With a blend of expert advice and real-life stories, this resource is particularly valuable for those in their 20s and 30s, facing economic pressures and seeking to improve their financial literacy.

One noteworthy aspect is the podcast's co... more

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How many listeners does Stress Test get?

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How many subscribers and views does Stress Test have?

To see how many followers or subscribers Stress Test has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Stress Test?

These podcasts share a similar audience with Stress Test:

1. Cost of Living
2. The Decibel
3. The Wealthy Barber Podcast
4. Build Wealth Canada Podcast
5. Money Feels

How many episodes of Stress Test are there?

Stress Test launched 6 years ago and published 102 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Stress Test?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on Stress Test?

Recent guests on Stress Test include:

1. Zahra Khozema
2. Mandy Sham
3. Perry Wright
4. Hans Frech
5. Nicole Biros-Bolton
6. Victor Tran
7. Matt Lundy
8. Blake Corey

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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