Rephonic
Artwork for Stress Test
Personal Finance
Financial Planning
Investing
Millennials
Gen Z
Real Estate
Covid-19
Rising Tuition Costs
Boring Businesses
Stock Market
Artificial Intelligence
Real Estate Market
Home Ownership
Home Buying
Job Market For Graduates
Young Entrepreneurs
Travel
Mental Health
Employer Hiring Practices
Career Development

You had your best-laid plans and then COVID-19 came along and hammered the entire economy. But you’ve got this – if you have the right information. Join The Globe and Mail’s personal finance team, columnist Rob Carrick and editor Roma Luciw, as they guide you through one of the biggest stress tests your finances will ever face. If you’re between 20 and 40, this financial advice is for you.

PublishesWeeklyEpisodes111Founded6 years ago
Number of ListenersCategories
InvestingCareersBusiness

Listen to this Podcast

Artwork for Stress Test

Latest Episodes

Retirement can feel overwhelming when headlines insist you need millions before you can stop working. But is that actually true? In this episode, we hear from young Canadians with very different visions of life after work. Then retirement reporter Me... more

More than half of young Canadians say they’d want a prenup if they got married or entered a common-law relationship. But only a small share have actually signed one. So what’s stopping them? In this episode, we look at the gap between interest and ac... more

For decades, there was a formula for homeownership. Buy something small, maybe a condo or a townhouse, watch its value rise, and then eventually move up to something bigger. But that formula is breaking down for many young Canadians.

Today, we’re lo... more

Breaking into the job market has always been tough, but right now, it feels harder than usual. Hiring is slow. Competition is high. And at the same time, artificial intelligence is changing the kinds of tasks that once defined entry-level roles. So w... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

The Decibel
The DecibelThe Globe and Mail
The Wealthy Barber Podcast
The Wealthy Barber PodcastThe Wealthy Barber Inc.
Build Wealth Canada Podcast
Build Wealth Canada PodcastKornel Szrejber: Investor
The Rational Reminder Podcast
The Rational Reminder PodcastBenjamin Felix, Cameron Passmore, and Dan Bortolotti

Recent Guests

Rebecca Howardson
Psychologist
Halifax, Nova Scotia
Episode: No, you don’t need $1.7-million to retire
Moira Rose Váně
Lawyer and advice-only financial planner
Moira Rose Financials, Edmonton
Episode: No, you don’t need $1.7-million to retire
Aimee Schalles
BC-based lawyer and co-founder of Jointly
Jointly
Episode: Everyone wants a prenup. Very few people get one
Mike Moffatt
Founding director of the Missing Middle Initiative and housing policy expert
University of Ottawa / Missing Middle Initiative
Episode: Your “starter home” might be your forever home
Larry Smith
Economist and professor at the University of Waterloo
University of Waterloo
Episode: Thanks to AI, your resume is perfect. So is everyone else’s
Travis O'Rourke
President of Hays Canada, a recruitment firm
Hays Canada
Episode: Thanks to AI, your resume is perfect. So is everyone else’s
Shannon Lee Simmons
Certified financial planner and founder of the School of Finance
School of Finance
Episode: Big spender, risky investor: Today's committed Gen Z renter
Shaun Hildebrand
President of Urbanation, housing analyst
Urbanation
Episode: Rents are falling, so why does it still feel so expensive?
Aaron Hector
Wealth Advisor at TIER Wealth
TIER Wealth
Episode: Yes, the stock market will crash. Are you ready?

Hosts

Roma Luciw
Host of Stress Test
Rob Carrick
Host of Stress Test

Reviews

4.6 out of 5 stars from 488 ratings
  • Very cool podcast

    I’m not young by any stretch but somehow this one appeals to me a lot. Great insights in a simple way.

    Apple Podcasts
    5
    Freddiehappy
    Canada2 months ago
  • It's great!

    I have been listening for a little while now and I am really enjoying this podcast. I am glad it is speaking about personal finance from a Canadian persective. Thank you!

    Apple Podcasts
    5
    Umbra25
    Canadaa year ago
  • One of the best podcasts in the personal finance space!

    This podcast makes personal finance interesting and fun! Highly recommend!

    Apple Podcasts
    5
    Autty_yakkas
    Canadaa year ago
  • Where is the journalism??

    The latest episode made me unsubscribe, nepo babies are the only ones who can buy houses in Canada… okay??? We’ve known this.

    Apple Podcasts
    1
    Kyttes
    Canadaa year ago
  • Useful

    Important information even for older people. Please continue

    Apple Podcasts
    5
    Ilona Toronto
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some listeners desire more precise financial terminology and broader issue coverage.
These insights help with Canadian context and practical budgeting.
Guests and topics are highly relevant for housing and investing decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#28
Canada/Business/Investing
Apple Podcasts
#66
Canada/Business
Apple Podcasts
#66
South Africa/Business/Investing
Apple Podcasts
#174
Ukraine/Business/Investing
Apple Podcasts
#236
South Africa/Business

Talking Points

Recent interactions between the hosts and their guests.

Everyone wants a prenup. Very few people get one
Q: How should couples handle potential inheritances in a prenup?
Inheritance can be excluded from the pot or designated for the individual, but it should be written into the agreement and revisited when inheritance is received to maintain clarity about what is shared and what remains personal.
Everyone wants a prenup. Very few people get one
Q: What does a typical prenup cover, and how flexible is it in practice?
A typical prenup includes sections on spousal support and property division, with general rules about sharing or keeping assets separate, plus specific categories like family homes, pensions, pets, and debts; it can be tailored to reflect each couple's needs and may require periodic updates.
Everyone wants a prenup. Very few people get one
Q: What are the main obstacles preventing more couples from getting a prenup in Canada?
The main obstacles are the awkwardness of talking about them, the perception that prenups are protective or unfair, and the high costs and emotional weight of involving lawyers, which many couples cannot justify when they are buying a home or paying for a wedding.
Is this the golden age of DIY investing?
Q: Rob, why is early 2026 a good time to be a DIY investor?
There are more affordable and accessible apps, zero-cost trading is widespread, and risk-management tools are improving, making it easier to start small and learn while keeping costs low.
Rents are falling, so why does it still feel so expensive?
Q: What is happening in the rental market right now in Canada?
Rents are at multi-year lows overall, but behavior varies by city and unit size, with incentives and shorter-term price negotiations affecting what renters actually pay; larger trend relies on new condo supply and policy changes.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Stress Test

What is Stress Test about and what kind of topics does it cover?

Listeners are drawn to practical, Canadian-focused personal finance guidance with a strong emphasis on housing, budgeting, and investing during economically volatile times. Episodes blend real-life renter and homeowner experiences with expert analysis from economists and financial planners, plus timely discussion of trends like rent fluctuations, mortgage renewals, AI in investing, and the housing market for young adults. The show often features guests spanning real estate, consumer finance, and money psychology, making it valuable for listeners who want actionable tips and a clear Canadian context. A notable strength is its ability to translate complex market dynamics into relatable stories, while maintaining credibility through staff writ... more

Where can I find podcast stats for Stress Test?

Rephonic provides a wide range of podcast stats for Stress Test. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Stress Test and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Stress Test get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for Stress Test, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for Stress Test?

Rephonic provides comprehensive predictive audience data for Stress Test, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Stress Test have?

To see how many followers or subscribers Stress Test has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Stress Test?

These podcasts share a similar audience with Stress Test:

1. Cost of Living
2. The Decibel
3. The Wealthy Barber Podcast
4. Build Wealth Canada Podcast
5. The Rational Reminder Podcast

How many episodes of Stress Test are there?

Stress Test launched 6 years ago and published 111 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Stress Test?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Stress Test?

Rephonic pulls ratings and reviews for Stress Test from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for Stress Test?

Rephonic provides full transcripts for episodes of Stress Test. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Stress Test?

Recent guests on Stress Test include:

1. Rebecca Howardson
2. Moira Rose Váně
3. Aimee Schalles
4. Mike Moffatt
5. Larry Smith
6. Travis O'Rourke
7. Shannon Lee Simmons
8. Shaun Hildebrand

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days