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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
RRSP
TFSA
Tax Efficiency
Tax-Free Savings Account
Canada Pension Plan
RIF
CPP
Reverse Mortgage
Decumulation
Financial Literacy
Investment Strategies
Large Purchases
Registered Retirement Income Fund
Registered Retirement Savings Plan
Care Costs
Elderly Care
Budgeting
Home Care Costs

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes7Foundeda month ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

This week we’re answering more of your biggest retirement questions. We cover CPP timing, how withdrawals affect your TFSA contribution room, and when it makes sense to convert an RRSP to a RRIF. We also clear up OAS eligibility at 65, income splitti... more

In Episode 5 of Retirement Unpacked, Adam and Brett tackle a wide range of retirement questions from our community. We cover the RRSP meltdown strategy when your TFSA is maxed, why avoiding “zero-tax years” can lower lifetime taxes, and how a cash-we... more

Ever wondered what really happens to your CPP if you pass away early, or if pulling money from your TFSA in December actually makes sense? In this episode of Retirement Unpacked, Adam and Brett clear up common misconceptions and walk through practica... more

In Episode 3 of Retirement Unpacked, we dig into more of your retirement questions. We look at whether it’s possible to have “too much RRSP,” why certain RRIF withdrawal strategies can cause bigger tax problems, and how withholding tax really works. ... more

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Hosts

Adam Bourne
Co-host of the show, founder and managing partner at Parallel Wealth, with a focus on retirement planning strategies.
Brett Martinson
Co-host of the show, certified financial planner and manager of the planning team at Parallel Wealth, specializing in addressing financial queries related to retirement.

Reviews

5.0 out of 5 stars from 16 ratings
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canadaa month ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canadaa month ago

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#49
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

004 | TFSA Timing Tips, RRSP Drawdowns, & CPP Survivor Rules
Q: Should the lower earning spouse delay old age security to increase the survivor benefits?
It is reasonable to consider delaying OAS, but it must be analyzed as part of the overall financial plan for benefits.
004 | TFSA Timing Tips, RRSP Drawdowns, & CPP Survivor Rules
Q: How does CRA calculate the survivor's ongoing CPP when splitting credit?
The survivor benefit is based on the larger amount from the contributing spouse, regardless of the CPP sharing during their lifetime.
004 | TFSA Timing Tips, RRSP Drawdowns, & CPP Survivor Rules
Q: Is there ever a reason to put in so much RSP that it creates a $0 tax bill?
Almost never it would be worth it because the goal is to put it in a higher tax bracket than you take it out at.
003 | Too Much RRSP? RRIF Withdrawals, CPP Rumours, & Retirement Tax Strategies
Q: Should I take the drip off my investment or let it sustain itself when converting to a RIF?
It is recommended to turn off the DRIP and take that money as cash flow instead of reinvesting.
003 | Too Much RRSP? RRIF Withdrawals, CPP Rumours, & Retirement Tax Strategies
Q: What happens if you have a CPP disability benefit?
It will start automatically at 65, but you can defer it until 70 if needed.

Audience Metrics

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Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

This podcast focuses on key retirement strategies for Canadians, providing practical insights into income planning, tax efficiency, and navigating various retirement accounts such as RRSPs, TFSAs, and RRIFs. Regular episodes address real-life questions from listeners, offering expert advice on managing retirement funds, understanding the implications of withdrawing from these accounts, and optimizing benefits like the Canada Pension Plan and Old Age Security. Noteworthy is the blend of theoretical financial planning and actionable tips that cater to individuals approaching retirement, making complex topics more accessible and relatable.

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What are the audience demographics for Retirement Unpacked?

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Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. Build Wealth Canada Podcast
3. The Rational Reminder Podcast
4. The Canadian Investor
5. The Dividend Guy Blog Podcast

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched a month ago and published 7 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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