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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
Tax-Free Savings Account
Canada Pension Plan
RRSP
TFSA
Tax Efficiency
Registered Retirement Savings Plan
Tax Planning
CPP
RIF
Estate Planning
Reverse Mortgage
Decumulation
Cash Wedge Strategy
Registered Retirement Income Funds
Tax-Free Savings Account (TFSA)
Pension Income Splitting
Investing After 60
Registered Retirement Savings Plan (RRSP)

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes9Founded2 months ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

We’re unpacking nore of the most common retirement questions Canadians face, including when pension income can be split, how RRSP withdrawals should be timed, and whether investing after 60 still makes sense. We look at where TFSAs fit into the mix, ... more

Adam and Brett from Parallel Wealth tackle more real-life questions from Canadian retirees and soon-to-be retirees. They unpack how to time OAS and CPP for maximum benefit, when a cash wedge still makes sense even with a pension, and how to handle RR... more

This week we’re answering more of your biggest retirement questions. We cover CPP timing, how withdrawals affect your TFSA contribution room, and when it makes sense to convert an RRSP to a RRIF. We also clear up OAS eligibility at 65, income splitti... more

In Episode 5 of Retirement Unpacked, Adam and Brett tackle a wide range of retirement questions from our community. We cover the RRSP meltdown strategy when your TFSA is maxed, why avoiding “zero-tax years” can lower lifetime taxes, and how a cash-we... more

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Hosts

Adam Bourne
Co-host of the show, founder and managing partner at Parallel Wealth, with a focus on retirement planning strategies.
Brett Martinson
Co-host of the show, certified financial planner and manager of the planning team at Parallel Wealth, specializing in addressing financial queries related to retirement.

Reviews

5.0 out of 5 stars from 16 ratings
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canadaa month ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canada2 months ago

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#43
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

008 | Pension Splitting Rules, TFSA Moves, & Investing After 60
Q: Is there a best time of year to retire?
It's usually financially beneficial to retire early in the year rather than at the year's end.
008 | Pension Splitting Rules, TFSA Moves, & Investing After 60
Q: What pension income can I split with my spouse before I turn 65?
You can split income from a defined benefit pension plan before 65.
006 | CPP Timing, RRSP Strategies, & TFSA Penalties Answered
Q: What tax implications arise from withdrawing from RRSP compared to RIF?
The amount withdrawn from RSP is taxable at your income level, and planning is critical to manage your tax efficiently during retirement.
006 | CPP Timing, RRSP Strategies, & TFSA Penalties Answered
Q: Is it accurate that I must stop contributing to my spouse's RRSP three years prior to retirement for them to access it?
No, it isn't a strict rule; access depends on the individual's own RRSP contributions.
006 | CPP Timing, RRSP Strategies, & TFSA Penalties Answered
Q: What happens to my TFSA contribution room if withdrawn at a profit?
You can reclaim that contribution room in the following year, or carry it forward indefinitely without losing it.

Audience Metrics

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Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

This podcast focuses on key retirement strategies for Canadians, providing practical insights into income planning, tax efficiency, and navigating various retirement accounts such as RRSPs, TFSAs, and RRIFs. Regular episodes address real-life questions from listeners, offering expert advice on managing retirement funds, understanding the implications of withdrawing from these accounts, and optimizing benefits like the Canada Pension Plan and Old Age Security. Noteworthy is the blend of theoretical financial planning and actionable tips that cater to individuals approaching retirement, making complex topics more accessible and relatable.

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Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. Build Wealth Canada Podcast
3. The Rational Reminder Podcast
4. The Canadian Investor
5. The Dividend Guy Blog Podcast

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched 2 months ago and published 9 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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