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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
RRSP
Canada Pension Plan
Estate Planning
TFSA
Tax-Free Savings Account
Financial Literacy
Investment Strategies
CPP
Retirement Income Strategies
Old Age Security
Tax Efficiency
Registered Retirement Savings Plan
Tax Planning
RIF
Decumulation
Reverse Mortgage
Registered Retirement Income Funds
Cash Wedge Strategy

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes26Founded6 months ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

In episode 24 of Retirement Unpacked, Brett and Matthew break down rate of return assumptions and what to do if the market significantly outperforms your plan, why you should drawdown your RRSP/RRIF even if it means forgoing future returns, cashflow ... more

In episode 23 of Retirement Unpacked, Adam and Brett break down tax planning strategies for high net worth retirees, how non-registered accounts can become a liability in retirement, how to create a retirement budget and plan for unexpected expenses,... more

YouTube

In episode 22 of Retirement Unpacked, Brett and Kyle break down questions you should be asking your financial planner and also how to ask to have your fees reduced. They also touch on factors to consider before setting up a spousal RRSP, should you s... more

In episode 21 of Retirement Unpacked, Adam and Michael break down a number of questions we have gotten about the cashflow wedge.

They discuss whether a 75/25 investment can function as a cashflow wedge, whether it makes sense to only withdraw the m... more

YouTube

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jon Kutney
Planner on the Parallel Wealth team with 13 years of experience in retirement planning.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Paul Grenier
Retirement planner with Parallel Wealth.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Kyle Martin
Financial planner and guest speaker
Parallel Wealth
Episode: 013 | TFSA Trading Rules, LIRAs, & Tax-Efficient Decumulation

Host

Brett Martinson
Co-host of Retirement Unpacked, manager of the planning team at Parallel Wealth.

Reviews

5.0 out of 5 stars from 36 ratings
  • Great to see parallel wealth in Podcast format

    Thank you Adam and team for the weekly podcast. I’ve been watching Adam’s YouTube channel almost from the beginning and I’ve learned a lot about financial planning and ways to save on taxes in retirement. Great to see more Canadian content!

    Apple Podcasts
    5
    buddhabellies
    Canada4 months ago
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canada5 months ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canada6 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts are praised for their clear and impactful communication style, which resonates well with an audience seeking financial clarity.
Listeners value the focus on Canadian retirement realities, which often include unique financial considerations relevant to their situations.
Listeners appreciate the accessibility of retirement planning insights and find the blend of practical advice and personal stories engaging.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#112
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

023 | Retiring With A LIRA, TFSA, RRSP, & Non-Reg: Where Should You Withdraw First?
Q: How do you make a budget for your expenses when you begin retirement?
Plan your budget based on your current income, removing any expenses that won't apply in retirement and adding expected costs for new activities and opportunities.
023 | Retiring With A LIRA, TFSA, RRSP, & Non-Reg: Where Should You Withdraw First?
Q: Can you apply for CPP survivor benefit if the deceased wasn't collecting?
Yes, you can apply for a CPP survivor benefit regardless of whether the deceased person was already collecting CPP.
023 | Retiring With A LIRA, TFSA, RRSP, & Non-Reg: Where Should You Withdraw First?
Q: Do you need RSP room to unlock a DCPP?
No, you do not need RSP room to unlock your Defined Contribution Pension Plan; you can unlock a percentage regardless of your RSP contributions.
023 | Retiring With A LIRA, TFSA, RRSP, & Non-Reg: Where Should You Withdraw First?
Q: Is tax planning really necessary if I'll always be in the highest tax bracket?
Yes, tax planning is still important even if you're in the highest tax bracket, as it can provide strategies to structure your income and expenses effectively.
020 | CPP Survivor Benefit Explained
Q: What's the implication of transferring stocks or ETFs from non-registered to TFSA without selling?
This action triggers a deemed disposition, meaning any gains are considered realized for tax purposes.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

The content centers around retirement planning for Canadians, covering a broad spectrum of essential topics including income strategies, tax planning, and the management of various financial instruments like TFSAs, RRSPs, and RRIFs. Expert hosts engage with audience questions, providing practical advice on scenarios like estate planning and the nuances of withdrawing retirement funds. Notably, the podcast emphasizes personalized financial guidance, aiming to empower listeners to make informed decisions as they approach retirement. The engaging and informative format brings real-world financial dilemmas to the forefront, making it a valuable resource for anyone seeking clarity and confidence in their retirement planning journey.

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Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. The Rational Reminder Podcast
3. The Canadian Investor
4. The Loonie Hour
5. The Bridge with Peter Mansbridge

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched 6 months ago and published 26 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Unpacked?

Recent guests on Retirement Unpacked include:

1. Jon Kutney
2. Paul Grenier
3. Kyle Martin

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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