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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
RRSP
Canada Pension Plan
TFSA
Estate Planning
Tax-Free Savings Account
Financial Literacy
Investment Strategies
CPP
Retirement Income Strategies
Old Age Security
Tax Efficiency
Registered Retirement Savings Plan
Tax Planning
RIF
Reverse Mortgage
Decumulation
Cash Wedge Strategy
Registered Retirement Income Funds

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes18Founded4 months ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

This episode of Retirement Unpacked tackles the kinds of retirement questions Canadians actually ask once the details start to matter. Adam and Brett dig into TFSA rules, RRSP withdrawal timing, cash wedge strategies, and CPP decisions, focusing on t... more

In this episode of Retirement Unpacked, Adam and financial planner Jon Kutney answer real retirement questions from Canadians navigating the transition from saving to spending. They cover practical retirement income decisions, common tax pitfalls, an... more

YouTube

In this episode of Retirement Unpacked, Brett and fellow PWFG planner, Michael Barichello, answer more of your retirement questions. They cover what to do after maxing your RRSP and TFSA, how DC pensions work when you leave an employer, and the impli... more

YouTube

In this episode of Retirement Unpacked, Adam and Brett answer viewer questions on RRIF withdrawals, TFSA rules, advisor restrictions, non-registered accounts, pension income splitting, LIRA unlocking, and more. They break down several common retireme... more

Key Facts

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Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jon Kutney
Planner on the Parallel Wealth team with 13 years of experience in retirement planning.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Paul Grenier
Retirement planner with Parallel Wealth.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Kyle Martin
Financial planner and guest speaker
Parallel Wealth
Episode: 013 | TFSA Trading Rules, LIRAs, & Tax-Efficient Decumulation

Host

Brett Martinson
Co-host of Retirement Unpacked, manager of the planning team at Parallel Wealth.

Reviews

5.0 out of 5 stars from 32 ratings
  • Great to see parallel wealth in Podcast format

    Thank you Adam and team for the weekly podcast. I’ve been watching Adam’s YouTube channel almost from the beginning and I’ve learned a lot about financial planning and ways to save on taxes in retirement. Great to see more Canadian content!

    Apple Podcasts
    5
    buddhabellies
    Canada3 months ago
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canada4 months ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canada4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts are praised for their clear and impactful communication style, which resonates well with an audience seeking financial clarity.
Listeners value the focus on Canadian retirement realities, which often include unique financial considerations relevant to their situations.
Listeners appreciate the accessibility of retirement planning insights and find the blend of practical advice and personal stories engaging.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#60
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

016 | TFSA Transfers, RRSP Withdrawal Timing, & Using a Cash Wedge
Q: Can CPP payments be split between spouses?
Yes, CPP payments can be shared between spouses based on contributions made during the time spent together.
016 | TFSA Transfers, RRSP Withdrawal Timing, & Using a Cash Wedge
Q: How do you manage a cash wedge over time throughout retirement?
Manage the cash wedge by planning year by year, ensuring you have a buffer for market downturns and adjusting based on both good and bad market years.
016 | TFSA Transfers, RRSP Withdrawal Timing, & Using a Cash Wedge
Q: When should one start withdrawing from RRSP?
You should start withdrawing from your RRSP when you are retired and have little other taxable income, to avoid a higher tax rate later on.
016 | TFSA Transfers, RRSP Withdrawal Timing, & Using a Cash Wedge
Q: Can you move non-registered dividend stock to TFSA?
Yes, you can move non-registered dividend stock to a TFSA, but be aware of superficial loss rules and the tax implications of a deemed disposition.
015 | Why Most Retirees Struggle to Spend Their Money
Q: Should I transfer all the money from my RSP to RIF, or only what I need yearly?
It depends on your financial strategy and minimum payment requirements, so having a hybrid strategy can be useful.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

The content centers around retirement planning for Canadians, covering a broad spectrum of essential topics including income strategies, tax planning, and the management of various financial instruments like TFSAs, RRSPs, and RRIFs. Expert hosts engage with audience questions, providing practical advice on scenarios like estate planning and the nuances of withdrawing retirement funds. Notably, the podcast emphasizes personalized financial guidance, aiming to empower listeners to make informed decisions as they approach retirement. The engaging and informative format brings real-world financial dilemmas to the forefront, making it a valuable resource for anyone seeking clarity and confidence in their retirement planning journey.

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Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. Build Wealth Canada Podcast
3. The Rational Reminder Podcast
4. The Canadian Investor
5. The Loonie Hour

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched 4 months ago and published 18 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Retirement Unpacked?

Recent guests on Retirement Unpacked include:

1. Jon Kutney
2. Paul Grenier
3. Kyle Martin

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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