Rephonic
Artwork for NZ Everyday Investor
Bitcoin
Inflation
New Zealand
Interest Rates
Investment Strategies
Gold
Kiwisaver
Cryptocurrency
New Zealand Property Market
Investing
Property Investment
Financial Independence
Real Estate Market
New Zealand Economy
Retirement Planning
Wealth Building
Real Estate
Financial Advice
Official Cash Rate
Artificial Intelligence

The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

PublishesWeeklyEpisodes220Founded8 years ago
Number of ListenersCategories
InvestingBusinessEducationSelf-Improvement

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Artwork for NZ Everyday Investor

Latest Episodes

Will raising interest rates make inflation worse? The OCR won’t fix an oil shock. Central banks, including the RBNZ, can create too much currency and crush demand, but they can’t print oil. When energy prices jump and stay high, raising rates mostly ... more

Yields have already climbed to levels last seen in 2002 but most investors are still banking on the post-Covid inflation being a temporary spike. That was a solid assumption, but at almost a third of the way back to the 1981 highs, could it be time t... more

I have sat across from hundreds of people with an inheritance coming, and almost always they make one of two mistakes. The less common one is when people take their foot off the gas - The knowledge of money coming justifies no budget, no discipline, ... more

It's a Holiday! No, wait, it isn't. It's no holiday when you're poor. You can sleep in the garage this summer and you'll be grateful. You're poor, and it sucks. Maybe there's a way out?

Christians Against Poverty, or CAP, is an organisation devoted... more

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Recent Guests

Christoph Schumacher
Professor of Economics and Innovation at Massey University and author of “Sitting on the Shoulders of Giants.”
Massey University
Episode: Christoph Schumacher / OCR: Can't Touch This. Ep 545
Joel Robinson
Founder of Radical Investment and specialist KiwiSaver and investment adviser
Radical Investment
Episode: Joel Robinson / Could rising 10-year yields derail your retirement strategy? Ep 544
Sam Garaway
Representative of Christians Against Poverty (CAP)
Christians Against Poverty (CAP)
Episode: Sam Garaway / Against Poverty, For Wealth Ep 542
Dominic Frisby
Author, gold/Bitcoin advocate; prominent commentator on money, gold, and crypto
Author of The Secret History of Gold
Episode: Dominic Frisby / Sound Money vs Fiat Delusion Ep 541
Francisco Colombo
Founder of The Bitcoin Journey, Bitcoin educator
The Bitcoin Journey
Episode: Francisco Colombo / How To Seize Control Of The Money, Ep 540
Jarrod Kerr
Chief Economist at Kiwibank
Kiwibank
Episode: Jarrod Kerr / "It's Too Soon For 2.75%" Ep 539
David Seymour
Leader of the ACT Party
ACT Party
Episode: David Seymour / 1 Year Bright Line For Digital Assets? Ep 538
Tim Doyle
Cryptocurrency tax expert
Doyle Accountants / cryptocurrencytax.co.nz
Episode: Tim Doyle / The IRD & What Defines A 'Taxable Event'? Ep 537
Ed McKnight
Economist, resident economist at Opes Property
Opes Property
Episode: Ed McKnight / NZ's Worst Property Market in Over 50 Years? Ep 536

Host

Darcy Ungaro
Host of the show, financial advisor with focus on practical personal finance and wealth-building for everyday investors

Reviews

4.7 out of 5 stars from 343 ratings
  • In the grand scheme of things

    Love this podcast. A bit whacky at times but always thought provoking. Recommend for anyone wanting to effectively influence their financial situation.

    Apple Podcasts
    5
    Introvert horse lover
    New Zealand5 months ago
  • Excellent podcast

    So good having NZ centric content that’s this Insightful. Balanced and informative views that do a great job highlighting changes in the shifting investor landscape. Excellent line up of guests too.

    Apple Podcasts
    5
    AJ_in_NZ
    New Zealand7 months ago
  • Always a great listen

    Wouldn’t miss this show, always insightful and a different perspective

    Apple Podcasts
    5
    TJ_local
    New Zealand7 months ago
  • Off Topic

    Ep 471 strayed way off topic. Talking about the Middle East not relevant to the NZ property market.

    Apple Podcasts
    1
    MarkCr
    New Zealanda year ago
  • Everybody should listen

    Each and every episode is packed with interesting information delivered in such an informative and easily digestible way. Darcy has a breadth of information and with a great mix of guests is able to get depth also. I won’t miss an episode and don’t think you should either.

    Apple Podcasts
    5
    Rocketrotors
    New Zealand2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate NZ-centric content with balanced, insightful views and strong guest lineups.
Some listeners felt a specific episode wandered off-topic and suggested tighter focus.
The host is praised for approachable, jargon-free explanations and depth across topics.
Episodes are informative, with a clear mix of topics and practical takeaways for everyday investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Joel Robinson / Could rising 10-year yields derail your retirement strategy? Ep 544
Q: Why do we even need bonds in a well diversified portfolio?
Robinson says investors with long horizons and no need for current income may not need bonds. For people who need spending money or cannot tolerate equity-market volatility, bonds can provide cash flow and some protection, though their risks depend on the type and duration held.
Joel Robinson / Could rising 10-year yields derail your retirement strategy? Ep 544
Q: If you had to really pick one, are we in a slow motion debt crisis, a cost of living crisis, or an imminent AI induced share market crisis?
Joel Robinson identifies the debt crisis as the largest issue, arguing that it contributes to the cost-of-living crisis through money creation, rising debt and unequal access to newly created money.
Christoph Schumacher / OCR: Can't Touch This. Ep 545
Q: Is it possible that the CPI, because it's measuring things on average, actually underreports the real loss in purchasing power?
Schumacher says it probably can, because households may spend disproportionately on items that have risen more sharply, and the CPI basket takes years to be revised to reflect changing purchases.
Christoph Schumacher / OCR: Can't Touch This. Ep 545
Q: If the official cash rate is at best a demand killer and an oil shock is already squeezing demand, why are we potentially hiking one more time before the end of the year?
Schumacher says the Reserve Bank has a mandate to keep inflation within 1% to 3% and the OCR is its main tool. Letting inflation rise would affect everyone, while raising rates concentrates the squeeze on borrowers and firms, though savers may benefit.
Dominic Frisby / Sound Money vs Fiat Delusion Ep 541
Q: What would you recommend as a starting point for a diversified portfolio including precious metals and crypto?
He recommends a Dolce Farniente Portfolio with roughly 15% in gold, 5% in Bitcoin, and the remainder in global equities, plus a 10% allocation to “special situations” like mining stocks, adjusting over time as markets move.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About NZ Everyday Investor

What is NZ Everyday Investor about and what kind of topics does it cover?

This show targets everyday Kiwis aiming to grow wealth by mixing traditional investing with new tools and markets. Episodes span property cycles, KiwiSaver and retirement planning, crypto and digital assets, macro market risk, and regulatory issues, often featuring practitioners who share data-driven experiences, personal wins and missteps, and practical takeaways for long-horizon wealth-building. A notable edge is the blend of local NZ context with global financial perspectives, plus a willingness to challenge conventional wisdom and explore unconventional ideas in a balanced way. Listeners likely value clear explanations, diverse guest perspectives, and actionable strategies that fit real-life financial goals.

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How many listeners does NZ Everyday Investor get?

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Which podcasts are similar to NZ Everyday Investor?

These podcasts share a similar audience with NZ Everyday Investor:

1. The Property Academy Podcast
2. Keep The Change
3. Shared Lunch
4. Making Cents
5. The NZ Property Market Podcast

How many episodes of NZ Everyday Investor are there?

NZ Everyday Investor launched 8 years ago and published 220 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact NZ Everyday Investor?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on NZ Everyday Investor?

Recent guests on NZ Everyday Investor include:

1. Christoph Schumacher
2. Joel Robinson
3. Sam Garaway
4. Dominic Frisby
5. Francisco Colombo
6. Jarrod Kerr
7. David Seymour
8. Tim Doyle

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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