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Artwork for Fintech One-On-One

Fintech One-On-One

Peter Renton
Fintech
Financial Services
Small Business Lending
Open Banking
Embedded Finance
Artificial Intelligence
Cash Flow Underwriting
Earned Wage Access
Payments
Fraud Prevention
Consumer Finance
Community Banks
Financial Inclusion
Small Businesses
Financial Wellness
Consumer Lending
Paycheck Protection Program (PPP)
Embedded Lending
Generative AI
Mastercard

Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus and now an independent fintech media and events consultant, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more, tune in to Fintech One-On-One.

PublishesWeeklyEpisodes636Founded13 years ago
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Artwork for Fintech One-On-One

Latest Episodes

Elliott Lorenz took an unusual path into consumer lending, moving from applied mathematics and high-frequency trading into the business of pricing credit risk. Today he is the CEO and co-founder of Edge Focus, a technology-enabled private credit firm... more

Andrew Davies has spent more than three decades fighting financial crime, starting with sanctions screening tools for central banks in the mid-1990s and arriving at ComplyAdvantage after nearly 16 years at Fiserv. He sits at the center of one of the ... more

YouTube

Joshua Silver has spent two decades in embedded payments. Before co-founding Rainforest, he built Patient Co, a healthcare payments business scaled to billions in processing volume and tens of millions of patients, then spent several years consulting... more

YouTube

Michael Tannenbaum became CEO of Figure in early 2024, taking over from founder Mike Cagney and leading the company through its September 2025 IPO. In this conversation, we get into the mechanics of how Figure's blockchain-based platform competes wit... more

YouTube

Key Facts

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Contact Information
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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Joshua Silver
Co-founder and CEO of Rainforest
Rainforest
Episode: Why Embedded Payments is a Retention Strategy for Vertical SaaS with Joshua Silver, CEO of Rainforest
Michael Tannenbaum
CEO of Figure
Figure
Episode: How Figure Is Cutting Mortgage Costs from $12,000 to $1,000, with CEO Michael Tannenbaum
Thomas Galbraith
CEO and co-founder of Barkr
Barkr
Episode: Fixing the Broken Appraisal Model in Asset-Backed Lending With Thomas Galbraith, CEO of Barkr
Patricia Montesi
CEO and co-founder of Qolo
Qolo
Episode: Building the Bank-Grade Ledger That Payments Infrastructure Was Missing With Patricia Montesi, CEO of Qolo
Chris Walters
CEO of Finastra
Finastra
Episode: The Case for AI as a Revenue Driver in Financial Infrastructure with Chris Walters, CEO of Finastra
Ali Niknam
Founder and CEO of Bunq, Dutch neobank
Bunq
Episode: Building a Profitable Neobank by Doing Everything the Hard Way With Ali Niknam, CEO of Bunq
Timothy Li
Co-founder and CEO of LendAPI
LendAPI
Episode: No Code Infrastructure and the Future of Lending with Timothy Li, CEO of LendAPI
Kareem Saleh
CEO and co-founder of FairPlay
FairPlay
Episode: Building the AI Enablement Layer for Financial Services with Kareem Saleh, CEO of FairPlay
Jess Conroy
CEO and co-founder of ROH
ROH
Episode: Jess Conroy, CEO of ROH, on Building the Financial Core Hotels Never Had

Host

Peter Renton
Host of Fintech One-On-One, Fintech Nexus (independent fintech media and events)

Reviews

4.8 out of 5 stars from 84 ratings
  • Alex Bradford

    Really enjoyed this podcast

    Apple Podcasts
    5
    strikefan
    United States7 months ago
  • Fintech

    Excellent can’t wait to see more.

    Apple Podcasts
    5
    extramoneycoach
    United Kingdom2 years ago
  • Highly Recommend Fintech Nexus

    Peter is a wizard in terms of concisely packaging the critical points of how to monetize and run large - scale ventures. I have learned more from Fintech Nexus over the years than from any business course I’v purchased. His encouraging, approachable, and generous spirit are an example to all. Highly recommend consistently following his podcast, it’s never off the pulse!

    Apple Podcasts
    5
    chloe bloedt
    United States3 years ago
  • Informative and interesting

    Peter has been around the fintech space a long time and can go in depth into many facets of the space. He’s also a good interviewer. Worth listening.

    Apple Podcasts
    5
    Dback021
    United States3 years ago
  • Awesome Podcast!!!

    Peter, host of the Lend Academy Podcast, highlights all aspects of online lending, fintech and more in this can’t miss podcast! The host and expert guests offer insightful advice and information that is helpful to anyone that listens!

    Apple Podcasts
    5
    Clarisse Gomez
    United States6 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Strong guests and clear takeaways for builders and buyers.
Audio quality and pacing are generally good, though a few episodes could benefit from longer format.
Consistent, in-depth coverage of payments, lending, and infrastructure topics.
Thoughtful, actionable fintech conversations.
High-quality interviews with industry leaders.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#186
Israel/Business/Investing
Apple Podcasts
#217
Indonesia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Why Embedded Payments is a Retention Strategy for Vertical SaaS with Joshua Silver, CEO of Rainforest
Q: What would success look like for Rainforest in five years, and what milestones are planned?
Success is measured by becoming the de facto payments partner for vertical SaaS, driving substantial revenue for platforms, building a moat through embedded fintech, and expanding Rainforest's leadership in vertical-specific risk, ledger capabilities, and data ownership while growing across more geographies and verticals.
Why Embedded Payments is a Retention Strategy for Vertical SaaS with Joshua Silver, CEO of Rainforest
Q: Was PayPal and Venmo integration driven by customer demand, and how does that fit into Rainforest's broader product thesis?
PayPal and Venmo were integrated in a way that required minimal effort for software platforms; Rainforest handles the complexity behind the scenes, enabling more payments without extra work for the platforms, and this aligns with their ongoing strategy of expanding rails in a way that keeps embedded payments seamless and customer-friendly.
Building the Bank-Grade Ledger That Payments Infrastructure Was Missing With Patricia Montesi, CEO of Qolo
Q: How does Qolo's architecture address the risk of legacy cores while enabling modernization?
By overlaying a bank-grade ledger directly onto the existing core, not by ripping out and replacing, which allows banks and fintechs to modernize incrementally while maintaining stability and reducing disruption.
Building the Bank-Grade Ledger That Payments Infrastructure Was Missing With Patricia Montesi, CEO of Qolo
Q: What was the core insight that prompted you to start Qolo?
The realization that the missing underpinning ledger prevented truly unified, modern payment rails from working smoothly together, leading to messy integrations and missed opportunities for banks and fintechs to offer seamless, embedded payments.
Fixing the Broken Appraisal Model in Asset-Backed Lending With Thomas Galbraith, CEO of Barkr
Q: Okay, so just so I'm clear, is the product the warranty itself or are you also providing capital? I mean, what's the flow?
The product is the valuation backed up by the performance warranty, and Barkr does not do lending themselves; they work with asset-backed lenders who provide the capital, using Barkr's warranty to backstop the valuation.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
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Household Income
Social Media Reach

Frequently Asked Questions About Fintech One-On-One

What is Fintech One-On-One about and what kind of topics does it cover?

This show profiles fintech leadership and the evolving infrastructure behind lending, payments, and banking with in-depth interviews that unpack strategy, technology, and regulation. Recent episodes emphasize embedded payments as a product moat for vertical software, AI-enabled risk and operations in financial services, and the transition to modern, cloud-native infrastructures. Notable threads include governance of AI in financial workflows, asset-backed and blockchain-enabled lending, and innovations in open banking and middleware layers that connect banks, fintechs, and platforms. The format tends to center practitioner-level insights, leadership transitions, and real-world go-to-market narratives, making it valuable for listeners who bu... more

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How many episodes of Fintech One-On-One are there?

Fintech One-On-One launched 13 years ago and published 636 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Fintech One-On-One?

Recent guests on Fintech One-On-One include:

1. Joshua Silver
2. Michael Tannenbaum
3. Thomas Galbraith
4. Patricia Montesi
5. Chris Walters
6. Ali Niknam
7. Timothy Li
8. Kareem Saleh

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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