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Friends With Money

Money Magazine
Superannuation
Financial Planning
Retirement Planning
Financial Advice
Investing
Australia
Financial Independence
Bitcoin
Insurance
Investment Strategies
Interest Rates
Estate Planning
Retirement Savings
Solar Energy
Personal Finance
Financial Literacy
Cryptocurrency
Inflation
Money Magazine
First Home Super Saver Scheme

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by ... more

PublishesWeeklyEpisodes302Founded5 years ago
Number of ListenersCategories
InvestingBusinessEntrepreneurship

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Artwork for Friends With Money

Latest Episodes

With interest rates at their highest level in years, could homeowners be doing more to keep their mortgage costs down?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Richard Whitten, money and home loans expert at... more

YouTube

✈️ Are frequent flyer points still worth it after the rewards shake-up?

❓Question:

With banks reducing rewards and changes to card surcharges coming into effect, should Australians still be chasing frequent flyer points?

✅ Short Answer:

Yes, but ... more

YouTube

Financial advice can be valuable, but for plenty of Australians, the cost puts it out of reach. So could super funds hold the key to closing the advice gap?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Rudy Leon... more

YouTube

From October, card surcharges will become a thing of the past. But while the change promises savings for cardholders, it could have ripple effects beyond the checkout.

On this episode of the Friends With Money podcast, Money's Tom Watson is joined b... more

YouTube

Key Facts

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Recent Guests

Richard Whitten
Money and Home Loans expert at Finder
Finder
Episode: Rate rise survival guide
David Moloney
CEO of an internal consulting group; author of Points, Mastering the Game of Frequent Flyers
Author, Points book
Episode: How to maximise frequent flyer points
Rudy Leong
Senior Private Wealth Advisor
UniSuper
Episode: Smarter Super Advice
Adele Eliseo
Frequent flyer expert and founder of The Champagne Mile
The Champagne Mile
Episode: Card surcharge changes
Jamie Hannah
Deputy Head of Investments and Capital Markets
VanEck
Episode: Small caps, big upside?
Nina Hendy
Author of Money Magazine September cover story on retirement
Money Magazine
Episode: The retirement revolution
Jonathan Shead
Head of Investments Australia at State Street Investment Management
State Street Investment Management
Episode: The ETF investing playbook
Nicola Field
Writer of the cover story on the August issue; finance journalist
Money Magazine
Episode: How to invest for maximum profit
Justin Lin
Investment strategist at Global X ETFs
Global X ETFs
Episode: Crypto: Buy, sell, hold?

Hosts

Tom Watson
Host of Friends With Money; senior writer/industry voice with deep experience in personal finance and markets.
Vanessa Walker
Host and Managing Editor with a focus on finance journalism and money coverage.
Michelle Baltazar
Editor-in-chief/editorial lead with responsibilities across Money Magazine content.

Reviews

4.6 out of 5 stars from 107 ratings
  • Now in mid life very relevant info

    New listener enjoying each topic - very relevant info to assist making wise💲decisions. Info that helps arm our finance strategies

    Apple Podcasts
    5
    . Caro.
    Australia5 months ago
  • Thanks for the insights

    Really easy to understand financial insights. Love to see a series about investing w advice on how to navigate the current economic uncertainty w confidence.

    Love the hosts relaxed presenting - super easy to listen to.

    Apple Podcasts
    5
    Frankie Avo
    Australia6 months ago
  • Great podcast but needs less ahs

    Tom constant use of ah is unpleasant to listen to. Needs some interview training.

    Apple Podcasts
    4
    JB93#
    Australiaa year ago
  • Good info

    Thanks Michelle & guests for your podcasts. Really liked the Boomer to Zoomer trading secrets recently.

    Apple Podcasts
    5
    NarelleHooper
    Australia2 years ago
  • Retirement

    This topic was a very low level information session. So many broad statements made which offer little to no effective retirement strategies.

    Apple Podcasts
    1
    Gorgeous Boo
    Australia3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise practical, easy-to-understand financial insights and friendly hosting.
Audio quality and pacing are generally good, though some listeners note room for improvement in production quality.
Guests and topics are well-curated with strong credibility.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#48
Australia/Business/Investing
Apple Podcasts
#110
Australia/Business

Talking Points

Recent interactions between the hosts and their guests.

How to maximise frequent flyer points
Q: Where can listeners find more tips and tricks beyond the book, and what is learnearnburn.com used for?
The book and associated website learnearnburn.com provide ongoing tips on earning and burning points, with updates and practical guidance to stay ahead of devaluations and to spot new earning opportunities.
How to maximise frequent flyer points
Q: Could you explain double dipping and stacking with a real-world example for an ordinary household?
He describes earning points from purchasing a gift card (double dip: retailer and credit card), then using that gift card for ordinary purchases (additional points), and sometimes catching bonus periods that yield triple or even higher returns.
How to maximise frequent flyer points
Q: Two-thirds of Qantas Frequent Flyer points are now earned on the ground. How has the points game changed and why do many Australians still think of points as something travellers earn?
Moloney explains that the program shifted as ground-based earning expanded dramatically, aided by policy changes and broader retailer partnerships, making points more about everyday spending and shopping channels than just air travel; the population still views points through traditional travel lenses, but the reality is a broader, more terrestrial points economy.
Smarter Super Advice
Q: Is there a role for AI in the advice space, and what are the opportunities and risks involved?
AI can support financial literacy, help with administrative tasks, and prepare questions for meetings, but should not replace human judgment; the main emphasis is on using AI to inform and empower, then verifying with trusted sources and a human advisor.
Card surcharge changes
Q: Adele, to start us off, can you give us a run-through on what the lie of the land is at the moment when it comes to card surcharges and how it's going to change from October 1?
Adele explains that surcharges are being banned for card payments, with merchants likely embedding the costs into overall prices rather than applying explicit surcharges; some merchants may absorb costs, while others may raise prices or adjust card benefits. She also highlights that this shift, coupled with an interchange cap reduction, will push banks to revise rewards programs and fees.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
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Household Income
Social Media Reach

Frequently Asked Questions About Friends With Money

What is Friends With Money about and what kind of topics does it cover?

The show centers on practical personal finance, investing, and tax and property topics, delivered through accessible conversations with credentialed guests. Episodes often cover ETFs, tax reforms, self-managed super funds, debt management, rentvesting, and the true costs of home ownership, with actionable takeaways for everyday listeners. Noteworthy is a strong focus on Australian financial policy and markets, expert insights from money journalists and advisers, and guidance aimed at helping families and individuals make smarter financial decisions. The tone tends to be calm, practical, and policy-aware, making it helpful for listeners who want clear, implementable strategies without gloss.

A standout facet is its ability to combine curren... more

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Which podcasts are similar to Friends With Money?

These podcasts share a similar audience with Friends With Money:

1. Retire Right
2. Australian Retirement Podcast
3. The Money Puzzle
4. Australian Finance Podcast
5. Aussie FIRE | Financial Independence Retire Early

How many episodes of Friends With Money are there?

Friends With Money launched 5 years ago and published 302 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Friends With Money?

Recent guests on Friends With Money include:

1. Richard Whitten
2. David Moloney
3. Rudy Leong
4. Adele Eliseo
5. Jamie Hannah
6. Nina Hendy
7. Jonathan Shead
8. Nicola Field

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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