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Friends With Money

Money Magazine
Superannuation
Financial Planning
Retirement Planning
Financial Advice
Investing
Australia
Financial Independence
Bitcoin
Insurance
Investment Strategies
Interest Rates
Estate Planning
Retirement Savings
Solar Energy
Inflation
Cryptocurrency
Financial Literacy
Personal Finance
First Home Super Saver Scheme
Money Magazine

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by ... more

PublishesWeeklyEpisodes298Founded5 years ago
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InvestingBusinessEntrepreneurship

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Artwork for Friends With Money

Latest Episodes

Australia's sharemarket may be dominated by a handful of large miners and banks, but there are plenty of opportunities beyond the heavyweights.

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Jamie Hannah, deputy h... more

YouTube

💰 The retirement revolution: Why working longer isn't the real retirement plan

❓ Question:

How is retirement changing in Australia, why are so many people worried about running out of money, and what practical steps can Australians take now to imp... more

YouTube

With interest rates near their highest levels in years, many savers will be taking a fresh look at term deposits. But are they the right home for your cash?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Olivia Mc... more

YouTube

In August 2001, Australia’s first ETFs were launched. Today, more than two million Australians own them. So what can investors learn from 25 years of ETF investing?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by J... more

YouTube

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Recent Guests

Nina Hendy
Author of Money Magazine September cover story on retirement
Money Magazine
Episode: The retirement revolution
Olivia McArdle
Head of Deposits and Payments at Macquarie Bank
Macquarie Bank
Episode: Are term deposits back?
Nicola Field
Writer of the cover story on the August issue; finance journalist
Money Magazine
Episode: How to invest for maximum profit
Justin Lin
Investment strategist at Global X ETFs
Global X ETFs
Episode: Crypto: Buy, sell, hold?
Marisa Broome
Certified financial planner and principal of welfareadvice.com.au
Welfare Advice
Episode: Is an SMSF right for you?
Deb Shroot
Financial Counsellor and Sector Advocate for Financial Counselling Australia
Financial Counselling Australia
Episode: Deal with your debt
Arjun Paliwal
Founder and Chief Executive of InvestorKit
InvestorKit
Episode: Is rentvesting dead?
Georgia Madden
Home & Property Journalist
Money Magazine / Money
Episode: The real cost of home ownership
Meray El-Khoury
Chief Insurance Officer at MetLife Australia
MetLife Australia
Episode: Awkward conversations about money

Hosts

Tom Watson
Host of Friends With Money; senior writer/industry voice with deep experience in personal finance and markets.
Vanessa Walker
Host and Managing Editor with a focus on finance journalism and money coverage.
Michelle Baltazar
Editor-in-chief/editorial lead with responsibilities across Money Magazine content.

Reviews

4.6 out of 5 stars from 107 ratings
  • Now in mid life very relevant info

    New listener enjoying each topic - very relevant info to assist making wise💲decisions. Info that helps arm our finance strategies

    Apple Podcasts
    5
    . Caro.
    Australia4 months ago
  • Thanks for the insights

    Really easy to understand financial insights. Love to see a series about investing w advice on how to navigate the current economic uncertainty w confidence.

    Love the hosts relaxed presenting - super easy to listen to.

    Apple Podcasts
    5
    Frankie Avo
    Australia5 months ago
  • Great podcast but needs less ahs

    Tom constant use of ah is unpleasant to listen to. Needs some interview training.

    Apple Podcasts
    4
    JB93#
    Australiaa year ago
  • Good info

    Thanks Michelle & guests for your podcasts. Really liked the Boomer to Zoomer trading secrets recently.

    Apple Podcasts
    5
    NarelleHooper
    Australia2 years ago
  • Retirement

    This topic was a very low level information session. So many broad statements made which offer little to no effective retirement strategies.

    Apple Podcasts
    1
    Gorgeous Boo
    Australia3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners praise practical, easy-to-understand financial insights and friendly hosting.
Audio quality and pacing are generally good, though some listeners note room for improvement in production quality.
Guests and topics are well-curated with strong credibility.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#64
Australia/Business/Investing
Apple Podcasts
#159
Australia/Business
Apple Podcasts
#178
France/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

The retirement revolution
Q: What is the biggest change happening in retirement today that Australians haven't fully grasped yet?
Retirement is becoming a phased, flexible process rather than a fixed end-date, with people gradually reducing hours or changing careers, rather than stopping work abruptly.
Are term deposits back?
Q: What are the biggest mistakes people make with term deposits, and how can they avoid them?
Common mistakes include chasing unusual promo rates on short terms, failing to monitor rollovers, and not planning for liquidity or exit penalties; the best approach is to understand the maturity schedule, compare transparent rates, and ensure you have a plan for potential cash needs.
Are term deposits back?
Q: Why would someone choose a term deposit over a savings account or other defensive assets?
A term deposit offers a fixed, predictable return and clear certainty about the rate for the chosen term, which is appealing when you want guaranteed growth and are confident you won't need immediate access to the funds.
How to invest for maximum profit
Q: What practical steps should investors take now to prepare for the next financial year?
Consult with a tax professional, consider offloading loss-making investments before July 2027, and evaluate pre-capital gains tax assets to plan whether to sell now or fare taxes later. Also, for those nearing retirement, reassess super contributions and look at investment bonds as tax-efficient options.
How to invest for maximum profit
Q: Which investments look most appealing under the new regime and why?
Income-focused investments like private credit funds and income-oriented ETFs are appealing because their income is less affected by capital gains tax. High dividend-paying shares may still be favored for yield, while investment bonds offer a cap on tax within the bond (30 percent) with potential tax-free withdrawals after 10 years.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About Friends With Money

What is Friends With Money about and what kind of topics does it cover?

The show centers on practical personal finance, investing, and tax and property topics, delivered through accessible conversations with credentialed guests. Episodes often cover ETFs, tax reforms, self-managed super funds, debt management, rentvesting, and the true costs of home ownership, with actionable takeaways for everyday listeners. Noteworthy is a strong focus on Australian financial policy and markets, expert insights from money journalists and advisers, and guidance aimed at helping families and individuals make smarter financial decisions. The tone tends to be calm, practical, and policy-aware, making it helpful for listeners who want clear, implementable strategies without gloss.

A standout facet is its ability to combine curren... more

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Which podcasts are similar to Friends With Money?

These podcasts share a similar audience with Friends With Money:

1. Retire Right
2. Australian Retirement Podcast
3. Australian Finance Podcast
4. The Money Puzzle
5. Prime Time with Bec Wilson

How many episodes of Friends With Money are there?

Friends With Money launched 5 years ago and published 298 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Friends With Money?

Recent guests on Friends With Money include:

1. Nina Hendy
2. Olivia McArdle
3. Nicola Field
4. Justin Lin
5. Marisa Broome
6. Deb Shroot
7. Arjun Paliwal
8. Georgia Madden

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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