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Artwork for FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Startuprad.io™ – Europe’s Voice on Startups, VC, Innovation & Growth
Startuprad.io
Venture Capital
Podcast Publishing
Artificial Intelligence
ADA AI
Berlin
Enterprise AI
Razor Group
Metaco
Supervised
Aviloo
European Venture Capital
Germany
Laura Cornely
CSRD Compliance
Defense Tech
Artificial Intelligence In Finance
Munich, Germany
Helsing
EV Battery Health

FinTech Germany is Startuprad.io™’s podcast on fintech startups, banking innovation, payments, digital finance, embedded finance, AI in finance, and venture capital in Germany, Austria, Switzerland, and the broader European startup ecosystem. Hosted by Joe Menninger, who previously spent more than a decade as a management consultant in capital markets, the show provides regular analysis and founde... more

PublishesTwice monthlyEpisodes230Founded7 years ago
Number of ListenersCategories
InvestingTechnologyBusiness

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Artwork for FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Latest Episodes

As of 2026, German venture capital investment has stabilized after a multi-year correction but remains highly concentrated. AI, defense technology, biotech, energy infrastructure, and robotics account for an increasing share of investment activity. G... more

Simone Riva of Partech connects European venture capital efficiency to regional startup maturity, sovereign capital effects, IPO market limitations, founder capital discipline, and AI defensibility. The episode explains why European startup funding o... more

In this episode of Startuprad.io, we analyze European startup funding and the conditions under which venture capital creates value or destroys discipline. Simone, Partner at Partech, explains why VC is not validation, why capital efficiency matters, ... more

Germany raised 3.67 billion dollars across 166 equity rounds through May 2026, up 11.61 per cent year-over-year. The headline signals: Helsing is raising 1.2 billion dollars at an eighteen-billion-dollar valuation, led by Dragoneer and Lightspeed, ma... more

Used electric vehicles have a trust problem. Battery state of health determines range, resale value, charging performance, and buyer confidence, but most buyers still cannot verify battery condition through an independent source.

In this episode of ... more

DACH venture capital is undergoing a structural rotation. Capital is moving away from generic SaaS and toward startups tied to defense, space, industrial AI, procurement, tokenized finance, and physical infrastructure.

This episode covers:

- Why Mu... more

This episode analyzes three structural signals shaping the DACH startup ecosystem in Q1 2026. First, startup capital is concentrating into fewer, more defensible companies. Second, Germany’s startup geography is specializing, with Munich and southern... more

The March 2026 DACH startup news roundup covers the month's most significant funding rounds, acquisitions, IPO developments and ecosystem shifts across Germany, Austria and Switzerland — tracking the structural capital movements, sector dynamics and ... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Simone Riva
Partner at Partech VC
Partech Venture Capital
Episode: European Venture Capital: Efficiency, IPOs, and AI Defensibility
Marcus Berger
CEO and partner at Aviloo since 2020
Aviloo
Episode: Aviloo and the Used EV Battery Trust Problem
Tomasz Mazuryk
Founder, investor, and technologist behind FundingBox; technical coordinator of the DeepSafe project and EU Scale lead
FundingBox; DeepSafe project
Episode: EU Scale and the Structural Reform of European Seed Funding
Oliver Lugosz
Dr. Oliver Lugosz, co-founder of ADA AI; previously co-founder of the Razer Group (Berlin)
ADA AI
Episode: AI Employees Are a Design Decision, Not a Hiring One
Oliver Dlugosch
Founder, Razor Group; Co-founder, ADA AI
Razor Group; ADA AI
Episode: ADA AI: AI Employees Replace Back Office Workflows
Adrien Treccani
Founder and CEO of Supervised
Supervised (AI-backed virtual chief of staff)
Episode: When Management Becomes the Bottleneck
Paolo Seroni
Global research leader in banking and financial markets at the IBM Institute for Business Value
IBM Institute for Business Value
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking
Frank Schwab
Board-level perspective on banks governance and regulation
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking
Luca Finani
Expert in private credit and lending transition
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking

Hosts

Joe Menninger
Host of the show with a focus on fintech and startup ecosystems; long-time industry commentator and media presence.
Chris Farnbach
Co-host on the show; appears across multiple episodes discussing market and startup topics.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

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Talking Points

Recent interactions between the hosts and their guests.

When European Startups Should Raise Venture Capital
Q: Which companies should avoid VC, and which absolutely need it to win?
Companies with global ambitions and scalable, exportable unit economics benefit from VC, while roll-ups particularly struggle with VC structures due to dilution and valuation dynamics; VC is most appropriate when a business can scale internationally and justify growth with strong margins.
When European Startups Should Raise Venture Capital
Q: What is a common misconception founders have about venture capital, especially at the seed stage?
Founders often misunderstand that venture capital requires different expertise, stages, and industry focus, and that attracting big rounds at high valuations brings both opportunities and significant obligations, including faster pace and potentially challenging liquidation preferences.
When European Startups Should Raise Venture Capital
Q: What shaped your philosophy on capital and risk as your career progressed from Bain to H14 to Partech?
The guest describes a progression from hands-on diligence in private equity and strategy at Bain to growth-stage investing at H14, then early-scale investments at Partech, emphasizing learning across industries and a focus on what business models and teams work best, and how to help portfolio companies anticipate and solve scaling issues.
European Venture Capital: Efficiency, IPOs, and AI Defensibility
Q: What should a founder consider before deciding to raise venture capital today?
Ambition and market knowledge are the two most important elements; if possible, start with consulting or AI-enabled services to gain traction and a higher initial valuation before raising.
European Venture Capital: Efficiency, IPOs, and AI Defensibility
Q: How do you view European IPO readiness and liquidity for tech firms?
He notes that European markets are less receptive to IPOs below a certain scale, with liquidity challenges after lockups, making private exits or corporate buyouts more common paths than public markets for many firms.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Age Range
Household Income
Social Media Reach

Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

This show centers on fintech startups, banking innovation, payments infrastructure, and European venture capital, with regular founder interviews and market analysis. Episodes frequently dissect funding trends, regulatory developments, open banking, tokenization, and AI-enabled financial services across Germany, Austria, Switzerland, and broader Europe. Notable angles include deep dives into regulatory regimes (e.g., MiCA), tokenized finance, insurtech and wealthtech narratives, and strategic bets by corporates and VC funds. A consistent strength is translating complex fintech ecosystems and capital-market shifts into practical takeaways for founders, investors, banks, and policy teams. A few episodes stand out by pairing high-signal market... more

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this podcast launched 7 years ago and published 230 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Simone Riva
2. Marcus Berger
3. Tomasz Mazuryk
4. Oliver Lugosz
5. Oliver Dlugosch
6. Adrien Treccani
7. Paolo Seroni
8. Frank Schwab

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