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Artwork for FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Startuprad.io™ – Europe’s Voice on Startups, VC, Innovation & Growth
Startuprad.io
Podcast Publishing
Artificial Intelligence
ADA AI
Berlin
Enterprise AI
Metaco
Supervised
Razor Group
Aviloo
Germany
Venture Capital
CSRD Compliance
Defense Tech
Artificial Intelligence In Finance
Laura Cornely
Helsing
Munich, Germany
EV Battery Health
EU Battery Passport

FinTech Germany is Startuprad.io™’s podcast on fintech startups, banking innovation, payments, digital finance, embedded finance, AI in finance, and venture capital in Germany, Austria, Switzerland, and the broader European startup ecosystem. Hosted by Joe Menninger, who previously spent more than a decade as a management consultant in capital markets, the show provides regular analysis and founde... more

PublishesTwice monthlyEpisodes228Founded7 years ago
Number of ListenersCategories
InvestingBusinessTechnology

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Artwork for FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Latest Episodes

In this episode of Startuprad.io, we analyze European startup funding and the conditions under which venture capital creates value or destroys discipline. Simone, Partner at Partech, explains why VC is not validation, why capital efficiency matters, ... more

Germany raised 3.67 billion dollars across 166 equity rounds through May 2026, up 11.61 per cent year-over-year. The headline signals: Helsing is raising 1.2 billion dollars at an eighteen-billion-dollar valuation, led by Dragoneer and Lightspeed, ma... more

Used electric vehicles have a trust problem. Battery state of health determines range, resale value, charging performance, and buyer confidence, but most buyers still cannot verify battery condition through an independent source.

In this episode of ... more

DACH venture capital is undergoing a structural rotation. Capital is moving away from generic SaaS and toward startups tied to defense, space, industrial AI, procurement, tokenized finance, and physical infrastructure.

This episode covers:

- Why Mu... more

This episode analyzes three structural signals shaping the DACH startup ecosystem in Q1 2026. First, startup capital is concentrating into fewer, more defensible companies. Second, Germany’s startup geography is specializing, with Munich and southern... more

The March 2026 DACH startup news roundup covers the month's most significant funding rounds, acquisitions, IPO developments and ecosystem shifts across Germany, Austria and Switzerland — tracking the structural capital movements, sector dynamics and ... more

January and February 2026 reveal a disciplined expansion across the DACH startup ecosystem. After reviewing more than 15,000 funding announcements, we identify structural capital concentration in enterprise AI, ESG/CSRD compliance platforms, defense ... more

Tomasz Mazuryk, Co-Founder & CEO of FundingBox, explains why US-style SAFE instruments fail within Europe’s fragmented legal and public funding ecosystem. He introduces EU Scale, a standardized pan-European convertible loan designed to reduce cross-b... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Recent Guests

Marcus Berger
CEO and partner at Aviloo since 2020
Aviloo
Episode: Aviloo and the Used EV Battery Trust Problem
Tomasz Mazuryk
Founder, investor, and technologist behind FundingBox; technical coordinator of the DeepSafe project and EU Scale lead
FundingBox; DeepSafe project
Episode: EU Scale and the Structural Reform of European Seed Funding
Oliver Lugosz
Dr. Oliver Lugosz, co-founder of ADA AI; previously co-founder of the Razer Group (Berlin)
ADA AI
Episode: AI Employees Are a Design Decision, Not a Hiring One
Oliver Dlugosch
Founder, Razor Group; Co-founder, ADA AI
Razor Group; ADA AI
Episode: ADA AI: AI Employees Replace Back Office Workflows
Adrien Treccani
Founder and CEO of Supervised
Supervised (AI-backed virtual chief of staff)
Episode: When Management Becomes the Bottleneck
Paolo Seroni
Global research leader in banking and financial markets at the IBM Institute for Business Value
IBM Institute for Business Value
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking
Frank Schwab
Board-level perspective on banks governance and regulation
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking
Luca Finani
Expert in private credit and lending transition
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking
Jacob Ward
Media analyst translating technology shifts for a global audience
Meri? (Media perspective – Startupradio host intro)
Episode: Fintech and Finance Review 2025: AI Risk Becomes Banking

Hosts

Joe Menninger
Host of the show with a focus on fintech and startup ecosystems; long-time industry commentator and media presence.
Chris Farnbach
Co-host on the show; appears across multiple episodes discussing market and startup topics.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#13
Indonesia/Business/Investing
Apple Podcasts
#54
Indonesia/Business

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Talking Points

Recent interactions between the hosts and their guests.

Aviloo and the Used EV Battery Trust Problem
Q: Before the break, if you have bought or sold a used electric vehicle, or if you're considering it, what should buyers know about battery health transparency?
Buyers should demand independent, third-party battery health data to assess mileage and safety risks, because OEM warranties don't guarantee usable health across the battery's lifetime. Independent diagnostics provide a clearer picture beyond OEM guarantees.
Why Emotional Branding Is the Startup Superpower You’re Ignoring | Jakob Trpin
Q: How can early-stage founders apply invisible or biological branding in practice when they have almost no budget?
Start with simple, authentic storytelling and align every touchpoint with a genuine human tone; focus on internal branding so the team embodies the brand, then ensure external messaging reflects that warmth consistently to avoid alienating customers as you scale.
Why Emotional Branding Is the Startup Superpower You’re Ignoring | Jakob Trpin
Q: What if your startup's most powerful growth engine isn't your tech, pitch, or GTM, but how your brand makes people feel?
Brand sentiment matters because emotions drive trust and memory; investors and customers respond to authentic human connections that are felt more than described, so founders should build a brand from day one that communicates warmth and human-to-human values.
ADA AI: AI Employees Replace Back Office Workflows
Q: What was the spark moment that led you to the idea of an AI employee, autonomous agent that can run a full workflow?
The idea emerged gradually during Razor Group's five-year journey, culminating when advances in AI governance and context understanding in 2024 showed it was feasible to automate end-to-end processes with reliable agents that understand what teams do and how to interact with systems.
When Management Becomes the Bottleneck
Q: What are the risks or limits of relying on AI for management?
Adrien cautions that AI is not mature for all reasoning tasks, can be unstable in decision-making, and pilots in large enterprises often fail due to friction and adoption challenges, so automation must be designed to minimize change resistance and maintain trust.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

This show centers on fintech startups, banking innovation, payments infrastructure, and European venture capital, with regular founder interviews and market analysis. Episodes frequently dissect funding trends, regulatory developments, open banking, tokenization, and AI-enabled financial services across Germany, Austria, Switzerland, and broader Europe. Notable angles include deep dives into regulatory regimes (e.g., MiCA), tokenized finance, insurtech and wealthtech narratives, and strategic bets by corporates and VC funds. A consistent strength is translating complex fintech ecosystems and capital-market shifts into practical takeaways for founders, investors, banks, and policy teams. A few episodes stand out by pairing high-signal market... more

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this podcast launched 7 years ago and published 228 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Marcus Berger
2. Tomasz Mazuryk
3. Oliver Lugosz
4. Oliver Dlugosch
5. Adrien Treccani
6. Paolo Seroni
7. Frank Schwab
8. Luca Finani

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