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Dev Raga Personal Finance

Dev Raga
Superannuation
Retirement Planning
Investing
Personal Finance
Investment Strategies
Financial Independence
Financial Planning
Australia
Budgeting
Lifestyle Creep
Non-Concessional Contributions
Income Protection
Private Credit
Financial Literacy
Healthcare Workers
Annuities
Interest Rates
Tariffs
Capital Gains Tax
Debt Management

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.

Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

PublishesWeeklyEpisodes375Founded6 years ago
Number of ListenersCategories
BusinessInvestingEducation

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Artwork for Dev Raga Personal Finance

Latest Episodes

Rachelle's book, The Quick-Start Guide to Your First Property is available here: amzn.to/4svhyoH

The 2026 federal budget landed with major changes for property investors and first home buyers. Rachelle Kroon from Sphere Home Loans joins Dev ... more

What does a fulfilling medical career look like beyond the income? Dev sits down with Dr Jono, an emergency physician, point-of-care ultrasound specialist and co-founder of Tambe Global to explore why giving back might be one of the most valuable inv... more

In this episode Dev explains how people approaching retirement can access their super while still working. He touches on:

👉🏾 what is a transition to retirement pension is and how to make use of it

👉🏿 what is preservation age and how is calculat... more

In today’s episode Dev explains the difference between Multi-Level Marketing (MLM) and Pyramid Schemes touching on:

👉🏾 what is MLM and how does it work

👉🏼 how much do most MLM participants actually make

👉🏿 what is a Pyramid Scheme and why ar... more

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Recent Guests

Dr. Jono
Ultrasound-focused emergency physician and co-founder of Tambe Global
Tambe Global / Pearls (Point of Care Ultrasound for Emergency and Acute Care in Resource-Limited Settings)
Episode: 618 there's more to life than money: global health, charity work & why giving back matters
Dr. Matt
Canadian-born Australian doctor, migrates to Australia and practices medicine there
Physician in Australia
Episode: 611 from Canada to Australia: a doctor’s career and money journey
Martin McGrath
Speaker from Financial Edge Group
Financial Edge Group
Episode: 609 super in retirement with Martin McGrath from Retire Right
Rachelle Kroon
Founder of Sphere Home Loans
Sphere Home Loans
Episode: 602 mortgage check-ins, medical lending, building pitfalls, offset vs redraw + more
Dr. Ava
Psychiatrist dealing with healthcare professionals and patients' mental health.
Episode: 549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
Dr. Ken
Retired General Practitioner with over 40 years of investment experience and a unique perspective on financial independence.
Episode: 527 lessons from 50 years of investing (with a retired GP!)
Chris Brycki
Founder and CEO of Stockspot
Stockspot
Episode: 522 Stockspot super deep dive (with CEO Chris Brycki)
Dr. Carmen Brown
OBGYN specialist and founder of Expat MD
Expat MD
Episode: 517 why this American doctor left it all behind for Australia: Dr Carmen's story
Glen James
Founder of the Money Money Money podcast
Money Money Money Podcast
Episode: 443 the quick start guide to investing with Glen James!

Host

Dev Raga
Host who specializes in personal finance concepts and practical advice for busy professionals.

Reviews

4.9 out of 5 stars from 854 ratings
  • Honest advice

    Dev was kind enough to get in a phone call with me for some advice and he was so honest, open and reassuring. He genuinely cared and his guidance was clear and unbiased

    Apple Podcasts
    5
    MimoF
    Australia6 months ago
  • Insightful and easy to follow.

    The Dev Raga Podcast is insightful and easy to follow, making complex financial topics simple and practical. Dev’s calm, clear explanations and relatable examples make personal finance enjoyable and empowering. A must-listen for anyone wanting financial confidence!

    Apple Podcasts
    5
    HealthyH1
    Australia9 months ago
  • excellent podcast

    I’ve discovered this Podcast earlier this year. At the start I was financially illiterate but this Podcast is a great learning resource for me. I thoroughly enjoy it and Dev is an excellent presenter.

    Apple Podcasts
    5
    Maggie-au76
    Australia9 months ago
  • Thank you! Brilliant work

    Your passion for this subject and your desire to help others navigate financial concepts and challenges is unmatched. Thank you for giving me clarity Dev. Definitely give this a listen and follow!

    Apple Podcasts
    4
    Podcastwhat?
    Australia10 months ago
  • Thank you and Keep it up

    Dev, Im not religious but I'd say God bless you for sharing what you know esp to the finance-illiterate health professionals like me! Finally found the "review" button -apologies for not giving your well deserved 5-star rating earlier :-) Ive been listening since last year and really incorporated the first 10podcast in my life. Hope to find my FIRE sooner or later, at least Im on the right path now. Keep up the great work! SINCERE THANK YOU for all you do/share in these podcasts and being ava... more

    Apple Podcasts
    5
    3D Memories
    Australiaa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The content is frequently described as empowering and informative, particularly for professionals in the healthcare sector.
Overall, feedback indicates a strong appreciation for the host's dedication to educating and supporting listeners in their financial journeys.
Many commend the host's ability to explain financial concepts clearly and effectively, especially for those new to these topics.
Listeners appreciate the practical, relatable financial insights that make complex topics accessible.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

610 invest inside vs outside of super, retirement case study + retiree pitfalls with Martin McGrath from Retire Right
Q: What is the general hierarchy of where to invest money as you accumulate wealth?
Max out concessional contributions first to benefit from lower tax inside super, then consider non-concessional (voluntary) contributions for additional growth, keeping in mind caps and long-term goals.
609 super in retirement with Martin McGrath from Retire Right
Q: What exactly is the cap for moving money into the pension phase, and how does this interact with plan timing and future indexation?
The current cap is around two million dollars for pension phase, and timing matters because the cap is indexed and may change; if you trigger the transfer later, you might access a higher cap, but in most cases you should optimize timing to maximize the amount moved at zero tax.
603 TPD insurance is changing: what you need to know with Phil Thompson
Q: What should policyholders be aware of regarding the new TPD insurance options?
Policyholders should consider that new policies may be more restrictive, especially regarding claims, and it's essential to review their coverage with an advisor.
603 TPD insurance is changing: what you need to know with Phil Thompson
Q: How has TPD insurance changed over the years?
The nature of TPD has become increasingly complex, especially around definitions of permanency, making assessments more challenging for insurers and medical professionals.
549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
Q: How prevalent is it that doctors or healthcare workers in general are predisposed to mental health more than other professions?
Doctors have higher rates of mental health issues, beginning often in medical school and can lead to serious outcomes.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Dev Raga Personal Finance

What is Dev Raga Personal Finance about and what kind of topics does it cover?

A resourceful podcast that simplifies complex money concepts, aiming to equip busy professionals with the financial knowledge they need to succeed. The host frequently covers a wide range of topics such as investing strategies, personal finance tips, insurance advice, and the intricacies of market dynamics, particularly from a healthcare professional's perspective. Episodes often include guest appearances from financial experts and discussions on real-life financial scenarios, providing practical insights to help listeners make informed decisions about their finances. Particularly noteworthy is the host's ability to make financial literacy accessible and relatable, which resonates well with listeners looking for clear guidance in their fina... more

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Which podcasts are similar to Dev Raga Personal Finance?

These podcasts share a similar audience with Dev Raga Personal Finance:

1. money money money
2. Aussie FIRE | Financial Independence Retire Early
3. this is property
4. Retire Right
5. Australian Finance Podcast

How many episodes of Dev Raga Personal Finance are there?

Dev Raga Personal Finance launched 6 years ago and published 375 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Dev Raga Personal Finance?

Recent guests on Dev Raga Personal Finance include:

1. Dr. Jono
2. Dr. Matt
3. Martin McGrath
4. Rachelle Kroon
5. Dr. Ava
6. Dr. Ken
7. Chris Brycki
8. Dr. Carmen Brown

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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