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Dev Raga Personal Finance

Dev Raga
Superannuation
Retirement Planning
Investing
Personal Finance
Investment Strategies
Financial Independence
Financial Planning
Australia
Budgeting
Lifestyle Creep
Non-Concessional Contributions
Income Protection
Private Credit
Financial Literacy
Healthcare Workers
Annuities
Interest Rates
Tariffs
Capital Gains Tax
Debt Management

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.

Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

PublishesWeeklyEpisodes378Founded6 years ago
Number of ListenersCategories
InvestingBusinessEducation

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Artwork for Dev Raga Personal Finance

Latest Episodes

Dev is back with his seventh EV update! After trading in his Tesla Model 3 in 2024, he's now 90,000km into his second one. In this episode he covers:

👉🏾 the cost savings of his first Model 3

👉🏿 the numbers on his second Model 3

👉🏻 does it ma... more

Having lots of money has it's advantages, but it can also come with added challenges. In today's episode Dev unpacks these, touching on:

👉🏾 trust and relationship issues

👉🏿 family issues

👉🏻 suspicion

👉 lack of privacy

👉🏼 rising stress

more

In this episode Dev & Vince Scully, Portfolio Manager at Life Sherpa Invest dig into what most index fund podcasts don't tell you, that the index you pick matters just as much as the decision to invest in one. They touch on:

👉 the current interest ... more

Rachelle's book, The Quick-Start Guide to Your First Property is available here: amzn.to/4svhyoH

The 2026 federal budget landed with major changes for property investors and first home buyers. Rachelle Kroon from Sphere Home Loans joins Dev ... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Dr. Jono
Ultrasound-focused emergency physician and co-founder of Tambe Global
Tambe Global / Pearls (Point of Care Ultrasound for Emergency and Acute Care in Resource-Limited Settings)
Episode: 618 there's more to life than money: global health, charity work & why giving back matters
Dr. Matt
Canadian-born Australian doctor, migrates to Australia and practices medicine there
Physician in Australia
Episode: 611 from Canada to Australia: a doctor’s career and money journey
Martin McGrath
Speaker from Financial Edge Group
Financial Edge Group
Episode: 609 super in retirement with Martin McGrath from Retire Right
Phil Thompson
Returning guest, expert in personal insurance from Skye Wealth
Skye Wealth
Episode: 603 TPD insurance is changing: what you need to know with Phil Thompson
Dr. Ava
Psychiatrist dealing with healthcare professionals and patients' mental health.
Episode: 549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
Vince Scully
Expert in personal finance and insurance topics
Life Sherpa
Episode: 546 what is an annuity?
Dr. Ken
Retired General Practitioner with over 40 years of investment experience and a unique perspective on financial independence.
Episode: 527 lessons from 50 years of investing (with a retired GP!)
Rachelle Kroon
Mortgage broker from Sphere Home Loans
Sphere Home Loans
Episode: 526 lending for medical professionals: pre-approvals, parental leave, borrowing strategies + more
Chris Brycki
Founder and CEO of Stockspot
Stockspot
Episode: 522 Stockspot super deep dive (with CEO Chris Brycki)

Host

Dev Raga
Host of Dev Raga Personal Finance

Reviews

4.9 out of 5 stars from 855 ratings
  • Excellent podcast with some questionable guests

    On the index investing episode, you can always trust Vin Scully to overcomplicate this type of investing. If it can be made more complex, into the open arms of financial advisors you shall go.

    Apple Podcasts
    4
    inquisito65
    Australia20 days ago
  • Honest advice

    Dev was kind enough to get in a phone call with me for some advice and he was so honest, open and reassuring. He genuinely cared and his guidance was clear and unbiased

    Apple Podcasts
    5
    MimoF
    Australia7 months ago
  • Insightful and easy to follow.

    The Dev Raga Podcast is insightful and easy to follow, making complex financial topics simple and practical. Dev’s calm, clear explanations and relatable examples make personal finance enjoyable and empowering. A must-listen for anyone wanting financial confidence!

    Apple Podcasts
    5
    HealthyH1
    Australia10 months ago
  • excellent podcast

    I’ve discovered this Podcast earlier this year. At the start I was financially illiterate but this Podcast is a great learning resource for me. I thoroughly enjoy it and Dev is an excellent presenter.

    Apple Podcasts
    5
    Maggie-au76
    Australia10 months ago
  • Thank you! Brilliant work

    Your passion for this subject and your desire to help others navigate financial concepts and challenges is unmatched. Thank you for giving me clarity Dev. Definitely give this a listen and follow!

    Apple Podcasts
    4
    Podcastwhat?
    Australia10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Clear, practical guidance that makes complex topics easy to understand.
Great for professionals who want actionable money moves without the fluff.
Consistently helpful for both beginners and those with some investing knowledge.
Listeners appreciate the calm, trustworthy delivery and real-world examples.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#42
Australia/Business/Investing
Apple Podcasts
#111
Australia/Business

Talking Points

Recent interactions between the hosts and their guests.

610 invest inside vs outside of super, retirement case study + retiree pitfalls with Martin McGrath from Retire Right
Q: What is the general hierarchy of where to invest money as you accumulate wealth?
Max out concessional contributions first to benefit from lower tax inside super, then consider non-concessional (voluntary) contributions for additional growth, keeping in mind caps and long-term goals.
609 super in retirement with Martin McGrath from Retire Right
Q: What exactly is the cap for moving money into the pension phase, and how does this interact with plan timing and future indexation?
The current cap is around two million dollars for pension phase, and timing matters because the cap is indexed and may change; if you trigger the transfer later, you might access a higher cap, but in most cases you should optimize timing to maximize the amount moved at zero tax.
603 TPD insurance is changing: what you need to know with Phil Thompson
Q: What should policyholders be aware of regarding the new TPD insurance options?
Policyholders should consider that new policies may be more restrictive, especially regarding claims, and it's essential to review their coverage with an advisor.
603 TPD insurance is changing: what you need to know with Phil Thompson
Q: How has TPD insurance changed over the years?
The nature of TPD has become increasingly complex, especially around definitions of permanency, making assessments more challenging for insurers and medical professionals.
549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
Q: How prevalent is it that doctors or healthcare workers in general are predisposed to mental health more than other professions?
Doctors have higher rates of mental health issues, beginning often in medical school and can lead to serious outcomes.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Dev Raga Personal Finance

What is Dev Raga Personal Finance about and what kind of topics does it cover?

This show targets busy professionals seeking practical, jargon-free guidance on personal finance, investing, and wealth building. Episodes routinely break down complex concepts (retirement funding, tax strategies, and property decisions) with real-world examples, often involving professionals like doctors, GPs, and healthcare workers discussing money alongside career choices. A standout aspect is the mix of actionable financial education with career- and industry-specific insights, plus guest experts who share practical lessons from practice ownership, retirement planning, and global health contexts. Listeners likely appreciate clear explanations, cautious financial planning, and strategies that fit demanding professional lives.

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How many listeners does Dev Raga Personal Finance get?

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To see how many followers or subscribers Dev Raga Personal Finance has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Dev Raga Personal Finance?

These podcasts share a similar audience with Dev Raga Personal Finance:

1. Aussie FIRE | Financial Independence Retire Early
2. money money money
3. Investopoly
4. this is property
5. Australian Finance Podcast

How many episodes of Dev Raga Personal Finance are there?

Dev Raga Personal Finance launched 6 years ago and published 378 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Dev Raga Personal Finance?

Recent guests on Dev Raga Personal Finance include:

1. Dr. Jono
2. Dr. Matt
3. Martin McGrath
4. Phil Thompson
5. Dr. Ava
6. Vince Scully
7. Dr. Ken
8. Rachelle Kroon

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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