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Artwork for Aussie FIRE

Aussie FIRE | Financial Independence Retire Early

Hayden Smith & Dave Gow
Financial Independence
Investing
Etfs
Investment Strategies
Debt Recycling
Superannuation
Personal Finance
Australia
Retirement Planning
Investment Properties
Real Estate
Passive Income
Property Investment
Capital Gains Tax
Shares
Home Loans
Interest Rates
Mortgage
Housing Market
Investments

The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.

The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a ... more

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Artwork for Aussie FIRE

Latest Episodes

How do you retire before 40 when you didn't start investing until 28, panicked after your first investment fell 10%, and lost money on property along the way? And what happens when you finally have enough money to stop working, but can't quite bring ... more

They've spent the last eight years working part-time so they can enjoy more time with their kids, and they wouldn't change a thing. But with expensive school years ahead and full retirement still on the horizon, one couple in their mid-40s is startin... more

Your FIRE plan might look perfectly reasonable on paper. But what happens when the share market drops, an investment property needs a $20,000 repair, interest rates rise or the government starts changing tax rules? And if financial decisions are keep... more

Where should a retirement cash buffer live when most of your wealth is already in super? If you're aiming to retire in ten years, is it better to build your outside portfolio first or split your investing between ETFs and super now? And once you're a... more

Key Facts

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Recent Guests

Anthony Nguyen
Creator/content producer focused on cycling, life, travel, and money
Out of Office (Instagram handle)
Episode: 91. Work optional at 34 with Anthony Nguyen
Dave Gow
Founder/host from Strong Money Australia, guest sharing property-to-ETF transition
Strong Money Australia
Episode: 87. From investment properties to ETFs: how Dave actually made the switch
Brett Evans
Advisor, Atlas Wealth; author of The Expat Handbook
Atlas Wealth
Episode: 86. The $500k tax mistake Aussie expats don't see coming w/Brett Evans
Natasha Etschmann
Content creator and investor known as Tash Invest
Tash Invest
Episode: 64. The mindset that made Tash start investing at just 18

Hosts

Dave Gow
Hosted discussions and case studies around property-to-ETF transitions and long-term investing, affiliated with Strong Money Australia.
Hayden Pearler
Co-host focusing on Pearler ecosystem and guiding discussions on Australian FIRE and investing.

Reviews

4.8 out of 5 stars from 371 ratings
  • Bias to ETFs and disregards other asset classes

    Since this podcast is affiliated with Pearler, there is a clear conflict of interest and bias towards ETFs/shares. Suggesting ETFs outperforms a well selected property is laughable, even when considering purchasing and holding costs.

    Apple Podcasts
    1
    Jeromeoo
    Australia3 months ago
  • Great information

    Great podcast, easy to understand and presented in a way that’s relatable for everyone at some part of their investing journey. Can get some real life wisdom from these two blokes compared to other “podcast mates” that just waffle on.

    Apple Podcasts
    5
    Donny diver22
    Australia4 months ago
  • Best and easy to understand

    I look forward to new episodes as I love the topics discussed on investments and how easy it is for me to understand. I’m a makeup artist so you can imagine that finance is not really my thing, and I didn’t even think of investing or FIRE until I saw Dave on tv once and thought it was amazing. Hayden has a very reassuring and smooth voice , easy on the ears . What a pleasure - thank you.

    Apple Podcasts
    5
    xiaoling78
    Australia6 months ago
  • Best podcast

    Absolutely love the podcast! Always informative, solid conversations and coverage over financial topics. Extremely relevant to people and really gets you thinking about heaps of different options and FI. Absolutely love it

    Apple Podcasts
    5
    OliverN04
    Australia7 months ago
  • Great FIRE Podcast

    One of the best podcast I’ve ever listened to. Very detailed and provide amazing ideas to reach financial independence.

    Thank you guys

    Apple Podcasts
    5
    Mo mo larsson
    Australia8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Australian-focused insights on taxes, CGT, and property versus shares.
Clear, practical FI guidance with relatable host banter.
Consistently high-quality episodes with actionable takeaways for listeners.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Spotify
#25
Australia/Business
Apple Podcasts
#27
Australia/Business/Investing
Apple Podcasts
#52
Australia/Business
Apple Podcasts
#68
New Zealand/Business/Investing
Apple Podcasts
#142
Indonesia/Business/Investing
Apple Podcasts
#165
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

98. "We semi-retired. Now we're scared we won't have enough at 60"
Q: We are in our mid-40s, work part-time, have two young children and several substantial assets, and worry we may not have enough to retire at 60. What are your thoughts on our FIRE journey?
The hosts say the couple appears to be in a strong position. Their underlying spending may be much lower than reported, their shares and super could grow substantially over ten years, and their investment property provides further flexibility. They recommend clarifying future lifestyle goals and keeping enough money outside super to bridge the years before age 60.
97. Remaining calm on the FIRE journey
Q: What's your first thought when someone throws this at you and refers to you as chill to the extreme, when they feel like they can't easily be like you?
Dave says some calmness may reflect personality, though people can practice strategies such as zooming out and focusing on what they can control. Hayden adds that experience, education and reframing can make financial risks feel more manageable.
96. Q&A: Super, ETFs and planning for retirement
Q: Should I sell shares I'm retired to move money into my super before pension phase, and does moving money before pension phase provide a meaningful tax benefit?
The experts explain that moving money into super before pension phase can be tax-efficient in some cases, but it depends on cost bases and capital gains. They emphasize staged transfers, evaluating whether gains have already occurred, and considering the administrative steps and long-term implications for pension phase withdrawals.
96. Q&A: Super, ETFs and planning for retirement
Q: Should you build your portfolio outside super first or do both at the same time when aiming to retire in 10 years, and how do caps affect this plan?
They suggest a balanced, simultaneous approach to both inside and outside super, noting that relying solely on outside or inside super can lead to tax or cap issues. The discussion highlights that caps and carry-forward/concessional contributions complicate pure one-path strategies, and a blended path is often simpler and effective.
96. Q&A: Super, ETFs and planning for retirement
Q: I have a question about my one to two year cash buffer for a downturn. Where should I keep it, inside or outside super, given I can access both portfolios if needed?
The hosts discuss the trade-offs: a cash buffer inside super reduces volatility exposure and tax on future withdrawals, but keeping some outside super preserves liquidity and flexibility for unexpected expenses. The choice depends on the expected cash flow timeline and comfort with tying money up in super, with a general leaning toward maintaining a meaningful buffer outside super while still leveraging the inside-super options.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Aussie FIRE

What is Aussie FIRE about and what kind of topics does it cover?

Listeners are drawn to practical, Australia-focused financial independence content, with a strong emphasis on real-world case studies, tax and property decisions, and low-cost investing in ETFs. Episodes frequently compare property vs. shares, discuss tax policy changes, and offer tactical guidance for pursuing early retirement in an Australian context. The show stands out for its approachable banter between two hosts, a willingness to tackle tax traps, and a consistent focus on actionable steps (de-risking portfolios, debt recycling, and geo-arbitrage) to help listeners optimize long-term wealth while staying grounded in local rules and costs.

Where can I find podcast stats for Aussie FIRE?

Rephonic provides a wide range of podcast stats for Aussie FIRE. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Aussie FIRE and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Aussie FIRE get?

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What are the audience demographics for Aussie FIRE?

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How many subscribers and views does Aussie FIRE have?

To see how many followers or subscribers Aussie FIRE has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Aussie FIRE?

These podcasts share a similar audience with Aussie FIRE:

1. Australian Finance Podcast
2. Get Rich Slow Club
3. Australian Investors Podcast
4. Retire Right
5. Australian Retirement Podcast

How many episodes of Aussie FIRE are there?

Aussie FIRE launched 4 years ago and published 129 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Aussie FIRE?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Aussie FIRE?

Rephonic pulls ratings and reviews for Aussie FIRE from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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How do I access podcast episode transcripts for Aussie FIRE?

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What guests have appeared on Aussie FIRE?

Recent guests on Aussie FIRE include:

1. Anthony Nguyen
2. Dave Gow
3. Brett Evans
4. Natasha Etschmann

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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